What are the current interest rates at Your Best Credit Union?

Current rates for Your Best Credit Union include: MMA: 3.56%

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Your Best Credit Union

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Your Best Credit Union Rates & Review April 2026

Q: How many branches does Your Best Credit Union operate?

Your Best Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Q: Is a member application needed to join Your Best Credit Union?

Yes, to access services at Your Best Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Q: Is there a first-time homebuyer program?

Currently, Your Best Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Q: Are credit management and repair services offered?

While formal credit repair services are not currently listed, Your Best Credit Union provides members with tools to manage their accounts and build a solid financial history.

Content reviewed by

Brian McKay

| Editorial Disclosure | ✓Fact Checked | Rates Last Updated: April 8, 2026

Your Best Credit Union's money market rates are at 3.56%. MonitorBankRates evaluates the financial stability of Your Best Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 0.14%. Rates were last updated on 04/08/2026.

Your Best Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Your Best Credit Union? Share your experience about Your Best Credit Union by leaving a review below, or read customer reviews before you decide to use Your Best Credit Union.

Overall Health & Safety Grade

A+

Exceptional Health Score: 100/100

MonitorBankRates Rating

5.0

Exceptional Out of 5.0 Stars

Texas Ratio

0.14%

Excellent Lower than avg

Your Best Credit Union
Your Best Credit Union

26 Century Blvd
Nashville, TN 37214 3683

https://yourbestcu.com

Your Best Credit Union Money Market Rates

Product	Rate	APY	View More
Money Market	-	3.56%
Details as high as Last Updated 04/08/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.14%

Your Best Credit Union Credit Card Rates

Product	Rate	APR	View More
Credit Card	-	9.90%
Details As Low As Last Updated 04/08/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.14%

Important: Rates, terms, and conditions are subject to change without notice. The rates displayed are for information purposes only. Please confirm all rates and terms directly with the financial institution. We strive to keep this information accurate but cannot guarantee it.
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution's data from MonitorBankRates.com, please contact us here.

Methodology & Data Sources

MonitorBankRates Star Rating

Our rating for Your Best Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.

Texas Ratio

We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation

We gather Your Best Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Your Best Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name Your Best Credit Union

Website https://yourbestcu.com

Address 26 Century Blvd, Nashville, TN 37214 3683

Phone 615-872-6380

Fax 615-872-6388

President James ODell

CEO Adrian Muniz III

Full-Time Employees 4

Part-Time Employees 0

Branch Locations 1

ATM Locations 0

NCUA Insured ✓ Yes — Up to $250,000 per depositor

Financials

MonitorBankRates Star Rating

5.0 / 5.0 ★

Overall Health & Safety Grade

A+ (100/100)

Texas Ratio

0.14%

Return on Assets (ROA)

0.0248%

Return on Equity (ROE)

0.1625%

Non-Performing Loans Ratio (NPL)

0.03%

Total Assets

16,085,768

Total Amount of Shares and Deposits

13,608,490

Total Shares and Deposits < 1 Year

12,194,600

Total Shares and Deposits 1 3 Years

1,413,890

Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)

1,833,411

Total Uninsured Shares and Deposits > $250K (F+J)

1,833,411

Total Insured Shares and Deposits > $250K (item 17 less item K)

11,775,079

Total Interest Expense (Sum of items 6 8)

215,066

Share Certificates

Number of Accounts for Share Drafts

620

IRA KEOGH Accounts

Number of Accounts for Regular Shares

1,909

Money Market Shares

Net Income (unless the amount is already included in Undivided Earnings)

4,953

Total Cash on Deposit (Amounts Deposited in Financial Institutions)

578,725

Total Liabilities

13,628,485

Source: NCUA — Last Updated 09/30/2025

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Frequently Asked Questions About Your Best Credit Union

Is Your Best Credit Union a safe place to deposit money?

Yes, Your Best Credit Union is considered a safe financial institution. With a Texas Ratio of 0.13889324103085%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category.

How many branches does Your Best Credit Union operate?

Your Best Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join Your Best Credit Union?

Yes, to access services at Your Best Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, Your Best Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Your Best Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does Your Best Credit Union offer online and mobile banking?

Most modern institutions like Your Best Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://yourbestcu.com.