Current Minnesota money market rates include The Huntington National BankThe Huntington National Bank325 S Broad St, Mankato, MN 56001A+5.0 ★Texas Ratio: 4.60% High-Yield Money Market at 3.82% APY, Security State Bank of MarineSecurity State Bank of Marine120 Judd St, Marine On St Croix, MN 55047A+5.0 ★Texas Ratio: 0.11% Money Market Platinum at 3.56% APY, North Shore Bank of CommerceNorth Shore Bank of Commerce131 W Superior St, Duluth, MN 55802A+5.0 ★Texas Ratio: 2.16% Preferred Investment Max | Money Market at 3.50% APY, Baxter Credit UnionBaxter Credit Union2 Scimed Pl, Maple Grove, MN 55311 1565A5.0 ★Texas Ratio: 7.73% Money Market Special at 3.50% APY, and TruStone Financial Credit UnionTruStone Financial Credit Union14601 27th Ave N, Plymouth, MN 55447A+5.0 ★Texas Ratio: 5.44% Business High-Yield Money Market at 3.50% APY. Money market rates as of April 22, 2026 according to verified data from MonitorBankRates.
Use the tables below to compare money market rates across Minnesota side-by-side. Minnesota money market rates currently reach as high as 3.82% APY from The Huntington National Bank at 325 S Broad St, Mankato, MN 56001. Rates are continually updated — we recommend checking back frequently.
Rates reflect recent market quotes and representative offers available to depositors in Minnesota and surrounding area. Last Updated and Verified: April 22, 2026
Earn between 3.20%-3.82% APY based on your zip code; Minimum of $25,000 not currently deposited at Huntington.
$5,000,000 And Greater
Minimum to Open $2,500.00
Minimum to Open $2,500.00
Minimum to Open $2,500.00
$3,000,000 - $4,999,999.99
Valid as of 3/20. New deposits only.
Minimum to Open $2,500.00
Minimum to Open $2,500.00
Limited time offer
Qualifying balance up to $3,000,000.00
$1,000,000 - $2,999,999.99
Qualifying balance up to $3,000,000.00
($25,000 minimum balance requirement to obtain APR/APY)
Daily Balances of $150,000.00-10,000,000.00
$750,000 - $999,999.99
Minimum to Open $2,500.00
Limited time offer
Daily Balances of $100,000.00-149,999.99
$500,000 - $749,999.99
Minimum to Open $2,500.00
minimum balance of $100 required to earn dividends. First $100 earns rate equal to $2500 - $9,999.99 tier paid for High Yield Money Market. Member needs to meet minimum requirements to qualify.
($10,000 min./below $25 s/c)
Daily Balances of $50,000.00-99,999.99
Daily Balances up to $49,999.99
minimum balance of $100 required to earn dividends. First $100 earns rate equal to $2500 - $9,999.99 tier paid for High Yield Money Market. Member needs to meet minimum requirements to qualify.
$50,000 and Above
Limited time offer
$5,000 minimum opening deposit
$5,000 minimum opening deposit
($10,000 min./below $25 s/c)
Compare local Minnesota money market quotes against the statewide average
Daily money market rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
Minnesota high-yield MMA rates fell 0.051 points over the past 7 days to 3.289% APY.
Minnesota standard MMA rates rose 0.092 points over the past 7 days to 1.086% APY.
Direct-Sourced & Verified Money Market Rate Data: We aggregate money market account rates for Minnesota directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every money market rate displayed on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Minnesota. We feature a comprehensive mix of institutions from neighborhood credit unions and mid-sized regional banks to large national institutions available to savers in MN.
Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update money market rates daily. Because MMA yields can fluctuate rapidly based on market conditions, every product listed features its own specific “last updated” date, giving you complete transparency.