MonitorBankRates
☰
iAdvertiser Disclosure
Advertiser Disclosure Some institutions listed may have a business relationship with MonitorBankRates. Our proprietary systems independently track and verify all rates. Advertiser relationships do not influence our Safety Ratings, Star Ratings, Texas Ratio calculations, or the rates shown.

Best Money Market Rates in Bozeman, Montana (MT) - May 2026

Content reviewed by
Brian McKay Brian McKay
Brian McKay

Brian McKay

Founder & Data Architect
Expertise
  • Automated Online Rate Data Aggregation
  • Location-Based Rate Tables
  • Bank & Credit Union Health Safety Ratings
  • Bank & Credit Union Star Ratings
  • Finance Calculators
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Read Full Bio →
| i Editorial Disclosure
Editorial Disclosure The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
| ✓Fact Checked | Last Updated: May 12, 2026

Current Bozeman, Montana and the surrounding area money market deposit account rates include Sky Federal Credit UnionSky Federal Credit Union777 E Main St Ste 102, Bozeman, MT 59715B4.6 ★Texas Ratio: 20.02% Managed Liquidity Money Market at 4.00% APY, Intrepid Credit UnionIntrepid Credit Union424 E Main St Ste 102B, Bozeman, MT 59715 4756A+5.0 ★Texas Ratio: 1.35% Money Market at 1.50% APY, Rocky Mountain Credit UnionRocky Mountain Credit Union8645 Huffine Ln, Bozeman, MT 59718 7564A5.0 ★Texas Ratio: 7.32% Premier Money Market at 1.28% APY, Madison Valley BankMadison Valley Bank200 S 23rd Ave, Bozeman, MT 59718A+5.0 ★Texas Ratio: 5.13% Money Market at 0.25% APY, and Mountain America Federal Credit UnionMountain America Federal Credit UnionA5.0 ★Texas Ratio: 11.38% Money market at 3.55% APY. Money market rates as of May 12, 2026 according to verified data from MonitorBankRates.

Bozeman has 4 local institutions in our database, with money market rates as high as 4.00% APY from Sky Federal Credit Union at 777 E Main St Ste 102, Bozeman, MT 59715. Use the table below to compare all available offers, including options from institutions serving the broader Montana area. Rates are continually updated — we recommend checking back frequently.

Rates reflect recent market quotes and representative offers available to depositors in Bozeman, Montana and surrounding area. Last Updated and Verified: May 12, 2026

Compare the Best Money Market Rates Today in Bozeman, Montana & the Surrounding Area

Source: Verified Money Market Rate Data provided by MonitorBankRates
Institution
Product
APY
Min Deposit
Profile
Sky Federal Credit Union
Institution Rating:
B4.6 ★ Texas Ratio: 20.02%
777 E Main St Ste 102, Bozeman, MT 59715
Sky High Money Market
4.00%
$0
View
▼
Rate3.93%
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details

Sky Federal Credit Union
Institution Rating:
B4.6 ★ Texas Ratio: 20.02%
777 E Main St Ste 102, Bozeman, MT 59715
Managed Liquidity Money Market
4.00%
$0
View
▼
Rate3.93%
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details

Sky Federal Credit Union
Institution Rating:
B4.6 ★ Texas Ratio: 20.02%
777 E Main St Ste 102, Bozeman, MT 59715
Sky High Money Market
2.00%
$0
View
▼
Rate1.98%
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details

Sky Federal Credit Union
Institution Rating:
B4.6 ★ Texas Ratio: 20.02%
777 E Main St Ste 102, Bozeman, MT 59715
Premier Money Market
2.00%
$0
View
▼
Rate1.98%
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details

Sky Federal Credit Union
Institution Rating:
B4.6 ★ Texas Ratio: 20.02%
777 E Main St Ste 102, Bozeman, MT 59715
Premier Money Market
1.75%
$0
View
▼
Rate1.74%
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details

Sky Federal Credit Union
Institution Rating:
B4.6 ★ Texas Ratio: 20.02%
777 E Main St Ste 102, Bozeman, MT 59715
Premier Money Market
1.50%
$0
View
▼
Rate1.49%
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details

Sky Federal Credit Union
Institution Rating:
B4.6 ★ Texas Ratio: 20.02%
777 E Main St Ste 102, Bozeman, MT 59715
Money Market
1.50%
$0
View
▼
Rate1.49%
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details

Intrepid Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.35%
424 E Main St Ste 102B, Bozeman, MT 59715 4756
Premium Plus Money Market
1.50%
$0
View
▼
Rate1.49%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details

Intrepid Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.35%
424 E Main St Ste 102B, Bozeman, MT 59715 4756
Money Market
1.50%
$0
View
▼
Rate1.49%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details

Sky Federal Credit Union
Institution Rating:
B4.6 ★ Texas Ratio: 20.02%
777 E Main St Ste 102, Bozeman, MT 59715
Sky High Money Market
1.50%
$0
View
▼
Rate1.49%
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details

Sky Federal Credit Union
Institution Rating:
B4.6 ★ Texas Ratio: 20.02%
777 E Main St Ste 102, Bozeman, MT 59715
Managed Liquidity Money Market
1.50%
$0
View
▼
Rate1.49%
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details

Intrepid Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.35%
424 E Main St Ste 102B, Bozeman, MT 59715 4756
Premium Plus Money Market
1.45%
$0
View
▼
Rate1.44%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details

Intrepid Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.35%
424 E Main St Ste 102B, Bozeman, MT 59715 4756
Money Market
1.40%
$0
View
▼
Rate1.39%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details

Rocky Mountain Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.32%
8645 Huffine Ln, Bozeman, MT 59718 7564
Premier Money Market
1.28%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details

Fees apply to any balance below $50,000

Sky Federal Credit Union
Institution Rating:
B4.6 ★ Texas Ratio: 20.02%
777 E Main St Ste 102, Bozeman, MT 59715
Premier Money Market
1.25%
$0
View
▼
Rate1.24%
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details

Sky Federal Credit Union
Institution Rating:
B4.6 ★ Texas Ratio: 20.02%
777 E Main St Ste 102, Bozeman, MT 59715
Money Market
1.25%
$0
View
▼
Rate1.24%
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details

Sky Federal Credit Union
Institution Rating:
B4.6 ★ Texas Ratio: 20.02%
777 E Main St Ste 102, Bozeman, MT 59715
Sky High Money Market
1.25%
$0
View
▼
Rate1.24%
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details

Intrepid Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.35%
424 E Main St Ste 102B, Bozeman, MT 59715 4756
Money Market
1.15%
$0
View
▼
Rate1.14%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details

Rocky Mountain Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.32%
8645 Huffine Ln, Bozeman, MT 59718 7564
Premier Money Market
1.04%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details

Fees apply to any balance below $50,000

Intrepid Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.35%
424 E Main St Ste 102B, Bozeman, MT 59715 4756
Premium Plus Money Market
1.00%
$0
View
▼
Rate1.00%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details

Rocky Mountain Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.32%
8645 Huffine Ln, Bozeman, MT 59718 7564
Standard Money Market
0.94%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details

Fees apply to any balance below $2,500

Intrepid Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.35%
424 E Main St Ste 102B, Bozeman, MT 59715 4756
Money Market
0.90%
$0
View
▼
Rate0.90%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details

Sky Federal Credit Union
Institution Rating:
B4.6 ★ Texas Ratio: 20.02%
777 E Main St Ste 102, Bozeman, MT 59715
Money Market
0.85%
$0
View
▼
Rate0.84%
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details

Sky Federal Credit Union
Institution Rating:
B4.6 ★ Texas Ratio: 20.02%
777 E Main St Ste 102, Bozeman, MT 59715
Sky High Money Market
0.85%
$0
View
▼
Rate0.84%
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details

Sky Federal Credit Union
Institution Rating:
B4.6 ★ Texas Ratio: 20.02%
777 E Main St Ste 102, Bozeman, MT 59715
Money Market
0.75%
$0
View
▼
Rate0.75%
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details

Intrepid Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.35%
424 E Main St Ste 102B, Bozeman, MT 59715 4756
Money Market
0.65%
$0
View
▼
Rate0.65%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details

Intrepid Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.35%
424 E Main St Ste 102B, Bozeman, MT 59715 4756
Premium Plus Money Market
0.65%
$0
View
▼
Rate0.65%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details

Intrepid Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.35%
424 E Main St Ste 102B, Bozeman, MT 59715 4756
Money Market
0.45%
$0
View
▼
Rate0.45%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details

Rocky Mountain Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.32%
8645 Huffine Ln, Bozeman, MT 59718 7564
Standard Money Market
0.44%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details

Fees apply to any balance below $2,500

Madison Valley Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 5.13%
200 S 23rd Ave, Bozeman, MT 59718
Money Market
0.25%
$1,000
View
▼
Rate0.25%
Min Deposit$1,000
Min Balance—
UpdatedMay 5, 2026
Details

Mountain America Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.38%
Money market
3.55%
$0
View
▼
Rate3.49%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details

Farmers State Bank Victor, MT
Institution Rating:
A5.0 ★ Texas Ratio: 8.58%
Platinum Money Market
3.45%
$25
View
▼
Rate3.40%
Min Deposit$25
Min Balance—
UpdatedMay 5, 2026
Details

See Tiered Pricing below

Mountain America Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.38%
Money market
3.20%
$0
View
▼
Rate3.15%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details

Altana Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.84%
ACE Money Market
3.20%
$0
View
▼
Rate3.15%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details

$250,000+

Peoples Bank of Deer Lodge
Institution Rating:
A+5.0 ★ Texas Ratio: 2.81%
Money Market
2.89%
$100
View
▼
Rate2.85%
Min Deposit$100
Min Balance—
UpdatedMay 5, 2026
Details

Altana Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.84%
Sam Money Market
2.70%
$0
View
▼
Rate2.67%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details

$100,000+

Pioneer Federal S&L
Institution Rating:
A+5.0 ★ Texas Ratio: 0.34%
Money Market Savings
2.57%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details

Peoples Bank of Deer Lodge
Institution Rating:
A+5.0 ★ Texas Ratio: 2.81%
Money Market
2.53%
$100
View
▼
Rate2.50%
Min Deposit$100
Min Balance—
UpdatedMay 5, 2026
Details

Altana Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.84%
Sam Money Market
2.50%
$0
View
▼
Rate2.47%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details

$75,000 - $99,999.99

Mountain America Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.38%
Money market
2.40%
$0
View
▼
Rate2.37%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details

Altana Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.84%
Sam Money Market
2.25%
$0
View
▼
Rate2.23%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details

$50,000 - $74,999.99

Pioneer Federal S&L
Institution Rating:
A+5.0 ★ Texas Ratio: 0.34%
Money Market Savings
2.05%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details

Summit National Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.74%
Premier Money Markets
2.02%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details

Minimum to Open

Peoples Bank of Deer Lodge
Institution Rating:
A+5.0 ★ Texas Ratio: 2.81%
Money Market
2.02%
$100
View
▼
Rate2.00%
Min Deposit$100
Min Balance—
UpdatedMay 5, 2026
Details

The Bank of Commerce
Institution Rating:
A+5.0 ★ Texas Ratio: 1.34%
Money Market Account
2.00%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details

Altana Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.84%
Sam Money Market
2.00%
$0
View
▼
Rate1.98%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details

$25,000 - $49,999.99

Peoples Bank of Deer Lodge
Institution Rating:
A+5.0 ★ Texas Ratio: 2.81%
Money Market
1.97%
$100
View
▼
Rate1.95%
Min Deposit$100
Min Balance—
UpdatedMay 5, 2026
Details

Mountain America Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.38%
Money market
1.90%
$0
View
▼
Rate1.88%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details

Peoples Bank of Deer Lodge
Institution Rating:
A+5.0 ★ Texas Ratio: 2.81%
Money Market
1.86%
$100
View
▼
Rate1.85%
Min Deposit$100
Min Balance—
UpdatedMay 5, 2026
Details

Vocal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.34%
MONEY MARKET and over
1.51%
$0
View
▼
Rate1.50%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details

$20,000.00

Southwest Montana Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.75%
Money Market
1.50%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details

Farmers State Bank Victor, MT
Institution Rating:
A5.0 ★ Texas Ratio: 8.58%
Platinum Money Market
1.46%
$25
View
▼
Rate1.45%
Min Deposit$25
Min Balance—
UpdatedMay 5, 2026
Details

See Tiered Pricing below

Mountain America Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.38%
Money market
1.45%
$0
View
▼
Rate1.44%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details

Pioneer Federal S&L
Institution Rating:
A+5.0 ★ Texas Ratio: 0.34%
Money Market Savings
1.28%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details

Montana Educators Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.94%
Money Market Account
1.25%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details

Farmers State Bank Victor, MT
Institution Rating:
A5.0 ★ Texas Ratio: 8.58%
Platinum Money Market
1.11%
$25
View
▼
Rate1.10%
Min Deposit$25
Min Balance—
UpdatedMay 5, 2026
Details

See Tiered Pricing below

Southwest Montana Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.75%
Money Market
1.05%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details

Vocal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.34%
MONEY MARKET
1.01%
$0
View
▼
Rate1.00%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details

$0 - $19,999.99

Mountain America Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.38%
Money market
1.00%
$0
View
▼
Rate1.00%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details

Montana Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.84%
Money Market Account
1.00%
$0
View
▼
Rate0.99%
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details

Rimrock Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.55%
Money Market Share Account
1.00%
$0
View
▼
Rate1.00%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details

Montana Educators Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.94%
Money Market Account
1.00%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details

Montana Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.84%
Money Market Account
0.90%
$0
View
▼
Rate0.90%
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details

Mountain America Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.38%
Money market
0.85%
$0
View
▼
Rate0.85%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details

Farmers State Bank Victor, MT
Institution Rating:
A5.0 ★ Texas Ratio: 8.58%
Platinum Money Market
0.75%
$25
View
▼
Rate0.75%
Min Deposit$25
Min Balance—
UpdatedMay 5, 2026
Details

See Tiered Pricing below

Flanagan State Bank
Institution Rating:
A5.0 ★ Texas Ratio: 10.36%
Money Market Investment Account
0.65%
$0
View
▼
Rate0.65%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details

Flanagan State Bank
Institution Rating:
A5.0 ★ Texas Ratio: 10.36%
Money Market Investment Account
0.50%
$0
View
▼
Rate0.50%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details

Farmers State Bank Victor, MT
Institution Rating:
A5.0 ★ Texas Ratio: 8.58%
Platinum Money Market
0.45%
$25
View
▼
Rate0.45%
Min Deposit$25
Min Balance—
UpdatedMay 5, 2026
Details

See Tiered Pricing below

Flanagan State Bank
Institution Rating:
A5.0 ★ Texas Ratio: 10.36%
Money Market Investment Account
0.35%
$0
View
▼
Rate0.35%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details

Flanagan State Bank
Institution Rating:
A5.0 ★ Texas Ratio: 10.36%
Money Market Investment Account Money Market
0.22%
$2,500
View
▼
Rate0.22%
Min Deposit$2,500
Min Balance—
UpdatedMay 5, 2026
Details

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. Rates reflect recent market quotes and representative offers available to depositors in Bozeman, Montana and the surrounding area.

Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.

Bozeman, MT Money Market Rate Trends

Compare local Bozeman, MT money market quotes against the statewide average

Daily money market rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.

View Full Montana MMA Trends →
High-Yield MMA — MT Avg
3.070%
▼ 0.164 vs 7 days ago

Montana high-yield MMA rates fell 0.164 points over the past 7 days to 3.070% APY.

Standard MMA — MT Avg
0.712%
▼ 0.271 vs 7 days ago

Montana standard MMA rates fell 0.271 points over the past 7 days to 0.712% APY.

As of May 14, 2026 • Rate data sourced from 8,500+ monitored institutions Powered by MonitorBankRates

Methodology & Data Sources

Direct-Sourced & Verified Money Market Rate Data: We aggregate money market deposit account rates for Bozeman, Montana directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every money market rate displayed on MonitorBankRates.com is highly accurate and trustworthy.

Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Bozeman, Montana. We feature a comprehensive mix of institutions from neighborhood credit unions and mid-sized regional banks to large national institutions available to savers in MT.

Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update money market rates daily. Because MMA yields can fluctuate rapidly based on market conditions, every product listed features its own specific “last updated” date, giving you complete transparency.

Frequently Asked Questions about Money Market Accounts in Bozeman, Montana

What is a Money Market Account (MMA)?

A Money Market Account (MMA), formally known as a money market deposit account (MMDA), is a type of deposit account that often pays higher interest rates than standard savings accounts. They usually come with check-writing privileges and debit card access, offering a balance of growth and liquidity for savers in Montana.

Are Money Market accounts in Bozeman, Montana safe?

Yes, as long as the institution is FDIC insured (for banks) or NCUA insured (for credit unions). This provides federal protection for your deposits in Montana up to $250,000 per depositor, per institution.

How often do MMA rates change in Bozeman, Montana?

Money market rates are variable and can change at any time based on market conditions and Federal Reserve decisions. We update our local Montana rate tables daily to ensure you see the most current high-yield options.

Can I write checks from a Money Market Account?

Yes, most Money Market Accounts allow you to write a limited number of checks or make debit card transactions each month (typically up to 6), making them more flexible than a standard savings account.

How much do I need to deposit to open a money market account in Bozeman, Montana?

Minimum deposit requirements vary widely. Some online money market deposit accounts can be opened with no minimum, while many banks and credit unions in Bozeman, Montana require an initial deposit of $1,000 to $2,500 to earn the highest advertised APY. Larger deposits often unlock higher rate tiers, and FDIC or NCUA insurance protects deposits up to $250,000 per depositor, per institution.

Best Money Market Rates in Bozeman, Montana

Here are some of the highest money market account APYs currently available in Bozeman, Montana and the surrounding area:
  • Sky Federal Credit Union
    Managed Liquidity Money Market — 4.00% APY
  • Intrepid Credit Union
    Money Market — 1.50% APY
  • Rocky Mountain Credit Union
    Premier Money Market — 1.28% APY
  • Madison Valley Bank
    Money Market — 0.25% APY
  • Mountain America Federal Credit Union
    Money market — 3.55% APY
Money Market Rates reflect actual verified offers from banks and credit unions actively accepting deposits in Bozeman, Montana. Your final available rate may depend on deposit amount and daily market movements. Last Updated and Verified: May 12, 2026

Bozeman, Montana Rates & Resources

$
Bozeman, Montana CD Rates
$
Bozeman, Montana Savings Rates
$
Bozeman, Montana Checking Rates
$
Bozeman, Montana Mortgage Rates
$
Bozeman, Montana Auto Loan Rates
$
Bozeman, Montana Personal Loan Rates