MonitorBankRates
☰
iAdvertiser Disclosure
Advertiser Disclosure Some institutions listed may have a business relationship with MonitorBankRates. Our proprietary systems independently track and verify all rates. Advertiser relationships do not influence our Safety Ratings, Star Ratings, Texas Ratio calculations, or the rates shown.

Best Money Market Rates in Tennessee (TN) - April 2026

Content reviewed by
Brian McKay Brian McKay
Brian McKay

Brian McKay

Founder & Data Architect
Expertise
  • Automated Online Rate Data Aggregation
  • Location-Based Rate Tables
  • Bank & Credit Union Health Safety Ratings
  • Bank & Credit Union Star Ratings
  • Finance Calculators
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Read Full Bio →
| i Editorial Disclosure
Editorial Disclosure The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
| ✓Fact Checked | Last Updated: April 22, 2026

Current Tennessee money market rates include Beacon Financial Credit UnionBeacon Financial Credit Union300 Med Tech Pkwy, Johnson City, TN 37604A+5.0 ★Texas Ratio: 3.50% DO MORE Money Market Account Share Accounts at 4.00% APY, U TU T2100 White Ave, Knoxville, TN 37916 2216A+5.0 ★Texas Ratio: 4.31% Business Money Market at 3.85% APY, Ascend Federal Credit UnionAscend Federal Credit Union520 Airpark Dr, Tullahoma, TN 37388A+5.0 ★Texas Ratio: 2.48% Business Money Market at 3.56% APY, Your Best Credit UnionYour Best Credit Union26 Century Blvd, Nashville, TN 37214 3683A+5.0 ★Texas Ratio: 0.14% Money Market at 3.56% APY, and Nashville Firemens Credit UnionNashville Firemens Credit Union908 Woodland St, Nashville, TN 37206A+5.0 ★Texas Ratio: 5.11% Money Market at 3.33% APY. Money market rates as of April 22, 2026 according to verified data from MonitorBankRates.

Use the tables below to compare money market rates across Tennessee side-by-side. Tennessee money market rates currently reach as high as 4.00% APY from Beacon Financial Credit Union at 300 Med Tech Pkwy, Johnson City, TN 37604. Rates are continually updated — we recommend checking back frequently.

Rates reflect recent market quotes and representative offers available to depositors in Tennessee and surrounding area. Last Updated and Verified: April 22, 2026

Compare the Best Money Market Rates Today in Tennessee

Source: Verified Money Market Rate Data provided by MonitorBankRates
Institution
Product
APY
Min Deposit
Profile
Beacon Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.50%
300 Med Tech Pkwy, Johnson City, TN 37604
DO MORE Money Market Account Share Accounts
4.00%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 19, 2026
Details

recurring monthly $500 Direct Deposit

U T
Institution Rating:
A+5.0 ★ Texas Ratio: 4.31%
2100 White Ave, Knoxville, TN 37916 2216
Business Money Market
3.85%
$0
View
▼
Rate3.78%
Min Deposit$0
Min Balance—
UpdatedApr 19, 2026
Details

$250,000 and over

Ascend Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.48%
520 Airpark Dr, Tullahoma, TN 37388
Traditional Money Market
3.56%
$0
View
▼
Rate3.50%
Min Deposit$0
Min Balance—
UpdatedApr 18, 2026
Details

Ascend Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.48%
520 Airpark Dr, Tullahoma, TN 37388
Business Money Market
3.56%
$0
View
▼
Rate3.50%
Min Deposit$0
Min Balance—
UpdatedApr 18, 2026
Details

Your Best Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.14%
26 Century Blvd, Nashville, TN 37214 3683
Money Market
3.56%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 8, 2026
Details

as high as

Nashville Firemens Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.11%
908 Woodland St, Nashville, TN 37206
Money Market
3.33%
$0
View
▼
Rate3.33%
Min Deposit$0
Min Balance—
UpdatedApr 18, 2026
Details

Financial Federal Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.01%
1715 Aaron Brenner Dr, Memphis, TN 38120
Money Market
3.30%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 22, 2026
Details

Minimum opening balance of $5,000 required. Rate and offer subject to change without notice and after account opening. Interest earned on the entire daily balance. Fees could reduce earnings on account. Rates effective December 11, 2025.

U T
Institution Rating:
A+5.0 ★ Texas Ratio: 4.31%
2100 White Ave, Knoxville, TN 37916 2216
Business Money Market
3.30%
$0
View
▼
Rate3.25%
Min Deposit$0
Min Balance—
UpdatedApr 19, 2026
Details

$100,000-$249,999

UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★ Texas Ratio: 21.76%
9525 Apison Pike, Collegedale, TN 37315
Money Market Plus
3.25%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 18, 2026
Details

UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★ Texas Ratio: 21.76%
9525 Apison Pike, Collegedale, TN 37315
Money Market Plus Account
3.25%
$0
View
▼
Rate3.20%
Min Deposit$0
Min Balance—
UpdatedApr 18, 2026
Details

CapStar Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.98%
215 Warren St, Madisonville, TN 37354
Money Market
3.25%
$20,000
View
▼
Rate—
Min Deposit$20,000
Min Balance—
UpdatedApr 16, 2026
Details

Qualifying balance up to $20,000.00

Financial Federal Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.01%
1715 Aaron Brenner Dr, Memphis, TN 38120
Money Market
3.20%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 22, 2026
Details

Minimum opening balance of $5,000 required. Rate and offer subject to change without notice and after account opening. Interest earned on the entire daily balance. Fees could reduce earnings on account. Rates effective December 11, 2025.

Ascend Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.48%
520 Airpark Dr, Tullahoma, TN 37388
High-Yield Money Market
3.14%
$0
View
▼
Rate3.10%
Min Deposit$0
Min Balance—
UpdatedApr 18, 2026
Details

Tennessee Valley Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.06%
535 Chestnut St, Chattanooga, TN 37402
Money Market Accounts
3.10%
$0
View
▼
Rate3.06%
Min Deposit$0
Min Balance—
UpdatedApr 17, 2026
Details

Tennessee Valley Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.06%
535 Chestnut St, Chattanooga, TN 37402
Business Money Market Accounts
3.10%
$0
View
▼
Rate3.06%
Min Deposit$0
Min Balance—
UpdatedApr 17, 2026
Details

Tennessee Valley Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.06%
535 Chestnut St, Chattanooga, TN 37402
Money Market Accounts
3.05%
$0
View
▼
Rate3.01%
Min Deposit$0
Min Balance—
UpdatedApr 17, 2026
Details

Tennessee Valley Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.06%
535 Chestnut St, Chattanooga, TN 37402
Business Money Market Accounts
3.05%
$0
View
▼
Rate3.01%
Min Deposit$0
Min Balance—
UpdatedApr 17, 2026
Details

Tennessee Valley Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.06%
535 Chestnut St, Chattanooga, TN 37402
Money Market Accounts
3.00%
$0
View
▼
Rate2.96%
Min Deposit$0
Min Balance—
UpdatedApr 17, 2026
Details

Tennessee Valley Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.06%
535 Chestnut St, Chattanooga, TN 37402
Business Money Market Accounts
3.00%
$0
View
▼
Rate2.96%
Min Deposit$0
Min Balance—
UpdatedApr 17, 2026
Details

Tennessee Valley Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.06%
535 Chestnut St, Chattanooga, TN 37402
Business Money Market Accounts
2.95%
$0
View
▼
Rate2.91%
Min Deposit$0
Min Balance—
UpdatedApr 17, 2026
Details

Tennessee Valley Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.06%
535 Chestnut St, Chattanooga, TN 37402
Money Market Accounts
2.95%
$0
View
▼
Rate2.91%
Min Deposit$0
Min Balance—
UpdatedApr 17, 2026
Details

Planters Bank & Trust Company
Institution Rating:
A+5.0 ★ Texas Ratio: 3.98%
7575 Poplar Ave, Germantown, TN 38138
High Yield Money Market
2.95%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 22, 2026
Details

Nashville Firemens Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.11%
908 Woodland St, Nashville, TN 37206
Money Market
2.83%
$0
View
▼
Rate2.83%
Min Deposit$0
Min Balance—
UpdatedApr 18, 2026
Details

Heritage South Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.62%
763 N Main St, Shelbyville, TN 37160 2846
Gold Share Money Market Account
2.78%
$0
View
▼
Rate2.75%
Min Deposit$0
Min Balance—
UpdatedApr 19, 2026
Details

Tennessee Valley Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.06%
535 Chestnut St, Chattanooga, TN 37402
Business Money Market Accounts
2.70%
$0
View
▼
Rate2.67%
Min Deposit$0
Min Balance—
UpdatedApr 17, 2026
Details

Tennessee Valley Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.06%
535 Chestnut St, Chattanooga, TN 37402
Money Market Accounts
2.70%
$0
View
▼
Rate2.67%
Min Deposit$0
Min Balance—
UpdatedApr 17, 2026
Details

Tennessee Valley Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.06%
535 Chestnut St, Chattanooga, TN 37402
Money Market Accounts
2.55%
$0
View
▼
Rate2.52%
Min Deposit$0
Min Balance—
UpdatedApr 17, 2026
Details

Tennessee Valley Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.06%
535 Chestnut St, Chattanooga, TN 37402
Business Money Market Accounts
2.55%
$0
View
▼
Rate2.52%
Min Deposit$0
Min Balance—
UpdatedApr 17, 2026
Details

Beacon Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.50%
300 Med Tech Pkwy, Johnson City, TN 37604
DO MORE Money Market Account Share Accounts
2.50%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 19, 2026
Details

recurring monthly $500 Direct Deposit

Tennessee Valley Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.06%
535 Chestnut St, Chattanooga, TN 37402
Money Market Accounts
2.50%
$0
View
▼
Rate2.47%
Min Deposit$0
Min Balance—
UpdatedApr 17, 2026
Details

Tennessee Valley Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.06%
535 Chestnut St, Chattanooga, TN 37402
Business Money Market Accounts
2.50%
$0
View
▼
Rate2.47%
Min Deposit$0
Min Balance—
UpdatedApr 17, 2026
Details

Nashville Firemens Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.11%
908 Woodland St, Nashville, TN 37206
Money Market
2.33%
$0
View
▼
Rate2.33%
Min Deposit$0
Min Balance—
UpdatedApr 18, 2026
Details

TRUST Federal Credit Union
Institution Rating:
B+4.7 ★ Texas Ratio: 18.28%
2186 Northgate Park Ln, Chattanooga, TN 37415 6911
Premium Money Market Account
2.25%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 18, 2026
Details

Hope Federal Credit Union Jackson, MS
Institution Rating:
A+5.0 ★ Texas Ratio: 0.03%
1451 Madison Ave, Memphis, TN 38104
Money Market Account
2.12%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 18, 2026
Details

Over $100,000; Money Market Account3 ($1,000 Minimum)

Cornerstone Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.66%
1701 21st Ave s, Nashville, TN 37212 3703
Money Market
2.05%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 19, 2026
Details

Cornerstone Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.66%
1701 21st Ave s, Nashville, TN 37212 3703
Wealth Builder MMA
2.05%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 19, 2026
Details

Staley Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.82%
198 Blair Bend Dr, Loudon, TN 37774
Preferred Money Market Accounts
2.02%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 19, 2026
Details

Redstone Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.00%
110 Bluff Dr, Fayetteville, TN 37334
Money Market Share Account
2.02%
$0
View
▼
Rate2.00%
Min Deposit$0
Min Balance—
UpdatedApr 18, 2026
Details

EPB Employees Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.81%
1500 McCallie Ave, Chattanooga, TN 37404 2937
Money Market Account
2.00%
$0
View
▼
Rate2.00%
Min Deposit$0
Min Balance—
UpdatedApr 18, 2026
Details

EPB Employees Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.81%
1500 McCallie Ave, Chattanooga, TN 37404 2937
Money Markets
2.00%
$0
View
▼
Rate2.00%
Min Deposit$0
Min Balance—
UpdatedApr 18, 2026
Details

TRUST Federal Credit Union
Institution Rating:
B+4.7 ★ Texas Ratio: 18.28%
2186 Northgate Park Ln, Chattanooga, TN 37415 6911
Money Market Account
2.00%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 18, 2026
Details

Eastman Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.31%
2021 Meadowview Ln, Kingsport, TN 37660
Individual Money Market Account
2.00%
$0
View
▼
Rate1.98%
Min Deposit$0
Min Balance—
UpdatedApr 19, 2026
Details

Beacon Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.50%
300 Med Tech Pkwy, Johnson City, TN 37604
DO MORE Money Market Account Share Accounts
2.00%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 19, 2026
Details

recurring monthly $500 Direct Deposit

Nashville Firemens Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.11%
908 Woodland St, Nashville, TN 37206
Money Market
1.83%
$0
View
▼
Rate1.83%
Min Deposit$0
Min Balance—
UpdatedApr 18, 2026
Details

Redstone Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.00%
110 Bluff Dr, Fayetteville, TN 37334
Money Market Share Account
1.81%
$0
View
▼
Rate1.80%
Min Deposit$0
Min Balance—
UpdatedApr 18, 2026
Details

US Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.37%
89 Hermitage Ave, Nashville, TN 37210
Money Market Balance
1.81%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 19, 2026
Details

$100,000.00 and Over

Eastman Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.31%
2021 Meadowview Ln, Kingsport, TN 37660
Individual Money Market Account
1.80%
$0
View
▼
Rate1.79%
Min Deposit$0
Min Balance—
UpdatedApr 19, 2026
Details

Staley Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.82%
198 Blair Bend Dr, Loudon, TN 37774
Preferred Money Market Accounts
1.76%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 19, 2026
Details

Tennessee Members 1st Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.71%
112 Administration Rd, Oak Ridge, TN 37830
Money Market
1.75%
$0
View
▼
Rate1.74%
Min Deposit$0
Min Balance—
UpdatedApr 18, 2026
Details

Nashville Post Office Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.43%
10 Rachel Dr, Nashville, TN 37214
and up Money Market
1.75%
$100,000
View
▼
Rate1.75%
Min Deposit$100,000
Min Balance—
UpdatedApr 19, 2026
Details

$100,000

Firefighters First Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.58%
5150 Stage Rd Ste 102, Memphis, TN 38134 3169
Traditional/Roth IRA Money Market
1.75%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 18, 2026
Details

Firefighters First Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.58%
5150 Stage Rd Ste 102, Memphis, TN 38134 3169
Money Market
1.75%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 18, 2026
Details

Firefighters First Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.58%
5150 Stage Rd Ste 102, Memphis, TN 38134 3169
Business Money Market
1.75%
$0
View
▼
Rate1.74%
Min Deposit$0
Min Balance—
UpdatedApr 18, 2026
Details

FedEx Employees Credit Association Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.11%
50 Fed Ex Pkwy, Collierville, TN 38017 8711
Money Market
1.75%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 18, 2026
Details

ORNL
Institution Rating:
A+5.0 ★ Texas Ratio: 1.71%
1117 N Charles G Seivers Blvd, Clinton, TN 37716 3943
Money Market
1.75%
$0
View
▼
Rate1.74%
Min Deposit$0
Min Balance—
UpdatedApr 19, 2026
Details

Firefighters First Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.58%
5150 Stage Rd Ste 102, Memphis, TN 38134 3169
Traditional/Roth IRA Money Market
1.70%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 18, 2026
Details

Firefighters First Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.58%
5150 Stage Rd Ste 102, Memphis, TN 38134 3169
Business Money Market
1.70%
$0
View
▼
Rate1.69%
Min Deposit$0
Min Balance—
UpdatedApr 18, 2026
Details

Tennessee State Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.56%
2210 Parkway, Pigeon Forge, TN 37863
Money Market
1.50%
$2,500
View
▼
Rate—
Min Deposit$2,500
Min Balance—
UpdatedApr 22, 2026
Details

Balance $100,000 or more

Tennessee State Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.56%
2210 Parkway, Pigeon Forge, TN 37863
Commercial Money Market
1.50%
$2,500
View
▼
Rate—
Min Deposit$2,500
Min Balance—
UpdatedApr 22, 2026
Details

Balance $100,000 or more

ORNL
Institution Rating:
A+5.0 ★ Texas Ratio: 1.71%
1117 N Charles G Seivers Blvd, Clinton, TN 37716 3943
Money Market
1.25%
$0
View
▼
Rate1.24%
Min Deposit$0
Min Balance—
UpdatedApr 19, 2026
Details

U T
Institution Rating:
A+5.0 ★ Texas Ratio: 4.31%
2100 White Ave, Knoxville, TN 37916 2216
Business Money Market
1.25%
$0
View
▼
Rate1.24%
Min Deposit$0
Min Balance—
UpdatedApr 19, 2026
Details

$25,000-$99,999

Tennessee State Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.56%
2210 Parkway, Pigeon Forge, TN 37863
Commercial Money Market
1.20%
$2,500
View
▼
Rate—
Min Deposit$2,500
Min Balance—
UpdatedApr 22, 2026
Details

Balance $50,000 - $99,999.99

Tennessee State Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.56%
2210 Parkway, Pigeon Forge, TN 37863
Money Market
1.20%
$2,500
View
▼
Rate—
Min Deposit$2,500
Min Balance—
UpdatedApr 22, 2026
Details

Balance $50,000 - $99,999.99

Tennessee State Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.56%
2210 Parkway, Pigeon Forge, TN 37863
Commercial Money Market
1.00%
$2,500
View
▼
Rate—
Min Deposit$2,500
Min Balance—
UpdatedApr 22, 2026
Details

Balance $25,000-$49,999.99

Tennessee State Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.56%
2210 Parkway, Pigeon Forge, TN 37863
Money Market
1.00%
$2,500
View
▼
Rate—
Min Deposit$2,500
Min Balance—
UpdatedApr 22, 2026
Details

Balance $25,000-$49,999.99

First Horizon
Institution Rating:
A+5.0 ★ Texas Ratio: 5.08%
668 Nashville Pike, Gallatin, TN 37066
TotalView Money Market Savings
0.75%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 22, 2026
Details

Learn More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. Rates reflect recent market quotes and representative offers available to depositors in Tennessee and the surrounding area.

Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.

Tennessee Money Market Rate Trends

Compare local Tennessee money market quotes against the statewide average

Daily money market rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.

View Full Tennessee MMA Trends →
High-Yield MMA — TN Avg
3.238%
▲ 0.104 vs 7 days ago

Tennessee high-yield MMA rates rose 0.104 points over the past 7 days to 3.238% APY.

Standard MMA — TN Avg
0.485%
▼ 0.077 vs 7 days ago

Tennessee standard MMA rates fell 0.077 points over the past 7 days to 0.485% APY.

As of Apr 23, 2026 • Rate data sourced from 8,500+ monitored institutions Powered by MonitorBankRates

Methodology & Data Sources

Direct-Sourced & Verified Money Market Rate Data: We aggregate money market account rates for Tennessee directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every money market rate displayed on MonitorBankRates.com is highly accurate and trustworthy.

Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Tennessee. We feature a comprehensive mix of institutions from neighborhood credit unions and mid-sized regional banks to large national institutions available to savers in TN.

Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update money market rates daily. Because MMA yields can fluctuate rapidly based on market conditions, every product listed features its own specific “last updated” date, giving you complete transparency.

Frequently Asked Questions about Money Market Accounts in Tennessee

What is a Money Market Account (MMA)?

A Money Market Account (MMA) is a type of savings account that often pays higher interest rates than standard savings accounts. They usually come with check-writing privileges and debit card access, offering a balance of growth and liquidity for savers in Tennessee.

Are Money Market accounts in Tennessee safe?

Yes, as long as the institution is FDIC insured (for banks) or NCUA insured (for credit unions). This provides federal protection for your deposits in Tennessee up to $250,000 per depositor, per institution.

How often do MMA rates change in Tennessee?

Money market rates are variable and can change at any time based on market conditions and Federal Reserve decisions. We update our local Tennessee rate tables daily to ensure you see the most current high-yield options.

Can I write checks from a Money Market Account?

Yes, most Money Market Accounts allow you to write a limited number of checks or make debit card transactions each month (typically up to 6), making them more flexible than a standard savings account.

Best Money Market Rates in Tennessee

Here are some of the highest money market account APYs currently available in Tennessee:
  • Beacon Financial Credit Union
    DO MORE Money Market Account Share Accounts — 4.00% APY
  • U T
    Business Money Market — 3.85% APY
  • Ascend Federal Credit Union
    Business Money Market — 3.56% APY
  • Your Best Credit Union
    Money Market — 3.56% APY
  • Nashville Firemens Credit Union
    Money Market — 3.33% APY
Money Market Rates reflect actual verified offers from banks and credit unions actively accepting deposits in Tennessee. Your final available rate may depend on deposit amount and daily market movements. Last Updated and Verified: April 22, 2026

Tennessee Rates & Resources

$
Tennessee CD Rates
$
Tennessee Savings Rates
$
Tennessee Checking Rates
$
Tennessee Mortgage Rates
$
Tennessee Auto Loan Rates
$
Tennessee Personal Loan Rates

Cities in Tennessee

  • Adams
  • Adamsville
  • Afton
  • Alamo
  • Alcoa
  • Alexandria
  • Allardt
  • Allons
  • Allred
  • Alpine
  • Altamont
  • Andersonville
  • Antioch
  • Apison
  • Ardmore
  • Arlington
  • Arrington
  • Arthur
  • Ashland City
  • Athens
  • Atoka
  • Atwood
  • Auburntown
  • Bakewell
  • Bath Springs
  • Baxter
  • Bean Station
  • Beech Bluff
  • Beechgrove
  • Beersheba Springs
  • Belfast
  • Bell Buckle
  • Bells
  • Belvidere
  • Benton
  • Bethel Springs
  • Bethpage
  • Big Rock
  • Big Sandy
  • Birchwood
  • Blaine
  • Bloomington Springs
  • Blountville
  • Bluff City
  • Bogota
  • Bolivar
  • Bon Aqua
  • Braden
  • Bradford
  • Bradyville
  • Brentwood
  • Briceville
  • Brighton
  • Bristol
  • Brownsville
  • Bruceton
  • Brunswick
  • Brush Creek
  • Buchanan
  • Buena Vista
  • Buffalo Valley
  • Bulls Gap
  • Bumpus Mills
  • Burlison
  • Burns
  • Butler
  • Bybee
  • Byrdstown
  • Calhoun
  • Camden
  • Campaign
  • Carthage
  • Caryville
  • Castalian Springs
  • Cedar Grove
  • Cedar Hill
  • Celina
  • Centerville
  • Chapel Hill
  • Chapmansboro
  • Charleston
  • Charlotte
  • Chattanooga
  • Chestnut Mound
  • Chewalla
  • Christiana
  • Chuckey
  • Church Hill
  • Clairfield
  • Clarkrange
  • Clarksburg
  • Clarksville
  • Cleveland
  • Clifton
  • Clinton
  • Coalfield
  • Coalmont
  • Cokercreek
  • College Grove
  • Collegedale
  • Collierville
  • Collinwood
  • Columbia
  • Como
  • Conasauga
  • Cookeville
  • Copperhill
  • Cordova
  • Cornersville
  • Corryton
  • Cosby
  • Cottage Grove
  • Cottontown
  • Counce
  • Covington
  • Cowan
  • Crab Orchard
  • Crawford
  • Crockett Mills
  • Cross Plains
  • Crossville
  • Crump
  • Culleoka
  • Cumberland City
  • Cumberland Furnace
  • Cumberland Gap
  • Cunningham
  • Cypress Inn
  • Dandridge
  • Darden
  • Dayton
  • Decatur
  • Decaturville
  • Decherd
  • Deer Lodge
  • Del Rio
  • Delano
  • Dellrose
  • Denmark
  • Dickson
  • Dixon Springs
  • Dover
  • Dowelltown
  • Doyle
  • Dresden
  • Drummonds
  • Duck River
  • Ducktown
  • Duff
  • Dukedom
  • Dunlap
  • Dyer
  • Dyersburg
  • Eads
  • Eagan
  • Eagleville
  • Eaton
  • Eidson
  • Elgin
  • Elizabethton
  • Elkton
  • Ellendale
  • Elmwood
  • Elora
  • Englewood
  • Enville
  • Erin
  • Erwin
  • Estill Springs
  • Ethridge
  • Etowah
  • Eva
  • Evensville
  • Fairview
  • Fall Branch
  • Farner
  • Fayetteville
  • Finger
  • Finley
  • Five Points
  • Flag Pond
  • Flintville
  • Fosterville
  • Frankewing
  • Franklin
  • Friendship
  • Friendsville
  • Fruitvale
  • Gadsden
  • Gainesboro
  • Gallatin
  • Gallaway
  • Gates
  • Gatlinburg
  • Georgetown
  • Germantown
  • Gibson
  • Gladeville
  • Gleason
  • Goodlettsville
  • Goodspring
  • Gordonsville
  • Grand Junction
  • Grandview
  • Granville
  • Graysville
  • Greenback
  • Greenbrier
  • Greeneville
  • Greenfield
  • Grimsley
  • Gruetli Laager
  • Guild
  • Guys
  • Halls
  • Hampshire
  • Hampton
  • Harriman
  • Harrison
  • Harrogate
  • Hartford
  • Hartsville
  • Heiskell
  • Helenwood
  • Henderson
  • Hendersonville
  • Henry
  • Hermitage
  • Hickman
  • Hickory Valley
  • Hickory Withe
  • Hilham
  • Hillsboro
  • Hixson
  • Hohenwald
  • Holladay
  • Hollow Rock
  • Hornbeak
  • Hornsby
  • Humboldt
  • Huntingdon
  • Huntland
  • Huntsville
  • Huron
  • Hurricane Mills
  • Idlewild
  • Indian Mound
  • Iron City
  • Jacks Creek
  • Jacksboro
  • Jackson
  • Jamestown
  • Jasper
  • Jefferson City
  • Jellico
  • Joelton
  • Johnson City
  • Jonesborough
  • Kelso
  • Kenton
  • Kingsport
  • Kingston
  • Kingston Springs
  • Knoxville
  • Kodak
  • Kyles Ford
  • La Follette
  • La Grange
  • La Vergne
  • Laconia
  • Lafayette
  • Lake City
  • Lancaster
  • Lancing
  • Lascassas
  • Laurel Bloomery
  • Lavinia
  • Lawrenceburg
  • Lebanon
  • Lenoir City
  • Lenox
  • Leoma
  • Lewisburg
  • Lexington
  • Liberty
  • Limestone
  • Linden
  • Livingston
  • Lobelville
  • Lone Mountain
  • Lookout Mountain
  • Loretto
  • Loudon
  • Louisville
  • Lowland
  • Lupton City
  • Luray
  • Luttrell
  • Lutts
  • Lyles
  • Lynchburg
  • Lynnville
  • Macon
  • Madison
  • Madisonville
  • Manchester
  • Mansfield
  • Martin
  • Maryville
  • Mascot
  • Mason
  • Maury City
  • Maynardville
  • McDonald
  • McEwen
  • McKenzie
  • McLemoresville
  • McMinnville
  • Medina
  • Medon
  • Memphis
  • Mercer
  • Michie
  • Middleton
  • Midway
  • Milan
  • Milledgeville
  • Milligan College
  • Millington
  • Milton
  • Minor Hill
  • Miston
  • Mitchellville
  • Mohawk
  • Monroe
  • Monteagle
  • Monterey
  • Mooresburg
  • Morris Chapel
  • Morrison
  • Morristown
  • Moscow
  • Mosheim
  • Moss
  • Mount Carmel
  • Mount Juliet
  • Mount Pleasant
  • Mountain City
  • Mountain Home
  • Mulberry
  • Munford
  • Murfreesboro
  • Nashville
  • New Johnsonville
  • New Market
  • New Tazewell
  • Newbern
  • Newcomb
  • Newport
  • Niota
  • Nolensville
  • Norene
  • Normandy
  • Norris
  • Nunnelly
  • Oak Ridge
  • Oakdale
  • Oakfield
  • Oakland
  • Obion
  • Ocoee
  • Old Hickory
  • Oldfort
  • Olivehill
  • Oliver Springs
  • Oneida
  • Only
  • Ooltewah
  • Orlinda
  • Ozone
  • Pall Mall
  • Palmer
  • Palmersville
  • Palmyra
  • Paris
  • Parrottsville
  • Parsons
  • Pegram
  • Pelham
  • Petersburg
  • Petros
  • Philadelphia
  • Pickwick Dam
  • Pigeon Forge
  • Pikeville
  • Piney Flats
  • Pinson
  • Pioneer
  • Pleasant Hill
  • Pleasant Shade
  • Pleasant View
  • Pleasantville
  • Pocahontas
  • Portland
  • Powder Springs
  • Powell
  • Powells Crossroads
  • Primm Springs
  • Prospect
  • Pruden
  • Pulaski
  • Puryear
  • Quebeck
  • Ramer
  • Readyville
  • Reagan
  • Red Boiling Springs
  • Reliance
  • Riceville
  • Rickman
  • Riddleton
  • Ridgely
  • Ridgetop
  • Rives
  • Roan Mountain
  • Robbins
  • Rock Island
  • Rockford
  • Rockvale
  • Rockwood
  • Rogersville
  • Rossville
  • Rugby
  • Russellville
  • Rutherford
  • Rutledge
  • Saint Andrews
  • Saint Bethlehem
  • Saint Joseph
  • Sale Creek
  • Saltillo
  • Samburg
  • Santa Fe
  • Sardis
  • Saulsbury
  • Savannah
  • Scotts Hill
  • Selmer
  • Sequatchie
  • Sevierville
  • Sewanee
  • Seymour
  • Shady Valley
  • Sharon
  • Sharps Chapel
  • Shawanee
  • Shelbyville
  • Sherwood
  • Shiloh
  • Signal Mountain
  • Silerton
  • Silver Point
  • Slayden
  • Smartt
  • Smithville
  • Smyrna
  • Sneedville
  • Soddy Daisy
  • Somerville
  • South Fulton
  • South Pittsburg
  • Southside
  • Sparta
  • Speedwell
  • Spencer
  • Spring City
  • Spring Creek
  • Spring Hill
  • Springfield
  • Springville
  • Stanton
  • Stantonville
  • Stewart
  • Strawberry Plains
  • Sugar Tree
  • Summertown
  • Summitville
  • Sunbright
  • Surgoinsville
  • Sweetwater
  • Taft
  • Talbott
  • Tallassee
  • Tazewell
  • Telford
  • Tellico Plains
  • Ten Mile
  • Tennessee Ridge
  • Thompsons Station
  • Thorn Hill
  • Tigrett
  • Tipton
  • Toone
  • Townsend
  • Tracy City
  • Trade
  • Trenton
  • Trezevant
  • Trimble
  • Troy
  • Tullahoma
  • Turtletown
  • Unicoi
  • Union City
  • Unionville
  • Vanleer
  • Viola
  • Vonore
  • Walland
  • Walling
  • Wartburg
  • Wartrace
  • Washburn
  • Watauga
  • Watertown
  • Watts Bar Dam
  • Waverly
  • Waynesboro
  • Westmoreland
  • Westpoint
  • Westport
  • White Bluff
  • White House
  • White Pine
  • Whites Creek
  • Whitesburg
  • Whiteside
  • Whiteville
  • Whitleyville
  • Whitwell
  • Wilder
  • Wildersville
  • Williamsport
  • Williston
  • Winchester
  • Winfield
  • Winona
  • Woodbury
  • Woodland Mills
  • Woodlawn
  • Wynnburg
  • Yorkville
  • Yuma