MonitorBankRates
☰
iAdvertiser Disclosure
Advertiser Disclosure Some institutions listed may have a business relationship with MonitorBankRates. Our proprietary systems independently track and verify all rates. Advertiser relationships do not influence our Safety Ratings, Star Ratings, Texas Ratio calculations, or the rates shown.

Best Money Market Rates in Washington (WA) - April 2026

Content reviewed by
Brian McKay Brian McKay
Brian McKay

Brian McKay

Founder & Data Architect
Expertise
  • Automated Online Rate Data Aggregation
  • Location-Based Rate Tables
  • Bank & Credit Union Health Safety Ratings
  • Bank & Credit Union Star Ratings
  • Finance Calculators
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Read Full Bio →
| i Editorial Disclosure
Editorial Disclosure The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
| ✓Fact Checked | Last Updated: April 19, 2026

Current Washington money market rates include Nuvision Federal Credit UnionNuvision Federal Credit Union19802 62nd Ave S, Kent, WA 98032 4009A+5.0 ★Texas Ratio: 3.70% Advantage Choice Money Market at 4.00% APY, Safeway Federal Credit UnionSafeway Federal Credit Union529 E North Foothills Dr, Spokane, WA 99207A+5.0 ★Texas Ratio: 3.68% Money Market at 4.00% APY, Qualstar Credit UnionQualstar Credit Union2502 Colby Ave, Everett, WA 98201A+5.0 ★Texas Ratio: 5.04% Premier Money Market at 3.51% APY, Sound Community BankSound Community Bank4922 Bridgeport Way W, University Place, WA 98467A+5.0 ★Texas Ratio: 2.09% Business Premier Money Market at 3.50% APY, and OnPoint Community Credit UnionOnPoint Community Credit Union6711 NE 63rd St, Vancouver, WA 98661A+5.0 ★Texas Ratio: 3.91% Nonprofit Money Market at 3.50% APY. Money market rates as of April 19, 2026 according to verified data from MonitorBankRates.

Use the tables below to compare money market rates across Washington side-by-side. Washington money market rates currently reach as high as 4.00% APY from Nuvision Federal Credit Union at 19802 62nd Ave S, Kent, WA 98032 4009. Rates are continually updated — we recommend checking back frequently.

Rates reflect recent market quotes and representative offers available to depositors in Washington and surrounding area. Last Updated and Verified: April 19, 2026

Compare the Best Money Market Rates Today in Washington

Source: Verified Money Market Rate Data provided by MonitorBankRates
Institution
Product
APY
Min Deposit
Profile
Nuvision Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.70%
19802 62nd Ave S, Kent, WA 98032 4009
Advantage Choice Money Market
4.00%
$1,000
View
▼
Rate3.93%
Min Deposit$1,000
Min Balance—
UpdatedApr 16, 2026
Details

Safeway Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.68%
529 E North Foothills Dr, Spokane, WA 99207
Money Market
4.00%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 18, 2026
Details

Minimum balance to earn interest $5,000.; Member is allowed 3 transactions per month to retain Money Market interest rate.

Qualstar Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.04%
2502 Colby Ave, Everett, WA 98201
Premier Money Market
3.51%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 19, 2026
Details

Sound Community Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.09%
4922 Bridgeport Way W, University Place, WA 98467
Business Premier Money Market
3.50%
$0
View
▼
Rate3.45%
Min Deposit$0
Min Balance—
UpdatedApr 16, 2026
Details

Unitus Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.22%
800 SE 192nd Ave, Vancouver, WA 98683 9510
Money Market Account (Personal)
3.50%
$0
View
▼
Rate3.44%
Min Deposit$0
Min Balance—
UpdatedApr 19, 2026
Details

OnPoint Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.91%
6711 NE 63rd St, Vancouver, WA 98661
Nonprofit Money Market
3.50%
$0
View
▼
Rate3.45%
Min Deposit$0
Min Balance—
UpdatedApr 19, 2026
Details

Potlatch No 1 Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.34%
1301 HIGHLAND AVE, CLARKSTON, WA 99403
Money Market Account
3.49%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 19, 2026
Details

Qualifying Bump Rate

Sunflower Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 5.67%
244 W Main Ave, Spokane, WA 99201
Thrive Money Market & Above
3.45%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 16, 2026
Details

$24,999.01

Potlatch No 1 Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.34%
1301 HIGHLAND AVE, CLARKSTON, WA 99403
Money Market Account
3.39%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 19, 2026
Details

Qualifying Bump Rate

Potlatch No 1 Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.34%
1301 HIGHLAND AVE, CLARKSTON, WA 99403
Money Market Account
3.29%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 19, 2026
Details

Qualifying Bump Rate

Kitsap Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.30%
155 Washington Ave, Bremerton, WA 98337 5606
Premium Money Market
3.25%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 19, 2026
Details

$2,500 minimum opening deposit.

HAPO Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.10%
601 Williams Blvd, Richland, WA 99354
Money Market
3.25%
$0
View
▼
Rate3.20%
Min Deposit$0
Min Balance—
UpdatedApr 19, 2026
Details

Sound Community Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.09%
4922 Bridgeport Way W, University Place, WA 98467
Business Premier Money Market
3.25%
$0
View
▼
Rate3.20%
Min Deposit$0
Min Balance—
UpdatedApr 16, 2026
Details

Sound Community Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.09%
4922 Bridgeport Way W, University Place, WA 98467
Momentum Money Market
3.15%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 16, 2026
Details

Rates for this account are locked until June 1, 2026!

1st Security Bank of Washington
Institution Rating:
A+5.0 ★ Texas Ratio: 2.12%
734 Water St, Port Townsend, WA 98368
1st Rate Money Market
3.15%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 17, 2026
Details

OlyFed Olympia Federal S&L
Institution Rating:
A+5.0 ★ Texas Ratio: 2.38%
421 Capitol Way S, Olympia, WA 98501
Business Premium Money Market Account Tier 7
3.09%
$50,000
View
▼
Rate3.00%
Min Deposit$50,000
Min Balance—
UpdatedApr 17, 2026
Details

Kitsap Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.30%
155 Washington Ave, Bremerton, WA 98337 5606
Premium Money Market
3.05%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 19, 2026
Details

$2,500 minimum opening deposit.

Sunflower Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 5.67%
244 W Main Ave, Spokane, WA 99201
Thrive Money Market & Below
3.05%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 16, 2026
Details

$24,999.00

Armed Forces Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.63%
Pendleton Avenue and North 12th Street, Fort Lewis, WA 98433
Premier Money Market
3.05%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 16, 2026
Details

South Bay Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.09%
1421 N MEADOWWOOD LN STE 130, LIBERTY LAKE, WA 99019 7613
Premium Money Market
3.00%
$0
View
▼
Rate2.96%
Min Deposit$0
Min Balance—
UpdatedApr 19, 2026
Details

Red Canoe Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.75%
1418 15th Ave, Longview, WA 98632
Business Money Market
3.00%
$0
View
▼
Rate2.96%
Min Deposit$0
Min Balance—
UpdatedApr 19, 2026
Details

Sound Community Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.09%
4922 Bridgeport Way W, University Place, WA 98467
Apex Money Market
3.00%
$0
View
▼
Rate2.96%
Min Deposit$0
Min Balance—
UpdatedApr 16, 2026
Details

Sound Community Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.09%
4922 Bridgeport Way W, University Place, WA 98467
Business Premier Money Market
3.00%
$0
View
▼
Rate2.96%
Min Deposit$0
Min Balance—
UpdatedApr 16, 2026
Details

Pacific Crest SB
Institution Rating:
A+5.0 ★ Texas Ratio: 4.95%
3500 188th St Sw, Lynnwood, WA 98037
Money Market Account1
3.00%
$0
View
▼
Rate2.96%
Min Deposit$0
Min Balance—
UpdatedApr 17, 2026
Details

Meriwest Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.41%
1 Microsoft Way, Redmond, WA 98052
Business Money Market Plus
3.00%
$0
View
▼
Rate2.96%
Min Deposit$0
Min Balance—
UpdatedApr 19, 2026
Details

South Bay Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.09%
1421 N MEADOWWOOD LN STE 130, LIBERTY LAKE, WA 99019 7613
Premier Money Market
3.00%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 19, 2026
Details

Kitsap Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.30%
155 Washington Ave, Bremerton, WA 98337 5606
Premium Money Market
3.00%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 19, 2026
Details

$2,500 minimum opening deposit.

Unitus Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.22%
800 SE 192nd Ave, Vancouver, WA 98683 9510
Money Market Account (Personal)
3.00%
$0
View
▼
Rate2.96%
Min Deposit$0
Min Balance—
UpdatedApr 19, 2026
Details

Sound Community Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.09%
4922 Bridgeport Way W, University Place, WA 98467
Business Premier Money Market
2.85%
$0
View
▼
Rate2.81%
Min Deposit$0
Min Balance—
UpdatedApr 16, 2026
Details

Sound Community Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.09%
4922 Bridgeport Way W, University Place, WA 98467
Apex Money Market
2.85%
$0
View
▼
Rate2.81%
Min Deposit$0
Min Balance—
UpdatedApr 16, 2026
Details

OlyFed Olympia Federal S&L
Institution Rating:
A+5.0 ★ Texas Ratio: 2.38%
421 Capitol Way S, Olympia, WA 98501
Premium Personal Money Market Account Tier 8
2.83%
$50,000
View
▼
Rate2.75%
Min Deposit$50,000
Min Balance—
UpdatedApr 17, 2026
Details

Spokane City Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.65%
1930 N Monroe St, Spokane, WA 99205 4538
Money Market / Preferred Share Investment (PSI)
2.79%
$0
View
▼
Rate2.75%
Min Deposit$0
Min Balance—
UpdatedApr 19, 2026
Details

Spokane Teachers Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.44%
1620 N Signal Dr, Liberty Lake, WA 99019
Member Preferred Money Market
2.79%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 19, 2026
Details

Kitsap Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.30%
155 Washington Ave, Bremerton, WA 98337 5606
Premium Money Market
2.75%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 19, 2026
Details

$2,500 minimum opening deposit.

HAPO Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.10%
601 Williams Blvd, Richland, WA 99354
Money Market
2.75%
$0
View
▼
Rate2.72%
Min Deposit$0
Min Balance—
UpdatedApr 19, 2026
Details

Pacific Crest SB
Institution Rating:
A+5.0 ★ Texas Ratio: 4.95%
3500 188th St Sw, Lynnwood, WA 98037
Money Market Account1
2.75%
$0
View
▼
Rate2.71%
Min Deposit$0
Min Balance—
UpdatedApr 17, 2026
Details

Sound Community Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.09%
4922 Bridgeport Way W, University Place, WA 98467
Apex Money Market
2.75%
$0
View
▼
Rate2.72%
Min Deposit$0
Min Balance—
UpdatedApr 16, 2026
Details

Sound Community Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.09%
4922 Bridgeport Way W, University Place, WA 98467
Apex Money Market
2.60%
$0
View
▼
Rate2.57%
Min Deposit$0
Min Balance—
UpdatedApr 16, 2026
Details

Potlatch No 1 Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.34%
1301 HIGHLAND AVE, CLARKSTON, WA 99403
Money Market Account
2.58%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 19, 2026
Details

Qualifying Bump Rate

Sound Community Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.09%
4922 Bridgeport Way W, University Place, WA 98467
Momentum Money Market
2.55%
$0
View
▼
Rate2.52%
Min Deposit$0
Min Balance—
UpdatedApr 16, 2026
Details

Bank of the Pacific
Institution Rating:
A+5.0 ★ Texas Ratio: 1.03%
1007 Pacific Ave S, Long Beach, WA 98631
Business Money Market
2.53%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 16, 2026
Details

As High As

Spokane City Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.65%
1930 N Monroe St, Spokane, WA 99205 4538
Money Market / Preferred Share Investment (PSI)
2.53%
$0
View
▼
Rate2.50%
Min Deposit$0
Min Balance—
UpdatedApr 19, 2026
Details

Unitus Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.22%
800 SE 192nd Ave, Vancouver, WA 98683 9510
Money Market Account (Personal)
2.50%
$0
View
▼
Rate2.47%
Min Deposit$0
Min Balance—
UpdatedApr 19, 2026
Details

Governmental Employees Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.65%
1811 N Hutchinson Rd, Spokane Valley, WA 99212 2444
Elite Money Market
2.50%
$0
View
▼
Rate2.47%
Min Deposit$0
Min Balance—
UpdatedApr 19, 2026
Details

Safeway Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.68%
529 E North Foothills Dr, Spokane, WA 99207
Money Market
2.50%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 18, 2026
Details

Minimum balance to earn interest $5,000.; Member is allowed 3 transactions per month to retain Money Market interest rate.

Northwest Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.09%
1301 5th Ave, Seattle, WA 98101
Money Market Plus - Personal & Business
2.50%
$0
View
▼
Rate2.47%
Min Deposit$0
Min Balance—
UpdatedApr 16, 2026
Details

Meriwest Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.41%
1 Microsoft Way, Redmond, WA 98052
Money Market Max
2.50%
$0
View
▼
Rate2.47%
Min Deposit$0
Min Balance—
UpdatedApr 19, 2026
Details

Verity Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.01%
18530 33rd Ave W, Lynnwood, WA 98037
Community-Impact Money Market for Nonprofit Organizations
2.50%
$1,000
View
▼
Rate2.47%
Min Deposit$1,000
Min Balance—
UpdatedApr 19, 2026
Details

Red Canoe Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.75%
1418 15th Ave, Longview, WA 98632
Business Money Market
2.50%
$0
View
▼
Rate2.47%
Min Deposit$0
Min Balance—
UpdatedApr 19, 2026
Details

Meriwest Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.41%
1 Microsoft Way, Redmond, WA 98052
Money Market
2.50%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 19, 2026
Details

as high as

Pacific Crest SB
Institution Rating:
A+5.0 ★ Texas Ratio: 4.95%
3500 188th St Sw, Lynnwood, WA 98037
Money Market Account1
2.50%
$0
View
▼
Rate2.47%
Min Deposit$0
Min Balance—
UpdatedApr 17, 2026
Details

Potlatch No 1 Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.34%
1301 HIGHLAND AVE, CLARKSTON, WA 99403
Money Market Account
2.47%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 19, 2026
Details

Qualifying Bump Rate

Governmental Employees Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.65%
1811 N Hutchinson Rd, Spokane Valley, WA 99212 2444
Elite Money Market
2.40%
$0
View
▼
Rate2.37%
Min Deposit$0
Min Balance—
UpdatedApr 19, 2026
Details

Verity Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.01%
18530 33rd Ave W, Lynnwood, WA 98037
Community-Impact Money Market for Nonprofit Organizations
2.35%
$1,000
View
▼
Rate2.33%
Min Deposit$1,000
Min Balance—
UpdatedApr 19, 2026
Details

Verity Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.01%
18530 33rd Ave W, Lynnwood, WA 98037
Community-Impact Money Market for Nonprofit Organizations
2.30%
$1,000
View
▼
Rate2.28%
Min Deposit$1,000
Min Balance—
UpdatedApr 19, 2026
Details

HAPO Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.10%
601 Williams Blvd, Richland, WA 99354
Money Market
2.25%
$0
View
▼
Rate2.23%
Min Deposit$0
Min Balance—
UpdatedApr 19, 2026
Details

Pacific Crest SB
Institution Rating:
A+5.0 ★ Texas Ratio: 4.95%
3500 188th St Sw, Lynnwood, WA 98037
Money Market Account1
2.25%
$0
View
▼
Rate2.23%
Min Deposit$0
Min Balance—
UpdatedApr 17, 2026
Details

Kitsap Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.30%
155 Washington Ave, Bremerton, WA 98337 5606
Money Market
2.25%
$1,000
View
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedApr 19, 2026
Details

$1,000 minimum opening deposit. $1,000 minumum AVERAGE DAILY BALANCE to earn dividends & AVOID FEES

Governmental Employees Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.65%
1811 N Hutchinson Rd, Spokane Valley, WA 99212 2444
Elite Money Market
2.20%
$0
View
▼
Rate2.18%
Min Deposit$0
Min Balance—
UpdatedApr 19, 2026
Details

Verity Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.01%
18530 33rd Ave W, Lynnwood, WA 98037
Community-Impact Money Market for Nonprofit Organizations
2.15%
$1,000
View
▼
Rate2.13%
Min Deposit$1,000
Min Balance—
UpdatedApr 19, 2026
Details

OlyFed Olympia Federal S&L
Institution Rating:
A+5.0 ★ Texas Ratio: 2.38%
421 Capitol Way S, Olympia, WA 98501
Premium Personal Money Market Account Tier 7
2.15%
$50,000
View
▼
Rate2.10%
Min Deposit$50,000
Min Balance—
UpdatedApr 17, 2026
Details

OlyFed Olympia Federal S&L
Institution Rating:
A+5.0 ★ Texas Ratio: 2.38%
421 Capitol Way S, Olympia, WA 98501
Business Premium Money Market Account Tier 6
2.15%
$50,000
View
▼
Rate2.10%
Min Deposit$50,000
Min Balance—
UpdatedApr 17, 2026
Details

Governmental Employees Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.65%
1811 N Hutchinson Rd, Spokane Valley, WA 99212 2444
Elite Money Market
2.10%
$0
View
▼
Rate2.08%
Min Deposit$0
Min Balance—
UpdatedApr 19, 2026
Details

Spokane City Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.65%
1930 N Monroe St, Spokane, WA 99205 4538
Money Market / Preferred Share Investment (PSI)
2.02%
$0
View
▼
Rate2.00%
Min Deposit$0
Min Balance—
UpdatedApr 19, 2026
Details

SaviBank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.39%
1737 Main St, Freeland, WA 98249
Business Money Market
2.02%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 17, 2026
Details

SaviBank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.39%
1737 Main St, Freeland, WA 98249
Personal Money Market
2.02%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 17, 2026
Details

First Sound Bank
Institution Rating:
A5.0 ★ Texas Ratio: 9.17%
925 4th Ave Ste 2350, Seattle, WA 98104
Money Market
2.02%
$100
View
▼
Rate2.00%
Min Deposit$100
Min Balance—
UpdatedApr 16, 2026
Details

$250,000-$999,999, required to earn APY

TAPCO Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.92%
5303 112th St E, Tacoma, WA 98446
Business Money Market
2.02%
$1,000
View
▼
Rate2.00%
Min Deposit$1,000
Min Balance—
UpdatedApr 19, 2026
Details

First Sound Bank
Institution Rating:
A5.0 ★ Texas Ratio: 9.17%
925 4th Ave Ste 2350, Seattle, WA 98104
Money Market
2.01%
$25
View
▼
Rate2.00%
Min Deposit$25
Min Balance—
UpdatedApr 16, 2026
Details

$0-$9,999, however balances below $1,000 will result in a fee*

1st Security Bank of Washington
Institution Rating:
A+5.0 ★ Texas Ratio: 2.12%
734 Water St, Port Townsend, WA 98368
High Yield Money Market
2.00%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 17, 2026
Details

Kitsap Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.30%
155 Washington Ave, Bremerton, WA 98337 5606
Money Market
2.00%
$1,000
View
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedApr 19, 2026
Details

$1,000 minimum opening deposit. $1,000 minumum AVERAGE DAILY BALANCE to earn dividends & AVOID FEES

Governmental Employees Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.65%
1811 N Hutchinson Rd, Spokane Valley, WA 99212 2444
Elite Money Market
2.00%
$0
View
▼
Rate1.98%
Min Deposit$0
Min Balance—
UpdatedApr 19, 2026
Details

TAPCO Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.92%
5303 112th St E, Tacoma, WA 98446
Money Market
2.00%
$5
View
▼
Rate1.98%
Min Deposit$5
Min Balance—
UpdatedApr 19, 2026
Details

Verity Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.01%
18530 33rd Ave W, Lynnwood, WA 98037
Community-Impact Money Market for Nonprofit Organizations
2.00%
$1,000
View
▼
Rate1.98%
Min Deposit$1,000
Min Balance—
UpdatedApr 19, 2026
Details

Unitus Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.22%
800 SE 192nd Ave, Vancouver, WA 98683 9510
Money Market Account (Personal)
2.00%
$0
View
▼
Rate1.98%
Min Deposit$0
Min Balance—
UpdatedApr 19, 2026
Details

Nuvision Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.70%
19802 62nd Ave S, Kent, WA 98032 4009
Advantage Choice Money Market
2.00%
$1,000
View
▼
Rate1.98%
Min Deposit$1,000
Min Balance—
UpdatedApr 16, 2026
Details

1st Security Bank of Washington
Institution Rating:
A+5.0 ★ Texas Ratio: 2.12%
734 Water St, Port Townsend, WA 98368
Business Money Market
2.00%
$1,500
View
▼
Rate—
Min Deposit$1,500
Min Balance—
UpdatedApr 17, 2026
Details

$1,000,000 and greater

Credit Human Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 14.04%
33820 Weyerhaeuser Way S Ste 110, Federal Way, WA 98001 8617
Money Market Savings
1.80%
$1,000
View
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedApr 16, 2026
Details

Get a 1.80% APY on balances of $10,000; Up to six free withdrawals per statement cycle

Americas Federal Credit Union ACU
Institution Rating:
A+5.0 ★ Texas Ratio: 3.49%
8308 Quinault DR NE, Lacey, WA 98516
Guaranteed Money Market
1.76%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 18, 2026
Details

Northwest Plus Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.75%
2821 Hewitt Ave, Everett, WA 98201
Premium Money Market
1.76%
$0
View
▼
Rate1.75%
Min Deposit$0
Min Balance—
UpdatedApr 19, 2026
Details

Northwest Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.09%
1301 5th Ave, Seattle, WA 98101
Money Market Plus - Personal & Business
1.65%
$0
View
▼
Rate1.64%
Min Deposit$0
Min Balance—
UpdatedApr 16, 2026
Details

OlyFed Olympia Federal S&L
Institution Rating:
A+5.0 ★ Texas Ratio: 2.38%
421 Capitol Way S, Olympia, WA 98501
Business Premium Money Market Account Tier 5
1.64%
$50,000
View
▼
Rate1.60%
Min Deposit$50,000
Min Balance—
UpdatedApr 17, 2026
Details

1st Security Bank of Washington
Institution Rating:
A+5.0 ★ Texas Ratio: 2.12%
734 Water St, Port Townsend, WA 98368
Business Money Market
1.50%
$1,500
View
▼
Rate—
Min Deposit$1,500
Min Balance—
UpdatedApr 17, 2026
Details

$250,000-$999,999.99

1st Security Bank of Washington
Institution Rating:
A+5.0 ★ Texas Ratio: 2.12%
734 Water St, Port Townsend, WA 98368
High Yield Money Market
1.50%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 17, 2026
Details

Northwest Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.09%
1301 5th Ave, Seattle, WA 98101
Money Market Plus - Personal & Business
1.45%
$0
View
▼
Rate1.44%
Min Deposit$0
Min Balance—
UpdatedApr 16, 2026
Details

OlyFed Olympia Federal S&L
Institution Rating:
A+5.0 ★ Texas Ratio: 2.38%
421 Capitol Way S, Olympia, WA 98501
Premium Personal Money Market Account Tier 6
1.38%
$50,000
View
▼
Rate1.35%
Min Deposit$50,000
Min Balance—
UpdatedApr 17, 2026
Details

Northwest Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.09%
1301 5th Ave, Seattle, WA 98101
Money Market Plus - Personal & Business
1.35%
$0
View
▼
Rate1.34%
Min Deposit$0
Min Balance—
UpdatedApr 16, 2026
Details

1st Security Bank of Washington
Institution Rating:
A+5.0 ★ Texas Ratio: 2.12%
734 Water St, Port Townsend, WA 98368
Business Money Market
1.25%
$1,500
View
▼
Rate—
Min Deposit$1,500
Min Balance—
UpdatedApr 17, 2026
Details

$100,000-$249,999.99

OlyFed Olympia Federal S&L
Institution Rating:
A+5.0 ★ Texas Ratio: 2.38%
421 Capitol Way S, Olympia, WA 98501
Premium Personal Money Market Account Tier 5
1.12%
$50,000
View
▼
Rate1.10%
Min Deposit$50,000
Min Balance—
UpdatedApr 17, 2026
Details

Sound Community Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.09%
4922 Bridgeport Way W, University Place, WA 98467
Apex Money Market
1.11%
$0
View
▼
Rate1.10%
Min Deposit$0
Min Balance—
UpdatedApr 16, 2026
Details

Sound Community Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.09%
4922 Bridgeport Way W, University Place, WA 98467
Business Premier Money Market
1.11%
$0
View
▼
Rate1.10%
Min Deposit$0
Min Balance—
UpdatedApr 16, 2026
Details

Sound Community Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.09%
4922 Bridgeport Way W, University Place, WA 98467
Momentum Money Market
1.10%
$0
View
▼
Rate1.09%
Min Deposit$0
Min Balance—
UpdatedApr 16, 2026
Details

1st Security Bank of Washington
Institution Rating:
A+5.0 ★ Texas Ratio: 2.12%
734 Water St, Port Townsend, WA 98368
Tiered Rate Money Market
1.00%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 17, 2026
Details

1st Security Bank of Washington
Institution Rating:
A+5.0 ★ Texas Ratio: 2.12%
734 Water St, Port Townsend, WA 98368
High Yield Money Market
1.00%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 17, 2026
Details

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. Rates reflect recent market quotes and representative offers available to depositors in Washington and the surrounding area.

Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.

Washington Money Market Rate Trends

Compare local Washington money market quotes against the statewide average

Daily money market rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.

View Full Washington MMA Trends →
High-Yield MMA — WA Avg
2.912%
▲ 0.002 vs 7 days ago

Washington high-yield MMA rates rose 0.002 points over the past 7 days to 2.912% APY.

Standard MMA — WA Avg
0.721%
▼ 0.001 vs 7 days ago

Washington standard MMA rates fell 0.001 points over the past 7 days to 0.721% APY.

As of Apr 22, 2026 • Rate data sourced from 8,500+ monitored institutions Powered by MonitorBankRates

Methodology & Data Sources

Direct-Sourced & Verified Money Market Rate Data: We aggregate money market account rates for Washington directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every money market rate displayed on MonitorBankRates.com is highly accurate and trustworthy.

Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Washington. We feature a comprehensive mix of institutions from neighborhood credit unions and mid-sized regional banks to large national institutions available to savers in WA.

Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update money market rates daily. Because MMA yields can fluctuate rapidly based on market conditions, every product listed features its own specific “last updated” date, giving you complete transparency.

Frequently Asked Questions about Money Market Accounts in Washington

What is a Money Market Account (MMA)?

A Money Market Account (MMA) is a type of savings account that often pays higher interest rates than standard savings accounts. They usually come with check-writing privileges and debit card access, offering a balance of growth and liquidity for savers in Washington.

Are Money Market accounts in Washington safe?

Yes, as long as the institution is FDIC insured (for banks) or NCUA insured (for credit unions). This provides federal protection for your deposits in Washington up to $250,000 per depositor, per institution.

How often do MMA rates change in Washington?

Money market rates are variable and can change at any time based on market conditions and Federal Reserve decisions. We update our local Washington rate tables daily to ensure you see the most current high-yield options.

Can I write checks from a Money Market Account?

Yes, most Money Market Accounts allow you to write a limited number of checks or make debit card transactions each month (typically up to 6), making them more flexible than a standard savings account.

Best Money Market Rates in Washington

Here are some of the highest money market account APYs currently available in Washington:
  • Nuvision Federal Credit Union
    Advantage Choice Money Market — 4.00% APY
  • Safeway Federal Credit Union
    Money Market — 4.00% APY
  • Qualstar Credit Union
    Premier Money Market — 3.51% APY
  • Sound Community Bank
    Business Premier Money Market — 3.50% APY
  • OnPoint Community Credit Union
    Nonprofit Money Market — 3.50% APY
Money Market Rates reflect actual verified offers from banks and credit unions actively accepting deposits in Washington. Your final available rate may depend on deposit amount and daily market movements. Last Updated and Verified: April 19, 2026

Washington Rates & Resources

$
Washington CD Rates
$
Washington Savings Rates
$
Washington Checking Rates
$
Washington Mortgage Rates
$
Washington Auto Loan Rates
$
Washington Personal Loan Rates

Cities in Washington

  • Aberdeen
  • Acme
  • Addy
  • Adna
  • Airway Heights
  • Albion
  • Allyn
  • Almira
  • Amanda Park
  • Amboy
  • Anacortes
  • Anatone
  • Anderson Island
  • Appleton
  • Ardenvoir
  • Ariel
  • Arlington
  • Ashford
  • Asotin
  • Auburn
  • Bainbridge Island
  • Baring
  • Battle Ground
  • Bay Center
  • Beaver
  • Belfair
  • Bellevue
  • Bellingham
  • Belmont
  • Benge
  • Benton City
  • Beverly
  • Bickleton
  • Bingen
  • Black Diamond
  • Blaine
  • Blakely Island
  • Bothell
  • Bow
  • Boyds
  • Bremerton
  • Brewster
  • Bridgeport
  • Brinnon
  • Brownstown
  • Brush Prairie
  • Buckley
  • Bucoda
  • Buena
  • Burbank
  • Burley
  • Burlington
  • Burton
  • Camano
  • Camas
  • Camp Murray
  • Carbonado
  • Carlsborg
  • Carlton
  • Carnation
  • Carrolls
  • Carson
  • Cashmere
  • Castle Rock
  • Cathlamet
  • Centerville
  • Centralia
  • Chattaroy
  • Chehalis
  • Chelan
  • Chelan Falls
  • Cheney
  • Chewelah
  • Chimacum
  • Chinook
  • Cinebar
  • Clallam Bay
  • Clarkston
  • Clayton
  • Cle Elum
  • Clearlake
  • Clinton
  • Colbert
  • Colfax
  • College Place
  • Colton
  • Colville
  • Conconully
  • Concrete
  • Connell
  • Conway
  • Copalis Beach
  • Copalis Crossing
  • Cosmopolis
  • Cougar
  • Coulee City
  • Coulee Dam
  • Coupeville
  • Cowiche
  • Creston
  • Cunningham
  • Curlew
  • Curtis
  • Cusick
  • Custer
  • Dallesport
  • Danville
  • Darrington
  • Davenport
  • Dayton
  • Deer Harbor
  • Deer Park
  • Deming
  • Desert Aire
  • Dixie
  • Doty
  • Dryden
  • Dupont
  • Duvall
  • East Olympia
  • East Wenatchee
  • Easton
  • Eastsound
  • Eatonville
  • Edmonds
  • Edwall
  • Elbe
  • Electric City
  • Elk
  • Ellensburg
  • Elma
  • Elmer City
  • Eltopia
  • Endicott
  • Entiat
  • Enumclaw
  • Ephrata
  • Ethel
  • Evans
  • Everett
  • Everson
  • Fairfield
  • Fall City
  • Federal Way
  • Ferndale
  • Ford
  • Forks
  • Four Lakes
  • Fox Island
  • Freeland
  • Freeman
  • Friday Harbor
  • Fruitland
  • Galvin
  • Garfield
  • George
  • Gifford
  • Gig Harbor
  • Glenoma
  • Glenwood
  • Gold Bar
  • Goldendale
  • Goose Prairie
  • Graham
  • Grand Coulee
  • Grandview
  • Granger
  • Granite Falls
  • Grapeview
  • Grayland
  • Grays River
  • Greenacres
  • Greenbank
  • Hamilton
  • Hansville
  • Harrah
  • Harrington
  • Hartline
  • Hatton
  • Hay
  • Hazel Dell North
  • Heisson
  • Hobart
  • Hoodsport
  • Hooper
  • Hoquiam
  • Humptulips
  • Hunters
  • Husum
  • Ilwaco
  • Inchelium
  • Index
  • Indianola
  • Ione
  • Issaquah
  • Joyce
  • Kahlotus
  • Kalama
  • Kapowsin
  • Keller
  • Kelso
  • Kenmore
  • Kennewick
  • Kent
  • Kettle Falls
  • Keyport
  • Kingston
  • Kirkland
  • Kittitas
  • Klickitat
  • La Center
  • La Conner
  • La Grande
  • La Push
  • Lacey
  • Lacrosse
  • Lake Stevens
  • Lakebay
  • Lakewood
  • Lamona
  • Lamont
  • Langley
  • Latah
  • Laurier
  • Leavenworth
  • Lebam
  • Liberty Lake
  • Lilliwaup
  • Lincoln
  • Lind
  • Littlerock
  • Long Beach
  • Longbranch
  • Longmire
  • Longview
  • Loomis
  • Loon Lake
  • Lopez Island
  • Lummi Island
  • Lyle
  • Lyman
  • Lynden
  • Lynnwood
  • Mabton
  • Malaga
  • Malden
  • Malo
  • Malone
  • Malott
  • Manchester
  • Mansfield
  • Manson
  • Maple Falls
  • Maple Valley
  • Marblemount
  • Marcus
  • Marlin
  • Marshall
  • Marysville
  • Matlock
  • Mattawa
  • Mazama
  • Mccleary
  • Mckenna
  • Mead
  • Medical Lake
  • Medina
  • Menlo
  • Mercer Island
  • Mesa
  • Metaline
  • Metaline Falls
  • Methow
  • Mica
  • Milton
  • Mineral
  • Moclips
  • Mohler
  • Monitor
  • Monroe
  • Montesano
  • Morton
  • Moses Lake
  • Mossyrock
  • Mount Vernon
  • Mountlake Terrace
  • Moxee
  • Mukilteo
  • Naches
  • Nahcotta
  • Napavine
  • Naselle
  • Neah Bay
  • Neilton
  • Nespelem
  • Newman Lake
  • Newport
  • Nine Mile Falls
  • Nooksack
  • Nordland
  • North Bend
  • North Bonneville
  • North Lakewood
  • Northport
  • Oak Harbor
  • Oakesdale
  • Oakville
  • Ocean Park
  • Ocean Shores
  • Odessa
  • Okanogan
  • Olalla
  • Olga
  • Olympia
  • Omak
  • Onalaska
  • Orcas
  • Orient
  • Orondo
  • Oroville
  • Orting
  • Othello
  • Otis Orchards
  • Outlook
  • Oysterville
  • Pacific
  • Pacific Beach
  • Packwood
  • Palisades
  • Palouse
  • Paradise Inn
  • Parker
  • Parkland
  • Pasco
  • Pateros
  • Paterson
  • Pe Ell
  • Peshastin
  • Plymouth
  • Point Roberts
  • Pomeroy
  • Port Angeles
  • Port Gamble
  • Port Hadlock
  • Port Ludlow
  • Port Orchard
  • Port Townsend
  • Poulsbo
  • Prescott
  • Preston
  • Prosser
  • Pullman
  • Puyallup
  • Quilcene
  • Quinault
  • Quincy
  • Rainier
  • Randle
  • Ravensdale
  • Raymond
  • Reardan
  • Redmond
  • Redondo
  • Renton
  • Republic
  • Retsil
  • Rice
  • Richland
  • Ridgefield
  • Ritzville
  • Riverside
  • Rochester
  • Rock Island
  • Rockford
  • Rockport
  • Rollingbay
  • Ronald
  • Roosevelt
  • Rosalia
  • Rosburg
  • Roslyn
  • Roy
  • Royal City
  • Ryderwood
  • Saint John
  • Salkum
  • Sammamish
  • Satsop
  • Seabeck
  • Seahurst
  • Seattle
  • Seaview
  • Sedro Woolley
  • Sekiu
  • Selah
  • Sequim
  • Shaw Island
  • Shelton
  • Shoreline
  • Silvana
  • Silver Creek
  • Silverdale
  • Silverlake
  • Skamokawa
  • Skykomish
  • Snohomish
  • Snoqualmie
  • Snoqualmie Pass
  • Soap Lake
  • South Bend
  • South Cle Elum
  • South Colby
  • South Prairie
  • Southworth
  • Spanaway
  • Spangle
  • Spokane
  • Sprague
  • Springdale
  • Stanwood
  • Starbuck
  • Startup
  • Stehekin
  • Steilacoom
  • Steptoe
  • Stevenson
  • Stratford
  • Sultan
  • Sumas
  • Sumner
  • Sunnyside
  • Suquamish
  • Tacoma
  • Taholah
  • Tahuya
  • Tekoa
  • Tenino
  • Thornton
  • Thorp
  • Tieton
  • Tokeland
  • Toledo
  • Tonasket
  • Toppenish
  • Touchet
  • Toutle
  • Tracyton
  • Trout Lake
  • Tumtum
  • Tumwater
  • Twisp
  • Underwood
  • Union
  • Uniontown
  • University Place
  • Usk
  • Vader
  • Valley
  • Valleyford
  • Vancouver
  • Vantage
  • Vashon
  • Vaughn
  • Veradale
  • Wahkiacus
  • Waitsburg
  • Waldron
  • Walla Walla
  • Waller
  • Wallula
  • Wapato
  • Warden
  • Washougal
  • Washtucna
  • Waterville
  • Wauconda
  • Wauna
  • Waverly
  • Wellpinit
  • Wenatchee
  • West Richland
  • Westport
  • White Salmon
  • White Swan
  • Wilbur
  • Wilkeson
  • Wilson Creek
  • Winlock
  • Winthrop
  • Wishram
  • Woodinville
  • Woodland
  • Yacolt
  • Yakima
  • Yelm
  • Zillah