Best Personal Loan Rates in Pell City, Alabama (AL) - April 2026
Content reviewed by
Brian McKay
i
Editorial Disclosure
Brian McKay
Brian McKay
Founder & Data ArchitectExpertise
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Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of local and national lenders actively lending to Alabama borrowers. Note that your final approved personal loan rate will depend on your specific credit profile, loan amount, and loan term.
Current personal loan options available to borrowers in Pell City, Alabama include: AOD Federal Credit UnionAOD Federal Credit Union275 Vaughn Spur, Pell City, AL, 35128 8000A+5.0 ★Texas Ratio: 1.42% offering Signature Loans at 7.99% APR, Winsouth Credit UnionWinsouth Credit Union2950 Cogswell AVe, Pell City, AL, 35125A+5.0 ★Texas Ratio: 2.57% offering Personal Loan at 8.99% APR, Coosa Pines Federal Credit UnionCoosa Pines Federal Credit Union2708 Stemley Bridge Rd, Pell City, AL, 35128 7560A+5.0 ★Texas Ratio: 2.53% offering Personal Loan at 10.50% APR, St Thomas Federal Credit UnionSt Thomas Federal Credit UnionA+5.0 ★Texas Ratio: 0.76% offering Relief Loan at 4.00% APR, and Electrical Federal Credit UnionElectrical Federal Credit UnionA+5.0 ★Texas Ratio: 1.71% offering Spring Loan Special at 4.00% APR. Personal loan rates as of April 6, 2026 according to verified data from MonitorBankRates.
Pell City has 3 local institutions in our database, with personal loan rates as low as 7.99% APR from AOD Federal Credit Union at 275 Vaughn Spur, Pell City, AL, 35128 8000. Use the tabs below to compare all available personal loan types. Rates are continually updated — we recommend checking back frequently.
We empower borrowers with transparent, proprietary financial health metrics—including A-F Safety Grades, verified Star Ratings, and Texas Ratios—so you can confidently borrow from a stable, highly-rated institution in Pell City, Alabama.
Personal loan rates reflect recent market quotes and representative offers available to borrowers in Pell City, Alabama. Rates shown are typically “as low as” APRs for borrowers with excellent credit. Your final approved rate will depend on your credit history, credit score, income, and loan amount. Personal Loan Rates Last Updated and Verified: April 6, 2026
Source: Verified Personal Loan Rate Data provided by MonitorBankRates
Institution
Loan Product
APR
Profile
AOD Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.42%
275 Vaughn Spur, Pell City, AL, 35128 8000
Signature Loans
7.99%
▼
APR7.99%
Last UpdatedApril 7, 2026
Details
As Low As
AOD Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.42%
275 Vaughn Spur, Pell City, AL, 35128 8000
Signature Loans
8.99%
▼
APR8.99%
Last UpdatedApril 7, 2026
Details
As Low As
Winsouth Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.57%
2950 Cogswell AVe, Pell City, AL, 35125
Personal Loan
8.99%
▼
APR8.99%
Last UpdatedApril 7, 2026
Details
No additional details available.
Winsouth Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.57%
2950 Cogswell AVe, Pell City, AL, 35125
Personal Loans
8.99%
▼
APR8.99%
Last UpdatedApril 7, 2026
Details
No additional details available.
Winsouth Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.57%
2950 Cogswell AVe, Pell City, AL, 35125
Personal Loan
9.99%
▼
APR9.99%
Last UpdatedApril 7, 2026
Details
No additional details available.
Winsouth Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.57%
2950 Cogswell AVe, Pell City, AL, 35125
Personal Loans
9.99%
▼
APR9.99%
Last UpdatedApril 7, 2026
Details
No additional details available.
Coosa Pines Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.53%
2708 Stemley Bridge Rd, Pell City, AL, 35128 7560
Personal Loan
10.50%
▼
APR10.50%
Last UpdatedApril 7, 2026
Details
As Low As
Winsouth Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.57%
2950 Cogswell AVe, Pell City, AL, 35125
Personal Loan
10.99%
▼
APR10.99%
Last UpdatedApril 7, 2026
Details
No additional details available.
Winsouth Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.57%
2950 Cogswell AVe, Pell City, AL, 35125
Personal Loans
10.99%
▼
APR10.99%
Last UpdatedApril 7, 2026
Details
No additional details available.
AOD Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.42%
275 Vaughn Spur, Pell City, AL, 35128 8000
Signature Loans
11.20%
▼
APR11.20%
Last UpdatedApril 7, 2026
Details
As Low As
Winsouth Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.57%
2950 Cogswell AVe, Pell City, AL, 35125
Personal Loans
11.74%
▼
APR11.74%
Last UpdatedApril 7, 2026
Details
No additional details available.
Winsouth Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.57%
2950 Cogswell AVe, Pell City, AL, 35125
Personal Loan
11.74%
▼
APR11.74%
Last UpdatedApril 7, 2026
Details
No additional details available.
Winsouth Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.57%
2950 Cogswell AVe, Pell City, AL, 35125
90 Day Note Unsecured Personal Loan
12.00%
▼
APR12.00%
Last UpdatedApril 7, 2026
Details
No additional details available.
Winsouth Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.57%
2950 Cogswell AVe, Pell City, AL, 35125
Personal Loans 90 Day Note Unsecured
12.00%
▼
APR12.00%
Last UpdatedApril 7, 2026
Details
No additional details available.
Winsouth Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.57%
2950 Cogswell AVe, Pell City, AL, 35125
Personal Loan
12.74%
▼
APR12.74%
Last UpdatedApril 7, 2026
Details
No additional details available.
Winsouth Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.57%
2950 Cogswell AVe, Pell City, AL, 35125
Personal Loans
12.74%
▼
APR12.74%
Last UpdatedApril 7, 2026
Details
No additional details available.
Coosa Pines Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.53%
2708 Stemley Bridge Rd, Pell City, AL, 35128 7560
Credit Builder Loans
13.25%
▼
APR13.25%
Last UpdatedApril 7, 2026
Details
No additional details available.
St Thomas Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.76%
Relief Loan
4.00%
▼
APR4.00%
Last UpdatedApril 7, 2026
Details
As Low As
Electrical Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.71%
Spring Loan Special
4.00%
▼
APR4.00%
Last UpdatedApril 7, 2026
Details
No additional details available.
Electrical Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.71%
Spring Personal Loan Special
4.00%
▼
APR4.00%
Last UpdatedApril 7, 2026
Details
Spring into savings with our special loan rate!
APR4.50%
Last UpdatedApril 7, 2026
Details
APR fixed
APR4.75%
Last UpdatedApril 7, 2026
Details
APR fixed
Railway Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.07%
New Lawn Mower Loan
4.99%
▼
APR4.99%
Last UpdatedApril 7, 2026
Details
As Low As; mo
Railway Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.07%
New Tractor Loan
4.99%
▼
APR4.99%
Last UpdatedApril 7, 2026
Details
As Low As
Electrical Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.71%
Credit Builder Loan
5.00%
▼
APR5.00%
Last UpdatedApril 7, 2026
Details
No additional details available.
Electrical Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.71%
Jumpstart (Apprentice) Loan
5.00%
▼
APR5.00%
Last UpdatedApril 7, 2026
Details
No additional details available.
APR5.00%
Last UpdatedApril 7, 2026
Details
Fixed at 5.00% up to 5 years
Garden Island Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.39%
Personal Loan
5.00%
▼
APR5.00%
Last UpdatedApril 7, 2026
Details
No additional details available.
APR5.00%
Last UpdatedApril 7, 2026
Details
APR fixed
APR5.25%
Last UpdatedApril 7, 2026
Details
APR fixed
Railroad Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.15%
New / used 75 mo. / K or > loan amt. (current & prior 2 model years) **
5.25%
▼
APR5.25%
Last UpdatedApril 7, 2026
Details
$20
Platinum Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.95%
Emergency Loan
5.99%
▼
APR5.99%
Last UpdatedApril 7, 2026
Details
As Low As
Platinum Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.95%
Vocational Income Program Loan
5.99%
▼
APR5.99%
Last UpdatedApril 7, 2026
Details
Fixed at 5.99% up to 5 years
Electrical Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.71%
Holiday Loan Special
6.00%
▼
APR6.00%
Last UpdatedApril 7, 2026
Details
No additional details available.
Alabama Central Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.75%
Personal Term Loans
6.00%
▼
APR6.00%
Last UpdatedApril 7, 2026
Details
As Low As
APR6.00%
Last UpdatedApril 7, 2026
Details
As Low As
Hotel And Travel Industry Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.46%
Signature W/Collateral
6.50%
▼
APR6.50%
Last UpdatedApril 7, 2026
Details
As Low As
Railway Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.07%
Norfolk Southern Stock Loan
6.50%
▼
APR6.50%
Last UpdatedApril 7, 2026
Details
75% of stock value
Northrop Grumman Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.91%
Holiday Loan - Closed End Fixed APR as low as
6.74%
▼
APR6.74%
Last UpdatedApril 7, 2026
Details
As Low As; Maximum loan amount $3,000 with a maximum term of 12 months. Payment sample: 12 monthly payments of $86.63/$1,000 borrowed.
Alabama Central Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.75%
Construction Loan
6.75%
▼
APR6.75%
Last UpdatedApril 7, 2026
Details
As Low As
APR6.75%
Last UpdatedApril 7, 2026
Details
No additional details available.
Family Savings Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.34%
Construction Loans
6.75%
▼
APR6.75%
Last UpdatedApril 7, 2026
Details
No additional details available.
APR6.75%
Last UpdatedApril 7, 2026
Details
As Low As
Lauderdale County Teachers Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
With a maximum loan of
6.75%
▼
APR6.75%
Last UpdatedApril 7, 2026
Details
$49,000.00; As Low As
Railway Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.07%
New R.V. Loan
6.75%
▼
APR6.75%
Last UpdatedApril 7, 2026
Details
As Low As
APR6.75%
Last UpdatedApril 7, 2026
Details
As Low As
Lauderdale County Teachers Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
With a maximum loan of
6.95%
▼
APR6.95%
Last UpdatedApril 7, 2026
Details
$49,000.00; As Low As
Keesler Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.31%
New Tractor Loans
6.99%
▼
APR6.99%
Last UpdatedApril 7, 2026
Details
As Low As
Lakehurst Naval Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.92%
Vacation loan
6.99%
▼
APR6.99%
Last UpdatedApril 7, 2026
Details
As Low As; Borrow up to $5000
North Alabama Educators Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.73%
Any Season, Any Reason Loan
6.99%
▼
APR6.99%
Last UpdatedApril 7, 2026
Details
No additional details available.
Hotel And Travel Industry Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.46%
Signature W/Collateral
7.00%
▼
APR7.00%
Last UpdatedApril 7, 2026
Details
As Low As
Lauderdale County Teachers Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
Any Reason Loan
7.00%
▼
APR7.00%
Last UpdatedApril 7, 2026
Details
$3,500.00 Maximum credit score of 600 +
Hope Federal Credit Union Jackson, MS
Institution Rating:
A+5.0 ★Texas Ratio: 0.03%
Signature Loans
7.17%
▼
APR7.17%
Last UpdatedApril 7, 2026
Details
As Low As
Hotel And Travel Industry Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.46%
Personal Loans
7.25%
▼
APR7.25%
Last UpdatedApril 7, 2026
Details
As Low As
APR7.25%
Last UpdatedApril 7, 2026
Details
No additional details available.
Family Savings Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.34%
Personal Unsecured Loan
7.25%
▼
APR7.25%
Last UpdatedApril 7, 2026
Details
No additional details available.
United Bank (AL)
Institution Rating:
A5.0 ★Texas Ratio: 6.18%
Residential Lot/Land Loan3 12 Months
7.40%
▼
APR7.40%
Last UpdatedApril 7, 2026
Details
No additional details available.
Alabama Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.17%
Land Loans Up To 20 Acres
7.43%
▼
APR7.43%
Last UpdatedApril 7, 2026
Details
Loan to Value %: 70%
Keesler Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.31%
New Tractor Loans
7.49%
▼
APR7.49%
Last UpdatedApril 7, 2026
Details
As Low As
Listerhill Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.62%
Construction Loan
7.49%
▼
APR7.49%
Last UpdatedApril 7, 2026
Details
No additional details available.
Hotel And Travel Industry Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.46%
Signature W/Collateral
7.50%
▼
APR7.50%
Last UpdatedApril 7, 2026
Details
As Low As
Hope Federal Credit Union Jackson, MS
Institution Rating:
A+5.0 ★Texas Ratio: 0.03%
Unsecured / Signature
7.50%
▼
APR7.50%
Last UpdatedApril 7, 2026
Details
No additional details available.
United Bank (AL)
Institution Rating:
A5.0 ★Texas Ratio: 6.18%
Residential Lot/Land Loan3 12 Months
7.55%
▼
APR7.55%
Last UpdatedApril 7, 2026
Details
No additional details available.
United Bank (AL)
Institution Rating:
A5.0 ★Texas Ratio: 6.18%
Residential Lot/Land Loan3 60 Months
7.55%
▼
APR7.55%
Last UpdatedApril 7, 2026
Details
No additional details available.
North Alabama Educators Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.73%
Consumer Loans (Mowers, Furniture, Computers, Appliances, etc.)
7.60%
▼
APR7.60%
Last UpdatedApril 7, 2026
Details
As Low As
United Bank (AL)
Institution Rating:
A5.0 ★Texas Ratio: 6.18%
Residential Lot/Land Loan3 60 Months
7.70%
▼
APR7.70%
Last UpdatedApril 7, 2026
Details
No additional details available.
Hotel And Travel Industry Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.46%
Personal Loans
7.75%
▼
APR7.75%
Last UpdatedApril 7, 2026
Details
As Low As
Service 1 Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.93%
Personal Loan
7.99%
▼
APR7.99%
Last UpdatedApril 7, 2026
Details
As Low As
Platinum Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.95%
Personal Loan
7.99%
▼
APR7.99%
Last UpdatedApril 7, 2026
Details
As Low As
Platinum Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.95%
Signature Loan
7.99%
▼
APR7.99%
Last UpdatedApril 7, 2026
Details
As Low As
North Alabama Educators Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.73%
Any Season, Any Reason Loan
7.99%
▼
APR7.99%
Last UpdatedApril 7, 2026
Details
No additional details available.
APR7.99%
Last UpdatedApril 7, 2026
Details
As Low As; Max amount of $15,000.00
Keesler Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.31%
New Tractor Loans
7.99%
▼
APR7.99%
Last UpdatedApril 7, 2026
Details
As Low As
Four Seasons Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.00%
Other Collateral Loan
8.00%
▼
APR8.00%
Last UpdatedApril 7, 2026
Details
As Low As
APR8.00%
Last UpdatedApril 7, 2026
Details
$2,500 to $10,000
Lauderdale County Teachers Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
Any Reason Loan
8.00%
▼
APR8.00%
Last UpdatedApril 7, 2026
Details
$3,500.00 Maximum credit score of 600 +
APR8.00%
Last UpdatedApril 7, 2026
Details
No additional details available.
Neighborhood Trust Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.19%
Credit Builder Loan
8.00%
▼
APR8.00%
Last UpdatedApril 7, 2026
Details
1% discount to ["Money wisdom" workshop Graduates](https://neighborhoodtrustfcu.org/financial-wellness)!
Hotel And Travel Industry Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.46%
Signature W/Collateral
8.00%
▼
APR8.00%
Last UpdatedApril 7, 2026
Details
As Low As
St Thomas Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.76%
Consolidation Loan
8.00%
▼
APR8.00%
Last UpdatedApril 7, 2026
Details
As Low As
St Thomas Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.76%
Seasonal Loans
8.00%
▼
APR8.00%
Last UpdatedApril 7, 2026
Details
As Low As; Borrow from $500 - $3,000; Repay in up to 24 months
St Thomas Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.76%
Installment Loan
8.00%
▼
APR8.00%
Last UpdatedApril 7, 2026
Details
As Low As
St Thomas Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.76%
Revolving Loan
8.00%
▼
APR8.00%
Last UpdatedApril 7, 2026
Details
As Low As
Hotel And Travel Industry Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.46%
Personal Loans
8.25%
▼
APR8.25%
Last UpdatedApril 7, 2026
Details
As Low As
APR8.26%
Last UpdatedApril 7, 2026
Details
As Low As
United Bank (AL)
Institution Rating:
A5.0 ★Texas Ratio: 6.18%
Residential Lot/Land Loan3 12 Months
8.40%
▼
APR8.40%
Last UpdatedApril 7, 2026
Details
No additional details available.
Meridian Mutual Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.53%
Signature Loans
8.49%
▼
APR8.49%
Last UpdatedApril 7, 2026
Details
As Low As
Avadian Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.11%
Other Personal Loans/Lines
8.49%
▼
APR8.49%
Last UpdatedApril 7, 2026
Details
As Low As
Hotel And Travel Industry Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.46%
Signature W/Collateral
8.50%
▼
APR8.50%
Last UpdatedApril 7, 2026
Details
As Low As
Hope Federal Credit Union Jackson, MS
Institution Rating:
A+5.0 ★Texas Ratio: 0.03%
Borrow and Save Loans
8.50%
▼
APR8.50%
Last UpdatedApril 7, 2026
Details
No additional details available.
Mobile Educators Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.53%
Starter Loans
8.50%
▼
APR8.50%
Last UpdatedApril 7, 2026
Details
No additional details available.
Railway Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.07%
Used R.V. Loan
8.50%
▼
APR8.50%
Last UpdatedApril 7, 2026
Details
As Low As
United Bank (AL)
Institution Rating:
A5.0 ★Texas Ratio: 6.18%
Residential Lot/Land Loan3 60 Months
8.55%
▼
APR8.55%
Last UpdatedApril 7, 2026
Details
No additional details available.
Hotel And Travel Industry Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.46%
Personal Loans
8.75%
▼
APR8.75%
Last UpdatedApril 7, 2026
Details
As Low As
Listerhill Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.62%
Recreational Loans Used Waverunner
8.75%
▼
APR8.75%
Last UpdatedApril 7, 2026
Details
As Low As
Heritage South Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.90%
Unsecured Loans
8.90%
▼
APR8.90%
Last UpdatedApril 7, 2026
Details
As Low As; Limits up to $30,000
APR8.90%
Last UpdatedApril 7, 2026
Details
As Low As; Our Personal Loans are available with terms from 24-60 months and APRs* ranging from 8.90% to 17.90%.
Four Seasons Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.00%
Unsecured Loan
8.90%
▼
APR8.90%
Last UpdatedApril 7, 2026
Details
As Low As
Four Seasons Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.00%
Other Unsecured Loan
8.90%
▼
APR8.90%
Last UpdatedApril 7, 2026
Details
As Low As
Guardian Credit Union Montgomery, AL
Institution Rating:
A5.0 ★Texas Ratio: 11.42%
Pool Loans
8.95%
▼
APR8.95%
Last UpdatedApril 7, 2026
Details
No additional details available.
Guardian Credit Union Montgomery, AL
Institution Rating:
A5.0 ★Texas Ratio: 11.42%
Signature Loans
8.95%
▼
APR8.95%
Last UpdatedApril 7, 2026
Details
No additional details available.
North Alabama Educators Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.73%
Consolidation Loan
8.99%
▼
APR8.99%
Last UpdatedApril 7, 2026
Details
No additional details available.
Family Savings Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.34%
Personal Loans
8.99%
▼
APR8.99%
Last UpdatedApril 7, 2026
Details
Rates subject to credit score and term
Liberty Bank and Trust Company
Institution Rating:
A5.0 ★Texas Ratio: 6.28%
Freedom Fast Personal Loan
9.00%
▼
APR9.00%
Last UpdatedApril 7, 2026
Details
As Low As; Minimum and Maximum Period for Repayment: 12 to 36 Months; Minimum and Maximum Annual Percentage Rate (APR): 9% to 18%; Associated Fees: Document Fee - $20.00 and Origination Fee - $45.00
Lakehurst Naval Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.92%
Wedding Loan
9.00%
▼
APR9.00%
Last UpdatedApril 7, 2026
Details
As Low As; Borrow up to $15,000 for four years. You do need proof of wedding expenses, such as a copy of the contract from the venue, florist, bridal shop, etc.
Listerhill Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.62%
Construction Loan
9.24%
▼
APR9.24%
Last UpdatedApril 7, 2026
Details
As Low As
APR9.25%
Last UpdatedApril 7, 2026
Details
No additional details available.
Rocket City Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.40%
Personal
9.25%
▼
APR9.25%
Last UpdatedApril 7, 2026
Details
As Low As
Hotel And Travel Industry Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.46%
Personal Loans
9.25%
▼
APR9.25%
Last UpdatedApril 7, 2026
Details
As Low As
Electrical Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.71%
Signature Loan
9.49%
▼
APR9.49%
Last UpdatedApril 7, 2026
Details
As Low As
Northrop Grumman Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.91%
Bill Consolidation Loan - Closed End Fixed APR as low as
9.49%
▼
APR9.49%
Last UpdatedApril 7, 2026
Details
As Low As; *APR = Annual Percentage Rate. All loans subject to credit approval. Rates subject to change without notice.
Northrop Grumman Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.91%
Personal Signature Loan - Closed Fixed APR as low as
9.49%
▼
APR9.49%
Last UpdatedApril 7, 2026
Details
As Low As; *APR = Annual Percentage Rate. All loans subject to credit approval. Rates displayed are the lowest rates available including a discount for automatic payment. Rates subject to change without notice. Rates and term subject to credit qualification.
New Horizons Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.08%
Personal/Signature Loan
9.49%
▼
APR9.49%
Last UpdatedApril 7, 2026
Details
As Low As
Montgomery VA Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.22%
Unsecured
9.50%
▼
APR9.50%
Last UpdatedApril 7, 2026
Details
No additional details available.
APR9.50%
Last UpdatedApril 7, 2026
Details
As Low As
Legacy Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.54%
Closed-end Lifestyle Loan
9.75%
▼
APR9.75%
Last UpdatedApril 7, 2026
Details
As Low As
Legacy Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.54%
Open-end Lifestyle Loan
9.75%
▼
APR9.75%
Last UpdatedApril 7, 2026
Details
As Low As
APR9.75%
Last UpdatedApril 7, 2026
Details
As Low As
Auburn University Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.43%
Signature Loans
9.90%
▼
APR9.90%
Last UpdatedApril 7, 2026
Details
As Low As
APR9.95%
Last UpdatedApril 7, 2026
Details
No additional details available.
Electrical Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.71%
Signature/Personal Loan
9.99%
▼
APR9.99%
Last UpdatedApril 7, 2026
Details
No additional details available.
Tyndall Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.75%
Personal Unsecured Loan
9.99%
▼
APR9.99%
Last UpdatedApril 7, 2026
Details
As Low As
JM Associates Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.72%
Personal Loan
9.99%
▼
APR9.99%
Last UpdatedApril 7, 2026
Details
As Low As; Up to $15,000
APR9.99%
Last UpdatedApril 7, 2026
Details
No additional details available.
Electrical Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.71%
Signature Loan
9.99%
▼
APR9.99%
Last UpdatedApril 7, 2026
Details
As Low As; Your credit score will determine your rate, maximum loan amount and term.
APR10.00%
Last UpdatedApril 7, 2026
Details
No additional details available.
Alabama State Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.38%
Personal Loans
10.00%
▼
APR10.00%
Last UpdatedApril 7, 2026
Details
As Low As
Alabama State Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.38%
Personal Loan
10.00%
▼
APR10.00%
Last UpdatedApril 7, 2026
Details
As Low As
Mobile Educators Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.53%
Signature Loan - Closed End
10.00%
▼
APR10.00%
Last UpdatedApril 7, 2026
Details
No additional details available.
Acipco Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.47%
Signature/Personal
10.00%
▼
APR10.00%
Last UpdatedApril 7, 2026
Details
No additional details available.
North Alabama Educators Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.73%
Personal Loan
10.00%
▼
APR10.00%
Last UpdatedApril 7, 2026
Details
No additional details available.
Four Seasons Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.00%
Seasonal Loan
10.00%
▼
APR10.00%
Last UpdatedApril 7, 2026
Details
As Low As
Tuskegee Federal Credit Union
Institution Rating:
F2.0 ★Texas Ratio: 51.26%
Unsecured Loans A Paper
10.00%
▼
APR10.00%
Last UpdatedApril 7, 2026
Details
No additional details available.
APR10.00%
Last UpdatedApril 7, 2026
Details
No additional details available.
Alabama State Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.38%
Personal Loan
10.25%
▼
APR10.25%
Last UpdatedApril 7, 2026
Details
As Low As
Alabama State Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.38%
Personal Loans
10.25%
▼
APR10.25%
Last UpdatedApril 7, 2026
Details
As Low As
Tyndall Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.75%
Personal Unsecured Loan
10.29%
▼
APR10.29%
Last UpdatedApril 7, 2026
Details
As Low As
Kinetic Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.93%
Personal Loan
10.39%
▼
APR10.39%
Last UpdatedApril 7, 2026
Details
As Low As; Rates as low as 10.39% APR* with a maximum APR* of 18%
MTC Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.35%
Personal Custom Loan
10.45%
▼
APR10.45%
Last UpdatedApril 7, 2026
Details
As Low As
APR10.45%
Last UpdatedApril 7, 2026
Details
As Low As
Keesler Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.31%
Personal Loans
10.49%
▼
APR10.49%
Last UpdatedApril 7, 2026
Details
As Low As
Keesler Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.31%
Signature Loans
10.49%
▼
APR10.49%
Last UpdatedApril 7, 2026
Details
As Low As
APR10.49%
Last UpdatedApril 7, 2026
Details
As Low As
Valley Credit Union Tuscumbia, AL
Institution Rating:
A+5.0 ★Texas Ratio: 0.53%
Personal Loans
10.50%
▼
APR10.50%
Last UpdatedApril 7, 2026
Details
No additional details available.
Weyco Community Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.84%
Personal Loan
10.50%
▼
APR10.50%
Last UpdatedApril 7, 2026
Details
Up to 48 Months
Weyco Community Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.84%
Personal Term Note Loan
10.50%
▼
APR10.50%
Last UpdatedApril 7, 2026
Details
$20,000 Maximum - Individual & Joint; 90 Day Maximum
Redstone Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.00%
Personal Unsecured Signature - 60 months
10.79%
▼
APR10.79%
Last UpdatedApril 7, 2026
Details
As Low As
APR10.80%
Last UpdatedApril 7, 2026
Details
No additional details available.
Birmingham City Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.48%
Personal Loans Signature
10.80%
▼
APR10.80%
Last UpdatedApril 7, 2026
Details
As Low As; Competitive fixed rates as low as 10.80% on signature loans
Jefferson Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.26%
Personal Signature Loans (Closed End)
10.80%
▼
APR10.80%
Last UpdatedApril 7, 2026
Details
As Low As
ANG Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.37%
Personal / Signature Loan
10.90%
▼
APR10.90%
Last UpdatedApril 7, 2026
Details
As Low As; Rates based on Credit Score. Exact rate quoted at time of approval; Down payment may be required; Longer terms may require a minimum loan amount; Rates and terms are subject to change without notice
eCO Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.38%
Closed End Signature Loan
10.90%
▼
APR10.90%
Last UpdatedApril 7, 2026
Details
As Low As
Gulf Coast Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.79%
Signature / Unsecured
10.99%
▼
APR10.99%
Last UpdatedApril 7, 2026
Details
As Low As
Redstone Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.00%
Personal Unsecured Signature - 72 months
10.99%
▼
APR10.99%
Last UpdatedApril 7, 2026
Details
As Low As
The Infirmary Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.15%
Personal Loan
10.99%
▼
APR10.99%
Last UpdatedApril 7, 2026
Details
No additional details available.
The Infirmary Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.15%
Personal Loans
10.99%
▼
APR10.99%
Last UpdatedApril 7, 2026
Details
As Low As
JM Associates Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.72%
Personal Loan
10.99%
▼
APR10.99%
Last UpdatedApril 7, 2026
Details
As Low As; $15,000 -$25,000
Family Security Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.42%
Personal Loans
10.99%
▼
APR10.99%
Last UpdatedApril 7, 2026
Details
As Low As
APR10.99%
Last UpdatedApril 7, 2026
Details
As Low As
Powered by
MonitorBankRates
Source: Verified Personal Loan Rate Data provided by MonitorBankRates
Institution
Loan Product
APR
Profile
Winsouth Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.57%
2950 Cogswell AVe, Pell City, AL, 35125
Personal Loan
8.99%
▼
APR8.99%
Last UpdatedApril 7, 2026
Details
No additional details available.
Winsouth Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.57%
2950 Cogswell AVe, Pell City, AL, 35125
Personal Loans
8.99%
▼
APR8.99%
Last UpdatedApril 7, 2026
Details
No additional details available.
Winsouth Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.57%
2950 Cogswell AVe, Pell City, AL, 35125
Personal Loan
9.99%
▼
APR9.99%
Last UpdatedApril 7, 2026
Details
No additional details available.
Winsouth Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.57%
2950 Cogswell AVe, Pell City, AL, 35125
Personal Loans
9.99%
▼
APR9.99%
Last UpdatedApril 7, 2026
Details
No additional details available.
Coosa Pines Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.53%
2708 Stemley Bridge Rd, Pell City, AL, 35128 7560
Personal Loan
10.50%
▼
APR10.50%
Last UpdatedApril 7, 2026
Details
As Low As
Winsouth Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.57%
2950 Cogswell AVe, Pell City, AL, 35125
Personal Loan
10.99%
▼
APR10.99%
Last UpdatedApril 7, 2026
Details
No additional details available.
Winsouth Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.57%
2950 Cogswell AVe, Pell City, AL, 35125
Personal Loans
10.99%
▼
APR10.99%
Last UpdatedApril 7, 2026
Details
No additional details available.
Winsouth Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.57%
2950 Cogswell AVe, Pell City, AL, 35125
Personal Loan
11.74%
▼
APR11.74%
Last UpdatedApril 7, 2026
Details
No additional details available.
Winsouth Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.57%
2950 Cogswell AVe, Pell City, AL, 35125
Personal Loans
11.74%
▼
APR11.74%
Last UpdatedApril 7, 2026
Details
No additional details available.
Winsouth Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.57%
2950 Cogswell AVe, Pell City, AL, 35125
90 Day Note Unsecured Personal Loan
12.00%
▼
APR12.00%
Last UpdatedApril 7, 2026
Details
No additional details available.
Winsouth Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.57%
2950 Cogswell AVe, Pell City, AL, 35125
Personal Loans 90 Day Note Unsecured
12.00%
▼
APR12.00%
Last UpdatedApril 7, 2026
Details
No additional details available.
Winsouth Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.57%
2950 Cogswell AVe, Pell City, AL, 35125
Personal Loan
12.74%
▼
APR12.74%
Last UpdatedApril 7, 2026
Details
No additional details available.
Winsouth Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.57%
2950 Cogswell AVe, Pell City, AL, 35125
Personal Loans
12.74%
▼
APR12.74%
Last UpdatedApril 7, 2026
Details
No additional details available.
Electrical Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.71%
Spring Personal Loan Special
4.00%
▼
APR4.00%
Last UpdatedApril 7, 2026
Details
Spring into savings with our special loan rate!
Garden Island Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.39%
Personal Loan
5.00%
▼
APR5.00%
Last UpdatedApril 7, 2026
Details
No additional details available.
Hotel And Travel Industry Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.46%
Personal Loans
7.25%
▼
APR7.25%
Last UpdatedApril 7, 2026
Details
As Low As
Hotel And Travel Industry Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.46%
Personal Loans
7.75%
▼
APR7.75%
Last UpdatedApril 7, 2026
Details
As Low As
Service 1 Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.93%
Personal Loan
7.99%
▼
APR7.99%
Last UpdatedApril 7, 2026
Details
As Low As
Platinum Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.95%
Personal Loan
7.99%
▼
APR7.99%
Last UpdatedApril 7, 2026
Details
As Low As
APR8.00%
Last UpdatedApril 7, 2026
Details
No additional details available.
Hotel And Travel Industry Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.46%
Personal Loans
8.25%
▼
APR8.25%
Last UpdatedApril 7, 2026
Details
As Low As
Avadian Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.11%
Other Personal Loans/Lines
8.49%
▼
APR8.49%
Last UpdatedApril 7, 2026
Details
As Low As
Hotel And Travel Industry Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.46%
Personal Loans
8.75%
▼
APR8.75%
Last UpdatedApril 7, 2026
Details
As Low As
APR8.90%
Last UpdatedApril 7, 2026
Details
As Low As; Our Personal Loans are available with terms from 24-60 months and APRs* ranging from 8.90% to 17.90%.
Family Savings Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.34%
Personal Loans
8.99%
▼
APR8.99%
Last UpdatedApril 7, 2026
Details
Rates subject to credit score and term
Liberty Bank and Trust Company
Institution Rating:
A5.0 ★Texas Ratio: 6.28%
Freedom Fast Personal Loan
9.00%
▼
APR9.00%
Last UpdatedApril 7, 2026
Details
As Low As; Minimum and Maximum Period for Repayment: 12 to 36 Months; Minimum and Maximum Annual Percentage Rate (APR): 9% to 18%; Associated Fees: Document Fee - $20.00 and Origination Fee - $45.00
Hotel And Travel Industry Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.46%
Personal Loans
9.25%
▼
APR9.25%
Last UpdatedApril 7, 2026
Details
As Low As
APR9.25%
Last UpdatedApril 7, 2026
Details
No additional details available.
Electrical Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.71%
Signature/Personal Loan
9.99%
▼
APR9.99%
Last UpdatedApril 7, 2026
Details
No additional details available.
JM Associates Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.72%
Personal Loan
9.99%
▼
APR9.99%
Last UpdatedApril 7, 2026
Details
As Low As; Up to $15,000
North Alabama Educators Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.73%
Personal Loan
10.00%
▼
APR10.00%
Last UpdatedApril 7, 2026
Details
No additional details available.
Alabama State Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.38%
Personal Loan
10.00%
▼
APR10.00%
Last UpdatedApril 7, 2026
Details
As Low As
Alabama State Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.38%
Personal Loans
10.00%
▼
APR10.00%
Last UpdatedApril 7, 2026
Details
As Low As
Alabama State Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.38%
Personal Loans
10.25%
▼
APR10.25%
Last UpdatedApril 7, 2026
Details
As Low As
Alabama State Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.38%
Personal Loan
10.25%
▼
APR10.25%
Last UpdatedApril 7, 2026
Details
As Low As
Kinetic Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.93%
Personal Loan
10.39%
▼
APR10.39%
Last UpdatedApril 7, 2026
Details
As Low As; Rates as low as 10.39% APR* with a maximum APR* of 18%
Keesler Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.31%
Personal Loans
10.49%
▼
APR10.49%
Last UpdatedApril 7, 2026
Details
As Low As
Valley Credit Union Tuscumbia, AL
Institution Rating:
A+5.0 ★Texas Ratio: 0.53%
Personal Loans
10.50%
▼
APR10.50%
Last UpdatedApril 7, 2026
Details
No additional details available.
Weyco Community Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.84%
Personal Loan
10.50%
▼
APR10.50%
Last UpdatedApril 7, 2026
Details
Up to 48 Months
Birmingham City Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.48%
Personal Loans Signature
10.80%
▼
APR10.80%
Last UpdatedApril 7, 2026
Details
As Low As; Competitive fixed rates as low as 10.80% on signature loans
The Infirmary Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.15%
Personal Loan
10.99%
▼
APR10.99%
Last UpdatedApril 7, 2026
Details
No additional details available.
The Infirmary Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.15%
Personal Loans
10.99%
▼
APR10.99%
Last UpdatedApril 7, 2026
Details
As Low As
JM Associates Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.72%
Personal Loan
10.99%
▼
APR10.99%
Last UpdatedApril 7, 2026
Details
As Low As; $15,000 -$25,000
Family Security Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.42%
Personal Loans
10.99%
▼
APR10.99%
Last UpdatedApril 7, 2026
Details
As Low As
APR10.99%
Last UpdatedApril 7, 2026
Details
As Low As
Powered by
MonitorBankRates
Source: Verified Personal Loan Rate Data provided by MonitorBankRates
Institution
Loan Product
APR
Profile
UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 21.76%
Debt Consolidation Loan
14.49%
▼
APR14.49%
Last UpdatedApril 7, 2026
Details
No additional details available.
UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 21.76%
Debt Consolidation Loans
14.49%
▼
APR14.49%
Last UpdatedApril 7, 2026
Details
As Low As
Neighborhood Trust Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.19%
Debt Consolidation Loans
18.00%
▼
APR18.00%
Last UpdatedApril 7, 2026
Details
discount with direct deposit; $20 application fee; 1% origination fee* (upon approval of the loan)
Powered by
MonitorBankRates
Source: Verified Personal Loan Rate Data provided by MonitorBankRates
Institution
Loan Product
APR
Profile
AOD Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.42%
275 Vaughn Spur, Pell City, AL, 35128 8000
Signature Loans
7.99%
▼
APR7.99%
Last UpdatedApril 7, 2026
Details
As Low As
AOD Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.42%
275 Vaughn Spur, Pell City, AL, 35128 8000
Signature Loans
8.99%
▼
APR8.99%
Last UpdatedApril 7, 2026
Details
As Low As
AOD Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.42%
275 Vaughn Spur, Pell City, AL, 35128 8000
Signature Loans
11.20%
▼
APR11.20%
Last UpdatedApril 7, 2026
Details
As Low As
Hotel And Travel Industry Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.46%
Signature W/Collateral
6.50%
▼
APR6.50%
Last UpdatedApril 7, 2026
Details
As Low As
Hotel And Travel Industry Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.46%
Signature W/Collateral
7.00%
▼
APR7.00%
Last UpdatedApril 7, 2026
Details
As Low As
Hope Federal Credit Union Jackson, MS
Institution Rating:
A+5.0 ★Texas Ratio: 0.03%
Signature Loans
7.17%
▼
APR7.17%
Last UpdatedApril 7, 2026
Details
As Low As
Hotel And Travel Industry Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.46%
Signature W/Collateral
7.50%
▼
APR7.50%
Last UpdatedApril 7, 2026
Details
As Low As
Hope Federal Credit Union Jackson, MS
Institution Rating:
A+5.0 ★Texas Ratio: 0.03%
Unsecured / Signature
7.50%
▼
APR7.50%
Last UpdatedApril 7, 2026
Details
No additional details available.
Platinum Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.95%
Signature Loan
7.99%
▼
APR7.99%
Last UpdatedApril 7, 2026
Details
As Low As
APR7.99%
Last UpdatedApril 7, 2026
Details
As Low As; Max amount of $15,000.00
Hotel And Travel Industry Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.46%
Signature W/Collateral
8.00%
▼
APR8.00%
Last UpdatedApril 7, 2026
Details
As Low As
Meridian Mutual Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.53%
Signature Loans
8.49%
▼
APR8.49%
Last UpdatedApril 7, 2026
Details
As Low As
Hotel And Travel Industry Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.46%
Signature W/Collateral
8.50%
▼
APR8.50%
Last UpdatedApril 7, 2026
Details
As Low As
Guardian Credit Union Montgomery, AL
Institution Rating:
A5.0 ★Texas Ratio: 11.42%
Signature Loans
8.95%
▼
APR8.95%
Last UpdatedApril 7, 2026
Details
No additional details available.
New Horizons Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.08%
Personal/Signature Loan
9.49%
▼
APR9.49%
Last UpdatedApril 7, 2026
Details
As Low As
Northrop Grumman Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.91%
Personal Signature Loan - Closed Fixed APR as low as
9.49%
▼
APR9.49%
Last UpdatedApril 7, 2026
Details
As Low As; *APR = Annual Percentage Rate. All loans subject to credit approval. Rates displayed are the lowest rates available including a discount for automatic payment. Rates subject to change without notice. Rates and term subject to credit qualification.
Electrical Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.71%
Signature Loan
9.49%
▼
APR9.49%
Last UpdatedApril 7, 2026
Details
As Low As
Auburn University Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.43%
Signature Loans
9.90%
▼
APR9.90%
Last UpdatedApril 7, 2026
Details
As Low As
APR9.95%
Last UpdatedApril 7, 2026
Details
No additional details available.
Electrical Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.71%
Signature Loan
9.99%
▼
APR9.99%
Last UpdatedApril 7, 2026
Details
As Low As; Your credit score will determine your rate, maximum loan amount and term.
Electrical Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.71%
Signature/Personal Loan
9.99%
▼
APR9.99%
Last UpdatedApril 7, 2026
Details
No additional details available.
Acipco Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.47%
Signature/Personal
10.00%
▼
APR10.00%
Last UpdatedApril 7, 2026
Details
No additional details available.
Mobile Educators Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.53%
Signature Loan - Closed End
10.00%
▼
APR10.00%
Last UpdatedApril 7, 2026
Details
No additional details available.
Keesler Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.31%
Signature Loans
10.49%
▼
APR10.49%
Last UpdatedApril 7, 2026
Details
As Low As
Redstone Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.00%
Personal Unsecured Signature - 60 months
10.79%
▼
APR10.79%
Last UpdatedApril 7, 2026
Details
As Low As
Jefferson Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.26%
Personal Signature Loans (Closed End)
10.80%
▼
APR10.80%
Last UpdatedApril 7, 2026
Details
As Low As
Birmingham City Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.48%
Personal Loans Signature
10.80%
▼
APR10.80%
Last UpdatedApril 7, 2026
Details
As Low As; Competitive fixed rates as low as 10.80% on signature loans
APR10.80%
Last UpdatedApril 7, 2026
Details
No additional details available.
ANG Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.37%
Personal / Signature Loan
10.90%
▼
APR10.90%
Last UpdatedApril 7, 2026
Details
As Low As; Rates based on Credit Score. Exact rate quoted at time of approval; Down payment may be required; Longer terms may require a minimum loan amount; Rates and terms are subject to change without notice
eCO Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.38%
Closed End Signature Loan
10.90%
▼
APR10.90%
Last UpdatedApril 7, 2026
Details
As Low As
Gulf Coast Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.79%
Signature / Unsecured
10.99%
▼
APR10.99%
Last UpdatedApril 7, 2026
Details
As Low As
Redstone Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.00%
Personal Unsecured Signature - 72 months
10.99%
▼
APR10.99%
Last UpdatedApril 7, 2026
Details
As Low As
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MonitorBankRates
No home improvement personal loan rates found in Pell City, AL currently.
Pell City, AL Personal Loan Rate Trends
Compare local Pell City, AL personal loan rates against the statewide average
Daily personal loan rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
Personal Loan — AL Avg
11.231%
▼ 0.436 vs 7 days ago
Alabama personal loan rates fell 0.436 points over the past 7 days to 11.231% APR.
Signature Loan — AL Avg
11.887%
Alabama signature loan rates currently average 11.887% APR.
As of Apr 7, 2026 • Rate data sourced from 8,500+ monitored institutions
Powered by MonitorBankRates
Frequently Asked Questions
What credit score do I need for a personal loan in Alabama?
Most lenders in Pell City, Alabama require a minimum credit score of 620 for approval, but borrowers with scores of 720 or higher will qualify for the most competitive APRs. Credit unions in Alabama often have more flexible requirements than traditional banks.
What is the difference between secured and unsecured personal loans?
Unsecured personal loans in Pell City, Alabama require no collateral and are approved based on your creditworthiness alone. Secured loans are backed by an asset (such as savings or a vehicle) and typically offer lower interest rates. If you default on a secured loan, the lender may seize the collateral.
Can I use a personal loan for debt consolidation in Alabama?
Yes. Debt consolidation is one of the most common uses of personal loans in Pell City, Alabama. By rolling multiple high-interest debts (credit cards, medical bills) into a single personal loan with a lower APR, you can reduce your total interest costs and simplify repayment.
Are credit unions or banks better for personal loans in Pell City, Alabama?
Credit unions in Pell City, Alabama often offer lower APRs and more flexible underwriting than traditional banks because they are member-owned and not-for-profit. However, you must meet membership eligibility requirements. Banks may offer faster approvals and larger loan amounts.
What are the best personal loan rates in Pell City, Alabama?
- AOD Federal Credit Union: 7.99% (Signature Loans)
- Winsouth Credit Union: 8.99% (Personal Loan)
- Coosa Pines Federal Credit Union: 10.50% (Personal Loan)
- St Thomas Federal Credit Union: 4.00% (Relief Loan)
- Electrical Federal Credit Union: 4.00% (Spring Loan Special)
Personal Loan Rates reflect actual verified offers from banks and credit unions actively lending in Pell City, Alabama. Your final approved rate will depend on your credit profile and loan term. Last Updated and Verified: April 6, 2026.
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