MonitorBankRates
Home Personal Loans Alaska Anchorage iAdvertiser Disclosure
Advertiser Disclosure Some of the institutions listed may have a business relationship with MonitorBankRates. However, our editorial team independently verifies all rates and data displayed. Advertiser relationships do not influence our health rating, star rankings, Texas Ratio calculation, or the rates shown.

Best Personal Loan Rates in Anchorage, Alaska (AK) - April 2026

Current personal loan options available to borrowers in Anchorage, Alaska include: Alaska Air Group Federal Credit UnionAlaska Air Group Federal Credit Union1048 W INTL AIRPORT RD STE 102, ANCHORAGE, AK, 99518 1077A+5.0 ★Texas Ratio: 0.33% offering Credit Builder Loans at 6.00% APR, TRUE NORTHTRUE NORTH341 W Tudor Rd Ste 100, Anchorage, AK, 99503 6639A+5.0 ★Texas Ratio: 0.00% offering Lot Loans Improved Lots at 8.69% APR, ADVANCIALADVANCIAL390 W 36th Ave, Anchorage, AK, 99503 5815A+5.0 ★Texas Ratio: 0.31% offering Signature at 9.90% APR, NORTHERN SKIESNORTHERN SKIES1001 E Benson Blvd, Anchorage, AK, 99508A+5.0 ★Texas Ratio: 2.27% offering Signature at 11.35% APR, and Nuvision Federal Credit UnionNuvision Federal Credit Union440 E 36th Ave, Anchorage, AK, 99503 4172A+5.0 ★Texas Ratio: 3.70% offering Closed-End Personal Loan at 11.49% APR. Personal loan rates as of April 8, 2026 according to verified data from MonitorBankRates.

Anchorage has 6 local institutions in our database, with personal loan rates as low as 6.00% APR from Alaska Air Group Federal Credit Union at 1048 W INTL AIRPORT RD STE 102, ANCHORAGE, AK, 99518 1077. Use the tabs below to compare all available personal loan types. Rates are continually updated — we recommend checking back frequently.

We empower borrowers with transparent, proprietary financial health metrics—including A-F Safety Grades, verified Star Ratings, and Texas Ratios—so you can confidently borrow from a stable, highly-rated institution in Anchorage, Alaska.

Personal loan rates reflect recent market quotes and representative offers available to borrowers in Anchorage, Alaska. Rates shown are typically “as low as” APRs for borrowers with excellent credit. Your final approved rate will depend on your credit history, credit score, income, and loan amount. Personal Loan Rates Last Updated and Verified: April 8, 2026

Source: Verified Personal Loan Rate Data provided by MonitorBankRates
Institution
Loan Product
APR
Profile
Alaska Air Group Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.33%
1048 W INTL AIRPORT RD STE 102, ANCHORAGE, AK, 99518 1077
Credit Builder Loans
6.00%
APR6.00%
Last UpdatedApril 9, 2026
Details

flexible repayment

Alaska Air Group Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.33%
1048 W INTL AIRPORT RD STE 102, ANCHORAGE, AK, 99518 1077
Airplane Loans
6.99%
APR6.99%
Last UpdatedApril 9, 2026
Details

As Low As; *up to 180 months

TRUE NORTH
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
341 W Tudor Rd Ste 100, Anchorage, AK, 99503 6639
Lot Loans Improved Lots
8.69%
APR8.69%
Last UpdatedApril 9, 2026
Details

As Low As; Maximum Loan to Value: 75%; Maximum Loan Amount: $200,000; Origination Fee 1%, Minimum $250. Other costs will be passed through, estimated range from $450-$2650.

Alaska Air Group Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.33%
1048 W INTL AIRPORT RD STE 102, ANCHORAGE, AK, 99518 1077
Signature Loans
9.25%
APR9.25%
Last UpdatedApril 9, 2026
Details

As Low As; On approval of credit, restrictions apply.

ADVANCIAL
Institution Rating:
A+5.0 ★Texas Ratio: 0.31%
390 W 36th Ave, Anchorage, AK, 99503 5815
Signature
9.90%
APR9.90%
Last UpdatedApril 9, 2026
Details

As Low As; Rates as low as 9.90%

TRUE NORTH
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
341 W Tudor Rd Ste 100, Anchorage, AK, 99503 6639
Lot Loans Unimproved Lots
9.90%
APR9.90%
Last UpdatedApril 9, 2026
Details

As Low As; Maximum Loan to Value: 70%; Maximum Loan Amount: $125,000; Origination Fee 1%, Minimum $250. Other costs will be passed through, estimated range from $450-$2650.

Alaska Air Group Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.33%
1048 W INTL AIRPORT RD STE 102, ANCHORAGE, AK, 99518 1077
Signature Loan
10.00%
APR10.00%
Last UpdatedApril 9, 2026
Details

As Low As; *up to 60 months

Alaska Air Group Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.33%
1048 W INTL AIRPORT RD STE 102, ANCHORAGE, AK, 99518 1077
Personal Lines of Credit
11.30%
APR11.30%
Last UpdatedApril 9, 2026
Details

As Low As; On approval of credit, restrictions apply.

NORTHERN SKIES
Institution Rating:
A+5.0 ★Texas Ratio: 2.27%
1001 E Benson Blvd, Anchorage, AK, 99508
Signature
11.35%
APR11.35%
Last UpdatedApril 9, 2026
Details

As Low As; Up to 60 months (APR may vary)

Nuvision Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.70%
440 E 36th Ave, Anchorage, AK, 99503 4172
Closed-End Personal Loan
11.49%
APR11.49%
Last UpdatedApril 9, 2026
Details

No additional details available.

Nuvision Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.70%
440 E 36th Ave, Anchorage, AK, 99503 4172
Signature (Unsecured) Loans Closed-End Personal Loan
11.49%
APR11.49%
Last UpdatedApril 9, 2026
Details

No additional details available.

Credit Union 1 Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.94%
1941 Abbott Rd, Anchorage, AK, 99507
Personal Loan
11.50%
APR11.50%
Last UpdatedApril 9, 2026
Details

As Low As; Borrow between $200 and $20,000. Consumer loan interest rates are best rates on approved credit, stated as Annual Percentage Rate (APR). Rates, terms and conditions are subject to change and may vary based on creditworthiness, qualifications, and collateral conditions. All loans subject to approval. Other terms and conditions may apply.

TRUE NORTH
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
341 W Tudor Rd Ste 100, Anchorage, AK, 99503 6639
Personal Loans
11.65%
APR11.65%
Last UpdatedApril 9, 2026
Details

As Low As

NORTHERN SKIES
Institution Rating:
A+5.0 ★Texas Ratio: 2.27%
1001 E Benson Blvd, Anchorage, AK, 99508
SMART Loan
18.00%
APR18.00%
Last UpdatedApril 9, 2026
Details

Up to 6 months / $20 Application Fee

Nuvision Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.70%
440 E 36th Ave, Anchorage, AK, 99503 4172
Signature (Unsecured) Loans Closed-End Personal Loan
18.00%
APR18.00%
Last UpdatedApril 9, 2026
Details

No additional details available.

Credit Union 1 Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.94%
1941 Abbott Rd, Anchorage, AK, 99507
Quick Loan
24.00%
APR24.00%
Last UpdatedApril 9, 2026
Details

Quick loans can be used for braces, sports equipment/uniforms, musical instruments, consolidation, vacations, insurance deductibles, you name it. Borrow between $200 and $2,000. The rate is a set rate for everyone who is approved. Other terms and conditions may apply.

TONGASS
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
Heat Pump Loans (Juneau & Sitka only)
5.50%
APR5.50%
Last UpdatedApril 9, 2026
Details

No additional details available.

First Bank Ketchikan, AK
Institution Rating:
A+5.0 ★Texas Ratio: 2.24%
Improved Real Estate Loan
7.36%
APR7.36%
Last UpdatedApril 9, 2026
Details

As Low As

TONGASS
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
Lot Loans
7.50%
APR7.50%
Last UpdatedApril 9, 2026
Details

No additional details available.

First Bank Ketchikan, AK
Institution Rating:
A+5.0 ★Texas Ratio: 2.24%
Equity Plus Loan
7.88%
APR7.88%
Last UpdatedApril 9, 2026
Details

As Low As

First Bank Ketchikan, AK
Institution Rating:
A+5.0 ★Texas Ratio: 2.24%
Land Loan
7.95%
APR7.95%
Last UpdatedApril 9, 2026
Details

As Low As

First Bank Ketchikan, AK
Institution Rating:
A+5.0 ★Texas Ratio: 2.24%
Equity Plus Lot Loan
8.23%
APR8.23%
Last UpdatedApril 9, 2026
Details

As Low As

TONGASS
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
Lot Loans
8.25%
APR8.25%
Last UpdatedApril 9, 2026
Details

No additional details available.

First Bank Ketchikan, AK
Institution Rating:
A+5.0 ★Texas Ratio: 2.24%
Construction Loan up to 12 months
10.72%
APR10.72%
Last UpdatedApril 9, 2026
Details

As Low As

TONGASS
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
Signature Loan
10.99%
APR10.99%
Last UpdatedApril 9, 2026
Details

No additional details available.

Alaska District Engineers Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.51%
Signature
11.50%
APR11.50%
Last UpdatedApril 9, 2026
Details

$15,000 limit

TONGASS
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
Signature Loan
11.65%
APR11.65%
Last UpdatedApril 9, 2026
Details

No additional details available.

MAC Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.47%
Personal
11.99%
APR11.99%
Last UpdatedApril 9, 2026
Details

As Low As

First Bank Ketchikan, AK
Institution Rating:
A+5.0 ★Texas Ratio: 2.24%
Unsecured Loan
12.72%
APR12.72%
Last UpdatedApril 9, 2026
Details

As Low As

Source: Verified Personal Loan Rate Data provided by MonitorBankRates
Institution
Loan Product
APR
Profile
Nuvision Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.70%
440 E 36th Ave, Anchorage, AK, 99503 4172
Closed-End Personal Loan
11.49%
APR11.49%
Last UpdatedApril 9, 2026
Details

No additional details available.

Nuvision Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.70%
440 E 36th Ave, Anchorage, AK, 99503 4172
Signature (Unsecured) Loans Closed-End Personal Loan
11.49%
APR11.49%
Last UpdatedApril 9, 2026
Details

No additional details available.

Credit Union 1 Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.94%
1941 Abbott Rd, Anchorage, AK, 99507
Personal Loan
11.50%
APR11.50%
Last UpdatedApril 9, 2026
Details

As Low As; Borrow between $200 and $20,000. Consumer loan interest rates are best rates on approved credit, stated as Annual Percentage Rate (APR). Rates, terms and conditions are subject to change and may vary based on creditworthiness, qualifications, and collateral conditions. All loans subject to approval. Other terms and conditions may apply.

TRUE NORTH
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
341 W Tudor Rd Ste 100, Anchorage, AK, 99503 6639
Personal Loans
11.65%
APR11.65%
Last UpdatedApril 9, 2026
Details

As Low As

Nuvision Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.70%
440 E 36th Ave, Anchorage, AK, 99503 4172
Signature (Unsecured) Loans Closed-End Personal Loan
18.00%
APR18.00%
Last UpdatedApril 9, 2026
Details

No additional details available.

No debt consolidation personal loan rates found in Anchorage, AK currently.
Source: Verified Personal Loan Rate Data provided by MonitorBankRates
Institution
Loan Product
APR
Profile
Alaska Air Group Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.33%
1048 W INTL AIRPORT RD STE 102, ANCHORAGE, AK, 99518 1077
Signature Loans
9.25%
APR9.25%
Last UpdatedApril 9, 2026
Details

As Low As; On approval of credit, restrictions apply.

ADVANCIAL
Institution Rating:
A+5.0 ★Texas Ratio: 0.31%
390 W 36th Ave, Anchorage, AK, 99503 5815
Signature
9.90%
APR9.90%
Last UpdatedApril 9, 2026
Details

As Low As; Rates as low as 9.90%

Alaska Air Group Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.33%
1048 W INTL AIRPORT RD STE 102, ANCHORAGE, AK, 99518 1077
Signature Loan
10.00%
APR10.00%
Last UpdatedApril 9, 2026
Details

As Low As; *up to 60 months

NORTHERN SKIES
Institution Rating:
A+5.0 ★Texas Ratio: 2.27%
1001 E Benson Blvd, Anchorage, AK, 99508
Signature
11.35%
APR11.35%
Last UpdatedApril 9, 2026
Details

As Low As; Up to 60 months (APR may vary)

Nuvision Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.70%
440 E 36th Ave, Anchorage, AK, 99503 4172
Signature (Unsecured) Loans Closed-End Personal Loan
11.49%
APR11.49%
Last UpdatedApril 9, 2026
Details

No additional details available.

Nuvision Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.70%
440 E 36th Ave, Anchorage, AK, 99503 4172
Signature (Unsecured) Loans Closed-End Personal Loan
18.00%
APR18.00%
Last UpdatedApril 9, 2026
Details

No additional details available.

TONGASS
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
Signature Loan
10.99%
APR10.99%
Last UpdatedApril 9, 2026
Details

No additional details available.

Alaska District Engineers Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.51%
Signature
11.50%
APR11.50%
Last UpdatedApril 9, 2026
Details

$15,000 limit

TONGASS
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
Signature Loan
11.65%
APR11.65%
Last UpdatedApril 9, 2026
Details

No additional details available.

No home improvement personal loan rates found in Anchorage, AK currently.

Anchorage, AK Personal Loan Rate Trends

Compare local Anchorage, AK personal loan rates against the statewide average

Daily personal loan rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.

View Full Alaska Personal Loan Trends →
Personal Loan — AK Avg
10.875%
▲ 0.015 vs 7 days ago

Alaska personal loan rates rose 0.015 points over the past 7 days to 10.875% APR.

Signature Loan — AK Avg
11.077%
▼ 0.014 vs 7 days ago

Alaska signature loan rates fell 0.014 points over the past 7 days to 11.077% APR.

As of Apr 9, 2026 • Rate data sourced from 8,500+ monitored institutions Powered by MonitorBankRates

Frequently Asked Questions

What credit score do I need for a personal loan in Alaska?

Most lenders in Anchorage, Alaska require a minimum credit score of 620 for approval, but borrowers with scores of 720 or higher will qualify for the most competitive APRs. Credit unions in Alaska often have more flexible requirements than traditional banks.

What is the difference between secured and unsecured personal loans?

Unsecured personal loans in Anchorage, Alaska require no collateral and are approved based on your creditworthiness alone. Secured loans are backed by an asset (such as savings or a vehicle) and typically offer lower interest rates. If you default on a secured loan, the lender may seize the collateral.

Can I use a personal loan for debt consolidation in Alaska?

Yes. Debt consolidation is one of the most common uses of personal loans in Anchorage, Alaska. By rolling multiple high-interest debts (credit cards, medical bills) into a single personal loan with a lower APR, you can reduce your total interest costs and simplify repayment.

Are credit unions or banks better for personal loans in Anchorage, Alaska?

Credit unions in Anchorage, Alaska often offer lower APRs and more flexible underwriting than traditional banks because they are member-owned and not-for-profit. However, you must meet membership eligibility requirements. Banks may offer faster approvals and larger loan amounts.

What are the best personal loan rates in Anchorage, Alaska?

  • Alaska Air Group Federal Credit Union: 6.00% (Credit Builder Loans)
  • TRUE NORTH: 8.69% (Lot Loans Improved Lots)
  • ADVANCIAL: 9.90% (Signature)
  • NORTHERN SKIES: 11.35% (Signature)
  • Nuvision Federal Credit Union: 11.49% (Closed-End Personal Loan)
Personal Loan Rates reflect actual verified offers from banks and credit unions actively lending in Anchorage, Alaska. Your final approved rate will depend on your credit profile and loan term. Last Updated and Verified: April 8, 2026.