Best Personal Loan Rates in Fairbanks, Alaska (AK) - April 2026
Brian McKay
Brian McKay
Founder & Data Architect- Automated Online Rate Data Aggregation
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Current personal loan options available to borrowers in Fairbanks, Alaska include: Credit Union 1 Credit UnionCredit Union 1 Credit Union909 1st Ave, Fairbanks, AK, 99701 4350A+5.0 ★Texas Ratio: 5.94% offering Personal Loan at 11.50% APR, MAC Federal Credit UnionMAC Federal Credit Union541 10th Ave, Fairbanks, AK, 99701A5.0 ★Texas Ratio: 9.47% offering Personal at 11.99% APR, TONGASSTONGASSA+5.0 ★Texas Ratio: 0.00% offering Heat Pump Loans (Juneau & Sitka only) at 5.50% APR, Alaska Air Group Federal Credit UnionAlaska Air Group Federal Credit UnionA+5.0 ★Texas Ratio: 0.33% offering Credit Builder Loans at 6.00% APR, and First Bank Ketchikan, AKFirst Bank Ketchikan, AKA+5.0 ★Texas Ratio: 2.24% offering Improved Real Estate Loan at 7.36% APR. Personal loan rates as of April 19, 2026 according to verified data from MonitorBankRates.
Fairbanks has 2 local institutions in our database, with personal loan rates as low as 11.50% APR from Credit Union 1 Credit Union at 909 1st Ave, Fairbanks, AK, 99701 4350. Use the tabs below to compare all available personal loan types. Rates are continually updated — we recommend checking back frequently.
We empower borrowers with transparent, proprietary financial health metrics—including A-F Safety Grades, verified Star Ratings, and Texas Ratios—so you can confidently borrow from a stable, highly-rated institution in Fairbanks, Alaska.
Personal loan rates reflect recent market quotes and representative offers available to borrowers in Fairbanks, Alaska. Rates shown are typically “as low as” APRs for borrowers with excellent credit. Your final approved rate will depend on your credit history, credit score, income, and loan amount. Personal Loan Rates Last Updated and Verified: April 19, 2026
As Low As; Borrow between $200 and $20,000. Consumer loan interest rates are best rates on approved credit, stated as Annual Percentage Rate (APR). Rates, terms and conditions are subject to change and may vary based on creditworthiness, qualifications, and collateral conditions. All loans subject to approval. Other terms and conditions may apply.
As Low As
Borrow between $200 and $2,000. The rate is a set rate for everyone who is approved. Other terms and conditions may apply.
No additional details available.
flexible repayment
As Low As; *up to 180 months
As Low As
No additional details available.
As Low As
As Low As
As Low As
No additional details available.
As Low As; Maximum Loan to Value: 75%; Maximum Loan Amount: $200,000; Origination Fee 1%, Minimum $250. Other costs will be passed through, estimated range from $450-$2650.
As Low As
As Low As; Maximum Loan to Value: 70%; Maximum Loan Amount: $125,000; Origination Fee 1%, Minimum $250. Other costs will be passed through, estimated range from $450-$2650.
As Low As; *up to 60 months
As Low As
No additional details available.
As Low As; Up to 60 months (APR may vary)
60 months max; $15,000 limit; .25% discount on all loans if you opt for Autopay
As Low As
No additional details available.
As Low As
Up to 6 months / $20 Application Fee
As Low As; Borrow between $200 and $20,000. Consumer loan interest rates are best rates on approved credit, stated as Annual Percentage Rate (APR). Rates, terms and conditions are subject to change and may vary based on creditworthiness, qualifications, and collateral conditions. All loans subject to approval. Other terms and conditions may apply.
As Low As
As Low As
As Low As; *up to 60 months
No additional details available.
As Low As; Up to 60 months (APR may vary)
60 months max; $15,000 limit; .25% discount on all loans if you opt for Autopay
No additional details available.
Fairbanks, AK Personal Loan Rate Trends
Compare local Fairbanks, AK personal loan rates against the statewide average
Daily personal loan rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
Alaska personal loan rates rose 0.002 points over the past 7 days to 10.879% APR.
Alaska signature loan rates fell 0.029 points over the past 7 days to 11.078% APR.
Frequently Asked Questions
What credit score do I need for a personal loan in Alaska?
What is the difference between secured and unsecured personal loans?
Can I use a personal loan for debt consolidation in Alaska?
Are credit unions or banks better for personal loans in Fairbanks, Alaska?
What are the best personal loan rates in Fairbanks, Alaska?
- Credit Union 1 Credit Union: 11.50% (Personal Loan)
- MAC Federal Credit Union: 11.99% (Personal)
- TONGASS: 5.50% (Heat Pump Loans (Juneau & Sitka only))
- Alaska Air Group Federal Credit Union: 6.00% (Credit Builder Loans)
- First Bank Ketchikan, AK: 7.36% (Improved Real Estate Loan)
Personal Loan Calculators
