Best Personal Loan Rates in Commerce City, Colorado (CO) - April 2026
Brian McKay
Brian McKay
Founder & Data Architect- Automated Online Rate Data Aggregation
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Current personal loan options available to borrowers in Commerce City, Colorado include: Ent Credit UnionEnt Credit Union10430 Chambers Rd Ste 1000, Commerce City, CO, 80022A+5.0 ★Texas Ratio: 4.95% offering Personal Loan at 9.99% APR, Community Choice Credit Union Commerce City, COCommunity Choice Credit Union Commerce City, CO6921 E 72nd Ave, Commerce City, CO, 80022 2105A5.0 ★Texas Ratio: 6.76% offering Signature at 11.20% APR, Electrical Federal Credit UnionElectrical Federal Credit UnionA+5.0 ★Texas Ratio: 1.71% offering Spring Loan Special at 4.00% APR, Fidelis Catholic Federal Credit UnionFidelis Catholic Federal Credit UnionB4.6 ★Texas Ratio: 19.39% offering Freedom Loan at 4.50% APR, and Holyoke Community Federal Credit UnionHolyoke Community Federal Credit UnionA+5.0 ★Texas Ratio: 2.92% offering 4-H Loans at 5.75% APR. Personal loan rates as of April 9, 2026 according to verified data from MonitorBankRates.
Commerce City has 2 local institutions in our database, with personal loan rates as low as 9.99% APR from Ent Credit Union at 10430 Chambers Rd Ste 1000, Commerce City, CO, 80022. Use the tabs below to compare all available personal loan types. Rates are continually updated — we recommend checking back frequently.
We empower borrowers with transparent, proprietary financial health metrics—including A-F Safety Grades, verified Star Ratings, and Texas Ratios—so you can confidently borrow from a stable, highly-rated institution in Commerce City, Colorado.
Personal loan rates reflect recent market quotes and representative offers available to borrowers in Commerce City, Colorado. Rates shown are typically “as low as” APRs for borrowers with excellent credit. Your final approved rate will depend on your credit history, credit score, income, and loan amount. Personal Loan Rates Last Updated and Verified: April 9, 2026
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Up To $4000.00
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As Low As; Maximum loan amount $3,000 with a maximum term of 12 months. Payment sample: 12 monthly payments of $86.63/$1,000 borrowed.
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Rates currently starting at a minimum of 7.25 - 8.0% APR (subject to underwriting - the final rate may be higher)
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Loans up to $30,000. Personal Loan Payment Example: Monthly payment for a $15,000 loan at 7.99% APR for a 60-month term = $305.02
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$3,000
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$5,000+
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Up to $4,999.99
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An affordable, short-term loan
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Loans up to $30,000. Personal Loan Payment Example: Monthly payment for a $15,000 loan at 7.99% APR for a 60-month term = $305.02
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Commerce City, CO Personal Loan Rate Trends
Compare local Commerce City, CO personal loan rates against the statewide average
Daily personal loan rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
Colorado personal loan rates rose 0.794 points over the past 7 days to 11.316% APR.
Colorado signature loan rates fell 0.305 points over the past 7 days to 11.801% APR.
Frequently Asked Questions
What credit score do I need for a personal loan in Colorado?
What is the difference between secured and unsecured personal loans?
Can I use a personal loan for debt consolidation in Colorado?
Are credit unions or banks better for personal loans in Commerce City, Colorado?
What are the best personal loan rates in Commerce City, Colorado?
- Ent Credit Union: 9.99% (Personal Loan)
- Community Choice Credit Union Commerce City, CO: 11.20% (Signature)
- Electrical Federal Credit Union: 4.00% (Spring Loan Special)
- Fidelis Catholic Federal Credit Union: 4.50% (Freedom Loan)
- Holyoke Community Federal Credit Union: 5.75% (4-H Loans)
Personal Loan Calculators
