Best Personal Loan Rates in Delta, Colorado (CO) - April 2026
Brian McKay
Brian McKay
Founder & Data Architect- Automated Online Rate Data Aggregation
- Location-Based Rate Tables
- Bank & Credit Union Health Safety Ratings
- Bank & Credit Union Star Ratings
- Finance Calculators
Current personal loan options available to borrowers in Delta, Colorado include: Delta County Federal Credit UnionDelta County Federal Credit Union100 Circle Dr, Delta, CO, 81416A+5.0 ★Texas Ratio: 4.41% offering Unsecured at 10.25% APR, Fidelis Catholic Federal Credit UnionFidelis Catholic Federal Credit UnionB4.6 ★Texas Ratio: 19.39% offering Freedom Loan at 4.50% APR, Electrical Federal Credit UnionElectrical Federal Credit UnionA+5.0 ★Texas Ratio: 1.71% offering Credit Builder Loan at 5.00% APR, Holyoke Community Federal Credit UnionHolyoke Community Federal Credit UnionA+5.0 ★Texas Ratio: 2.92% offering 4-H Loans at 5.75% APR, and Denver Fire Department Federal Credit UnionDenver Fire Department Federal Credit UnionA+5.0 ★Texas Ratio: 0.21% offering Investment Property Loans at 6.00% APR. Personal loan rates as of April 11, 2026 according to verified data from MonitorBankRates.
Delta has 1 local institution in our database, with personal loan rates as low as 10.25% APR from Delta County Federal Credit Union at 100 Circle Dr, Delta, CO, 81416. Use the tabs below to compare all available personal loan types. Rates are continually updated — we recommend checking back frequently.
We empower borrowers with transparent, proprietary financial health metrics—including A-F Safety Grades, verified Star Ratings, and Texas Ratios—so you can confidently borrow from a stable, highly-rated institution in Delta, Colorado.
Personal loan rates reflect recent market quotes and representative offers available to borrowers in Delta, Colorado. Rates shown are typically “as low as” APRs for borrowers with excellent credit. Your final approved rate will depend on your credit history, credit score, income, and loan amount. Personal Loan Rates Last Updated and Verified: April 11, 2026
As Low As
As Low As
No additional details available.
No additional details available.
Up To $4000.00
APR= Annual Percentage Rate. Rates and closing costs subject to credit qualification. Property insurance is required, and flood insurance may be required. A minimum FICO score of 680 is required. Minimum loan amount is $50,000- maximum loan amount is $400,000. Income and property values must be verified.
As Low As; Maximum loan amount $3,000 with a maximum term of 12 months. Payment sample: 12 monthly payments of $86.63/$1,000 borrowed.
As Low As
As Low As
As Low As
Rates currently starting at a minimum of 7.25 - 8.0% APR (subject to underwriting - the final rate may be higher)
As Low As
As Low As
As Low As
As Low As
As Low As
As Low As
As Low As
As Low As
No additional details available.
As Low As
No additional details available.
As Low As
As Low As
As Low As
As Low As
As Low As
As Low As
As Low As; APR* Starting at; APR* up to 18.00%
As Low As
As Low As
As Low As
As Low As
As Low As
As Low As
As Low As; Regular Signature Loan
As Low As
No additional details available.
As Low As
No additional details available.
No additional details available.
As Low As
As Low As; *APR = Annual Percentage Rate. All loans subject to credit approval. Rates subject to change without notice.
As Low As; *APR = Annual Percentage Rate. All loans subject to credit approval. Rates displayed are the lowest rates available including a discount for automatic payment. Rates subject to change without notice. Rates and term subject to credit qualification.
As Low As
$3,000
No additional details available.
As Low As
No additional details available.
As Low As
As Low As
As Low As
No additional details available.
$5,000+
No additional details available.
No additional details available.
No additional details available.
No additional details available.
As Low As; APR= Annual Percentage Rate Your credit score will determine your rate, maximum loan amount and term.
As Low As
As Low As
As Low As
No additional details available.
As Low As
As Low As
No additional details available.
No additional details available.
As Low As; Loan limited to 10% of annual gross income
As Low As; A+ Rate
No additional details available.
As Low As
As Low As
As Low As
No additional details available.
No additional details available.
No additional details available.
As Low As
No additional details available.
As Low As
As Low As
As Low As
As Low As; A Rate
No additional details available.
No additional details available.
As Low As
No additional details available.
As Low As
UP TO 36 MONTHS
No additional details available.
As Low As
No additional details available.
No additional details available.
As Low As
As Low As
No additional details available.
As Low As
No additional details available.
As Low As; B Rate
As Low As
No additional details available.
Up to $4,999.99
As Low As
No additional details available.
No additional details available.
No additional details available.
As Low As; C Rate
$1,000
$1500
No additional details available.
$1500
As Low As; D Rate
No additional details available.
No additional details available.
As Low As
No additional details available.
No additional details available.
No additional details available.
As Low As
No additional details available.
$5,000+
No additional details available.
As Low As
As Low As
No additional details available.
As Low As
As Low As
No additional details available.
As Low As
As Low As
No additional details available.
UP TO 36 MONTHS
As Low As
No additional details available.
As Low As
As Low As
No additional details available.
As Low As
No additional details available.
Up to $4,999.99
No additional details available.
As Low As
As Low As
As Low As
As Low As; Regular Signature Loan
As Low As; *APR = Annual Percentage Rate. All loans subject to credit approval. Rates displayed are the lowest rates available including a discount for automatic payment. Rates subject to change without notice. Rates and term subject to credit qualification.
As Low As; APR= Annual Percentage Rate Your credit score will determine your rate, maximum loan amount and term.
No additional details available.
No additional details available.
As Low As
No additional details available.
No additional details available.
As Low As
No additional details available.
No additional details available.
As Low As; Loan limited to 10% of annual gross income
No additional details available.
No additional details available.
No additional details available.
As Low As
As Low As
As Low As
As Low As
No additional details available.
As Low As
As Low As
No additional details available.
No additional details available.
Delta, CO Personal Loan Rate Trends
Compare local Delta, CO personal loan rates against the statewide average
Daily personal loan rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
Colorado personal loan rates rose 1.285 points over the past 7 days to 11.338% APR.
Colorado signature loan rates rose 1.542 points over the past 7 days to 11.924% APR.
Frequently Asked Questions
What credit score do I need for a personal loan in Colorado?
What is the difference between secured and unsecured personal loans?
Can I use a personal loan for debt consolidation in Colorado?
Are credit unions or banks better for personal loans in Delta, Colorado?
What are the best personal loan rates in Delta, Colorado?
- Delta County Federal Credit Union: 10.25% (Unsecured)
- Fidelis Catholic Federal Credit Union: 4.50% (Freedom Loan)
- Electrical Federal Credit Union: 5.00% (Credit Builder Loan)
- Holyoke Community Federal Credit Union: 5.75% (4-H Loans)
- Denver Fire Department Federal Credit Union: 6.00% (Investment Property Loans)
Personal Loan Calculators
