Best Personal Loan Rates in El Jebel, Colorado (CO) - April 2026
Brian McKay
Brian McKay
Founder & Data Architect- Automated Online Rate Data Aggregation
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Current personal loan options available to borrowers in El Jebel, Colorado include: Electrical Federal Credit UnionElectrical Federal Credit UnionA+5.0 ★Texas Ratio: 1.71% offering Spring Loan Special at 4.00% APR, Fidelis Catholic Federal Credit UnionFidelis Catholic Federal Credit UnionB4.6 ★Texas Ratio: 19.39% offering Freedom Loan at 4.50% APR, Holyoke Community Federal Credit UnionHolyoke Community Federal Credit UnionA+5.0 ★Texas Ratio: 2.92% offering 4-H Loans at 5.75% APR, Northrop Grumman Federal Credit UnionNorthrop Grumman Federal Credit UnionA5.0 ★Texas Ratio: 8.91% offering Holiday Loan - Closed End Fixed APR as low as at 6.74% APR, and Fellowship Credit UnionFellowship Credit UnionA5.0 ★Texas Ratio: 10.92% offering Agriculture Loan (Operating) at 6.99% APR. Personal loan rates as of April 6, 2026 according to verified data from MonitorBankRates.
El Jebel borrowers have access to 49 lenders serving the Colorado area, with personal loan rates as low as 4.00% APR from Electrical Federal Credit Union. Use the tabs below to compare all available personal loan types. Rates are continually updated — we recommend checking back frequently.
We empower borrowers with transparent, proprietary financial health metrics—including A-F Safety Grades, verified Star Ratings, and Texas Ratios—so you can confidently borrow from a stable, highly-rated institution in El Jebel, Colorado.
Personal loan rates reflect recent market quotes and representative offers available to borrowers in El Jebel, Colorado. Rates shown are typically “as low as” APRs for borrowers with excellent credit. Your final approved rate will depend on your credit history, credit score, income, and loan amount. Personal Loan Rates Last Updated and Verified: April 6, 2026
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Spring into savings with our special loan rate!
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Up To $4000.00
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As Low As; Maximum loan amount $3,000 with a maximum term of 12 months. Payment sample: 12 monthly payments of $86.63/$1,000 borrowed.
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Rates currently starting at a minimum of 7.25 - 8.0% APR (subject to underwriting - the final rate may be higher)
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Loans up to $30,000. Personal Loan Payment Example: Monthly payment for a $15,000 loan at 7.99% APR for a 60-month term = $305.02
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As Low As; Fixed Rates from 8.60% to 8.70% APR*
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As Low As; *APR = Annual Percentage Rate. All loans subject to credit approval. Rates displayed are the lowest rates available including a discount for automatic payment. Rates subject to change without notice. Rates and term subject to credit qualification.
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$5,000+
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Loan limited to 10% of annual gross income
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Up to 60 months. Minimum payment of $25. Payment example for 60-month loan @ 10.99% APR: 60 payments of $10.87 per $500 borrowed.
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$1500
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An affordable, short-term loan
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Spring into savings with our special loan rate!
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Loans up to $30,000. Personal Loan Payment Example: Monthly payment for a $15,000 loan at 7.99% APR for a 60-month term = $305.02
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Up to 60 months. Minimum payment of $25. Payment example for 60-month loan @ 10.99% APR: 60 payments of $10.87 per $500 borrowed.
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As Low As; *APR = Annual Percentage Rate. All loans subject to credit approval. Rates displayed are the lowest rates available including a discount for automatic payment. Rates subject to change without notice. Rates and term subject to credit qualification.
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Loan limited to 10% of annual gross income
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El Jebel, CO Personal Loan Rate Trends
Compare local El Jebel, CO personal loan rates against the statewide average
Daily personal loan rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
Colorado personal loan rates fell 0.757 points over the past 7 days to 11.494% APR.
Colorado signature loan rates currently average 12.317% APR.
Frequently Asked Questions
What credit score do I need for a personal loan in Colorado?
What is the difference between secured and unsecured personal loans?
Can I use a personal loan for debt consolidation in Colorado?
Are credit unions or banks better for personal loans in El Jebel, Colorado?
What are the best personal loan rates in El Jebel, Colorado?
- Electrical Federal Credit Union: 4.00% (Spring Loan Special)
- Fidelis Catholic Federal Credit Union: 4.50% (Freedom Loan)
- Holyoke Community Federal Credit Union: 5.75% (4-H Loans)
- Northrop Grumman Federal Credit Union: 6.74% (Holiday Loan - Closed End Fixed APR as low as)
- Fellowship Credit Union: 6.99% (Agriculture Loan (Operating))
Personal Loan Calculators
