Best Personal Loan Rates in Fort Collins, Colorado (CO) - April 2026
Content reviewed by
Brian McKay
i
Editorial Disclosure
Brian McKay
Brian McKay
Founder & Data ArchitectExpertise
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Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
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Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of local and national lenders actively lending to Colorado borrowers. Note that your final approved personal loan rate will depend on your specific credit profile, loan amount, and loan term.
Current personal loan options available to borrowers in Fort Collins, Colorado include: Elevations Credit UnionElevations Credit Union2025 S College Ave, Fort Collins, CO, 80525A+5.0 ★Texas Ratio: 1.22% offering Energy Loan at 6.99% APR, Credit Union Of ColoradoCredit Union Of Colorado2420 E Harmony Rd, Fort Collins, CO, 80528 3423A+5.0 ★Texas Ratio: 4.15% offering Other Collateral Loans at 9.75% APR, Ent Credit UnionEnt Credit Union243 N College Ave, Fort Collins, CO, 80524A+5.0 ★Texas Ratio: 4.95% offering Personal Loan at 9.99% APR, Bellco Credit UnionBellco Credit Union1526 E Harmony Rd Unit 130, Fort Collins, CO, 80525 8006A+5.0 ★Texas Ratio: 4.87% offering Personal Loan - Fixed at 10.99% APR, and Fidelis Catholic Federal Credit UnionFidelis Catholic Federal Credit UnionB4.6 ★Texas Ratio: 19.39% offering Freedom Loan at 4.50% APR. Personal loan rates as of April 19, 2026 according to verified data from MonitorBankRates.
Fort Collins has 4 local institutions in our database, with personal loan rates as low as 6.99% APR from Elevations Credit Union at 2025 S College Ave, Fort Collins, CO, 80525. Use the tabs below to compare all available personal loan types. Rates are continually updated — we recommend checking back frequently.
We empower borrowers with transparent, proprietary financial health metrics—including A-F Safety Grades, verified Star Ratings, and Texas Ratios—so you can confidently borrow from a stable, highly-rated institution in Fort Collins, Colorado.
Personal loan rates reflect recent market quotes and representative offers available to borrowers in Fort Collins, Colorado. Rates shown are typically “as low as” APRs for borrowers with excellent credit. Your final approved rate will depend on your credit history, credit score, income, and loan amount. Personal Loan Rates Last Updated and Verified: April 19, 2026
Source: Verified Personal Loan Rate Data provided by MonitorBankRates
Institution
Loan Product
APR
Profile
Elevations Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.22%
2025 S College Ave, Fort Collins, CO, 80525
Energy Loan
6.99%
▼
APR6.99%
Last UpdatedApril 20, 2026
Details
As Low As
Elevations Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.22%
2025 S College Ave, Fort Collins, CO, 80525
Energy Loan
7.49%
▼
APR7.49%
Last UpdatedApril 20, 2026
Details
As Low As
Elevations Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.22%
2025 S College Ave, Fort Collins, CO, 80525
Energy Loan
7.74%
▼
APR7.74%
Last UpdatedApril 20, 2026
Details
As Low As
Elevations Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.22%
2025 S College Ave, Fort Collins, CO, 80525
Energy Loan
8.24%
▼
APR8.24%
Last UpdatedApril 20, 2026
Details
As Low As
Elevations Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.22%
2025 S College Ave, Fort Collins, CO, 80525
Energy Loan Solar PV only
8.74%
▼
APR8.74%
Last UpdatedApril 20, 2026
Details
As Low As
Elevations Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.22%
2025 S College Ave, Fort Collins, CO, 80525
Energy Loan
9.62%
▼
APR9.62%
Last UpdatedApril 20, 2026
Details
Up To
Credit Union Of Colorado
Institution Rating:
A+5.0 ★Texas Ratio: 4.15%
2420 E Harmony Rd, Fort Collins, CO, 80528 3423
Other Collateral Loans
9.75%
▼
APR9.75%
Last UpdatedApril 20, 2026
Details
As Low As
Ent Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.95%
243 N College Ave, Fort Collins, CO, 80524
Personal Loan
9.99%
▼
APR9.99%
Last UpdatedApril 20, 2026
Details
No additional details available.
Elevations Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.22%
2025 S College Ave, Fort Collins, CO, 80525
Energy Loan
10.12%
▼
APR10.12%
Last UpdatedApril 20, 2026
Details
Up To
Elevations Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.22%
2025 S College Ave, Fort Collins, CO, 80525
Energy Loan
10.37%
▼
APR10.37%
Last UpdatedApril 20, 2026
Details
Up To
Elevations Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.22%
2025 S College Ave, Fort Collins, CO, 80525
Energy Loan
10.87%
▼
APR10.87%
Last UpdatedApril 20, 2026
Details
Up To
Elevations Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.22%
2025 S College Ave, Fort Collins, CO, 80525
Personal Loan
10.99%
▼
APR10.99%
Last UpdatedApril 20, 2026
Details
As Low As
Bellco Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.87%
1526 E Harmony Rd Unit 130, Fort Collins, CO, 80525 8006
Personal Loan - Fixed
10.99%
▼
APR10.99%
Last UpdatedApril 20, 2026
Details
Up to 60 months. Minimum payment of $25. Payment example for 60-month loan @ 10.99% APR: 60 payments of $10.87 per $500 borrowed.
Bellco Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.87%
1526 E Harmony Rd Unit 130, Fort Collins, CO, 80525 8006
Personal Loan
10.99%
▼
APR10.99%
Last UpdatedApril 20, 2026
Details
As Low As
Credit Union Of Colorado
Institution Rating:
A+5.0 ★Texas Ratio: 4.15%
2420 E Harmony Rd, Fort Collins, CO, 80528 3423
Personal Loans
11.00%
▼
APR11.00%
Last UpdatedApril 20, 2026
Details
As Low As
Elevations Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.22%
2025 S College Ave, Fort Collins, CO, 80525
Energy Loan Solar PV only
11.37%
▼
APR11.37%
Last UpdatedApril 20, 2026
Details
Up To
Ent Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.95%
243 N College Ave, Fort Collins, CO, 80524
Personal Loan
11.49%
▼
APR11.49%
Last UpdatedApril 20, 2026
Details
No additional details available.
Ent Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.95%
243 N College Ave, Fort Collins, CO, 80524
Personal Loan
11.99%
▼
APR11.99%
Last UpdatedApril 20, 2026
Details
No additional details available.
Ent Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.95%
243 N College Ave, Fort Collins, CO, 80524
Personal Loan
12.49%
▼
APR12.49%
Last UpdatedApril 20, 2026
Details
No additional details available.
Ent Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.95%
243 N College Ave, Fort Collins, CO, 80524
Personal Loan
12.99%
▼
APR12.99%
Last UpdatedApril 20, 2026
Details
No additional details available.
Fidelis Catholic Federal Credit Union
Institution Rating:
B4.6 ★Texas Ratio: 19.39%
Freedom Loan
4.50%
▼
APR4.50%
Last UpdatedApril 20, 2026
Details
As Low As
Electrical Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.71%
Credit Builder Loan
5.00%
▼
APR5.00%
Last UpdatedApril 20, 2026
Details
No additional details available.
Electrical Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.71%
Jumpstart (Apprentice) Loan
5.00%
▼
APR5.00%
Last UpdatedApril 20, 2026
Details
No additional details available.
Holyoke Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.92%
4-H Loans
5.75%
▼
APR5.75%
Last UpdatedApril 20, 2026
Details
Up To $4000.00
Denver Fire Department Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.21%
Investment Property Loans
6.00%
▼
APR6.00%
Last UpdatedApril 20, 2026
Details
APR= Annual Percentage Rate. Rates and closing costs subject to credit qualification. Property insurance is required, and flood insurance may be required.
Northrop Grumman Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.91%
Holiday Loan - Closed End
6.74%
▼
APR6.74%
Last UpdatedApril 20, 2026
Details
As Low As; Maximum loan amount $3,000 with a maximum term of 12 months. Payment sample: 12 monthly payments of $86.63/$1,000 borrowed.
Fellowship Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.92%
Agriculture Loan (Operating)
6.99%
▼
APR6.99%
Last UpdatedApril 20, 2026
Details
As Low As
San Juan Mountains Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.34%
Recreational Loans
7.00%
▼
APR7.00%
Last UpdatedApril 20, 2026
Details
As Low As
Solera National Bank
Institution Rating:
A5.0 ★Texas Ratio: 9.99%
Retirement Real Estate Loans
7.25%
▼
APR7.25%
Last UpdatedApril 20, 2026
Details
Rates currently starting at a minimum of 7.25 - 8.0% APR (subject to underwriting - the final rate may be higher)
Meridian Trust Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.55%
Construction Loans
7.25%
▼
APR7.25%
Last UpdatedApril 20, 2026
Details
As Low As
Meridian Trust Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.55%
Land Loans
7.50%
▼
APR7.50%
Last UpdatedApril 20, 2026
Details
As Low As
Clean Energy Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.17%
Everyday Geothermal System Loan
7.50%
▼
APR7.50%
Last UpdatedApril 20, 2026
Details
As Low As
Clean Energy Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.17%
Everyday Solar System Loan
7.50%
▼
APR7.50%
Last UpdatedApril 20, 2026
Details
As Low As
APR7.74%
Last UpdatedApril 20, 2026
Details
No additional details available.
Options Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.04%
Mechanical Coverage Loan
7.75%
▼
APR7.75%
Last UpdatedApril 20, 2026
Details
Regular APR: 7.75%-21.00%
Fellowship Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.92%
Agriculture Loan (Equipment)
7.99%
▼
APR7.99%
Last UpdatedApril 20, 2026
Details
As Low As
Fellowship Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.92%
Agriculture Loan (Real Estate)
7.99%
▼
APR7.99%
Last UpdatedApril 20, 2026
Details
As Low As
Clean Energy Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.17%
Unsecured Clean Energy Loan
8.24%
▼
APR8.24%
Last UpdatedApril 20, 2026
Details
As Low As
APR8.45%
Last UpdatedApril 20, 2026
Details
As Low As
Meridian Trust Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.55%
Unsecured Personal Loans
8.49%
▼
APR8.49%
Last UpdatedApril 20, 2026
Details
As Low As
Sterling Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.45%
Signature Loan
8.50%
▼
APR8.50%
Last UpdatedApril 20, 2026
Details
As Low As
APR8.50%
Last UpdatedApril 20, 2026
Details
As Low As
Clean Energy Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.17%
Unsecured Clean Energy Loan
8.74%
▼
APR8.74%
Last UpdatedApril 20, 2026
Details
As Low As
Pueblo Government Agencies Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.35%
Signature Loan
8.75%
▼
APR8.75%
Last UpdatedApril 20, 2026
Details
As Low As; Regular Signature Loan
Clean Energy Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.17%
E-Bike Loan
8.75%
▼
APR8.75%
Last UpdatedApril 20, 2026
Details
As Low As
Coloramo Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.59%
Personal Construction Loan
8.90%
▼
APR8.90%
Last UpdatedApril 20, 2026
Details
No additional details available.
Clean Energy Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.17%
Unsecured Clean Energy Loan
8.99%
▼
APR8.99%
Last UpdatedApril 20, 2026
Details
As Low As
APR9.21%
Last UpdatedApril 20, 2026
Details
No additional details available.
APR9.24%
Last UpdatedApril 20, 2026
Details
No additional details available.
Clean Energy Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.17%
E-Bike Loan
9.25%
▼
APR9.25%
Last UpdatedApril 20, 2026
Details
As Low As
Clean Energy Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.17%
Unsecured Clean Energy Loan
9.49%
▼
APR9.49%
Last UpdatedApril 20, 2026
Details
As Low As
Minnequa Works Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.49%
Personal Loans
9.49%
▼
APR9.49%
Last UpdatedApril 20, 2026
Details
No additional details available.
Northrop Grumman Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.91%
Personal Signature Loan - Closed Fixed APR as low as
9.49%
▼
APR9.49%
Last UpdatedApril 20, 2026
Details
As Low As
Northrop Grumman Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.91%
Bill Consolidation Loan - Closed End
9.49%
▼
APR9.49%
Last UpdatedApril 20, 2026
Details
As Low As
Clean Energy Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.17%
E-Bike Loan
9.50%
▼
APR9.50%
Last UpdatedApril 20, 2026
Details
As Low As
APR9.74%
Last UpdatedApril 20, 2026
Details
No additional details available.
San Juan Mountains Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.34%
Personal Loans
9.75%
▼
APR9.75%
Last UpdatedApril 20, 2026
Details
As Low As
Grand Junction Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.73%
Signature Loans
9.99%
▼
APR9.99%
Last UpdatedApril 20, 2026
Details
No additional details available.
Weld Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.63%
Signature Loan
9.99%
▼
APR9.99%
Last UpdatedApril 20, 2026
Details
As Low As
Electrical Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.71%
Signature Loans
9.99%
▼
APR9.99%
Last UpdatedApril 20, 2026
Details
As Low As; APR= Annual Percentage Rate Your credit score will determine your rate, maximum loan amount and term.
Electrical Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.71%
Signature/Personal Loan
9.99%
▼
APR9.99%
Last UpdatedApril 20, 2026
Details
No additional details available.
APR9.99%
Last UpdatedApril 20, 2026
Details
No additional details available.
Power Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.62%
Personal Term Loans (Unsecured/Signature)
9.99%
▼
APR9.99%
Last UpdatedApril 20, 2026
Details
No additional details available.
Denver Community Credit Union DBA Zing Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.84%
Personal Loan
9.99%
▼
APR9.99%
Last UpdatedApril 20, 2026
Details
$5,000+
Clean Energy Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.17%
E-Bike Loan
10.00%
▼
APR10.00%
Last UpdatedApril 20, 2026
Details
As Low As
APR10.00%
Last UpdatedApril 20, 2026
Details
As Low As
APR10.24%
Last UpdatedApril 20, 2026
Details
No additional details available.
APR10.24%
Last UpdatedApril 20, 2026
Details
As Low As
Delta County Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.41%
Unsecured
10.25%
▼
APR10.25%
Last UpdatedApril 20, 2026
Details
As Low As; $5,000 maximum up to 36 month term
NuVista Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.67%
Signature Loans
10.49%
▼
APR10.49%
Last UpdatedApril 20, 2026
Details
No additional details available.
APR10.49%
Last UpdatedApril 20, 2026
Details
No additional details available.
Power Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.62%
Personal Term Loans (Unsecured/Signature)
10.49%
▼
APR10.49%
Last UpdatedApril 20, 2026
Details
No additional details available.
Rio Grande Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.09%
Signature Loans
10.50%
▼
APR10.50%
Last UpdatedApril 20, 2026
Details
Loan limited to 10% of annual gross income
The District Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.85%
Personal Advance
10.74%
▼
APR10.74%
Last UpdatedApril 20, 2026
Details
As Low As; A+ Rate
Columbine Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.00%
Personal Loan
10.99%
▼
APR10.99%
Last UpdatedApril 20, 2026
Details
No additional details available.
Metrum Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.43%
UNSECURED/PERSONAL
10.99%
▼
APR10.99%
Last UpdatedApril 20, 2026
Details
As Low As
APR10.99%
Last UpdatedApril 20, 2026
Details
No additional details available.
APR10.99%
Last UpdatedApril 20, 2026
Details
No additional details available.
Power Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.62%
Personal Term Loans (Unsecured/Signature)
10.99%
▼
APR10.99%
Last UpdatedApril 20, 2026
Details
No additional details available.
APR11.00%
Last UpdatedApril 20, 2026
Details
No additional details available.
Premier Members Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.73%
Signature Loan3
11.00%
▼
APR11.00%
Last UpdatedApril 20, 2026
Details
No additional details available.
APR11.00%
Last UpdatedApril 20, 2026
Details
As Low As
Community Choice Credit Union Commerce City, CO
Institution Rating:
A5.0 ★Texas Ratio: 6.76%
Signature
11.20%
▼
APR11.20%
Last UpdatedApril 20, 2026
Details
As Low As
The District Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.85%
Personal Advance
11.24%
▼
APR11.24%
Last UpdatedApril 20, 2026
Details
As Low As; A Rate
Credit Union of The Rockies
Institution Rating:
A+5.0 ★Texas Ratio: 4.18%
Personal Loans
11.24%
▼
APR11.24%
Last UpdatedApril 20, 2026
Details
No additional details available.
Northern Colorado Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.28%
PERSONAL LOAN (UNSECURED)
11.49%
▼
APR11.49%
Last UpdatedApril 20, 2026
Details
UP TO 36 MONTHS
APR11.49%
Last UpdatedApril 20, 2026
Details
No additional details available.
Colorado Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.36%
Signature Loan (Personal Loan)
11.49%
▼
APR11.49%
Last UpdatedApril 20, 2026
Details
As Low As
APR11.75%
Last UpdatedApril 20, 2026
Details
Regular APR: 11.75%-21.00%
Westminster Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 13.31%
Unsecured Personal Loan
11.99%
▼
APR11.99%
Last UpdatedApril 20, 2026
Details
As Low As
APR11.99%
Last UpdatedApril 20, 2026
Details
No additional details available.
Holyoke Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.92%
Signature Loan - Large
12.00%
▼
APR12.00%
Last UpdatedApril 20, 2026
Details
As Low As
APR12.00%
Last UpdatedApril 20, 2026
Details
No additional details available.
Premier Members Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.73%
Signature Loan3
12.00%
▼
APR12.00%
Last UpdatedApril 20, 2026
Details
No additional details available.
The District Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.85%
Personal Advance
12.74%
▼
APR12.74%
Last UpdatedApril 20, 2026
Details
As Low As; B Rate
Denver Community Credit Union DBA Zing Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.84%
Personal Loan
12.99%
▼
APR12.99%
Last UpdatedApril 20, 2026
Details
Up to $4,999.99
Coloramo Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.59%
Personal Advances
12.99%
▼
APR12.99%
Last UpdatedApril 20, 2026
Details
No additional details available.
Holyoke Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.92%
Signature Loan - Small
13.00%
▼
APR13.00%
Last UpdatedApril 20, 2026
Details
As Low As
Premier Members Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.73%
Signature Loan3
13.00%
▼
APR13.00%
Last UpdatedApril 20, 2026
Details
No additional details available.
Arapahoe Credit Union
Institution Rating:
A-4.9 ★Texas Ratio: 16.57%
Unsecured Personal
13.99%
▼
APR13.99%
Last UpdatedApril 20, 2026
Details
No additional details available.
Premier Members Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.73%
Signature Loan3
14.00%
▼
APR14.00%
Last UpdatedApril 20, 2026
Details
No additional details available.
The District Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.85%
Personal Advance
14.74%
▼
APR14.74%
Last UpdatedApril 20, 2026
Details
As Low As; C Rate
Sterling Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.45%
Loans less than
16.00%
▼
APR16.00%
Last UpdatedApril 20, 2026
Details
$1500
Credit Union of The Rockies
Institution Rating:
A+5.0 ★Texas Ratio: 4.18%
Rockies Rapid Cash Loan
16.00%
▼
APR16.00%
Last UpdatedApril 20, 2026
Details
No additional details available.
APR16.00%
Last UpdatedApril 20, 2026
Details
$1500
The District Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.85%
Personal Advance
17.99%
▼
APR17.99%
Last UpdatedApril 20, 2026
Details
As Low As; D Rate
APR21.00%
Last UpdatedApril 20, 2026
Details
Regular APR: 21.00%-21.00%
Powered by
MonitorBankRates
Source: Verified Personal Loan Rate Data provided by MonitorBankRates
Institution
Loan Product
APR
Profile
Ent Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.95%
243 N College Ave, Fort Collins, CO, 80524
Personal Loan
9.99%
▼
APR9.99%
Last UpdatedApril 20, 2026
Details
No additional details available.
Bellco Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.87%
1526 E Harmony Rd Unit 130, Fort Collins, CO, 80525 8006
Personal Loan
10.99%
▼
APR10.99%
Last UpdatedApril 20, 2026
Details
As Low As
Bellco Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.87%
1526 E Harmony Rd Unit 130, Fort Collins, CO, 80525 8006
Personal Loan - Fixed
10.99%
▼
APR10.99%
Last UpdatedApril 20, 2026
Details
Up to 60 months. Minimum payment of $25. Payment example for 60-month loan @ 10.99% APR: 60 payments of $10.87 per $500 borrowed.
Elevations Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.22%
2025 S College Ave, Fort Collins, CO, 80525
Personal Loan
10.99%
▼
APR10.99%
Last UpdatedApril 20, 2026
Details
As Low As
Credit Union Of Colorado
Institution Rating:
A+5.0 ★Texas Ratio: 4.15%
2420 E Harmony Rd, Fort Collins, CO, 80528 3423
Personal Loans
11.00%
▼
APR11.00%
Last UpdatedApril 20, 2026
Details
As Low As
Ent Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.95%
243 N College Ave, Fort Collins, CO, 80524
Personal Loan
11.49%
▼
APR11.49%
Last UpdatedApril 20, 2026
Details
No additional details available.
Ent Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.95%
243 N College Ave, Fort Collins, CO, 80524
Personal Loan
11.99%
▼
APR11.99%
Last UpdatedApril 20, 2026
Details
No additional details available.
Ent Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.95%
243 N College Ave, Fort Collins, CO, 80524
Personal Loan
12.49%
▼
APR12.49%
Last UpdatedApril 20, 2026
Details
No additional details available.
Ent Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.95%
243 N College Ave, Fort Collins, CO, 80524
Personal Loan
12.99%
▼
APR12.99%
Last UpdatedApril 20, 2026
Details
No additional details available.
APR7.74%
Last UpdatedApril 20, 2026
Details
No additional details available.
Meridian Trust Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.55%
Unsecured Personal Loans
8.49%
▼
APR8.49%
Last UpdatedApril 20, 2026
Details
As Low As
APR9.24%
Last UpdatedApril 20, 2026
Details
No additional details available.
Minnequa Works Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.49%
Personal Loans
9.49%
▼
APR9.49%
Last UpdatedApril 20, 2026
Details
No additional details available.
APR9.74%
Last UpdatedApril 20, 2026
Details
No additional details available.
San Juan Mountains Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.34%
Personal Loans
9.75%
▼
APR9.75%
Last UpdatedApril 20, 2026
Details
As Low As
Electrical Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.71%
Signature/Personal Loan
9.99%
▼
APR9.99%
Last UpdatedApril 20, 2026
Details
No additional details available.
Denver Community Credit Union DBA Zing Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.84%
Personal Loan
9.99%
▼
APR9.99%
Last UpdatedApril 20, 2026
Details
$5,000+
APR10.24%
Last UpdatedApril 20, 2026
Details
No additional details available.
Columbine Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.00%
Personal Loan
10.99%
▼
APR10.99%
Last UpdatedApril 20, 2026
Details
No additional details available.
APR11.00%
Last UpdatedApril 20, 2026
Details
As Low As
Credit Union of The Rockies
Institution Rating:
A+5.0 ★Texas Ratio: 4.18%
Personal Loans
11.24%
▼
APR11.24%
Last UpdatedApril 20, 2026
Details
No additional details available.
Northern Colorado Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.28%
PERSONAL LOAN (UNSECURED)
11.49%
▼
APR11.49%
Last UpdatedApril 20, 2026
Details
UP TO 36 MONTHS
Colorado Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.36%
Signature Loan (Personal Loan)
11.49%
▼
APR11.49%
Last UpdatedApril 20, 2026
Details
As Low As
Westminster Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 13.31%
Unsecured Personal Loan
11.99%
▼
APR11.99%
Last UpdatedApril 20, 2026
Details
As Low As
Denver Community Credit Union DBA Zing Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.84%
Personal Loan
12.99%
▼
APR12.99%
Last UpdatedApril 20, 2026
Details
Up to $4,999.99
Powered by
MonitorBankRates
No debt consolidation personal loan rates found in Fort Collins, CO currently.
Source: Verified Personal Loan Rate Data provided by MonitorBankRates
Institution
Loan Product
APR
Profile
Sterling Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.45%
Signature Loan
8.50%
▼
APR8.50%
Last UpdatedApril 20, 2026
Details
As Low As
APR8.50%
Last UpdatedApril 20, 2026
Details
As Low As
Pueblo Government Agencies Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.35%
Signature Loan
8.75%
▼
APR8.75%
Last UpdatedApril 20, 2026
Details
As Low As; Regular Signature Loan
Northrop Grumman Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.91%
Personal Signature Loan - Closed Fixed APR as low as
9.49%
▼
APR9.49%
Last UpdatedApril 20, 2026
Details
As Low As
Grand Junction Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.73%
Signature Loans
9.99%
▼
APR9.99%
Last UpdatedApril 20, 2026
Details
No additional details available.
Weld Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.63%
Signature Loan
9.99%
▼
APR9.99%
Last UpdatedApril 20, 2026
Details
As Low As
Electrical Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.71%
Signature Loans
9.99%
▼
APR9.99%
Last UpdatedApril 20, 2026
Details
As Low As; APR= Annual Percentage Rate Your credit score will determine your rate, maximum loan amount and term.
Electrical Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.71%
Signature/Personal Loan
9.99%
▼
APR9.99%
Last UpdatedApril 20, 2026
Details
No additional details available.
Power Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.62%
Personal Term Loans (Unsecured/Signature)
9.99%
▼
APR9.99%
Last UpdatedApril 20, 2026
Details
No additional details available.
APR10.00%
Last UpdatedApril 20, 2026
Details
As Low As
NuVista Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.67%
Signature Loans
10.49%
▼
APR10.49%
Last UpdatedApril 20, 2026
Details
No additional details available.
Power Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.62%
Personal Term Loans (Unsecured/Signature)
10.49%
▼
APR10.49%
Last UpdatedApril 20, 2026
Details
No additional details available.
Rio Grande Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.09%
Signature Loans
10.50%
▼
APR10.50%
Last UpdatedApril 20, 2026
Details
Loan limited to 10% of annual gross income
Power Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.62%
Personal Term Loans (Unsecured/Signature)
10.99%
▼
APR10.99%
Last UpdatedApril 20, 2026
Details
No additional details available.
Premier Members Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.73%
Signature Loan3
11.00%
▼
APR11.00%
Last UpdatedApril 20, 2026
Details
No additional details available.
APR11.00%
Last UpdatedApril 20, 2026
Details
No additional details available.
Community Choice Credit Union Commerce City, CO
Institution Rating:
A5.0 ★Texas Ratio: 6.76%
Signature
11.20%
▼
APR11.20%
Last UpdatedApril 20, 2026
Details
As Low As
Colorado Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.36%
Signature Loan (Personal Loan)
11.49%
▼
APR11.49%
Last UpdatedApril 20, 2026
Details
As Low As
Holyoke Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.92%
Signature Loan - Large
12.00%
▼
APR12.00%
Last UpdatedApril 20, 2026
Details
As Low As
APR12.00%
Last UpdatedApril 20, 2026
Details
No additional details available.
Premier Members Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.73%
Signature Loan3
12.00%
▼
APR12.00%
Last UpdatedApril 20, 2026
Details
No additional details available.
Holyoke Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.92%
Signature Loan - Small
13.00%
▼
APR13.00%
Last UpdatedApril 20, 2026
Details
As Low As
Premier Members Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.73%
Signature Loan3
13.00%
▼
APR13.00%
Last UpdatedApril 20, 2026
Details
No additional details available.
Premier Members Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.73%
Signature Loan3
14.00%
▼
APR14.00%
Last UpdatedApril 20, 2026
Details
No additional details available.
Powered by
MonitorBankRates
No home improvement personal loan rates found in Fort Collins, CO currently.
Fort Collins, CO Personal Loan Rate Trends
Compare local Fort Collins, CO personal loan rates against the statewide average
Daily personal loan rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
Personal Loan — CO Avg
11.422%
▼ 0.004 vs 7 days ago
Colorado personal loan rates fell 0.004 points over the past 7 days to 11.422% APR.
Signature Loan — CO Avg
11.916%
▲ 0.076 vs 7 days ago
Colorado signature loan rates rose 0.076 points over the past 7 days to 11.916% APR.
As of Apr 20, 2026 • Rate data sourced from 8,500+ monitored institutions
Powered by MonitorBankRates
Frequently Asked Questions
What credit score do I need for a personal loan in Colorado?
Most lenders in Fort Collins, Colorado require a minimum credit score of 620 for approval, but borrowers with scores of 720 or higher will qualify for the most competitive APRs. Credit unions in Colorado often have more flexible requirements than traditional banks.
What is the difference between secured and unsecured personal loans?
Unsecured personal loans in Fort Collins, Colorado require no collateral and are approved based on your creditworthiness alone. Secured loans are backed by an asset (such as savings or a vehicle) and typically offer lower interest rates. If you default on a secured loan, the lender may seize the collateral.
Can I use a personal loan for debt consolidation in Colorado?
Yes. Debt consolidation is one of the most common uses of personal loans in Fort Collins, Colorado. By rolling multiple high-interest debts (credit cards, medical bills) into a single personal loan with a lower APR, you can reduce your total interest costs and simplify repayment.
Are credit unions or banks better for personal loans in Fort Collins, Colorado?
Credit unions in Fort Collins, Colorado often offer lower APRs and more flexible underwriting than traditional banks because they are member-owned and not-for-profit. However, you must meet membership eligibility requirements. Banks may offer faster approvals and larger loan amounts.
What are the best personal loan rates in Fort Collins, Colorado?
- Elevations Credit Union: 6.99% (Energy Loan)
- Credit Union Of Colorado: 9.75% (Other Collateral Loans)
- Ent Credit Union: 9.99% (Personal Loan)
- Bellco Credit Union: 10.99% (Personal Loan - Fixed)
- Fidelis Catholic Federal Credit Union: 4.50% (Freedom Loan)
Personal Loan Rates reflect actual verified offers from banks and credit unions actively lending in Fort Collins, Colorado. Your final approved rate will depend on your credit profile and loan term. Last Updated and Verified: April 19, 2026.
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