Best Personal Loan Rates in Grand Junction, Colorado (CO) - April 2026
Brian McKay
Brian McKay
Founder & Data Architect- Automated Online Rate Data Aggregation
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Current personal loan options available to borrowers in Grand Junction, Colorado include: Coloramo Federal Credit UnionColoramo Federal Credit Union516 28 Rd, Grand Junction, CO, 81501A+5.0 ★Texas Ratio: 2.59% offering Personal Construction Loan at 8.90% APR, Credit Union Of ColoradoCredit Union Of Colorado202 Main St, Grand Junction, CO, 81501A+5.0 ★Texas Ratio: 4.15% offering Other Collateral Loans at 9.75% APR, Grand Junction Federal Credit UnionGrand Junction Federal Credit Union633 24 Rd, Grand Junction, CO, 81505A+5.0 ★Texas Ratio: 3.73% offering Signature Loans at 9.99% APR, Rio Grande Federal Credit UnionRio Grande Federal Credit Union760 Rood Ave, Grand Junction, CO, 81501 3408A+5.0 ★Texas Ratio: 0.09% offering Signature Loans at 10.50% APR, and Bellco Credit UnionBellco Credit Union2478 Highway 6 and 50 Unit A, Grand Junction, CO, 81505A+5.0 ★Texas Ratio: 4.87% offering Personal Loan at 10.99% APR. Personal loan rates as of April 19, 2026 according to verified data from MonitorBankRates.
Grand Junction has 5 local institutions in our database, with personal loan rates as low as 8.90% APR from Coloramo Federal Credit Union at 516 28 Rd, Grand Junction, CO, 81501. Use the tabs below to compare all available personal loan types. Rates are continually updated — we recommend checking back frequently.
We empower borrowers with transparent, proprietary financial health metrics—including A-F Safety Grades, verified Star Ratings, and Texas Ratios—so you can confidently borrow from a stable, highly-rated institution in Grand Junction, Colorado.
Personal loan rates reflect recent market quotes and representative offers available to borrowers in Grand Junction, Colorado. Rates shown are typically “as low as” APRs for borrowers with excellent credit. Your final approved rate will depend on your credit history, credit score, income, and loan amount. Personal Loan Rates Last Updated and Verified: April 19, 2026
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Loan limited to 10% of annual gross income
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Up to 60 months. Minimum payment of $25. Payment example for 60-month loan @ 10.99% APR: 60 payments of $10.87 per $500 borrowed.
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Up To $4000.00
APR= Annual Percentage Rate. Rates and closing costs subject to credit qualification. Property insurance is required, and flood insurance may be required.
As Low As; Maximum loan amount $3,000 with a maximum term of 12 months. Payment sample: 12 monthly payments of $86.63/$1,000 borrowed.
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Rates currently starting at a minimum of 7.25 - 8.0% APR (subject to underwriting - the final rate may be higher)
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Regular APR: 7.75%-21.00%
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$5,000+
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As Low As; APR= Annual Percentage Rate Your credit score will determine your rate, maximum loan amount and term.
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Regular APR: 11.75%-21.00%
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Up to $4,999.99
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$1500
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$1500
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Regular APR: 21.00%-21.00%
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Up to 60 months. Minimum payment of $25. Payment example for 60-month loan @ 10.99% APR: 60 payments of $10.87 per $500 borrowed.
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Loan limited to 10% of annual gross income
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As Low As; APR= Annual Percentage Rate Your credit score will determine your rate, maximum loan amount and term.
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Grand Junction, CO Personal Loan Rate Trends
Compare local Grand Junction, CO personal loan rates against the statewide average
Daily personal loan rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
Colorado personal loan rates rose 0.082 points over the past 7 days to 11.425% APR.
Colorado signature loan rates rose 0.031 points over the past 7 days to 11.870% APR.
Frequently Asked Questions
What credit score do I need for a personal loan in Colorado?
What is the difference between secured and unsecured personal loans?
Can I use a personal loan for debt consolidation in Colorado?
Are credit unions or banks better for personal loans in Grand Junction, Colorado?
What are the best personal loan rates in Grand Junction, Colorado?
- Coloramo Federal Credit Union: 8.90% (Personal Construction Loan)
- Credit Union Of Colorado: 9.75% (Other Collateral Loans)
- Grand Junction Federal Credit Union: 9.99% (Signature Loans)
- Rio Grande Federal Credit Union: 10.50% (Signature Loans)
- Bellco Credit Union: 10.99% (Personal Loan)
Personal Loan Calculators
