Best Personal Loan Rates in Littleton, Colorado (CO) - April 2026
Brian McKay
Brian McKay
Founder & Data Architect- Automated Online Rate Data Aggregation
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Current personal loan options available to borrowers in Littleton, Colorado include: Options Credit UnionOptions Credit Union5935 S Zang St, Littleton, CO, 80127A+5.0 ★Texas Ratio: 2.04% offering Mechanical Coverage Loan at 7.75% APR, Arapahoe Credit UnionArapahoe Credit Union7201 S Broadway, Littleton, CO, 80122A-4.9 ★Texas Ratio: 16.57% offering Holiday Loan/Bridge Loan A 710+ at 8.99% APR, Denver Community Credit Union DBA Zing Credit UnionDenver Community Credit Union DBA Zing Credit Union101 W Mineral Ave, Littleton, CO, 80120 4500A+5.0 ★Texas Ratio: 2.84% offering Personal Loan at 9.99% APR, Ent Credit UnionEnt Credit Union8155 Piney River Ave Ste 110, Littleton, CO, 80125 8729A+5.0 ★Texas Ratio: 4.95% offering Personal Loan at 9.99% APR, and Metrum Community Credit UnionMetrum Community Credit Union7201 S Broadway, Littleton, CO, 80122 8008A+5.0 ★Texas Ratio: 1.43% offering UNSECURED/PERSONAL at 10.99% APR. Personal loan rates as of April 6, 2026 according to verified data from MonitorBankRates.
Littleton has 8 local institutions in our database, with personal loan rates as low as 7.75% APR from Options Credit Union at 5935 S Zang St, Littleton, CO, 80127. Use the tabs below to compare all available personal loan types. Rates are continually updated — we recommend checking back frequently.
We empower borrowers with transparent, proprietary financial health metrics—including A-F Safety Grades, verified Star Ratings, and Texas Ratios—so you can confidently borrow from a stable, highly-rated institution in Littleton, Colorado.
Personal loan rates reflect recent market quotes and representative offers available to borrowers in Littleton, Colorado. Rates shown are typically “as low as” APRs for borrowers with excellent credit. Your final approved rate will depend on your credit history, credit score, income, and loan amount. Personal Loan Rates Last Updated and Verified: April 6, 2026
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$5,000+
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Up to 60 months. Minimum payment of $25. Payment example for 60-month loan @ 10.99% APR: 60 payments of $10.87 per $500 borrowed.
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Up to $4,999.99
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Spring into savings with our special loan rate!
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Up To $4000.00
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As Low As; Maximum loan amount $3,000 with a maximum term of 12 months. Payment sample: 12 monthly payments of $86.63/$1,000 borrowed.
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Rates currently starting at a minimum of 7.25 - 8.0% APR (subject to underwriting - the final rate may be higher)
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Loans up to $30,000. Personal Loan Payment Example: Monthly payment for a $15,000 loan at 7.99% APR for a 60-month term = $305.02
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As Low As; Fixed Rates from 8.60% to 8.70% APR*
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As Low As; *APR = Annual Percentage Rate. All loans subject to credit approval. Rates displayed are the lowest rates available including a discount for automatic payment. Rates subject to change without notice. Rates and term subject to credit qualification.
As Low As; *APR = Annual Percentage Rate. All loans subject to credit approval. Rates subject to change without notice.
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Loan limited to 10% of annual gross income
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UP TO 36 MONTHS
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$1500
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$1500
An affordable, short-term loan
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$5,000+
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Up to 60 months. Minimum payment of $25. Payment example for 60-month loan @ 10.99% APR: 60 payments of $10.87 per $500 borrowed.
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Up to $4,999.99
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Spring into savings with our special loan rate!
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Loans up to $30,000. Personal Loan Payment Example: Monthly payment for a $15,000 loan at 7.99% APR for a 60-month term = $305.02
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UP TO 36 MONTHS
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As Low As; *APR = Annual Percentage Rate. All loans subject to credit approval. Rates displayed are the lowest rates available including a discount for automatic payment. Rates subject to change without notice. Rates and term subject to credit qualification.
As Low As; Your credit score will determine your rate, maximum loan amount and term.
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Loan limited to 10% of annual gross income
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Littleton, CO Personal Loan Rate Trends
Compare local Littleton, CO personal loan rates against the statewide average
Daily personal loan rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
Colorado personal loan rates fell 0.757 points over the past 7 days to 11.494% APR.
Colorado signature loan rates currently average 12.317% APR.
Frequently Asked Questions
What credit score do I need for a personal loan in Colorado?
What is the difference between secured and unsecured personal loans?
Can I use a personal loan for debt consolidation in Colorado?
Are credit unions or banks better for personal loans in Littleton, Colorado?
What are the best personal loan rates in Littleton, Colorado?
- Options Credit Union: 7.75% (Mechanical Coverage Loan)
- Arapahoe Credit Union: 8.99% (Holiday Loan/Bridge Loan A 710+)
- Denver Community Credit Union DBA Zing Credit Union: 9.99% (Personal Loan)
- Ent Credit Union: 9.99% (Personal Loan)
- Metrum Community Credit Union: 10.99% (UNSECURED/PERSONAL)
Personal Loan Calculators
