Best Personal Loan Rates in Longmont, Colorado (CO) - April 2026
Brian McKay
Brian McKay
Founder & Data Architect- Automated Online Rate Data Aggregation
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Current personal loan options available to borrowers in Longmont, Colorado include: Elevations Credit UnionElevations Credit Union1079 S Hover St Ste 100, Longmont, CO, 80501A+5.0 ★Texas Ratio: 1.22% offering Energy Loan at 6.99% APR, Bellco Credit UnionBellco Credit Union1250 S Hover St Ste 200, Longmont, CO, 80501 7986A+5.0 ★Texas Ratio: 4.87% offering Personal Loan - Fixed at 10.99% APR, Premier Members Credit UnionPremier Members Credit Union2142 Main St, Longmont, CO, 80501 1587A+5.0 ★Texas Ratio: 4.73% offering Signature Loan3 at 11.00% APR, Fidelis Catholic Federal Credit UnionFidelis Catholic Federal Credit UnionB4.6 ★Texas Ratio: 19.39% offering Freedom Loan at 4.50% APR, and Electrical Federal Credit UnionElectrical Federal Credit UnionA+5.0 ★Texas Ratio: 1.71% offering Credit Builder Loan at 5.00% APR. Personal loan rates as of April 26, 2026 according to verified data from MonitorBankRates.
Longmont has 3 local institutions in our database, with personal loan rates as low as 6.99% APR from Elevations Credit Union at 1079 S Hover St Ste 100, Longmont, CO, 80501. Use the tabs below to compare all available personal loan types. Rates are continually updated — we recommend checking back frequently.
We empower borrowers with transparent, proprietary financial health metrics—including A-F Safety Grades, verified Star Ratings, and Texas Ratios—so you can confidently borrow from a stable, highly-rated institution in Longmont, Colorado.
Personal loan rates reflect recent market quotes and representative offers available to borrowers in Longmont, Colorado. Rates shown are typically “as low as” APRs for borrowers with excellent credit. Your final approved rate will depend on your credit history, credit score, income, and loan amount. Personal Loan Rates Last Updated and Verified: April 26, 2026
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Up to 60 months. Minimum payment of $25. Payment example for 60-month loan @ 10.99% APR: 60 payments of $10.87 per $500 borrowed.
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APR= Annual Percentage Rate. Rates and closing costs subject to credit qualification. Property insurance is required, and flood insurance may be required.
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Regular APR: 7.75%-21.00%
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Regular APR: 21.00%-21.00%
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Longmont, CO Personal Loan Rate Trends
Compare local Longmont, CO personal loan rates against the statewide average
Daily personal loan rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
Colorado personal loan rates currently average 11.430% APR.
Colorado signature loan rates rose 0.021 points over the past 7 days to 11.993% APR.
Frequently Asked Questions
What credit score do I need for a personal loan in Colorado?
What is the difference between secured and unsecured personal loans?
Can I use a personal loan for debt consolidation in Colorado?
Are credit unions or banks better for personal loans in Longmont, Colorado?
What are the best personal loan rates in Longmont, Colorado?
- Elevations Credit Union: 6.99% (Energy Loan)
- Bellco Credit Union: 10.99% (Personal Loan - Fixed)
- Premier Members Credit Union: 11.00% (Signature Loan3)
- Fidelis Catholic Federal Credit Union: 4.50% (Freedom Loan)
- Electrical Federal Credit Union: 5.00% (Credit Builder Loan)
Personal Loan Calculators
