Best Personal Loan Rates in Loveland, Colorado (CO) - April 2026
Brian McKay
Brian McKay
Founder & Data Architect- Automated Online Rate Data Aggregation
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Current personal loan options available to borrowers in Loveland, Colorado include: Elevations Credit UnionElevations Credit Union970 E Eisenhower Blvd, Loveland, CO, 80537 3922A+5.0 ★Texas Ratio: 1.22% offering Energy Loan at 6.99% APR, Ent Credit UnionEnt Credit Union1727 Topaz Dr, Loveland, CO, 80537A+5.0 ★Texas Ratio: 4.95% offering Personal Loan at 9.99% APR, Foothills Credit UnionFoothills Credit Union3725 Mountain Lion Dr, Loveland, CO, 80537B+4.7 ★Texas Ratio: 18.50% offering Signature Loan at 12.00% APR, Fidelis Catholic Federal Credit UnionFidelis Catholic Federal Credit UnionB4.6 ★Texas Ratio: 19.39% offering Freedom Loan at 4.50% APR, and Electrical Federal Credit UnionElectrical Federal Credit UnionA+5.0 ★Texas Ratio: 1.71% offering Credit Builder Loan at 5.00% APR. Personal loan rates as of April 26, 2026 according to verified data from MonitorBankRates.
Loveland has 3 local institutions in our database, with personal loan rates as low as 6.99% APR from Elevations Credit Union at 970 E Eisenhower Blvd, Loveland, CO, 80537 3922. Use the tabs below to compare all available personal loan types. Rates are continually updated — we recommend checking back frequently.
We empower borrowers with transparent, proprietary financial health metrics—including A-F Safety Grades, verified Star Ratings, and Texas Ratios—so you can confidently borrow from a stable, highly-rated institution in Loveland, Colorado.
Personal loan rates reflect recent market quotes and representative offers available to borrowers in Loveland, Colorado. Rates shown are typically “as low as” APRs for borrowers with excellent credit. Your final approved rate will depend on your credit history, credit score, income, and loan amount. Personal Loan Rates Last Updated and Verified: April 26, 2026
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APR= Annual Percentage Rate. Rates and closing costs subject to credit qualification. Property insurance is required, and flood insurance may be required.
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Up to 60 months. Minimum payment of $25. Payment example for 60-month loan @ 10.99% APR: 60 payments of $10.87 per $500 borrowed.
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Loveland, CO Personal Loan Rate Trends
Compare local Loveland, CO personal loan rates against the statewide average
Daily personal loan rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
Colorado personal loan rates currently average 11.430% APR.
Colorado signature loan rates rose 0.021 points over the past 7 days to 11.993% APR.
Frequently Asked Questions
What credit score do I need for a personal loan in Colorado?
What is the difference between secured and unsecured personal loans?
Can I use a personal loan for debt consolidation in Colorado?
Are credit unions or banks better for personal loans in Loveland, Colorado?
What are the best personal loan rates in Loveland, Colorado?
- Elevations Credit Union: 6.99% (Energy Loan)
- Ent Credit Union: 9.99% (Personal Loan)
- Foothills Credit Union: 12.00% (Signature Loan)
- Fidelis Catholic Federal Credit Union: 4.50% (Freedom Loan)
- Electrical Federal Credit Union: 5.00% (Credit Builder Loan)
Personal Loan Calculators
