Best Personal Loan Rates in Model, Colorado - July 2026
Brian McKay
Brian McKay
Founder & Data Architect- Automated Online Rate Data Aggregation
- Location-Based Rate Tables
- Bank & Credit Union Health Safety Ratings
- Bank & Credit Union Star Ratings
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Current personal loan options available to borrowers in Model, Colorado include: HAXTUN COMMUNITYHAXTUN COMMUNITYA+5.0 ★Texas Ratio: 24.18% offering 2018 & Newer Loan at 4.99% APR, Electrical Federal Credit UnionElectrical Federal Credit UnionA+5.0 ★Texas Ratio: 1.68% offering Credit Builder Loan at 5.00% APR, Space Age Credit UnionSpace Age Credit UnionA5.0 ★Texas Ratio: 11.15% offering 1st Place 2nd MTG Loan at 5.74% APR, The District Federal Credit UnionThe District Federal Credit UnionA5.0 ★Texas Ratio: 8.63% offering A+ 52 Loan at 5.74% APR, and Metrum Community Credit UnionMetrum Community Credit UnionA+5.0 ★Texas Ratio: 1.39% offering CC Balance Transfer Loan at 5.99% APR. Personal loan rates as of July 25, 2026 according to verified data from MonitorBankRates.
Model borrowers have access to 32 lenders serving the Colorado area, with personal loan rates as low as 4.99% APR from HAXTUN COMMUNITY. Use the tabs below to compare all available personal loan types. Rates are continually updated — we recommend checking back frequently.
We empower borrowers with transparent, proprietary financial health metrics—including A-F Safety Grades, verified Star Ratings, and Texas Ratios—so you can confidently borrow from a stable, highly-rated institution in Model, Colorado.
Personal loan rates reflect recent market quotes and representative offers available to borrowers in Model, Colorado. Rates shown are typically “as low as” APRs for borrowers with excellent credit. Your final approved rate will depend on your credit history, credit score, income, and loan amount. Personal Loan Rates Last Updated and Verified: July 25, 2026
Model Personal Loan Rates
As Low As
No additional details available.
No additional details available.
As Low As
Credit Score: 780 - 799
Credit Score: 800 & Higher
Credit Score: 760 - 779
Credit Score: 740 - 759
Lock-in a fixed rate; No annual fees
As Low As
As Low As
As Low As; Your individual rate (APR) will be determined based on your credit score. (Subject to credit approval and other conditions).
You must meet certain requirements.
As Low As; *
Revolving line of credit. Secured by a Colorado residence. Minimum payment of $50 (Draw Period and Repayment Period). Floor rate is 3.75%. [1]
As Low As 6.75% APR*
Credit Score: 720 - 739
APR up to 9.615%
As Low As; Your individual rate (APR) will be determined based on your credit score. (Subject to credit approval and other conditions).
As low as
As Low As; *
APR up to 10.115%
No additional details available.
Credit Score: 700 - 779
No additional details available.
No additional details available.
APR up to 10.365%
As Low As
No additional details available.
No additional details available.
$50,000
Max LTV: 70%; Max DTI: 45%; Amount Financed: $50,000 & above
Residential Lot
Credit Score: 680 - 699
No additional details available.
As Low As
As Low As; Your individual rate (APR) will be determined based on your credit score. (Subject to credit approval and other conditions).
No additional details available.
As Low As; Your individual rate (APR) will be determined based on your credit score. (Subject to credit approval and other conditions).
$50,000
Max LTV: 70%, Max DTI: 45%, Amount Financed: $50,000 & above, Score: 680-729
Max LTV: 70%, Max DTI: 45%, Amount Financed: $50,000 & above
$40,000-$49,999
Max LTV: 80%; Max DTI: 45%; Amount Financed: $50,000 & above
Up to $10,000; As Low As
As Low As
No additional details available.
APR up to 10.865%
Max LTV: 80%, Max DTI: 45%, Amount Financed: $50,000 & above
Max LTV: 80%, Max DTI: 45%, Amount Financed: $50,000 & above, Score: 680-729
As Low As
As Low As; Rates shown include a 2.00% discount for automatic loan payments.; Rates shown are lowest possible rates for qualified buyers. Rates may change dependent on credit qualifications, underwriting factors, and loan characteristics.; E-Bike minimum loan amount: $500. Maximum loan amount: $15,000. Loan terms vary by amount: $500 to $4,999 up to 5 years; $5,000 to $15,000 up to 7 years.
Rates shown include a 2.00% discount for automatic loan payments.; Rates shown are lowest possible rates for qualified buyers. Rates may change dependent on credit qualifications, underwriting factors, and loan characteristics.; Residences in certain counties and states may be eligible for a 0.50% rate discount, learn more; 2.5% APR above share or certificate rate
As Low As; *
As Low As; *
Max LTV: 70%, Max DTI: 45%, Amount Financed: $40,000-$49,999, Score: 680-729
Max LTV: 70%, Max DTI: 45%, Amount Financed: $40,000-$49,999
$40,000-$49,999
$20,000-$39,999
Max LTV: 90%; Max DTI: 45%; Amount Financed: $50,000 & above
$50,000
No additional details available.
APR* up to 18.00%
As Low As; Your individual rate (APR) will be determined based on your credit score. (Subject to credit approval and other conditions).
Max LTV: 90%; Max DTI: 45%; Amount Financed: $40,000-$49,999
$20,000-$39,999
$40,000-$49,999
Max LTV: 90%, Max DTI: 45%, Amount Financed: $50,000 & above
Max LTV: 90%, Max DTI: 45%, Amount Financed: $50,000 & above, Score: 680-729
As Low As; Rates shown include a 2.00% discount for automatic loan payments.; Rates shown are lowest possible rates for qualified buyers. Rates may change dependent on credit qualifications, underwriting factors, and loan characteristics.; E-Bike minimum loan amount: $500. Maximum loan amount: $15,000. Loan terms vary by amount: $500 to $4,999 up to 5 years; $5,000 to $15,000 up to 7 years.
Rates shown include a 2.00% discount for automatic loan payments.; Rates shown are lowest possible rates for qualified buyers. Rates may change dependent on credit qualifications, underwriting factors, and loan characteristics.; Residences in certain counties and states may be eligible for a 0.50% rate discount, learn more; 2.5% APR above share or certificate rate
Max LTV: 90%, Max DTI: 45%, Amount Financed: $40,000-$49,999
Max LTV: 90%, Max DTI: 45%, Amount Financed: $40,000-$49,999, Score: 680-729
$20,000-$39,999
Max LTV: 90%; Max DTI: 45%; Amount Financed: $20,000-$39,999
Celebrate 89 Years with up to $8,900
No additional details available.
No additional details available.
As Low As
Rates shown include a 2.00% discount for automatic loan payments.; Rates shown are lowest possible rates for qualified buyers. Rates may change dependent on credit qualifications, underwriting factors, and loan characteristics.; Residences in certain counties and states may be eligible for a 0.50% rate discount, learn more; 2.5% APR above share or certificate rate
As Low As; Rates shown include a 2.00% discount for automatic loan payments.; Rates shown are lowest possible rates for qualified buyers. Rates may change dependent on credit qualifications, underwriting factors, and loan characteristics.; E-Bike minimum loan amount: $500. Maximum loan amount: $15,000. Loan terms vary by amount: $500 to $4,999 up to 5 years; $5,000 to $15,000 up to 7 years.
Max LTV: 90%, Max DTI: 45%, Amount Financed: $20,000-$39,999, Score: 680-729
Max LTV: 90%, Max DTI: 45%, Amount Financed: $20,000-$39,999
Construction Loan
No additional details available.
Credit Score: 660 - 679
No additional details available.
Rates shown include a 2.00% discount for automatic loan payments.; Rates shown are lowest possible rates for qualified buyers. Rates may change dependent on credit qualifications, underwriting factors, and loan characteristics.; Residences in certain counties and states may be eligible for a 0.50% rate discount, learn more; 2.5% APR above share or certificate rate
No additional details available.
No additional details available.
As low as
As low as
$5,000+
No additional details available.
No additional details available.
No additional details available.
As Low As
As Low As; Your credit score will determine your rate, maximum loan amount and term. All loans are subject to credit approval, and final rate may vary based on several factors including FICO 9 credit score, personal credit history and term of loan. Advertised rates are subject to change without notice. Verification of income may be required. Must be 18 years of age to qualify for a loan.
No additional details available.
As Low As; Your individual rate (APR) will be determined based on your credit score. (Subject to credit approval and other conditions).
For details call (719) 589-6535.
No additional details available.
As Low As
No additional details available.
As Low As; *
No additional details available.
No additional details available.
No additional details available.
No additional details available.
No additional details available.
Max Limit: up to $25,000
As Low As; Save an additional 0.25% APR* on qualified loans with Peak Perks or Summit Dividend Checking Account.
No additional details available.
No additional details available.
No additional details available.
As Low As 10.99% APR
Minimum payment of $25. Payment example for 60-month loan @ 10.99% APR: 60 payments of $10.87 per $500 borrowed.
No additional details available.
No additional details available.
As low as
No additional details available.
As Low As
As low as
No additional details available.
No additional details available.
No additional details available.
11.49% APR
No additional details available.
Rates, and terms and conditions subject to change without notice on new loans. Loan rates above reflect our best rates. Rates are based on loan underwriting factors and may be higher based on individual underwriting.
No additional details available.
No additional details available.
No additional details available.
No additional details available.
As Low As
As Low As; Payment calculated on a monthly factor of 2.25% for each increment or partial increment of $1,000 outstanding balance and rounded to the next even dollar amount. See credit agreement for more details. Interest rate is variable and may change after loan funding.
No additional details available.
Credit Score: 640 - 659
No additional details available.
No additional details available.
Up to $4,999.99
No additional details available.
No additional details available.
No additional details available.
Rates, and terms and conditions subject to change without notice on new loans. Loan rates above reflect our best rates. Rates are based on loan underwriting factors and may be higher based on individual underwriting.
No additional details available.
No additional details available.
Credit Score: 600 - 639
No additional details available.
Model Personal Loan Rates
No additional details available.
No additional details available.
No additional details available.
No additional details available.
As low as
$5,000+
As Low As
No additional details available.
No additional details available.
No additional details available.
No additional details available.
As Low As 10.99% APR
Minimum payment of $25. Payment example for 60-month loan @ 10.99% APR: 60 payments of $10.87 per $500 borrowed.
As Low As; Save an additional 0.25% APR* on qualified loans with Peak Perks or Summit Dividend Checking Account.
As Low As
As low as
No additional details available.
11.49% APR
As Low As
Up to $4,999.99
Model Debt Consolidation Loan Rates
Model Signature Loan Rates
As Low As
Celebrate 89 Years with up to $8,900
No additional details available.
No additional details available.
As Low As; Your credit score will determine your rate, maximum loan amount and term. All loans are subject to credit approval, and final rate may vary based on several factors including FICO 9 credit score, personal credit history and term of loan. Advertised rates are subject to change without notice. Verification of income may be required. Must be 18 years of age to qualify for a loan.
No additional details available.
As Low As; Your individual rate (APR) will be determined based on your credit score. (Subject to credit approval and other conditions).
No additional details available.
No additional details available.
No additional details available.
No additional details available.
No additional details available.
As low as
11.49% APR
No additional details available.
No additional details available.
No additional details available.
No additional details available.
Model, CO Personal Loan Rate Trends
Compare local Model, CO personal loan rates against the statewide average
Daily personal loan rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
Colorado personal loan rates currently average 10.725% APR.
Colorado signature loan rates rose 0.218 points over the past 7 days to 12.956% APR.
Methodology & Data Sources
Independent, Free, and Unbiased Rate Comparisons: MonitorBankRates.com is an independent rate comparison service. Our Model, Colorado personal loan rate tables are free for consumers to use, and we do not receive payment from any lender to be included or to be ranked in any particular order. Listings are based solely on the rates each lender publicly advertises on its own website.
A Note on Third-Party Rate Tools: Some pages on our site also feature rate comparison widgets and tools provided by third-party partners. These tools may include sponsored listings or affiliate links, and we may receive compensation when users click through them. We clearly label these widgets so you can tell at a glance which rates come from our independent MonitorBankRates.com tables and which come from our advertising partners.
Direct-Sourced & Verified Personal Loan Rate Data: We aggregate personal loan rates for Model, Colorado directly from the official websites of banks, credit unions, and online lenders using our proprietary rate aggregation technology and a dedicated team of rate updaters. By sourcing data from the institutions’ own digital properties and verifying APRs regularly, every rate on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available personal loan products in Model, Colorado. We feature a comprehensive mix of lenders — from neighborhood credit unions and competitive regional banks to large national lenders available to borrowers in CO.
Regularly Updated APRs: Our rate updaters verify and update personal loan rates regularly. Because APRs can change based on market conditions and lender policies, every product features its own “last updated” date for full transparency. Personal loan APRs shown typically represent “as low as” rates for borrowers with excellent credit; your actual rate will depend on your credit history, credit score, income, and loan amount.
Frequently Asked Questions
What credit score do I need for a personal loan in Colorado?
What is the difference between secured and unsecured personal loans?
Can I use a personal loan for debt consolidation in Colorado?
Are credit unions or banks better for personal loans in Model, Colorado?
What are the best personal loan rates in Model, Colorado?
- HAXTUN COMMUNITY: 4.99% (2018 & Newer Loan)
- Electrical Federal Credit Union: 5.00% (Credit Builder Loan)
- Space Age Credit Union: 5.74% (1st Place 2nd MTG Loan)
- The District Federal Credit Union: 5.74% (A+ 52 Loan)
- Metrum Community Credit Union: 5.99% (CC Balance Transfer Loan)
Personal Loan Calculators
