Best Personal Loan Rates in Parker, Colorado (CO) - April 2026
Brian McKay
Brian McKay
Founder & Data Architect- Automated Online Rate Data Aggregation
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Current personal loan options available to borrowers in Parker, Colorado include: Westerra Credit UnionWesterra Credit Union10169 S Parker Rd, Parker, CO, 80134A+5.0 ★Texas Ratio: 3.61% offering RENU Energy Efficient Loan at 7.74% APR, Credit Union Of ColoradoCredit Union Of Colorado19311 E Plaza Dr, Parker, CO, 80138A+5.0 ★Texas Ratio: 4.15% offering Other Collateral Loans at 9.75% APR, Ent Credit UnionEnt Credit Union11280 Twenty Mile Rd Ste 103, Parker, CO, 80134 4915A+5.0 ★Texas Ratio: 4.95% offering Personal Loan at 9.99% APR, Bellco Credit UnionBellco Credit Union12907 S Parker Rd, Parker, CO, 80134A+5.0 ★Texas Ratio: 4.87% offering Personal Loan at 10.99% APR, and Fidelis Catholic Federal Credit UnionFidelis Catholic Federal Credit UnionB4.6 ★Texas Ratio: 19.39% offering Freedom Loan at 4.50% APR. Personal loan rates as of April 14, 2026 according to verified data from MonitorBankRates.
Parker has 4 local institutions in our database, with personal loan rates as low as 7.74% APR from Westerra Credit Union at 10169 S Parker Rd, Parker, CO, 80134. Use the tabs below to compare all available personal loan types. Rates are continually updated — we recommend checking back frequently.
We empower borrowers with transparent, proprietary financial health metrics—including A-F Safety Grades, verified Star Ratings, and Texas Ratios—so you can confidently borrow from a stable, highly-rated institution in Parker, Colorado.
Personal loan rates reflect recent market quotes and representative offers available to borrowers in Parker, Colorado. Rates shown are typically “as low as” APRs for borrowers with excellent credit. Your final approved rate will depend on your credit history, credit score, income, and loan amount. Personal Loan Rates Last Updated and Verified: April 14, 2026
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Up To $4000.00
APR= Annual Percentage Rate. Rates and closing costs subject to credit qualification. Property insurance is required, and flood insurance may be required. A minimum FICO score of 680 is required. Minimum loan amount is $50,000- maximum loan amount is $400,000. Income and property values must be verified.
As Low As; Maximum loan amount $3,000 with a maximum term of 12 months. Payment sample: 12 monthly payments of $86.63/$1,000 borrowed.
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Rates currently starting at a minimum of 7.25 - 8.0% APR (subject to underwriting - the final rate may be higher)
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$3,000
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As Low As; *APR = Annual Percentage Rate. All loans subject to credit approval. Rates displayed are the lowest rates available including a discount for automatic payment. Rates subject to change without notice. Rates and term subject to credit qualification.
As Low As; *APR = Annual Percentage Rate. All loans subject to credit approval. Rates subject to change without notice.
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Up to $4,999.99
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$1,000
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Parker, CO Personal Loan Rate Trends
Compare local Parker, CO personal loan rates against the statewide average
Daily personal loan rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
Colorado personal loan rates rose 0.082 points over the past 7 days to 11.425% APR.
Colorado signature loan rates rose 0.031 points over the past 7 days to 11.870% APR.
Frequently Asked Questions
What credit score do I need for a personal loan in Colorado?
What is the difference between secured and unsecured personal loans?
Can I use a personal loan for debt consolidation in Colorado?
Are credit unions or banks better for personal loans in Parker, Colorado?
What are the best personal loan rates in Parker, Colorado?
- Westerra Credit Union: 7.74% (RENU Energy Efficient Loan)
- Credit Union Of Colorado: 9.75% (Other Collateral Loans)
- Ent Credit Union: 9.99% (Personal Loan)
- Bellco Credit Union: 10.99% (Personal Loan)
- Fidelis Catholic Federal Credit Union: 4.50% (Freedom Loan)
Personal Loan Calculators
