Best Personal Loan Rates in Thornton, Colorado (CO) - April 2026
Brian McKay
Brian McKay
Founder & Data Architect- Automated Online Rate Data Aggregation
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Current personal loan options available to borrowers in Thornton, Colorado include: Credit Union Of ColoradoCredit Union Of Colorado3907 E 120th Ave, Thornton, CO, 80233A+5.0 ★Texas Ratio: 4.15% offering Other Collateral Loans at 9.75% APR, Ent Credit UnionEnt Credit Union13670 Grant St, Thornton, CO, 80023A+5.0 ★Texas Ratio: 4.95% offering Personal Loan at 9.99% APR, Bellco Credit UnionBellco Credit Union9710 Washington St, Thornton, CO, 80229 2162A+5.0 ★Texas Ratio: 4.87% offering Personal Loan at 10.99% APR, Premier Members Credit UnionPremier Members Credit Union755 E 144th Ave, Thornton, CO, 80023A+5.0 ★Texas Ratio: 4.73% offering Signature Loan 24 Months at 11.00% APR, and Fidelis Catholic Federal Credit UnionFidelis Catholic Federal Credit UnionB4.6 ★Texas Ratio: 19.39% offering Freedom Loan at 4.50% APR. Personal loan rates as of April 11, 2026 according to verified data from MonitorBankRates.
Thornton has 4 local institutions in our database, with personal loan rates as low as 9.75% APR from Credit Union Of Colorado at 3907 E 120th Ave, Thornton, CO, 80233. Use the tabs below to compare all available personal loan types. Rates are continually updated — we recommend checking back frequently.
We empower borrowers with transparent, proprietary financial health metrics—including A-F Safety Grades, verified Star Ratings, and Texas Ratios—so you can confidently borrow from a stable, highly-rated institution in Thornton, Colorado.
Personal loan rates reflect recent market quotes and representative offers available to borrowers in Thornton, Colorado. Rates shown are typically “as low as” APRs for borrowers with excellent credit. Your final approved rate will depend on your credit history, credit score, income, and loan amount. Personal Loan Rates Last Updated and Verified: April 11, 2026
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Up To $4000.00
APR= Annual Percentage Rate. Rates and closing costs subject to credit qualification. Property insurance is required, and flood insurance may be required. A minimum FICO score of 680 is required. Minimum loan amount is $50,000- maximum loan amount is $400,000. Income and property values must be verified.
As Low As; Maximum loan amount $3,000 with a maximum term of 12 months. Payment sample: 12 monthly payments of $86.63/$1,000 borrowed.
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Rates currently starting at a minimum of 7.25 - 8.0% APR (subject to underwriting - the final rate may be higher)
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As Low As; *APR = Annual Percentage Rate. All loans subject to credit approval. Rates subject to change without notice.
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As Low As; APR= Annual Percentage Rate Your credit score will determine your rate, maximum loan amount and term.
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Up to $4,999.99
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$1,000
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As Low As; *APR = Annual Percentage Rate. All loans subject to credit approval. Rates displayed are the lowest rates available including a discount for automatic payment. Rates subject to change without notice. Rates and term subject to credit qualification.
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Thornton, CO Personal Loan Rate Trends
Compare local Thornton, CO personal loan rates against the statewide average
Daily personal loan rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
Colorado personal loan rates rose 0.553 points over the past 7 days to 11.343% APR.
Colorado signature loan rates fell 0.469 points over the past 7 days to 11.840% APR.
Frequently Asked Questions
What credit score do I need for a personal loan in Colorado?
What is the difference between secured and unsecured personal loans?
Can I use a personal loan for debt consolidation in Colorado?
Are credit unions or banks better for personal loans in Thornton, Colorado?
What are the best personal loan rates in Thornton, Colorado?
- Credit Union Of Colorado: 9.75% (Other Collateral Loans)
- Ent Credit Union: 9.99% (Personal Loan)
- Bellco Credit Union: 10.99% (Personal Loan)
- Premier Members Credit Union: 11.00% (Signature Loan 24 Months)
- Fidelis Catholic Federal Credit Union: 4.50% (Freedom Loan)
Personal Loan Calculators
