Best Personal Loan Rates in Westminster, Colorado (CO) - April 2026
Content reviewed by
Brian McKay
i
Editorial Disclosure
Brian McKay
Brian McKay
Founder & Data ArchitectExpertise
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Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
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Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of local and national lenders actively lending to Colorado borrowers. Note that your final approved personal loan rate will depend on your specific credit profile, loan amount, and loan term.
Current personal loan options available to borrowers in Westminster, Colorado include: Elevations Credit UnionElevations Credit Union4750 W 120th Ave Unit 700, Westminster, CO, 80020 3315A+5.0 ★Texas Ratio: 1.22% offering Energy Loan at 6.99% APR, Ent Credit UnionEnt Credit Union14696 Delaware St, Westminster, CO, 80023A+5.0 ★Texas Ratio: 4.95% offering Personal Loan at 9.99% APR, Bellco Credit UnionBellco Credit Union12101 Huron St, Westminster, CO, 80234 3434A+5.0 ★Texas Ratio: 4.87% offering Personal Loan at 10.99% APR, Premier Members Credit UnionPremier Members Credit Union8440 Federal Blvd, Westminster, CO, 80031A+5.0 ★Texas Ratio: 4.73% offering Signature Loan 24 Months at 11.00% APR, and Westminster Federal Credit UnionWestminster Federal Credit Union9053 Harlan St Ste 10, Westminster, CO, 80031 2908A5.0 ★Texas Ratio: 13.31% offering Unsecured Personal Loan at 11.99% APR. Personal loan rates as of April 11, 2026 according to verified data from MonitorBankRates.
Westminster has 5 local institutions in our database, with personal loan rates as low as 6.99% APR from Elevations Credit Union at 4750 W 120th Ave Unit 700, Westminster, CO, 80020 3315. Use the tabs below to compare all available personal loan types. Rates are continually updated — we recommend checking back frequently.
We empower borrowers with transparent, proprietary financial health metrics—including A-F Safety Grades, verified Star Ratings, and Texas Ratios—so you can confidently borrow from a stable, highly-rated institution in Westminster, Colorado.
Personal loan rates reflect recent market quotes and representative offers available to borrowers in Westminster, Colorado. Rates shown are typically “as low as” APRs for borrowers with excellent credit. Your final approved rate will depend on your credit history, credit score, income, and loan amount. Personal Loan Rates Last Updated and Verified: April 11, 2026
Source: Verified Personal Loan Rate Data provided by MonitorBankRates
Institution
Loan Product
APR
Profile
Elevations Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.22%
4750 W 120th Ave Unit 700, Westminster, CO, 80020 3315
Energy Loan
6.99%
▼
APR6.99%
Last UpdatedApril 11, 2026
Details
As Low As
Elevations Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.22%
4750 W 120th Ave Unit 700, Westminster, CO, 80020 3315
Energy Loan
7.49%
▼
APR7.49%
Last UpdatedApril 11, 2026
Details
As Low As
Elevations Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.22%
4750 W 120th Ave Unit 700, Westminster, CO, 80020 3315
Energy Loan
7.74%
▼
APR7.74%
Last UpdatedApril 11, 2026
Details
As Low As
Elevations Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.22%
4750 W 120th Ave Unit 700, Westminster, CO, 80020 3315
Energy Loan
8.24%
▼
APR8.24%
Last UpdatedApril 11, 2026
Details
As Low As
Elevations Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.22%
4750 W 120th Ave Unit 700, Westminster, CO, 80020 3315
Energy Loan Solar PV only
8.74%
▼
APR8.74%
Last UpdatedApril 11, 2026
Details
As Low As
Ent Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.95%
14696 Delaware St, Westminster, CO, 80023
Personal Loan
9.99%
▼
APR9.99%
Last UpdatedApril 11, 2026
Details
No additional details available.
Ent Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.95%
14696 Delaware St, Westminster, CO, 80023
PERSONAL LOAN 36 MONTHS
9.99%
▼
APR9.99%
Last UpdatedApril 11, 2026
Details
As Low As
Bellco Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.87%
12101 Huron St, Westminster, CO, 80234 3434
Personal Loan
10.99%
▼
APR10.99%
Last UpdatedApril 11, 2026
Details
As Low As
Elevations Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.22%
4750 W 120th Ave Unit 700, Westminster, CO, 80020 3315
Personal Loan
10.99%
▼
APR10.99%
Last UpdatedApril 11, 2026
Details
As Low As
Premier Members Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.73%
8440 Federal Blvd, Westminster, CO, 80031
Signature Loan 24 Months
11.00%
▼
APR11.00%
Last UpdatedApril 11, 2026
Details
No additional details available.
Ent Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.95%
14696 Delaware St, Westminster, CO, 80023
Personal Loan
11.49%
▼
APR11.49%
Last UpdatedApril 11, 2026
Details
No additional details available.
Ent Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.95%
14696 Delaware St, Westminster, CO, 80023
PERSONAL LOAN 48 MONTHS
11.49%
▼
APR11.49%
Last UpdatedApril 11, 2026
Details
As Low As
Ent Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.95%
14696 Delaware St, Westminster, CO, 80023
PERSONAL LOAN 60 MONTHS
11.99%
▼
APR11.99%
Last UpdatedApril 11, 2026
Details
As Low As
Ent Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.95%
14696 Delaware St, Westminster, CO, 80023
Personal Loan
11.99%
▼
APR11.99%
Last UpdatedApril 11, 2026
Details
No additional details available.
Westminster Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 13.31%
9053 Harlan St Ste 10, Westminster, CO, 80031 2908
Unsecured Personal Loan
11.99%
▼
APR11.99%
Last UpdatedApril 11, 2026
Details
As Low As
Premier Members Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.73%
8440 Federal Blvd, Westminster, CO, 80031
Signature Loan 36 Months
12.00%
▼
APR12.00%
Last UpdatedApril 11, 2026
Details
No additional details available.
Ent Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.95%
14696 Delaware St, Westminster, CO, 80023
Personal Loan
12.49%
▼
APR12.49%
Last UpdatedApril 11, 2026
Details
No additional details available.
Ent Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.95%
14696 Delaware St, Westminster, CO, 80023
Personal Loan
12.99%
▼
APR12.99%
Last UpdatedApril 11, 2026
Details
No additional details available.
Premier Members Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.73%
8440 Federal Blvd, Westminster, CO, 80031
Signature Loan 48 Months
13.00%
▼
APR13.00%
Last UpdatedApril 11, 2026
Details
No additional details available.
Premier Members Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.73%
8440 Federal Blvd, Westminster, CO, 80031
Signature Loan 60 Months
14.00%
▼
APR14.00%
Last UpdatedApril 11, 2026
Details
No additional details available.
Electrical Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.71%
Spring Loan Special
4.00%
▼
APR4.00%
Last UpdatedApril 11, 2026
Details
No additional details available.
Electrical Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.71%
Spring Personal Loan Special
4.00%
▼
APR4.00%
Last UpdatedApril 11, 2026
Details
Spring into savings with our special loan rate!
Fidelis Catholic Federal Credit Union
Institution Rating:
B4.6 ★Texas Ratio: 19.39%
Freedom Loan
4.50%
▼
APR4.50%
Last UpdatedApril 11, 2026
Details
As Low As
Electrical Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.71%
Credit Builder Loan
5.00%
▼
APR5.00%
Last UpdatedApril 11, 2026
Details
No additional details available.
Electrical Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.71%
Jumpstart (Apprentice) Loan
5.00%
▼
APR5.00%
Last UpdatedApril 11, 2026
Details
No additional details available.
Holyoke Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.92%
4-H Loans
5.75%
▼
APR5.75%
Last UpdatedApril 11, 2026
Details
Up To $4000.00
Electrical Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.71%
Holiday Loan Special
6.00%
▼
APR6.00%
Last UpdatedApril 11, 2026
Details
No additional details available.
Northrop Grumman Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.91%
Holiday Loan - Closed End Fixed APR as low as
6.74%
▼
APR6.74%
Last UpdatedApril 11, 2026
Details
As Low As; Maximum loan amount $3,000 with a maximum term of 12 months. Payment sample: 12 monthly payments of $86.63/$1,000 borrowed.
San Juan Mountains Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.34%
Recreational Loans
7.00%
▼
APR7.00%
Last UpdatedApril 11, 2026
Details
As Low As
Solera National Bank
Institution Rating:
A5.0 ★Texas Ratio: 9.99%
Retirement Real Estate Loans
7.25%
▼
APR7.25%
Last UpdatedApril 11, 2026
Details
Rates currently starting at a minimum of 7.25 - 8.0% APR (subject to underwriting - the final rate may be higher)
Clean Energy Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.17%
Long-Term or Everyday Geothermal System Loan
7.50%
▼
APR7.50%
Last UpdatedApril 11, 2026
Details
As Low As
Clean Energy Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.17%
Short-Term Geothermal System Loan (i.e. Geothermal Tax Credit Loan)
7.50%
▼
APR7.50%
Last UpdatedApril 11, 2026
Details
As Low As
Clean Energy Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.17%
Short-Term Solar Electric System Loan (i.e. Solar Tax Credit Loan)
7.50%
▼
APR7.50%
Last UpdatedApril 11, 2026
Details
As Low As
Clean Energy Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.17%
Single, Everyday, or Long-Term Solar Electric System Loan
7.50%
▼
APR7.50%
Last UpdatedApril 11, 2026
Details
As Low As
Westerra Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.61%
RENU Energy Efficient Loan
7.74%
▼
APR7.74%
Last UpdatedApril 11, 2026
Details
As Low As
APR7.74%
Last UpdatedApril 11, 2026
Details
No additional details available.
Options Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.04%
Mechanical Coverage Loan
7.75%
▼
APR7.75%
Last UpdatedApril 11, 2026
Details
No additional details available.
Westerra Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.61%
Westerra Energy Efficient Loan
7.99%
▼
APR7.99%
Last UpdatedApril 11, 2026
Details
As Low As
APR8.00%
Last UpdatedApril 11, 2026
Details
As Low As
Clean Energy Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.17%
Unsecured Clean Energy Loan
8.24%
▼
APR8.24%
Last UpdatedApril 11, 2026
Details
As Low As
APR8.45%
Last UpdatedApril 11, 2026
Details
As Low As; APR* Starting at; APR* up to 18.00%
Credit Union Of Denver Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.99%
Unsecured
8.49%
▼
APR8.49%
Last UpdatedApril 11, 2026
Details
As Low As
Sterling Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.45%
Signature Loan
8.50%
▼
APR8.50%
Last UpdatedApril 11, 2026
Details
As Low As
APR8.50%
Last UpdatedApril 11, 2026
Details
As Low As
Clean Energy Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.17%
Unsecured Clean Energy Loan
8.74%
▼
APR8.74%
Last UpdatedApril 11, 2026
Details
As Low As
Clean Energy Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.17%
E-Bike Loan
8.75%
▼
APR8.75%
Last UpdatedApril 11, 2026
Details
As Low As
Coloramo Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.59%
Personal Construction Loan
8.90%
▼
APR8.90%
Last UpdatedApril 11, 2026
Details
No additional details available.
Clean Energy Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.17%
Unsecured Clean Energy Loan
8.99%
▼
APR8.99%
Last UpdatedApril 11, 2026
Details
As Low As
APR9.21%
Last UpdatedApril 11, 2026
Details
No additional details available.
APR9.24%
Last UpdatedApril 11, 2026
Details
No additional details available.
Clean Energy Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.17%
E-Bike Loan
9.25%
▼
APR9.25%
Last UpdatedApril 11, 2026
Details
As Low As
APR9.49%
Last UpdatedApril 11, 2026
Details
$3,000
Minnequa Works Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.49%
Personal Loans
9.49%
▼
APR9.49%
Last UpdatedApril 11, 2026
Details
No additional details available.
Electrical Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.71%
Signature Loan
9.49%
▼
APR9.49%
Last UpdatedApril 11, 2026
Details
As Low As
Clean Energy Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.17%
Unsecured Clean Energy Loan
9.49%
▼
APR9.49%
Last UpdatedApril 11, 2026
Details
As Low As
Northrop Grumman Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.91%
Bill Consolidation Loan - Closed End Fixed APR as low as
9.49%
▼
APR9.49%
Last UpdatedApril 11, 2026
Details
As Low As; *APR = Annual Percentage Rate. All loans subject to credit approval. Rates subject to change without notice.
Northrop Grumman Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.91%
Personal Signature Loan - Closed Fixed APR as low as
9.49%
▼
APR9.49%
Last UpdatedApril 11, 2026
Details
As Low As; *APR = Annual Percentage Rate. All loans subject to credit approval. Rates displayed are the lowest rates available including a discount for automatic payment. Rates subject to change without notice. Rates and term subject to credit qualification.
Clean Energy Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.17%
E-Bike Loan
9.50%
▼
APR9.50%
Last UpdatedApril 11, 2026
Details
As Low As
APR9.74%
Last UpdatedApril 11, 2026
Details
No additional details available.
Credit Union Of Colorado
Institution Rating:
A+5.0 ★Texas Ratio: 4.15%
Other Collateral Loans
9.75%
▼
APR9.75%
Last UpdatedApril 11, 2026
Details
As Low As
San Juan Mountains Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.34%
Personal Loans
9.75%
▼
APR9.75%
Last UpdatedApril 11, 2026
Details
As Low As
Power Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.62%
Personal Term Loans (Unsecured/Signature)
9.99%
▼
APR9.99%
Last UpdatedApril 11, 2026
Details
No additional details available.
Denver Community Credit Union DBA Zing Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.84%
Personal Loan
9.99%
▼
APR9.99%
Last UpdatedApril 11, 2026
Details
$5,000+
Guadalupe Parish Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.68%
Signature Loan
9.99%
▼
APR9.99%
Last UpdatedApril 11, 2026
Details
No additional details available.
Weld Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.63%
Signature Loan
9.99%
▼
APR9.99%
Last UpdatedApril 11, 2026
Details
As Low As
Grand Junction Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.73%
Signature Loans
9.99%
▼
APR9.99%
Last UpdatedApril 11, 2026
Details
No additional details available.
Electrical Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.71%
Signature/Personal Loan
9.99%
▼
APR9.99%
Last UpdatedApril 11, 2026
Details
No additional details available.
Electrical Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.71%
Signature Loan
9.99%
▼
APR9.99%
Last UpdatedApril 11, 2026
Details
As Low As; Your credit score will determine your rate, maximum loan amount and term.
Clean Energy Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.17%
E-Bike Loan
10.00%
▼
APR10.00%
Last UpdatedApril 11, 2026
Details
As Low As
APR10.24%
Last UpdatedApril 11, 2026
Details
As Low As
APR10.24%
Last UpdatedApril 11, 2026
Details
As Low As
APR10.24%
Last UpdatedApril 11, 2026
Details
No additional details available.
Delta County Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.41%
Unsecured
10.25%
▼
APR10.25%
Last UpdatedApril 11, 2026
Details
As Low As
NuVista Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.67%
Signature Loans
10.49%
▼
APR10.49%
Last UpdatedApril 11, 2026
Details
No additional details available.
Power Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.62%
Personal Term Loans (Unsecured/Signature)
10.49%
▼
APR10.49%
Last UpdatedApril 11, 2026
Details
No additional details available.
Rio Grande Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.09%
Signature Loans
10.50%
▼
APR10.50%
Last UpdatedApril 11, 2026
Details
Loan limited to 10% of annual gross income
Guadalupe Parish Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.68%
Signature or W/ Cosigner
10.99%
▼
APR10.99%
Last UpdatedApril 11, 2026
Details
No additional details available.
Power Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.62%
Personal Term Loans (Unsecured/Signature)
10.99%
▼
APR10.99%
Last UpdatedApril 11, 2026
Details
No additional details available.
APR10.99%
Last UpdatedApril 11, 2026
Details
No additional details available.
Metrum Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.43%
UNSECURED/PERSONAL
10.99%
▼
APR10.99%
Last UpdatedApril 11, 2026
Details
As Low As
Columbine Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.00%
Personal Loan
10.99%
▼
APR10.99%
Last UpdatedApril 11, 2026
Details
No additional details available.
APR11.00%
Last UpdatedApril 11, 2026
Details
As Low As
APR11.00%
Last UpdatedApril 11, 2026
Details
As Low As
Community Choice Credit Union Commerce City, CO
Institution Rating:
A5.0 ★Texas Ratio: 6.76%
Signature
11.20%
▼
APR11.20%
Last UpdatedApril 11, 2026
Details
As Low As
Credit Union of The Rockies
Institution Rating:
A+5.0 ★Texas Ratio: 4.18%
Personal Loans
11.24%
▼
APR11.24%
Last UpdatedApril 11, 2026
Details
No additional details available.
APR11.49%
Last UpdatedApril 11, 2026
Details
No additional details available.
Northern Colorado Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.28%
PERSONAL LOAN (UNSECURED)
11.49%
▼
APR11.49%
Last UpdatedApril 11, 2026
Details
UP TO 36 MONTHS
Colorado Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.36%
Signature Loan (Personal Loan)
11.49%
▼
APR11.49%
Last UpdatedApril 11, 2026
Details
As Low As
APR11.75%
Last UpdatedApril 11, 2026
Details
No additional details available.
APR11.99%
Last UpdatedApril 11, 2026
Details
No additional details available.
APR12.00%
Last UpdatedApril 11, 2026
Details
As Low As
Holyoke Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.92%
Signature Loan - Large
12.00%
▼
APR12.00%
Last UpdatedApril 11, 2026
Details
As Low As
Denver Community Credit Union DBA Zing Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.84%
Personal Loan
12.99%
▼
APR12.99%
Last UpdatedApril 11, 2026
Details
Up to $4,999.99
Coloramo Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.59%
Personal Advances
12.99%
▼
APR12.99%
Last UpdatedApril 11, 2026
Details
As Low As
Holyoke Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.92%
Signature Loan - Small
13.00%
▼
APR13.00%
Last UpdatedApril 11, 2026
Details
As Low As
Arapahoe Credit Union
Institution Rating:
A-4.9 ★Texas Ratio: 16.57%
Unsecured Personal
13.99%
▼
APR13.99%
Last UpdatedApril 11, 2026
Details
No additional details available.
Yuma County Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.08%
Signature
15.00%
▼
APR15.00%
Last UpdatedApril 11, 2026
Details
As Low As
APR15.40%
Last UpdatedApril 11, 2026
Details
$1,000
Sterling Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.45%
Loans less than
16.00%
▼
APR16.00%
Last UpdatedApril 11, 2026
Details
$1500
Credit Union of The Rockies
Institution Rating:
A+5.0 ★Texas Ratio: 4.18%
Rockies Rapid Cash Loan
16.00%
▼
APR16.00%
Last UpdatedApril 11, 2026
Details
No additional details available.
APR16.00%
Last UpdatedApril 11, 2026
Details
$1500
The District Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.85%
Quick Fix Loan
18.00%
▼
APR18.00%
Last UpdatedApril 11, 2026
Details
An affordable, short-term loan
APR21.00%
Last UpdatedApril 11, 2026
Details
No additional details available.
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MonitorBankRates
Source: Verified Personal Loan Rate Data provided by MonitorBankRates
Institution
Loan Product
APR
Profile
Ent Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.95%
14696 Delaware St, Westminster, CO, 80023
Personal Loan
9.99%
▼
APR9.99%
Last UpdatedApril 11, 2026
Details
No additional details available.
Ent Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.95%
14696 Delaware St, Westminster, CO, 80023
PERSONAL LOAN 36 MONTHS
9.99%
▼
APR9.99%
Last UpdatedApril 11, 2026
Details
As Low As
Bellco Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.87%
12101 Huron St, Westminster, CO, 80234 3434
Personal Loan
10.99%
▼
APR10.99%
Last UpdatedApril 11, 2026
Details
As Low As
Elevations Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.22%
4750 W 120th Ave Unit 700, Westminster, CO, 80020 3315
Personal Loan
10.99%
▼
APR10.99%
Last UpdatedApril 11, 2026
Details
As Low As
Ent Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.95%
14696 Delaware St, Westminster, CO, 80023
Personal Loan
11.49%
▼
APR11.49%
Last UpdatedApril 11, 2026
Details
No additional details available.
Ent Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.95%
14696 Delaware St, Westminster, CO, 80023
PERSONAL LOAN 48 MONTHS
11.49%
▼
APR11.49%
Last UpdatedApril 11, 2026
Details
As Low As
Westminster Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 13.31%
9053 Harlan St Ste 10, Westminster, CO, 80031 2908
Unsecured Personal Loan
11.99%
▼
APR11.99%
Last UpdatedApril 11, 2026
Details
As Low As
Ent Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.95%
14696 Delaware St, Westminster, CO, 80023
Personal Loan
11.99%
▼
APR11.99%
Last UpdatedApril 11, 2026
Details
No additional details available.
Ent Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.95%
14696 Delaware St, Westminster, CO, 80023
PERSONAL LOAN 60 MONTHS
11.99%
▼
APR11.99%
Last UpdatedApril 11, 2026
Details
As Low As
Ent Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.95%
14696 Delaware St, Westminster, CO, 80023
Personal Loan
12.49%
▼
APR12.49%
Last UpdatedApril 11, 2026
Details
No additional details available.
Ent Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.95%
14696 Delaware St, Westminster, CO, 80023
Personal Loan
12.99%
▼
APR12.99%
Last UpdatedApril 11, 2026
Details
No additional details available.
Electrical Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.71%
Spring Personal Loan Special
4.00%
▼
APR4.00%
Last UpdatedApril 11, 2026
Details
Spring into savings with our special loan rate!
APR7.74%
Last UpdatedApril 11, 2026
Details
No additional details available.
APR9.24%
Last UpdatedApril 11, 2026
Details
No additional details available.
Minnequa Works Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.49%
Personal Loans
9.49%
▼
APR9.49%
Last UpdatedApril 11, 2026
Details
No additional details available.
APR9.74%
Last UpdatedApril 11, 2026
Details
No additional details available.
San Juan Mountains Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.34%
Personal Loans
9.75%
▼
APR9.75%
Last UpdatedApril 11, 2026
Details
As Low As
Electrical Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.71%
Signature/Personal Loan
9.99%
▼
APR9.99%
Last UpdatedApril 11, 2026
Details
No additional details available.
Denver Community Credit Union DBA Zing Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.84%
Personal Loan
9.99%
▼
APR9.99%
Last UpdatedApril 11, 2026
Details
$5,000+
APR10.24%
Last UpdatedApril 11, 2026
Details
As Low As
APR10.24%
Last UpdatedApril 11, 2026
Details
No additional details available.
Columbine Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.00%
Personal Loan
10.99%
▼
APR10.99%
Last UpdatedApril 11, 2026
Details
No additional details available.
APR11.00%
Last UpdatedApril 11, 2026
Details
As Low As
Credit Union of The Rockies
Institution Rating:
A+5.0 ★Texas Ratio: 4.18%
Personal Loans
11.24%
▼
APR11.24%
Last UpdatedApril 11, 2026
Details
No additional details available.
Northern Colorado Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.28%
PERSONAL LOAN (UNSECURED)
11.49%
▼
APR11.49%
Last UpdatedApril 11, 2026
Details
UP TO 36 MONTHS
Colorado Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.36%
Signature Loan (Personal Loan)
11.49%
▼
APR11.49%
Last UpdatedApril 11, 2026
Details
As Low As
Denver Community Credit Union DBA Zing Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.84%
Personal Loan
12.99%
▼
APR12.99%
Last UpdatedApril 11, 2026
Details
Up to $4,999.99
Powered by
MonitorBankRates
No debt consolidation personal loan rates found in Westminster, CO currently.
Source: Verified Personal Loan Rate Data provided by MonitorBankRates
Institution
Loan Product
APR
Profile
Premier Members Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.73%
8440 Federal Blvd, Westminster, CO, 80031
Signature Loan 24 Months
11.00%
▼
APR11.00%
Last UpdatedApril 11, 2026
Details
No additional details available.
Premier Members Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.73%
8440 Federal Blvd, Westminster, CO, 80031
Signature Loan 36 Months
12.00%
▼
APR12.00%
Last UpdatedApril 11, 2026
Details
No additional details available.
Premier Members Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.73%
8440 Federal Blvd, Westminster, CO, 80031
Signature Loan 48 Months
13.00%
▼
APR13.00%
Last UpdatedApril 11, 2026
Details
No additional details available.
Premier Members Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.73%
8440 Federal Blvd, Westminster, CO, 80031
Signature Loan 60 Months
14.00%
▼
APR14.00%
Last UpdatedApril 11, 2026
Details
No additional details available.
APR8.00%
Last UpdatedApril 11, 2026
Details
As Low As
Sterling Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.45%
Signature Loan
8.50%
▼
APR8.50%
Last UpdatedApril 11, 2026
Details
As Low As
APR8.50%
Last UpdatedApril 11, 2026
Details
As Low As
Electrical Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.71%
Signature Loan
9.49%
▼
APR9.49%
Last UpdatedApril 11, 2026
Details
As Low As
Northrop Grumman Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.91%
Personal Signature Loan - Closed Fixed APR as low as
9.49%
▼
APR9.49%
Last UpdatedApril 11, 2026
Details
As Low As; *APR = Annual Percentage Rate. All loans subject to credit approval. Rates displayed are the lowest rates available including a discount for automatic payment. Rates subject to change without notice. Rates and term subject to credit qualification.
Weld Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.63%
Signature Loan
9.99%
▼
APR9.99%
Last UpdatedApril 11, 2026
Details
As Low As
Guadalupe Parish Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.68%
Signature Loan
9.99%
▼
APR9.99%
Last UpdatedApril 11, 2026
Details
No additional details available.
Power Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.62%
Personal Term Loans (Unsecured/Signature)
9.99%
▼
APR9.99%
Last UpdatedApril 11, 2026
Details
No additional details available.
Grand Junction Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.73%
Signature Loans
9.99%
▼
APR9.99%
Last UpdatedApril 11, 2026
Details
No additional details available.
Electrical Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.71%
Signature/Personal Loan
9.99%
▼
APR9.99%
Last UpdatedApril 11, 2026
Details
No additional details available.
Electrical Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.71%
Signature Loan
9.99%
▼
APR9.99%
Last UpdatedApril 11, 2026
Details
As Low As; Your credit score will determine your rate, maximum loan amount and term.
NuVista Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.67%
Signature Loans
10.49%
▼
APR10.49%
Last UpdatedApril 11, 2026
Details
No additional details available.
Power Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.62%
Personal Term Loans (Unsecured/Signature)
10.49%
▼
APR10.49%
Last UpdatedApril 11, 2026
Details
No additional details available.
Rio Grande Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.09%
Signature Loans
10.50%
▼
APR10.50%
Last UpdatedApril 11, 2026
Details
Loan limited to 10% of annual gross income
Power Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.62%
Personal Term Loans (Unsecured/Signature)
10.99%
▼
APR10.99%
Last UpdatedApril 11, 2026
Details
No additional details available.
Guadalupe Parish Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.68%
Signature or W/ Cosigner
10.99%
▼
APR10.99%
Last UpdatedApril 11, 2026
Details
No additional details available.
APR11.00%
Last UpdatedApril 11, 2026
Details
As Low As
Community Choice Credit Union Commerce City, CO
Institution Rating:
A5.0 ★Texas Ratio: 6.76%
Signature
11.20%
▼
APR11.20%
Last UpdatedApril 11, 2026
Details
As Low As
Colorado Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.36%
Signature Loan (Personal Loan)
11.49%
▼
APR11.49%
Last UpdatedApril 11, 2026
Details
As Low As
Holyoke Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.92%
Signature Loan - Large
12.00%
▼
APR12.00%
Last UpdatedApril 11, 2026
Details
As Low As
APR12.00%
Last UpdatedApril 11, 2026
Details
As Low As
Holyoke Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.92%
Signature Loan - Small
13.00%
▼
APR13.00%
Last UpdatedApril 11, 2026
Details
As Low As
Yuma County Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.08%
Signature
15.00%
▼
APR15.00%
Last UpdatedApril 11, 2026
Details
As Low As
Powered by
MonitorBankRates
No home improvement personal loan rates found in Westminster, CO currently.
Westminster, CO Personal Loan Rate Trends
Compare local Westminster, CO personal loan rates against the statewide average
Daily personal loan rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
Personal Loan — CO Avg
11.338%
▲ 1.285 vs 7 days ago
Colorado personal loan rates rose 1.285 points over the past 7 days to 11.338% APR.
Signature Loan — CO Avg
11.924%
▲ 1.542 vs 7 days ago
Colorado signature loan rates rose 1.542 points over the past 7 days to 11.924% APR.
As of Apr 11, 2026 • Rate data sourced from 8,500+ monitored institutions
Powered by MonitorBankRates
Frequently Asked Questions
What credit score do I need for a personal loan in Colorado?
Most lenders in Westminster, Colorado require a minimum credit score of 620 for approval, but borrowers with scores of 720 or higher will qualify for the most competitive APRs. Credit unions in Colorado often have more flexible requirements than traditional banks.
What is the difference between secured and unsecured personal loans?
Unsecured personal loans in Westminster, Colorado require no collateral and are approved based on your creditworthiness alone. Secured loans are backed by an asset (such as savings or a vehicle) and typically offer lower interest rates. If you default on a secured loan, the lender may seize the collateral.
Can I use a personal loan for debt consolidation in Colorado?
Yes. Debt consolidation is one of the most common uses of personal loans in Westminster, Colorado. By rolling multiple high-interest debts (credit cards, medical bills) into a single personal loan with a lower APR, you can reduce your total interest costs and simplify repayment.
Are credit unions or banks better for personal loans in Westminster, Colorado?
Credit unions in Westminster, Colorado often offer lower APRs and more flexible underwriting than traditional banks because they are member-owned and not-for-profit. However, you must meet membership eligibility requirements. Banks may offer faster approvals and larger loan amounts.
What are the best personal loan rates in Westminster, Colorado?
- Elevations Credit Union: 6.99% (Energy Loan)
- Ent Credit Union: 9.99% (Personal Loan)
- Bellco Credit Union: 10.99% (Personal Loan)
- Premier Members Credit Union: 11.00% (Signature Loan 24 Months)
- Westminster Federal Credit Union: 11.99% (Unsecured Personal Loan)
Personal Loan Rates reflect actual verified offers from banks and credit unions actively lending in Westminster, Colorado. Your final approved rate will depend on your credit profile and loan term. Last Updated and Verified: April 11, 2026.
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