Best Personal Loan Rates in Wheat Ridge, Colorado (CO) - April 2026
Brian McKay
Brian McKay
Founder & Data Architect- Automated Online Rate Data Aggregation
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Current personal loan options available to borrowers in Wheat Ridge, Colorado include: Bellco Credit UnionBellco Credit Union5091 Kipling St Ste 110, Wheat Ridge, CO, 80033A+5.0 ★Texas Ratio: 4.87% offering Personal Loan at 10.99% APR, Community Choice Credit Union Commerce City, COCommunity Choice Credit Union Commerce City, CO4203 Wadsworth Blvd, Wheat Ridge, CO, 80033A5.0 ★Texas Ratio: 6.76% offering Signature at 11.20% APR, Foothills Credit UnionFoothills Credit Union3550 Clear Creek Dr, Wheat Ridge, CO, 80401B+4.7 ★Texas Ratio: 18.50% offering Signature Loan at 12.00% APR, Electrical Federal Credit UnionElectrical Federal Credit UnionA+5.0 ★Texas Ratio: 1.71% offering Spring Loan Special at 4.00% APR, and Fidelis Catholic Federal Credit UnionFidelis Catholic Federal Credit UnionB4.6 ★Texas Ratio: 19.39% offering Freedom Loan at 4.50% APR. Personal loan rates as of April 9, 2026 according to verified data from MonitorBankRates.
Wheat Ridge has 3 local institutions in our database, with personal loan rates as low as 10.99% APR from Bellco Credit Union at 5091 Kipling St Ste 110, Wheat Ridge, CO, 80033. Use the tabs below to compare all available personal loan types. Rates are continually updated — we recommend checking back frequently.
We empower borrowers with transparent, proprietary financial health metrics—including A-F Safety Grades, verified Star Ratings, and Texas Ratios—so you can confidently borrow from a stable, highly-rated institution in Wheat Ridge, Colorado.
Personal loan rates reflect recent market quotes and representative offers available to borrowers in Wheat Ridge, Colorado. Rates shown are typically “as low as” APRs for borrowers with excellent credit. Your final approved rate will depend on your credit history, credit score, income, and loan amount. Personal Loan Rates Last Updated and Verified: April 9, 2026
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As Low As; Maximum loan amount $3,000 with a maximum term of 12 months. Payment sample: 12 monthly payments of $86.63/$1,000 borrowed.
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Rates currently starting at a minimum of 7.25 - 8.0% APR (subject to underwriting - the final rate may be higher)
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Loans up to $30,000. Personal Loan Payment Example: Monthly payment for a $15,000 loan at 7.99% APR for a 60-month term = $305.02
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Spring into savings with our special loan rate!
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Loans up to $30,000. Personal Loan Payment Example: Monthly payment for a $15,000 loan at 7.99% APR for a 60-month term = $305.02
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Wheat Ridge, CO Personal Loan Rate Trends
Compare local Wheat Ridge, CO personal loan rates against the statewide average
Daily personal loan rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
Colorado personal loan rates rose 0.794 points over the past 7 days to 11.316% APR.
Colorado signature loan rates fell 0.305 points over the past 7 days to 11.801% APR.
Frequently Asked Questions
What credit score do I need for a personal loan in Colorado?
What is the difference between secured and unsecured personal loans?
Can I use a personal loan for debt consolidation in Colorado?
Are credit unions or banks better for personal loans in Wheat Ridge, Colorado?
What are the best personal loan rates in Wheat Ridge, Colorado?
- Bellco Credit Union: 10.99% (Personal Loan)
- Community Choice Credit Union Commerce City, CO: 11.20% (Signature)
- Foothills Credit Union: 12.00% (Signature Loan)
- Electrical Federal Credit Union: 4.00% (Spring Loan Special)
- Fidelis Catholic Federal Credit Union: 4.50% (Freedom Loan)
Personal Loan Calculators
