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Best Personal Loan Rates in Felton, Delaware (DE) - April 2026

Current personal loan options available to borrowers in Felton, Delaware include: New Castle County Delaware Employees Federal Credit UnionNew Castle County Delaware Employees Federal Credit UnionA+5.0 ★Texas Ratio: 0.00% offering Title loans at 4.24% APR, edU Federal Credit UnionedU Federal Credit UnionA5.0 ★Texas Ratio: 8.99% offering Holiday Loan at 5.90% APR, Discover BankDiscover BankA-5.0 ★Texas Ratio: 15.64% offering Personal Loan at 6.99% APR, Community Powered Federal Credit UnionCommunity Powered Federal Credit UnionA+5.0 ★Texas Ratio: 4.20% offering Credit Builder Loan at 7.00% APR, and Priority Plus Federal Credit UnionPriority Plus Federal Credit UnionA+5.0 ★Texas Ratio: 2.58% offering Holiday Loan at 7.00% APR. Personal loan rates as of April 11, 2026 according to verified data from MonitorBankRates.

Felton borrowers have access to 17 lenders serving the Delaware area, with personal loan rates as low as 4.24% APR from New Castle County Delaware Employees Federal Credit Union. Use the tabs below to compare all available personal loan types. Rates are continually updated — we recommend checking back frequently.

We empower borrowers with transparent, proprietary financial health metrics—including A-F Safety Grades, verified Star Ratings, and Texas Ratios—so you can confidently borrow from a stable, highly-rated institution in Felton, Delaware.

Personal loan rates reflect recent market quotes and representative offers available to borrowers in Felton, Delaware. Rates shown are typically “as low as” APRs for borrowers with excellent credit. Your final approved rate will depend on your credit history, credit score, income, and loan amount. Personal Loan Rates Last Updated and Verified: April 11, 2026

Source: Verified Personal Loan Rate Data provided by MonitorBankRates
Institution
Loan Product
APR
Profile
New Castle County Delaware Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
Title loans
4.24%
APR4.24%
Last UpdatedApril 12, 2026
Details

As Low As

edU Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.99%
Holiday Loan
5.90%
APR5.90%
Last UpdatedApril 12, 2026
Details

$2,000 (MAX); Nov 1st - Nov 30th

Discover Bank
Institution Rating:
A-5.0 ★Texas Ratio: 15.64%
Personal Loan
6.99%
APR6.99%
Last UpdatedApril 12, 2026
Details

As Low As; Regular APR: 6.99% - 24.99%

Community Powered Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.20%
Credit Builder Loan
7.00%
APR7.00%
Last UpdatedApril 12, 2026
Details

As Low As

Priority Plus Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.58%
Holiday Loan
7.00%
APR7.00%
Last UpdatedApril 12, 2026
Details

As Low As; Holiday Loans available October 23 through January 31 each year.

Priority Plus Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.58%
Holiday Loan†
7.00%
APR7.00%
Last UpdatedApril 12, 2026
Details

As Low As; APR = Annual Percentage Rate based on creditworthiness.; Holiday Loans available October 23 through January 31 each year.

New Castle County Delaware Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
School Loan
7.50%
APR7.50%
Last UpdatedApril 12, 2026
Details

As Low As; * APR = annual percentage rate. Rate is based on credit worthiness, income and credit score.

New Castle County Delaware Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
Tax Loan
7.50%
APR7.50%
Last UpdatedApril 12, 2026
Details

As Low As; * Loans available January - April (loan proceeds must be paid to the tax agency)

Priority Plus Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.58%
Signature Loan
7.50%
APR7.50%
Last UpdatedApril 12, 2026
Details

As Low As; To qualify for reduced rate, Automatic Payment must be scheduled from a Priority Plus FCU Account.

Priority Plus Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.58%
Vacation Loan
7.50%
APR7.50%
Last UpdatedApril 12, 2026
Details

As Low As; To qualify for reduced rate, Automatic Payment must be scheduled from a Priority Plus FCU Account.

edU Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.99%
Signature Loan
7.90%
APR7.90%
Last UpdatedApril 12, 2026
Details

$15,000 (MAX)

Discover Bank
Institution Rating:
A-5.0 ★Texas Ratio: 15.64%
Discover Personal Loans
7.99%
APR7.99%
Last UpdatedApril 12, 2026
Details

No additional details available.

Discover Bank
Institution Rating:
A-5.0 ★Texas Ratio: 15.64%
Personal Loan
7.99%
APR7.99%
Last UpdatedApril 12, 2026
Details

As Low As; Your APR will be between 7.99% and 24.99% based on creditworthiness at time of application for amounts between $2,500-$40,000 and loan terms of 36-84 months.

New Castle County Delaware Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
Holiday Loan
8.00%
APR8.00%
Last UpdatedApril 12, 2026
Details

As Low As; *APR=annual percentage rate. Rate is based on credit worthiness, income and credit score.

Stepping Stones Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.98%
Credit Builder Loan
8.00%
APR8.00%
Last UpdatedApril 12, 2026
Details

No additional details available.

Fulton Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.98%
Unsecured Optionline Tier 1
8.00%
APR8.00%
Last UpdatedApril 12, 2026
Details

No additional details available.

Priority Plus Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.58%
Signature Loan
8.00%
APR8.00%
Last UpdatedApril 12, 2026
Details

As Low As; APR = Annual Percentage Rate based on creditworthiness.

Priority Plus Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.58%
Vacation Loan
8.00%
APR8.00%
Last UpdatedApril 12, 2026
Details

As Low As; APR = Annual Percentage Rate based on creditworthiness.

DEL ONE
Institution Rating:
A+5.0 ★Texas Ratio: 0.36%
Personal
8.50%
APR8.50%
Last UpdatedApril 12, 2026
Details

As Low As

American Spirit Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.43%
Collateral Personal Loans
8.65%
APR8.65%
Last UpdatedApril 12, 2026
Details

No additional details available.

Provident Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.71%
Collateral Loan
8.75%
APR8.75%
Last UpdatedApril 12, 2026
Details

No additional details available.

Eagle One Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 13.26%
Holiday Loan
8.90%
APR8.90%
Last UpdatedApril 12, 2026
Details

No additional details available.

Delaware State Police Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.11%
Unsecured Personal Loans
8.99%
APR8.99%
Last UpdatedApril 12, 2026
Details

As Low As

Provident Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.71%
Debt Freedom Loan
9.00%
APR9.00%
Last UpdatedApril 12, 2026
Details

No additional details available.

Franklin Mint Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.37%
Personal Loan
9.99%
APR9.99%
Last UpdatedApril 12, 2026
Details

$10,000 - $50,000

Union Building Trades Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.77%
Signature Loan
9.99%
APR9.99%
Last UpdatedApril 12, 2026
Details

As Low As

Dexsta Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.79%
Personal Loans
9.99%
APR9.99%
Last UpdatedApril 12, 2026
Details

As Low As

Sun East Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.14%
Personal Loan
9.99%
APR9.99%
Last UpdatedApril 12, 2026
Details

As Low As; APR includes 0.25% discount for Automatic Payment Transfer from Sun East checking. Loan rates are determined by member's creditworthiness as well as other factors including term of the loan, line requested and loan to- value ratio. Top tier rates listed are available to highly credit-qualified individuals.

Sun East Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.14%
Personal Loans
9.99%
APR9.99%
Last UpdatedApril 12, 2026
Details

As Low As

Provident Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.71%
Promotional Loan
10.00%
APR10.00%
Last UpdatedApril 12, 2026
Details

No additional details available.

Fulton Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.98%
Unsecured Optionline Tier 2
10.50%
APR10.50%
Last UpdatedApril 12, 2026
Details

No additional details available.

Provident Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.71%
Signature / Unsecured Loan
10.75%
APR10.75%
Last UpdatedApril 12, 2026
Details

No additional details available.

Provident Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.71%
Signature Tax Loan
10.75%
APR10.75%
Last UpdatedApril 12, 2026
Details

No additional details available.

Franklin Mint Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.37%
Personal Loan
10.99%
APR10.99%
Last UpdatedApril 12, 2026
Details

$100 - $9,999

Sun East Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.14%
Personal Loan
10.99%
APR10.99%
Last UpdatedApril 12, 2026
Details

As Low As; APR includes 0.25% discount for Automatic Payment Transfer from Sun East checking. Loan rates are determined by member's creditworthiness as well as other factors including term of the loan, line requested and loan to- value ratio. Top tier rates listed are available to highly credit-qualified individuals.

Franklin Mint Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.37%
Personal Loan
11.49%
APR11.49%
Last UpdatedApril 12, 2026
Details

$20,000 or more

Fulton Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.98%
Personal Loan
11.74%
APR11.74%
Last UpdatedApril 12, 2026
Details

No additional details available.

edU Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.99%
Holiday Loan
11.90%
APR11.90%
Last UpdatedApril 12, 2026
Details

$2,000 (MAX); Nov 1st - Nov 30th

Sun East Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.14%
Personal Loan
11.99%
APR11.99%
Last UpdatedApril 12, 2026
Details

As Low As; APR includes 0.25% discount for Automatic Payment Transfer from Sun East checking. Loan rates are determined by member's creditworthiness as well as other factors including term of the loan, line requested and loan to- value ratio. Top tier rates listed are available to highly credit-qualified individuals.

Stepping Stones Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.98%
Step Up Loan (Signature)
13.99%
APR13.99%
Last UpdatedApril 12, 2026
Details

No additional details available.

Artisans Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.35%
Personal Loans
14.00%
APR14.00%
Last UpdatedApril 12, 2026
Details

No additional details available.

New Castle County Delaware Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
Title loans
14.99%
APR14.99%
Last UpdatedApril 12, 2026
Details

No additional details available.

edU Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.99%
Signature Loan
17.90%
APR17.90%
Last UpdatedApril 12, 2026
Details

$15,000 (MAX)

American Spirit Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.43%
Title Loans
18.00%
APR18.00%
Last UpdatedApril 12, 2026
Details

No additional details available.

Discover Bank
Institution Rating:
A-5.0 ★Texas Ratio: 15.64%
Discover Personal Loans
24.99%
APR24.99%
Last UpdatedApril 12, 2026
Details

No additional details available.

Discover Bank
Institution Rating:
A-5.0 ★Texas Ratio: 15.64%
Personal Loan
24.99%
APR24.99%
Last UpdatedApril 12, 2026
Details

Your APR will be between 7.99% and 24.99% based on creditworthiness at time of application for amounts between $2,500-$40,000 and loan terms of 36-84 months.

Source: Verified Personal Loan Rate Data provided by MonitorBankRates
Institution
Loan Product
APR
Profile
Discover Bank
Institution Rating:
A-5.0 ★Texas Ratio: 15.64%
Personal Loan
6.99%
APR6.99%
Last UpdatedApril 12, 2026
Details

As Low As; Regular APR: 6.99% - 24.99%

Discover Bank
Institution Rating:
A-5.0 ★Texas Ratio: 15.64%
Personal Loan
7.99%
APR7.99%
Last UpdatedApril 12, 2026
Details

As Low As; Your APR will be between 7.99% and 24.99% based on creditworthiness at time of application for amounts between $2,500-$40,000 and loan terms of 36-84 months.

Discover Bank
Institution Rating:
A-5.0 ★Texas Ratio: 15.64%
Discover Personal Loans
7.99%
APR7.99%
Last UpdatedApril 12, 2026
Details

No additional details available.

American Spirit Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.43%
Collateral Personal Loans
8.65%
APR8.65%
Last UpdatedApril 12, 2026
Details

No additional details available.

Delaware State Police Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.11%
Unsecured Personal Loans
8.99%
APR8.99%
Last UpdatedApril 12, 2026
Details

As Low As

Sun East Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.14%
Personal Loan
9.99%
APR9.99%
Last UpdatedApril 12, 2026
Details

As Low As; APR includes 0.25% discount for Automatic Payment Transfer from Sun East checking. Loan rates are determined by member's creditworthiness as well as other factors including term of the loan, line requested and loan to- value ratio. Top tier rates listed are available to highly credit-qualified individuals.

Sun East Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.14%
Personal Loans
9.99%
APR9.99%
Last UpdatedApril 12, 2026
Details

As Low As

Dexsta Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.79%
Personal Loans
9.99%
APR9.99%
Last UpdatedApril 12, 2026
Details

As Low As

Franklin Mint Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.37%
Personal Loan
9.99%
APR9.99%
Last UpdatedApril 12, 2026
Details

$10,000 - $50,000

Franklin Mint Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.37%
Personal Loan
10.99%
APR10.99%
Last UpdatedApril 12, 2026
Details

$100 - $9,999

Sun East Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.14%
Personal Loan
10.99%
APR10.99%
Last UpdatedApril 12, 2026
Details

As Low As; APR includes 0.25% discount for Automatic Payment Transfer from Sun East checking. Loan rates are determined by member's creditworthiness as well as other factors including term of the loan, line requested and loan to- value ratio. Top tier rates listed are available to highly credit-qualified individuals.

Franklin Mint Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.37%
Personal Loan
11.49%
APR11.49%
Last UpdatedApril 12, 2026
Details

$20,000 or more

Fulton Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.98%
Personal Loan
11.74%
APR11.74%
Last UpdatedApril 12, 2026
Details

No additional details available.

Sun East Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.14%
Personal Loan
11.99%
APR11.99%
Last UpdatedApril 12, 2026
Details

As Low As; APR includes 0.25% discount for Automatic Payment Transfer from Sun East checking. Loan rates are determined by member's creditworthiness as well as other factors including term of the loan, line requested and loan to- value ratio. Top tier rates listed are available to highly credit-qualified individuals.

Artisans Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.35%
Personal Loans
14.00%
APR14.00%
Last UpdatedApril 12, 2026
Details

No additional details available.

Discover Bank
Institution Rating:
A-5.0 ★Texas Ratio: 15.64%
Discover Personal Loans
24.99%
APR24.99%
Last UpdatedApril 12, 2026
Details

No additional details available.

Discover Bank
Institution Rating:
A-5.0 ★Texas Ratio: 15.64%
Personal Loan
24.99%
APR24.99%
Last UpdatedApril 12, 2026
Details

Your APR will be between 7.99% and 24.99% based on creditworthiness at time of application for amounts between $2,500-$40,000 and loan terms of 36-84 months.

Source: Verified Personal Loan Rate Data provided by MonitorBankRates
Institution
Loan Product
APR
Profile
Provident Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.71%
Debt Freedom Loan
9.00%
APR9.00%
Last UpdatedApril 12, 2026
Details

No additional details available.

Source: Verified Personal Loan Rate Data provided by MonitorBankRates
Institution
Loan Product
APR
Profile
Priority Plus Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.58%
Signature Loan
7.50%
APR7.50%
Last UpdatedApril 12, 2026
Details

As Low As; To qualify for reduced rate, Automatic Payment must be scheduled from a Priority Plus FCU Account.

edU Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.99%
Signature Loan
7.90%
APR7.90%
Last UpdatedApril 12, 2026
Details

$15,000 (MAX)

Priority Plus Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.58%
Signature Loan
8.00%
APR8.00%
Last UpdatedApril 12, 2026
Details

As Low As; APR = Annual Percentage Rate based on creditworthiness.

Union Building Trades Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.77%
Signature Loan
9.99%
APR9.99%
Last UpdatedApril 12, 2026
Details

As Low As

Provident Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.71%
Signature / Unsecured Loan
10.75%
APR10.75%
Last UpdatedApril 12, 2026
Details

No additional details available.

Provident Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.71%
Signature Tax Loan
10.75%
APR10.75%
Last UpdatedApril 12, 2026
Details

No additional details available.

Stepping Stones Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.98%
Step Up Loan (Signature)
13.99%
APR13.99%
Last UpdatedApril 12, 2026
Details

No additional details available.

edU Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.99%
Signature Loan
17.90%
APR17.90%
Last UpdatedApril 12, 2026
Details

$15,000 (MAX)

No home improvement personal loan rates found in Felton, DE currently.

Felton, DE Personal Loan Rate Trends

Compare local Felton, DE personal loan rates against the statewide average

Daily personal loan rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.

View Full Delaware Personal Loan Trends →
Personal Loan — DE Avg
12.233%
▲ 1.071 vs 7 days ago

Delaware personal loan rates rose 1.071 points over the past 7 days to 12.233% APR.

Signature Loan — DE Avg
11.089%
▼ 0.923 vs 7 days ago

Delaware signature loan rates fell 0.923 points over the past 7 days to 11.089% APR.

As of Apr 12, 2026 • Rate data sourced from 8,500+ monitored institutions Powered by MonitorBankRates

Frequently Asked Questions

What credit score do I need for a personal loan in Delaware?

Most lenders in Felton, Delaware require a minimum credit score of 620 for approval, but borrowers with scores of 720 or higher will qualify for the most competitive APRs. Credit unions in Delaware often have more flexible requirements than traditional banks.

What is the difference between secured and unsecured personal loans?

Unsecured personal loans in Felton, Delaware require no collateral and are approved based on your creditworthiness alone. Secured loans are backed by an asset (such as savings or a vehicle) and typically offer lower interest rates. If you default on a secured loan, the lender may seize the collateral.

Can I use a personal loan for debt consolidation in Delaware?

Yes. Debt consolidation is one of the most common uses of personal loans in Felton, Delaware. By rolling multiple high-interest debts (credit cards, medical bills) into a single personal loan with a lower APR, you can reduce your total interest costs and simplify repayment.

Are credit unions or banks better for personal loans in Felton, Delaware?

Credit unions in Felton, Delaware often offer lower APRs and more flexible underwriting than traditional banks because they are member-owned and not-for-profit. However, you must meet membership eligibility requirements. Banks may offer faster approvals and larger loan amounts.

What are the best personal loan rates in Felton, Delaware?

  • New Castle County Delaware Employees Federal Credit Union: 4.24% (Title loans)
  • edU Federal Credit Union: 5.90% (Holiday Loan)
  • Discover Bank: 6.99% (Personal Loan)
  • Community Powered Federal Credit Union: 7.00% (Credit Builder Loan)
  • Priority Plus Federal Credit Union: 7.00% (Holiday Loan)
Personal Loan Rates reflect actual verified offers from banks and credit unions actively lending in Felton, Delaware. Your final approved rate will depend on your credit profile and loan term. Last Updated and Verified: April 11, 2026.