Best Personal Loan Rates in Middletown, Delaware (DE) - April 2026
Brian McKay
Brian McKay
Founder & Data Architect- Automated Online Rate Data Aggregation
- Location-Based Rate Tables
- Bank & Credit Union Health Safety Ratings
- Bank & Credit Union Star Ratings
- Finance Calculators
Current personal loan options available to borrowers in Middletown, Delaware include: edU Federal Credit UnionedU Federal Credit Union120 Silver Lake Rd, Middletown, DE, 19709A5.0 ★Texas Ratio: 8.99% offering Holiday Loan at 5.90% APR, Fulton BankFulton Bank468 W Main St, Middletown, DE, 19709A+5.0 ★Texas Ratio: 4.98% offering Unsecured Optionline Tier 1 at 8.00% APR, DEL ONEDEL ONE751 Middletown Warwick Rd, Middletown, DE, 19709A+5.0 ★Texas Ratio: 0.36% offering Personal at 8.50% APR, American Spirit Federal Credit UnionAmerican Spirit Federal Credit Union98 Sandhill Dr, middletown, DE, 19709 5853A5.0 ★Texas Ratio: 6.43% offering Clean-Slate Loan at 8.50% APR, and Dexsta Federal Credit UnionDexsta Federal Credit Union110 Sandhill Dr, Middletown, DE, 19709 5806A5.0 ★Texas Ratio: 8.79% offering Personal Loans at 9.99% APR. Personal loan rates as of April 18, 2026 according to verified data from MonitorBankRates.
Middletown has 5 local institutions in our database, with personal loan rates as low as 5.90% APR from edU Federal Credit Union at 120 Silver Lake Rd, Middletown, DE, 19709. Use the tabs below to compare all available personal loan types. Rates are continually updated — we recommend checking back frequently.
We empower borrowers with transparent, proprietary financial health metrics—including A-F Safety Grades, verified Star Ratings, and Texas Ratios—so you can confidently borrow from a stable, highly-rated institution in Middletown, Delaware.
Personal loan rates reflect recent market quotes and representative offers available to borrowers in Middletown, Delaware. Rates shown are typically “as low as” APRs for borrowers with excellent credit. Your final approved rate will depend on your credit history, credit score, income, and loan amount. Personal Loan Rates Last Updated and Verified: April 18, 2026
$2,000 (MAX); Nov 1st - Nov 30th
$15,000 (MAX)
No additional details available.
As Low As
As Low As; Borrow up to $10,000
No additional details available.
As Low As
No additional details available.
No additional details available.
$2,000 (MAX); Nov 1st - Nov 30th
$15,000 (MAX)
No additional details available.
As Low As
As Low As; Holiday Loans available October 23 through January 31 each year.
As Low As; APR = Annual Percentage Rate based on creditworthiness.; Holiday Loans available October 23 through January 31 each year.
As Low As
As Low As; To qualify for reduced rate, Automatic Payment must be scheduled from a Priority Plus FCU Account.
As Low As; To qualify for reduced rate, Automatic Payment must be scheduled from a Priority Plus FCU Account.
As Low As; APR = Annual Percentage Rate based on creditworthiness.
As Low As; APR = Annual Percentage Rate based on creditworthiness.
No additional details available.
No additional details available.
No additional details available.
As Low As; We offer a seasonal Holiday Loan October 1st - January 31st. Borrow $500-$4,000 and you'll have 12 to 24 months to pay off the loan. You can also apply to refinance holiday credit card debt to reduce your rate and save!
As Low As
No additional details available.
As Low As; APR includes 0.25% discount for Automatic Payment Transfer from Sun East checking. Loan rates are determined by member's creditworthiness as well as other factors including term of the loan, line requested and loan to- value ratio. Top tier rates listed are available to highly credit-qualified individuals.
As Low As
$10,000 - $50,000
As Low As
No additional details available.
No additional details available.
No additional details available.
As Low As; APR includes 0.25% discount for Automatic Payment Transfer from Sun East checking. Loan rates are determined by member's creditworthiness as well as other factors including term of the loan, line requested and loan to- value ratio. Top tier rates listed are available to highly credit-qualified individuals.
$100 - $9,999
$20,000 or more
As Low As; APR includes 0.25% discount for Automatic Payment Transfer from Sun East checking. Loan rates are determined by member's creditworthiness as well as other factors including term of the loan, line requested and loan to- value ratio. Top tier rates listed are available to highly credit-qualified individuals.
No additional details available.
No additional details available.
maximum rates up to
Application Fee - $20.00
Application Fee- $20.00
No additional details available.
As Low As
No additional details available.
As Low As
As Low As; APR includes 0.25% discount for Automatic Payment Transfer from Sun East checking. Loan rates are determined by member's creditworthiness as well as other factors including term of the loan, line requested and loan to- value ratio. Top tier rates listed are available to highly credit-qualified individuals.
As Low As
$10,000 - $50,000
As Low As; APR includes 0.25% discount for Automatic Payment Transfer from Sun East checking. Loan rates are determined by member's creditworthiness as well as other factors including term of the loan, line requested and loan to- value ratio. Top tier rates listed are available to highly credit-qualified individuals.
$100 - $9,999
$20,000 or more
As Low As; APR includes 0.25% discount for Automatic Payment Transfer from Sun East checking. Loan rates are determined by member's creditworthiness as well as other factors including term of the loan, line requested and loan to- value ratio. Top tier rates listed are available to highly credit-qualified individuals.
No additional details available.
No additional details available.
$15,000 (MAX)
$15,000 (MAX)
As Low As; To qualify for reduced rate, Automatic Payment must be scheduled from a Priority Plus FCU Account.
As Low As; APR = Annual Percentage Rate based on creditworthiness.
As Low As
No additional details available.
No additional details available.
No additional details available.
Middletown, DE Personal Loan Rate Trends
Compare local Middletown, DE personal loan rates against the statewide average
Daily personal loan rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
Delaware personal loan rates fell 0.536 points over the past 7 days to 11.697% APR.
Delaware signature loan rates fell 0.029 points over the past 7 days to 11.078% APR.
Frequently Asked Questions
What credit score do I need for a personal loan in Delaware?
What is the difference between secured and unsecured personal loans?
Can I use a personal loan for debt consolidation in Delaware?
Are credit unions or banks better for personal loans in Middletown, Delaware?
What are the best personal loan rates in Middletown, Delaware?
- edU Federal Credit Union: 5.90% (Holiday Loan)
- Fulton Bank: 8.00% (Unsecured Optionline Tier 1)
- DEL ONE: 8.50% (Personal)
- American Spirit Federal Credit Union: 8.50% (Clean-Slate Loan)
- Dexsta Federal Credit Union: 9.99% (Personal Loans)
Personal Loan Calculators
