Best Personal Loan Rates in Montchanin, Delaware (DE) - April 2026
Brian McKay
Brian McKay
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Current personal loan options available to borrowers in Montchanin, Delaware include: New Castle County Delaware Employees Federal Credit UnionNew Castle County Delaware Employees Federal Credit UnionA+5.0 ★Texas Ratio: 0.00% offering Title loans at 4.24% APR, edU Federal Credit UnionedU Federal Credit UnionA5.0 ★Texas Ratio: 8.99% offering Holiday Loan at 5.90% APR, Discover BankDiscover BankA-5.0 ★Texas Ratio: 15.64% offering Personal Loan at 6.99% APR, Priority Plus Federal Credit UnionPriority Plus Federal Credit UnionA+5.0 ★Texas Ratio: 2.58% offering Holiday Loan at 7.00% APR, and Community Powered Federal Credit UnionCommunity Powered Federal Credit UnionA+5.0 ★Texas Ratio: 4.20% offering Credit Builder Loan at 7.00% APR. Personal loan rates as of April 11, 2026 according to verified data from MonitorBankRates.
Montchanin borrowers have access to 17 lenders serving the Delaware area, with personal loan rates as low as 4.24% APR from New Castle County Delaware Employees Federal Credit Union. Use the tabs below to compare all available personal loan types. Rates are continually updated — we recommend checking back frequently.
We empower borrowers with transparent, proprietary financial health metrics—including A-F Safety Grades, verified Star Ratings, and Texas Ratios—so you can confidently borrow from a stable, highly-rated institution in Montchanin, Delaware.
Personal loan rates reflect recent market quotes and representative offers available to borrowers in Montchanin, Delaware. Rates shown are typically “as low as” APRs for borrowers with excellent credit. Your final approved rate will depend on your credit history, credit score, income, and loan amount. Personal Loan Rates Last Updated and Verified: April 11, 2026
As Low As
$2,000 (MAX); Nov 1st - Nov 30th
As Low As; Regular APR: 6.99% - 24.99%
As Low As; Holiday Loans available October 23 through January 31 each year.
As Low As; APR = Annual Percentage Rate based on creditworthiness.; Holiday Loans available October 23 through January 31 each year.
As Low As
As Low As; To qualify for reduced rate, Automatic Payment must be scheduled from a Priority Plus FCU Account.
As Low As; To qualify for reduced rate, Automatic Payment must be scheduled from a Priority Plus FCU Account.
As Low As; * APR = annual percentage rate. Rate is based on credit worthiness, income and credit score.
As Low As; * Loans available January - April (loan proceeds must be paid to the tax agency)
$15,000 (MAX)
No additional details available.
As Low As; Your APR will be between 7.99% and 24.99% based on creditworthiness at time of application for amounts between $2,500-$40,000 and loan terms of 36-84 months.
No additional details available.
As Low As; APR = Annual Percentage Rate based on creditworthiness.
As Low As; APR = Annual Percentage Rate based on creditworthiness.
As Low As; *APR=annual percentage rate. Rate is based on credit worthiness, income and credit score.
No additional details available.
As Low As
No additional details available.
No additional details available.
No additional details available.
As Low As
No additional details available.
As Low As
As Low As; APR includes 0.25% discount for Automatic Payment Transfer from Sun East checking. Loan rates are determined by member's creditworthiness as well as other factors including term of the loan, line requested and loan to- value ratio. Top tier rates listed are available to highly credit-qualified individuals.
As Low As
$10,000 - $50,000
As Low As
No additional details available.
No additional details available.
No additional details available.
No additional details available.
As Low As; APR includes 0.25% discount for Automatic Payment Transfer from Sun East checking. Loan rates are determined by member's creditworthiness as well as other factors including term of the loan, line requested and loan to- value ratio. Top tier rates listed are available to highly credit-qualified individuals.
$100 - $9,999
$20,000 or more
No additional details available.
$2,000 (MAX); Nov 1st - Nov 30th
As Low As; APR includes 0.25% discount for Automatic Payment Transfer from Sun East checking. Loan rates are determined by member's creditworthiness as well as other factors including term of the loan, line requested and loan to- value ratio. Top tier rates listed are available to highly credit-qualified individuals.
No additional details available.
No additional details available.
No additional details available.
$15,000 (MAX)
No additional details available.
No additional details available.
Your APR will be between 7.99% and 24.99% based on creditworthiness at time of application for amounts between $2,500-$40,000 and loan terms of 36-84 months.
As Low As; Regular APR: 6.99% - 24.99%
As Low As; Your APR will be between 7.99% and 24.99% based on creditworthiness at time of application for amounts between $2,500-$40,000 and loan terms of 36-84 months.
No additional details available.
No additional details available.
As Low As
As Low As
$10,000 - $50,000
As Low As; APR includes 0.25% discount for Automatic Payment Transfer from Sun East checking. Loan rates are determined by member's creditworthiness as well as other factors including term of the loan, line requested and loan to- value ratio. Top tier rates listed are available to highly credit-qualified individuals.
As Low As
As Low As; APR includes 0.25% discount for Automatic Payment Transfer from Sun East checking. Loan rates are determined by member's creditworthiness as well as other factors including term of the loan, line requested and loan to- value ratio. Top tier rates listed are available to highly credit-qualified individuals.
$100 - $9,999
$20,000 or more
No additional details available.
As Low As; APR includes 0.25% discount for Automatic Payment Transfer from Sun East checking. Loan rates are determined by member's creditworthiness as well as other factors including term of the loan, line requested and loan to- value ratio. Top tier rates listed are available to highly credit-qualified individuals.
No additional details available.
No additional details available.
Your APR will be between 7.99% and 24.99% based on creditworthiness at time of application for amounts between $2,500-$40,000 and loan terms of 36-84 months.
No additional details available.
As Low As; To qualify for reduced rate, Automatic Payment must be scheduled from a Priority Plus FCU Account.
$15,000 (MAX)
As Low As; APR = Annual Percentage Rate based on creditworthiness.
As Low As
No additional details available.
No additional details available.
No additional details available.
$15,000 (MAX)
Montchanin, DE Personal Loan Rate Trends
Compare local Montchanin, DE personal loan rates against the statewide average
Daily personal loan rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
Delaware personal loan rates rose 1.071 points over the past 7 days to 12.233% APR.
Delaware signature loan rates fell 0.923 points over the past 7 days to 11.089% APR.
Frequently Asked Questions
What credit score do I need for a personal loan in Delaware?
What is the difference between secured and unsecured personal loans?
Can I use a personal loan for debt consolidation in Delaware?
Are credit unions or banks better for personal loans in Montchanin, Delaware?
What are the best personal loan rates in Montchanin, Delaware?
- New Castle County Delaware Employees Federal Credit Union: 4.24% (Title loans)
- edU Federal Credit Union: 5.90% (Holiday Loan)
- Discover Bank: 6.99% (Personal Loan)
- Priority Plus Federal Credit Union: 7.00% (Holiday Loan)
- Community Powered Federal Credit Union: 7.00% (Credit Builder Loan)
Personal Loan Calculators
