Best Personal Loan Rates in New Castle, Delaware (DE) - April 2026
Brian McKay
Brian McKay
Founder & Data Architect- Automated Online Rate Data Aggregation
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Current personal loan options available to borrowers in New Castle, Delaware include: New Castle County Delaware Employees Federal Credit UnionNew Castle County Delaware Employees Federal Credit Union100 Churchmans Rd, New Castle, DE, 19720A+5.0 ★Texas Ratio: 0.00% offering Title loans at 4.24% APR, Community Powered Federal Credit UnionCommunity Powered Federal Credit Union235 Christiana Rd, New Castle, DE, 19720A+5.0 ★Texas Ratio: 4.20% offering Credit Builder Loan at 7.00% APR, Delaware State Police Federal Credit UnionDelaware State Police Federal Credit Union235 Christiana Rd, New Castle, DE, 19720A+5.0 ★Texas Ratio: 5.11% offering Unsecured Personal Loans at 8.99% APR, Dexsta Federal Credit UnionDexsta Federal Credit Union118 Jestan Blvd, New Castle, DE, 19720A5.0 ★Texas Ratio: 8.79% offering Personal Loans at 9.99% APR, and Union Building Trades Federal Credit UnionUnion Building Trades Federal Credit Union814 W Basin Rd, New Castle, DE, 19720A+5.0 ★Texas Ratio: 4.77% offering Signature Loan at 9.99% APR. Personal loan rates as of April 18, 2026 according to verified data from MonitorBankRates.
New Castle has 5 local institutions in our database, with personal loan rates as low as 4.24% APR from New Castle County Delaware Employees Federal Credit Union at 100 Churchmans Rd, New Castle, DE, 19720. Use the tabs below to compare all available personal loan types. Rates are continually updated — we recommend checking back frequently.
We empower borrowers with transparent, proprietary financial health metrics—including A-F Safety Grades, verified Star Ratings, and Texas Ratios—so you can confidently borrow from a stable, highly-rated institution in New Castle, Delaware.
Personal loan rates reflect recent market quotes and representative offers available to borrowers in New Castle, Delaware. Rates shown are typically “as low as” APRs for borrowers with excellent credit. Your final approved rate will depend on your credit history, credit score, income, and loan amount. Personal Loan Rates Last Updated and Verified: April 18, 2026
As Low As
As Low As
As Low As
As Low As
As Low As
maximum rates up to
$2,000 (MAX); Nov 1st - Nov 30th
As Low As; Holiday Loans available October 23 through January 31 each year.
As Low As; APR = Annual Percentage Rate based on creditworthiness.; Holiday Loans available October 23 through January 31 each year.
As Low As; To qualify for reduced rate, Automatic Payment must be scheduled from a Priority Plus FCU Account.
As Low As; To qualify for reduced rate, Automatic Payment must be scheduled from a Priority Plus FCU Account.
$15,000 (MAX)
No additional details available.
As Low As; APR = Annual Percentage Rate based on creditworthiness.
As Low As; APR = Annual Percentage Rate based on creditworthiness.
No additional details available.
As Low As; Borrow up to $10,000
No additional details available.
No additional details available.
As Low As; We offer a seasonal Holiday Loan October 1st - January 31st. Borrow $500-$4,000 and you'll have 12 to 24 months to pay off the loan. You can also apply to refinance holiday credit card debt to reduce your rate and save!
No additional details available.
No additional details available.
As Low As; APR includes 0.25% discount for Automatic Payment Transfer from Sun East checking. Loan rates are determined by member's creditworthiness as well as other factors including term of the loan, line requested and loan to- value ratio. Top tier rates listed are available to highly credit-qualified individuals.
As Low As
$10,000 - $50,000
No additional details available.
No additional details available.
No additional details available.
No additional details available.
$100 - $9,999
As Low As; APR includes 0.25% discount for Automatic Payment Transfer from Sun East checking. Loan rates are determined by member's creditworthiness as well as other factors including term of the loan, line requested and loan to- value ratio. Top tier rates listed are available to highly credit-qualified individuals.
$20,000 or more
No additional details available.
$2,000 (MAX); Nov 1st - Nov 30th
As Low As; APR includes 0.25% discount for Automatic Payment Transfer from Sun East checking. Loan rates are determined by member's creditworthiness as well as other factors including term of the loan, line requested and loan to- value ratio. Top tier rates listed are available to highly credit-qualified individuals.
No additional details available.
No additional details available.
$15,000 (MAX)
No additional details available.
Application Fee - $20.00
Application Fee- $20.00
As Low As
As Low As
No additional details available.
As Low As; APR includes 0.25% discount for Automatic Payment Transfer from Sun East checking. Loan rates are determined by member's creditworthiness as well as other factors including term of the loan, line requested and loan to- value ratio. Top tier rates listed are available to highly credit-qualified individuals.
As Low As
$10,000 - $50,000
As Low As; APR includes 0.25% discount for Automatic Payment Transfer from Sun East checking. Loan rates are determined by member's creditworthiness as well as other factors including term of the loan, line requested and loan to- value ratio. Top tier rates listed are available to highly credit-qualified individuals.
$100 - $9,999
$20,000 or more
No additional details available.
As Low As; APR includes 0.25% discount for Automatic Payment Transfer from Sun East checking. Loan rates are determined by member's creditworthiness as well as other factors including term of the loan, line requested and loan to- value ratio. Top tier rates listed are available to highly credit-qualified individuals.
No additional details available.
No additional details available.
As Low As
As Low As; To qualify for reduced rate, Automatic Payment must be scheduled from a Priority Plus FCU Account.
$15,000 (MAX)
As Low As; APR = Annual Percentage Rate based on creditworthiness.
No additional details available.
No additional details available.
No additional details available.
$15,000 (MAX)
New Castle, DE Personal Loan Rate Trends
Compare local New Castle, DE personal loan rates against the statewide average
Daily personal loan rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
Delaware personal loan rates fell 0.813 points over the past 7 days to 11.420% APR.
Delaware signature loan rates rose 0.124 points over the past 7 days to 11.214% APR.
Frequently Asked Questions
What credit score do I need for a personal loan in Delaware?
What is the difference between secured and unsecured personal loans?
Can I use a personal loan for debt consolidation in Delaware?
Are credit unions or banks better for personal loans in New Castle, Delaware?
What are the best personal loan rates in New Castle, Delaware?
- New Castle County Delaware Employees Federal Credit Union: 4.24% (Title loans)
- Community Powered Federal Credit Union: 7.00% (Credit Builder Loan)
- Delaware State Police Federal Credit Union: 8.99% (Unsecured Personal Loans)
- Dexsta Federal Credit Union: 9.99% (Personal Loans)
- Union Building Trades Federal Credit Union: 9.99% (Signature Loan)
Personal Loan Calculators
