Best Personal Loan Rates in Newark, Delaware - July 2026
Brian McKay
Brian McKay
Founder & Data Architect- Automated Online Rate Data Aggregation
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Current personal loan options available to borrowers in Newark, Delaware include: Fulton BankFulton Bank287 E Main St, Newark, DE, 19711A+5.0 ★Texas Ratio: 4.98% offering Unsecured Optionline Tier 1 Loan at 8.00% APR, American Spirit Federal Credit UnionAmerican Spirit Federal Credit Union1110 Elkton Rd, Newark, DE, 19711A5.0 ★Texas Ratio: 6.11% offering Clean-Slate Loan at 8.50% APR, Dexsta Federal Credit UnionDexsta Federal Credit Union1 Possum Park Rd, Newark, DE, 19711A5.0 ★Texas Ratio: 8.39% offering Personal Loan at 9.49% APR, Artisans BankArtisans Bank2424 Pulaski Hwy, Newark, DE, 19702A+5.0 ★Texas Ratio: 4.35% offering Personal Loans at 14.00% APR, and Priority Plus Federal Credit UnionPriority Plus Federal Credit UnionA+5.0 ★Texas Ratio: 2.56% offering Balance Transfer Promotion Loan at 3.99% APR. Personal loan rates as of July 6, 2026 according to verified data from MonitorBankRates.
Newark has 4 local institutions in our database, with personal loan rates as low as 8.00% APR from Fulton Bank at 287 E Main St, Newark, DE, 19711. Use the tabs below to compare all available personal loan types. Rates are continually updated — we recommend checking back frequently.
We empower borrowers with transparent, proprietary financial health metrics—including A-F Safety Grades, verified Star Ratings, and Texas Ratios—so you can confidently borrow from a stable, highly-rated institution in Newark, Delaware.
Personal loan rates reflect recent market quotes and representative offers available to borrowers in Newark, Delaware. Rates shown are typically “as low as” APRs for borrowers with excellent credit. Your final approved rate will depend on your credit history, credit score, income, and loan amount. Personal Loan Rates Last Updated and Verified: July 6, 2026
Newark Personal Loan Rates
No additional details available.
As Low As; Maximum loan amount is $10,000 with a maximum repayment term of 24 months. Not all applicants will qualify for the lowest rate. Rate and terms are subject to change without notice. Other restrictions may apply. Membership eligibility required.
Rates As Low As...; Rates may vary from the rate shown based on your credit score. View the loan rate sheet for details.
Rates As Low As...; Rates may vary from the rate shown based on your credit score. View the loan rate sheet for details.
No additional details available.
As Low As; Our low auto loan rates make it easy to upgrade your ride this summer!
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$500
$200
Available October 1st, 2025, through December 1st, 2025.
As Low As; maximum rates up to 14.99% APR*; 2017 or newer, some restrictions apply. APR = annual percentage rate. Rate is based on credit worthiness, income and credit score.
$2,000 (MAX); Nov 1st - Nov 30th
Holiday Loans available October 23 through January 31 each year.
As Low As*
As Low As; Funding For Your Summertime. Loan amounts up to $45,000
$15,000 (MAX)
As Low As; To qualify for reduced rate, Automatic Payment must be scheduled from a Priority Plus FCU Account.
As Low As; To qualify for reduced rate, Automatic Payment must be scheduled from a Priority Plus FCU Account.
No additional details available.
No additional details available.
As Low As; **Holiday Loan. Rates are subject to change without notice. Rates may vary based on creditworthiness and other factors.
As Low As; *APR is Annual Percentage Rate. Rates are subject to change without notice. Rates may vary based on creditworthiness and other factors.
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As Low As
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APR includes 0.25% discount for Automatic Payment Transfer from Sun East checking. Loan rates are determined by member's creditworthiness as well as other factors including term of the loan, line requested and loan to- value ratio. Top tier rates listed are available to highly credit-qualified individuals. Minimum Loan $1,000 - Maximum Loan $20,000
As Low As; 17.99% APR up to 17.99% APR; 0.25% rate discount with an automatic payment transfer from your Sun East checking account.
APR includes 0.25% discount for Automatic Payment Transfer from Sun East checking. Loan rates are determined by member's creditworthiness as well as other factors including term of the loan, line requested and loan-to- value ratio. Top tier rates listed are available to highly credit-qualified individuals. Minimum Loan $1,000 - Maximum Loan $20,000. Cost Per Thousand Borrowed: $33.05 (Based on 35-month term)
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APR includes 0.25% discount for Automatic Payment Transfer from Sun East checking. Loan rates are determined by member's creditworthiness as well as other factors including term of the loan, line requested and loan to- value ratio. Top tier rates listed are available to highly credit-qualified individuals. Minimum Loan $3,000 - Maximum Loan $20,000
No additional details available.
No additional details available.
APR includes 0.25% discount for Automatic Payment Transfer from Sun East checking. Loan rates are determined by member's creditworthiness as well as other factors including term of the loan, line requested and loan to- value ratio. Top tier rates listed are available to highly credit-qualified individuals. Minimum Loan $5,000 - Maximum Loan $20,000
No additional details available.
50 basis points (0.50%) reduction for payroll deduction. Must be a member for a minimum of 12 months Must provide two pay stubs or review of account to ensure consistent direct deposit from employer.
50 basis points (0.50%) reduction for payroll deduction. Must be a member for a minimum of 6 months. Must provide two pay stubs or review of account to ensure consistent direct deposit from employer. Credit report is not required However, all loans will be reported to the credit bureaus. One PAL (Option 1 or Option 2) loan at a time
Newark Personal Loan Rates
Rates As Low As...; Rates may vary from the rate shown based on your credit score. View the loan rate sheet for details.
No additional details available.
As Low As; Our low auto loan rates make it easy to upgrade your ride this summer!
No additional details available.
No additional details available.
No additional details available.
No additional details available.
No additional details available.
As Low As; Funding For Your Summertime. Loan amounts up to $45,000
As Low As; *APR is Annual Percentage Rate. Rates are subject to change without notice. Rates may vary based on creditworthiness and other factors.
As Low As
No additional details available.
APR includes 0.25% discount for Automatic Payment Transfer from Sun East checking. Loan rates are determined by member's creditworthiness as well as other factors including term of the loan, line requested and loan to- value ratio. Top tier rates listed are available to highly credit-qualified individuals. Minimum Loan $1,000 - Maximum Loan $20,000
As Low As; 17.99% APR up to 17.99% APR; 0.25% rate discount with an automatic payment transfer from your Sun East checking account.
No additional details available.
APR includes 0.25% discount for Automatic Payment Transfer from Sun East checking. Loan rates are determined by member's creditworthiness as well as other factors including term of the loan, line requested and loan to- value ratio. Top tier rates listed are available to highly credit-qualified individuals. Minimum Loan $3,000 - Maximum Loan $20,000
No additional details available.
No additional details available.
APR includes 0.25% discount for Automatic Payment Transfer from Sun East checking. Loan rates are determined by member's creditworthiness as well as other factors including term of the loan, line requested and loan to- value ratio. Top tier rates listed are available to highly credit-qualified individuals. Minimum Loan $5,000 - Maximum Loan $20,000
Newark Debt Consolidation Loan Rates
No additional details available.
Newark Signature Loan Rates
$15,000 (MAX)
As Low As; To qualify for reduced rate, Automatic Payment must be scheduled from a Priority Plus FCU Account.
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Newark, DE Personal Loan Rate Trends
Compare local Newark, DE personal loan rates against the statewide average
Daily personal loan rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
Delaware personal loan rates currently average 11.216% APR.
Delaware signature loan rates currently average 11.002% APR.
Methodology & Data Sources
Independent, Free, and Unbiased Rate Comparisons: MonitorBankRates.com is an independent rate comparison service. Our Newark, Delaware personal loan rate tables are free for consumers to use, and we do not receive payment from any lender to be included or to be ranked in any particular order. Listings are based solely on the rates each lender publicly advertises on its own website.
A Note on Third-Party Rate Tools: Some pages on our site also feature rate comparison widgets and tools provided by third-party partners. These tools may include sponsored listings or affiliate links, and we may receive compensation when users click through them. We clearly label these widgets so you can tell at a glance which rates come from our independent MonitorBankRates.com tables and which come from our advertising partners.
Direct-Sourced & Verified Personal Loan Rate Data: We aggregate personal loan rates for Newark, Delaware directly from the official websites of banks, credit unions, and online lenders using our proprietary rate aggregation technology and a dedicated team of rate updaters. By sourcing data from the institutions’ own digital properties and verifying APRs regularly, every rate on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available personal loan products in Newark, Delaware. We feature a comprehensive mix of lenders — from neighborhood credit unions and competitive regional banks to large national lenders available to borrowers in DE.
Regularly Updated APRs: Our rate updaters verify and update personal loan rates regularly. Because APRs can change based on market conditions and lender policies, every product features its own “last updated” date for full transparency. Personal loan APRs shown typically represent “as low as” rates for borrowers with excellent credit; your actual rate will depend on your credit history, credit score, income, and loan amount.
Frequently Asked Questions
What credit score do I need for a personal loan in Delaware?
What is the difference between secured and unsecured personal loans?
Can I use a personal loan for debt consolidation in Delaware?
Are credit unions or banks better for personal loans in Newark, Delaware?
What are the best personal loan rates in Newark, Delaware?
- Fulton Bank: 8.00% (Unsecured Optionline Tier 1 Loan)
- American Spirit Federal Credit Union: 8.50% (Clean-Slate Loan)
- Dexsta Federal Credit Union: 9.49% (Personal Loan)
- Artisans Bank: 14.00% (Personal Loans)
- Priority Plus Federal Credit Union: 3.99% (Balance Transfer Promotion Loan)
Personal Loan Calculators
