Best Personal Loan Rates in Newark, Delaware (DE) - April 2026
Brian McKay
Brian McKay
Founder & Data Architect- Automated Online Rate Data Aggregation
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Current personal loan options available to borrowers in Newark, Delaware include: Citizens BankCitizens Bank40 Chestnut Hill Plz, Newark, DE, 19713A5.0 ★Texas Ratio: 8.28% offering Medical Residency Refinance Loan at 5.45% APR, Discover BankDiscover Bank800 Prides Xing Ste 100, Newark, DE, 19713A-5.0 ★Texas Ratio: 15.64% offering Personal Loan at 6.99% APR, TD BankTD Bank101 Hygeia Dr, Newark, DE, 19713A5.0 ★Texas Ratio: 6.30% offering Personal Loan at 7.99% APR, Fulton BankFulton Bank287 E Main St, Newark, DE, 19711A+5.0 ★Texas Ratio: 4.98% offering Unsecured Optionline Tier 1 at 8.00% APR, and American Spirit Federal Credit UnionAmerican Spirit Federal Credit Union1110 Elkton Rd, Newark, DE, 19711A5.0 ★Texas Ratio: 6.43% offering Collateral Personal Loans at 8.65% APR. Personal loan rates as of April 6, 2026 according to verified data from MonitorBankRates.
Newark has 6 local institutions in our database, with personal loan rates as low as 5.45% APR from Citizens Bank at 40 Chestnut Hill Plz, Newark, DE, 19713. Use the tabs below to compare all available personal loan types. Rates are continually updated — we recommend checking back frequently.
We empower borrowers with transparent, proprietary financial health metrics—including A-F Safety Grades, verified Star Ratings, and Texas Ratios—so you can confidently borrow from a stable, highly-rated institution in Newark, Delaware.
Personal loan rates reflect recent market quotes and representative offers available to borrowers in Newark, Delaware. Rates shown are typically “as low as” APRs for borrowers with excellent credit. Your final approved rate will depend on your credit history, credit score, income, and loan amount. Personal Loan Rates Last Updated and Verified: April 6, 2026
Fixed rates
Variable rates
Your interest rate and monthly payments can fluctuate during the repayment period.
As Low As; Regular APR: 6.99% - 24.99%
No additional details available.
As Low As; Your APR will be between 7.99% and 24.99% based on creditworthiness at time of application for amounts between $2,500-$40,000 and loan terms of 36-84 months.
Loan amount: $2,000 to $50,000; Terms: 36 to 60 months; No origination or application fees, and no prepayment penalty
No additional details available.
No additional details available.
Fixed rates
As Low As
Variable rates
No additional details available.
No additional details available.
No additional details available.
No additional details available.
Your APR will be between 7.99% and 24.99% based on creditworthiness at time of application for amounts between $2,500-$40,000 and loan terms of 36-84 months.
As Low As
$2,000 (MAX); Nov 1st - Nov 30th
As Low As
As Low As; APR = Annual Percentage Rate based on creditworthiness.; Holiday Loans available October 23 through January 31 each year.
As Low As
As Low As; To qualify for reduced rate, Automatic Payment must be scheduled from a Priority Plus FCU Account.
As Low As; To qualify for reduced rate, Automatic Payment must be scheduled from a Priority Plus FCU Account.
As Low As; * APR = annual percentage rate. Rate is based on credit worthiness, income and credit score.
As Low As; * Loans available January - April (loan proceeds must be paid to the tax agency)
$15,000 (MAX)
As Low As; APR = Annual Percentage Rate based on creditworthiness.
As Low As; APR = Annual Percentage Rate based on creditworthiness.
As Low As; *APR=annual percentage rate. Rate is based on credit worthiness, income and credit score.
No additional details available.
As Low As
No additional details available.
As Low As; We offer a seasonal Holiday Loan October 1st - January 31st. Borrow $500-$4,000 and you'll have 12 to 24 months to pay off the loan. You can also apply to refinance holiday credit card debt to reduce your rate and save!
As Low As
No additional details available.
As Low As
As Low As
$10,000 - $50,000
As Low As; APR includes 0.25% discount for Automatic Payment Transfer from Sun East checking. Loan rates are determined by member's creditworthiness as well as other factors including term of the loan, line requested and loan to- value ratio. Top tier rates listed are available to highly credit-qualified individuals.
No additional details available.
As Low As
No additional details available.
No additional details available.
As Low As; APR includes 0.25% discount for Automatic Payment Transfer from Sun East checking. Loan rates are determined by member's creditworthiness as well as other factors including term of the loan, line requested and loan to- value ratio. Top tier rates listed are available to highly credit-qualified individuals.
$100 - $9,999
$20,000 or more
$2,000 (MAX); Nov 1st - Nov 30th
As Low As; APR includes 0.25% discount for Automatic Payment Transfer from Sun East checking. Loan rates are determined by member's creditworthiness as well as other factors including term of the loan, line requested and loan to- value ratio. Top tier rates listed are available to highly credit-qualified individuals.
No additional details available.
No additional details available.
$15,000 (MAX)
As Low As; Regular APR: 6.99% - 24.99%
No additional details available.
As Low As; Your APR will be between 7.99% and 24.99% based on creditworthiness at time of application for amounts between $2,500-$40,000 and loan terms of 36-84 months.
Loan amount: $2,000 to $50,000; Terms: 36 to 60 months; No origination or application fees, and no prepayment penalty
No additional details available.
As Low As
No additional details available.
No additional details available.
Your APR will be between 7.99% and 24.99% based on creditworthiness at time of application for amounts between $2,500-$40,000 and loan terms of 36-84 months.
As Low As
As Low As
As Low As; APR includes 0.25% discount for Automatic Payment Transfer from Sun East checking. Loan rates are determined by member's creditworthiness as well as other factors including term of the loan, line requested and loan to- value ratio. Top tier rates listed are available to highly credit-qualified individuals.
$10,000 - $50,000
As Low As
As Low As; APR includes 0.25% discount for Automatic Payment Transfer from Sun East checking. Loan rates are determined by member's creditworthiness as well as other factors including term of the loan, line requested and loan to- value ratio. Top tier rates listed are available to highly credit-qualified individuals.
$100 - $9,999
$20,000 or more
As Low As; APR includes 0.25% discount for Automatic Payment Transfer from Sun East checking. Loan rates are determined by member's creditworthiness as well as other factors including term of the loan, line requested and loan to- value ratio. Top tier rates listed are available to highly credit-qualified individuals.
No additional details available.
As Low As; To qualify for reduced rate, Automatic Payment must be scheduled from a Priority Plus FCU Account.
$15,000 (MAX)
As Low As; APR = Annual Percentage Rate based on creditworthiness.
As Low As
No additional details available.
No additional details available.
No additional details available.
$15,000 (MAX)
Newark, DE Personal Loan Rate Trends
Compare local Newark, DE personal loan rates against the statewide average
Daily personal loan rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
Delaware personal loan rates fell 0.758 points over the past 7 days to 10.604% APR.
Delaware signature loan rates fell 0.036 points over the past 7 days to 11.085% APR.
Frequently Asked Questions
What credit score do I need for a personal loan in Delaware?
What is the difference between secured and unsecured personal loans?
Can I use a personal loan for debt consolidation in Delaware?
Are credit unions or banks better for personal loans in Newark, Delaware?
What are the best personal loan rates in Newark, Delaware?
- Citizens Bank: 5.45% (Medical Residency Refinance Loan)
- Discover Bank: 6.99% (Personal Loan)
- TD Bank: 7.99% (Personal Loan)
- Fulton Bank: 8.00% (Unsecured Optionline Tier 1)
- American Spirit Federal Credit Union: 8.65% (Collateral Personal Loans)
Personal Loan Calculators
