Best Personal Loan Rates in Wilmington, Delaware (DE) - April 2026
Brian McKay
Brian McKay
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Current personal loan options available to borrowers in Wilmington, Delaware include: Community Powered Federal Credit UnionCommunity Powered Federal Credit Union1815 Newport Gap Pike, Wilmington, DE, 19808A+5.0 ★Texas Ratio: 4.20% offering Credit Builder Loan at 7.00% APR, Priority Plus Federal Credit UnionPriority Plus Federal Credit Union6 LYNAM ST, WILMINGTON, DE, 19804A+5.0 ★Texas Ratio: 2.58% offering Holiday Loan at 7.00% APR, Stepping Stones Community Federal Credit UnionStepping Stones Community Federal Credit Union603 N Church St, Wilmington, DE, 19801A+5.0 ★Texas Ratio: 4.98% offering Credit Builder Loan at 8.00% APR, Fulton BankFulton Bank800 Foulk Rd, Wilmington, DE, 19803A+5.0 ★Texas Ratio: 4.98% offering Unsecured Optionline Tier 1 at 8.00% APR, and DEL ONEDEL ONE1 Germay Dr, Wilmington, DE, 19804 1104A+5.0 ★Texas Ratio: 0.36% offering Personal at 8.50% APR. Personal loan rates as of April 11, 2026 according to verified data from MonitorBankRates.
Wilmington has 9 local institutions in our database, with personal loan rates as low as 7.00% APR from Community Powered Federal Credit Union at 1815 Newport Gap Pike, Wilmington, DE, 19808. Use the tabs below to compare all available personal loan types. Rates are continually updated — we recommend checking back frequently.
We empower borrowers with transparent, proprietary financial health metrics—including A-F Safety Grades, verified Star Ratings, and Texas Ratios—so you can confidently borrow from a stable, highly-rated institution in Wilmington, Delaware.
Personal loan rates reflect recent market quotes and representative offers available to borrowers in Wilmington, Delaware. Rates shown are typically “as low as” APRs for borrowers with excellent credit. Your final approved rate will depend on your credit history, credit score, income, and loan amount. Personal Loan Rates Last Updated and Verified: April 11, 2026
As Low As
As Low As; Holiday Loans available October 23 through January 31 each year.
As Low As; APR = Annual Percentage Rate based on creditworthiness.; Holiday Loans available October 23 through January 31 each year.
As Low As; To qualify for reduced rate, Automatic Payment must be scheduled from a Priority Plus FCU Account.
As Low As; To qualify for reduced rate, Automatic Payment must be scheduled from a Priority Plus FCU Account.
No additional details available.
No additional details available.
As Low As; APR = Annual Percentage Rate based on creditworthiness.
As Low As; APR = Annual Percentage Rate based on creditworthiness.
As Low As
As Low As
As Low As
As Low As; APR includes 0.25% discount for Automatic Payment Transfer from Sun East checking. Loan rates are determined by member's creditworthiness as well as other factors including term of the loan, line requested and loan to- value ratio. Top tier rates listed are available to highly credit-qualified individuals.
$10,000 - $50,000
No additional details available.
$100 - $9,999
As Low As; APR includes 0.25% discount for Automatic Payment Transfer from Sun East checking. Loan rates are determined by member's creditworthiness as well as other factors including term of the loan, line requested and loan to- value ratio. Top tier rates listed are available to highly credit-qualified individuals.
$20,000 or more
No additional details available.
As Low As; APR includes 0.25% discount for Automatic Payment Transfer from Sun East checking. Loan rates are determined by member's creditworthiness as well as other factors including term of the loan, line requested and loan to- value ratio. Top tier rates listed are available to highly credit-qualified individuals.
No additional details available.
No additional details available.
As Low As
$2,000 (MAX); Nov 1st - Nov 30th
As Low As; Regular APR: 6.99% - 24.99%
As Low As; * APR = annual percentage rate. Rate is based on credit worthiness, income and credit score.
As Low As; * Loans available January - April (loan proceeds must be paid to the tax agency)
$15,000 (MAX)
No additional details available.
As Low As; Your APR will be between 7.99% and 24.99% based on creditworthiness at time of application for amounts between $2,500-$40,000 and loan terms of 36-84 months.
As Low As; *APR=annual percentage rate. Rate is based on credit worthiness, income and credit score.
No additional details available.
No additional details available.
No additional details available.
As Low As
No additional details available.
As Low As
No additional details available.
No additional details available.
No additional details available.
$2,000 (MAX); Nov 1st - Nov 30th
No additional details available.
$15,000 (MAX)
No additional details available.
No additional details available.
Your APR will be between 7.99% and 24.99% based on creditworthiness at time of application for amounts between $2,500-$40,000 and loan terms of 36-84 months.
$10,000 - $50,000
As Low As
As Low As; APR includes 0.25% discount for Automatic Payment Transfer from Sun East checking. Loan rates are determined by member's creditworthiness as well as other factors including term of the loan, line requested and loan to- value ratio. Top tier rates listed are available to highly credit-qualified individuals.
As Low As
$100 - $9,999
As Low As; APR includes 0.25% discount for Automatic Payment Transfer from Sun East checking. Loan rates are determined by member's creditworthiness as well as other factors including term of the loan, line requested and loan to- value ratio. Top tier rates listed are available to highly credit-qualified individuals.
$20,000 or more
No additional details available.
As Low As; APR includes 0.25% discount for Automatic Payment Transfer from Sun East checking. Loan rates are determined by member's creditworthiness as well as other factors including term of the loan, line requested and loan to- value ratio. Top tier rates listed are available to highly credit-qualified individuals.
No additional details available.
As Low As; Regular APR: 6.99% - 24.99%
No additional details available.
As Low As; Your APR will be between 7.99% and 24.99% based on creditworthiness at time of application for amounts between $2,500-$40,000 and loan terms of 36-84 months.
No additional details available.
As Low As
No additional details available.
Your APR will be between 7.99% and 24.99% based on creditworthiness at time of application for amounts between $2,500-$40,000 and loan terms of 36-84 months.
No additional details available.
As Low As; To qualify for reduced rate, Automatic Payment must be scheduled from a Priority Plus FCU Account.
As Low As; APR = Annual Percentage Rate based on creditworthiness.
No additional details available.
$15,000 (MAX)
As Low As
No additional details available.
No additional details available.
$15,000 (MAX)
Wilmington, DE Personal Loan Rate Trends
Compare local Wilmington, DE personal loan rates against the statewide average
Daily personal loan rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
Delaware personal loan rates fell 0.230 points over the past 7 days to 12.233% APR.
Delaware signature loan rates rose 1.709 points over the past 7 days to 11.699% APR.
Frequently Asked Questions
What credit score do I need for a personal loan in Delaware?
What is the difference between secured and unsecured personal loans?
Can I use a personal loan for debt consolidation in Delaware?
Are credit unions or banks better for personal loans in Wilmington, Delaware?
What are the best personal loan rates in Wilmington, Delaware?
- Community Powered Federal Credit Union: 7.00% (Credit Builder Loan)
- Priority Plus Federal Credit Union: 7.00% (Holiday Loan)
- Stepping Stones Community Federal Credit Union: 8.00% (Credit Builder Loan)
- Fulton Bank: 8.00% (Unsecured Optionline Tier 1)
- DEL ONE: 8.50% (Personal)
Personal Loan Calculators
