Best Personal Loan Rates in Callahan, Florida (FL) - April 2026
Brian McKay
Brian McKay
Founder & Data Architect- Automated Online Rate Data Aggregation
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Current personal loan options available to borrowers in Callahan, Florida include: Community First Credit Union Of FloridaCommunity First Credit Union Of Florida542523 US Highway 1, Callahan, FL, 32011 3497A+5.0 ★Texas Ratio: 4.11% offering Personal Loan at 9.89% APR, Tru Fi-Credit UnionTru Fi-Credit Union450027 Old Dixie Hwy, Callahan, FL, 32011 7885A+5.0 ★Texas Ratio: 0.36% offering Tru Signature Loans Unsecured at 10.00% APR, TrustCo BankTrustCo BankA+5.0 ★Texas Ratio: 3.16% offering Passbook Loan at 4.00% APR, Baxter Credit UnionBaxter Credit UnionA5.0 ★Texas Ratio: 7.73% offering Credit Builder Loan at 4.50% APR, and Firefighters First Federal Credit UnionFirefighters First Federal Credit UnionA+5.0 ★Texas Ratio: 1.58% offering Fire Station Loan at 4.99% APR. Personal loan rates as of April 27, 2026 according to verified data from MonitorBankRates.
Callahan has 2 local institutions in our database, with personal loan rates as low as 9.89% APR from Community First Credit Union Of Florida at 542523 US Highway 1, Callahan, FL, 32011 3497. Use the tabs below to compare all available personal loan types. Rates are continually updated — we recommend checking back frequently.
We empower borrowers with transparent, proprietary financial health metrics—including A-F Safety Grades, verified Star Ratings, and Texas Ratios—so you can confidently borrow from a stable, highly-rated institution in Callahan, Florida.
Personal loan rates reflect recent market quotes and representative offers available to borrowers in Callahan, Florida. Rates shown are typically “as low as” APRs for borrowers with excellent credit. Your final approved rate will depend on your credit history, credit score, income, and loan amount. Personal Loan Rates Last Updated and Verified: April 27, 2026
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Fixed at 5.00% up to 5 years
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This APR will vary with the market based on the dividend rate.
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Fixed at 5.99% up to 5 years
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36 months at 8.500% (7.250% APR) for a $10,000 loan would result in a monthly payment of $309.92.
No additional details available.
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48 months at 8.800% (7.750% APR) for a $10,000 loan would result in a monthly payment of $242.96.
Purchase Interest Rate / APR*
As Low As; 7.75%
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Purchase Interest Rate / APR*
Purchase Interest Rate / APR*
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As Low As; The "as low as" rates are based on 0.25% payroll deduction discount, 0.25% direct deposit discount.
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As Low As; The "as low as" rates are based on 0.25% payroll deduction discount, 0.25% direct deposit discount.
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As Low As; The "as low as" rates are based on 0.25% payroll deduction discount, 0.25% direct deposit discount.
As Low As; The "as low as" rates are based on 0.25% payroll deduction discount, 0.25% direct deposit discount.
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As Low As; Terms from 6 to 60 months
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As Low As; The "as low as" rates are based on 0.25% payroll deduction discount, 0.25% direct deposit discount.
up to $7.500.00
No additional details available.
As Low As; The "as low as" rates are based on 0.25% payroll deduction discount, 0.25% direct deposit discount.
As Low As; Simplify your finances by consolidating your loans into one easy monthly payment.
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As Low As; The "as low as" rates are based on 0.25% payroll deduction discount, 0.25% direct deposit discount.
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60 months at 9.500% (9.750% APR) for a $10,000 loan would result in a monthly payment of $211.24.
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As Low As; Agreement available here. Addendum available here.
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(Perfect for enhancing your lifestyle)
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Borrow up to $15,000
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As Low As; *The above annual percentage rates (APR) are the lowest rates offered to applicants with direct deposit of net pay and a checking account. Applicants who are not approved at these rates or terms may be offered credit at a higher rate and/or different terms. All loan requests and rates are subject to credit approval.
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up to $15,000.00
(Available April - September)
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(Jan 1st - Dec 31st)
(Feb 1st - Apr 30th)
Loan Amount Up to $1,000
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As Low As; The "as low as" rates are based on 0.25% payroll deduction discount, 0.25% direct deposit discount.
As Low As; The "as low as" rates are based on 0.25% payroll deduction discount, 0.25% direct deposit discount.
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As Low As; The "as low as" rates are based on 0.25% payroll deduction discount, 0.25% direct deposit discount.
As Low As; The "as low as" rates are based on 0.25% payroll deduction discount, 0.25% direct deposit discount.
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As Low As; Terms from 6 to 60 months
As Low As; Maximum Loan amount is $20,000.00, term is based on amount borrowed.
As Low As; The "as low as" rates are based on 0.25% payroll deduction discount, 0.25% direct deposit discount.
up to $7.500.00
As Low As; Simplify your finances by consolidating your loans into one easy monthly payment.
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As Low As; The "as low as" rates are based on 0.25% payroll deduction discount, 0.25% direct deposit discount.
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As Low As; The "as low as" rates are based on 0.25% payroll deduction discount, 0.25% direct deposit discount.
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Borrow up to $15,000
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up to $15,000.00
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Loan Amount Up to $1,000
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Up to 36 Months
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As Low As; *The above annual percentage rates (APR) are the lowest rates offered to applicants with direct deposit of net pay and a checking account. Applicants who are not approved at these rates or terms may be offered credit at a higher rate and/or different terms. All loan requests and rates are subject to credit approval.
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Callahan, FL Personal Loan Rate Trends
Compare local Callahan, FL personal loan rates against the statewide average
Daily personal loan rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
Florida personal loan rates rose 0.036 points over the past 7 days to 11.335% APR.
Florida signature loan rates rose 0.043 points over the past 7 days to 11.007% APR.
Frequently Asked Questions
What credit score do I need for a personal loan in Florida?
What is the difference between secured and unsecured personal loans?
Can I use a personal loan for debt consolidation in Florida?
Are credit unions or banks better for personal loans in Callahan, Florida?
What are the best personal loan rates in Callahan, Florida?
- Community First Credit Union Of Florida: 9.89% (Personal Loan)
- Tru Fi-Credit Union: 10.00% (Tru Signature Loans Unsecured)
- TrustCo Bank: 4.00% (Passbook Loan)
- Baxter Credit Union: 4.50% (Credit Builder Loan)
- Firefighters First Federal Credit Union: 4.99% (Fire Station Loan)
Personal Loan Calculators
