Best Personal Loan Rates in Elkton, Florida (FL) - May 2026
Brian McKay
Brian McKay
Founder & Data Architect- Automated Online Rate Data Aggregation
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Current personal loan options available to borrowers in Elkton, Florida include: TrustCo BankTrustCo BankA+5.0 ★Texas Ratio: 3.16% offering Passbook Loan at 4.00% APR, Baxter Credit UnionBaxter Credit UnionA5.0 ★Texas Ratio: 7.04% offering Credit Builder Loan at 4.50% APR, City County Employees Credit UnionCity County Employees Credit UnionA+5.0 ★Texas Ratio: 5.33% offering New* & Used** (2025-2026) Loan at 4.70% APR, South Atlantic Federal Credit UnionSouth Atlantic Federal Credit UnionA5.0 ★Texas Ratio: 6.69% offering Collateralized Loan at 4.85% APR, and Credit Union 1 Credit Union Rantoul, ILCredit Union 1 Credit Union Rantoul, ILA5.0 ★Texas Ratio: 7.86% offering Credit Saver Loan at 5.00% APR. Personal loan rates as of May 23, 2026 according to verified data from MonitorBankRates.
Elkton borrowers have access to 64 lenders serving the Florida area, with personal loan rates as low as 4.00% APR from TrustCo Bank. Use the tabs below to compare all available personal loan types. Rates are continually updated — we recommend checking back frequently.
We empower borrowers with transparent, proprietary financial health metrics—including A-F Safety Grades, verified Star Ratings, and Texas Ratios—so you can confidently borrow from a stable, highly-rated institution in Elkton, Florida.
Personal loan rates reflect recent market quotes and representative offers available to borrowers in Elkton, Florida. Rates shown are typically “as low as” APRs for borrowers with excellent credit. Your final approved rate will depend on your credit history, credit score, income, and loan amount. Personal Loan Rates Last Updated and Verified: May 23, 2026
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As Low As
As Low As; up to 100% financed
As Low As
As Low As; (new/used vehicles)
This APR will vary with the market based on the dividend rate.
Fixed at 5.00% up to 5 years
As Low As
As Low As; up to 100% financed
As Low As; up to 100% financed
As Low As
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up to 180 months
up to 240 months
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As Low As
As Low As
As Low As; up to 100%
Fixed at 5.99% up to 5 years
As Low As
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As Low As
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As Low As; up to 90% financed
As Low As; up to 90% financed
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up to 12 months**
As Low As; Borrow up to $3,000 with rates as low as 6.25% APR*
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As Low As; Loan Amount: $500 - $25,000
As Low As; Borrow up to $25,000
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As Low As; Maximum loan amount $3,000 with a maximum term of 12 months. Payment sample: 12 monthly payments of $86.63/$1,000 borrowed.
As Low As
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As Low As
As Low As
As Low As; Rate applies to new purchase and refinances from other financial institutions only.
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As Low As; up to 100%
36 months at 8.500% (7.250% APR) for a $10,000 loan would result in a monthly payment of $309.92.
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48 months at 8.800% (7.750% APR) for a $10,000 loan would result in a monthly payment of $242.96.
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As Low As
As Low As
As Low As
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As Low As
As Low As
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As Low As
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As Low As; The "as low as" rates are based on 0.25% payroll deduction discount, 0.25% direct deposit discount.
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As Low As
As Low As
As Low As; The "as low as" rates are based on 0.25% payroll deduction discount, 0.25% direct deposit discount.
As Low As
As Low As; The "as low as" rates are based on 0.25% payroll deduction discount, 0.25% direct deposit discount.
As Low As
As Low As; The "as low as" rates are based on 0.25% payroll deduction discount, 0.25% direct deposit discount.
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As Low As
Refinance
As Low As
As Low As; Loan Amount: $500-$40,000
Regular APR: 8.90% - 16.90%
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As Low As
As Low As; Terms from 6 to 60 months
As Low As; Maximum Loan amount is $20,000.00, term is based on amount borrowed.
As Low As; The "as low as" rates are based on 0.25% payroll deduction discount, 0.25% direct deposit discount.
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up to $7.500.00
As Low As; up to 90% Financing
As Low As; up to 90% Financing
No additional details available.
As Low As
As Low As; The "as low as" rates are based on 0.25% payroll deduction discount, 0.25% direct deposit discount.
As Low As; Simplify your finances by consolidating your loans into one easy monthly payment.
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As Low As
As Low As
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As Low As
As Low As; *APR = Annual Percentage Rate. All loans subject to credit approval. Rates displayed are the lowest rates available including a discount for automatic payment. Rates subject to change without notice. Rates and term subject to credit qualification.
As Low As
As Low As; *Annual Percentage Rate based on creditworthiness
As Low As
As Low As
As Low As
No additional details available.
As Low As; The "as low as" rates are based on 0.25% payroll deduction discount, 0.25% direct deposit discount.
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As Low As; up to 90% Financing
As Low As; up to 90% Financing
As Low As
As Low As
60 months at 9.500% (9.750% APR) for a $10,000 loan would result in a monthly payment of $211.24.
As Low As
As Low As
As Low As
Regular APR: 9.90% - 17.90%
As Low As
As Low As; Agreement available here. Addendum available here.
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As Low As
(Perfect for enhancing your lifestyle)
As Low As
As Low As
As Low As; *The above annual percentage rates (APR) are the lowest rates offered to applicants with direct deposit of net pay and a checking account. Applicants who are not approved at these rates or terms may be offered credit at a higher rate and/or different terms. All loan requests and rates are subject to credit approval.
As Low As
As Low As; Up to $20K***
As Low As; Up to $15,000
As Low As; Borrow up to $15,000
As Low As
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As Low As
As Low As
As Low As
Receive up to $8,000
As Low As
As Low As
(Available April - September)
As Low As
As Low As
up to $15,000.00
As Low As; based on credit score
No additional details available.
As Low As; Loan Amount: $500 - $25,000
As Low As
As Low As
As Low As
As Low As
As Low As; The "as low as" rates are based on 0.25% payroll deduction discount, 0.25% direct deposit discount.
As Low As; The "as low as" rates are based on 0.25% payroll deduction discount, 0.25% direct deposit discount.
As Low As
As Low As; The "as low as" rates are based on 0.25% payroll deduction discount, 0.25% direct deposit discount.
As Low As; The "as low as" rates are based on 0.25% payroll deduction discount, 0.25% direct deposit discount.
As Low As
As Low As; Loan Amount: $500-$40,000
As Low As
As Low As
As Low As; The "as low as" rates are based on 0.25% payroll deduction discount, 0.25% direct deposit discount.
up to $7.500.00
No additional details available.
As Low As; Terms from 6 to 60 months
As Low As; Maximum Loan amount is $20,000.00, term is based on amount borrowed.
As Low As; up to 90% Financing
As Low As; up to 90% Financing
As Low As; Simplify your finances by consolidating your loans into one easy monthly payment.
As Low As; The "as low as" rates are based on 0.25% payroll deduction discount, 0.25% direct deposit discount.
As Low As
As Low As
As Low As
As Low As
No additional details available.
As Low As; The "as low as" rates are based on 0.25% payroll deduction discount, 0.25% direct deposit discount.
No additional details available.
As Low As; *Annual Percentage Rate based on creditworthiness
As Low As
As Low As; up to 90% Financing
As Low As; up to 90% Financing
No additional details available.
As Low As
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As Low As
As Low As
As Low As
As Low As
No additional details available.
As Low As; Borrow up to $15,000
As Low As; Up to $15,000
As Low As; Up to $20K***
As Low As
As Low As
As Low As
up to $15,000.00
As Low As
As Low As; *The above annual percentage rates (APR) are the lowest rates offered to applicants with direct deposit of net pay and a checking account. Applicants who are not approved at these rates or terms may be offered credit at a higher rate and/or different terms. All loan requests and rates are subject to credit approval.
No additional details available.
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As Low As
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As Low As; Maximum loan amount $3,000 with a maximum term of 12 months. Payment sample: 12 monthly payments of $86.63/$1,000 borrowed.
As Low As
As Low As
No additional details available.
No additional details available.
No additional details available.
As Low As
As Low As; *APR = Annual Percentage Rate. All loans subject to credit approval. Rates displayed are the lowest rates available including a discount for automatic payment. Rates subject to change without notice. Rates and term subject to credit qualification.
As Low As
As Low As
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Elkton, FL Personal Loan Rate Trends
Compare local Elkton, FL personal loan rates against the statewide average
Daily personal loan rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
Florida personal loan rates rose 0.185 points over the past 7 days to 11.267% APR.
Florida signature loan rates fell 0.087 points over the past 7 days to 10.781% APR.
Methodology & Data Sources
Independent, Free, and Unbiased Rate Comparisons: MonitorBankRates.com is an independent rate comparison service. Our Elkton, Florida personal loan rate tables are free for consumers to use, and we do not receive payment from any lender to be included or to be ranked in any particular order. Listings are based solely on the rates each lender publicly advertises on its own website.
A Note on Third-Party Rate Tools: Some pages on our site also feature rate comparison widgets and tools provided by third-party partners. These tools may include sponsored listings or affiliate links, and we may receive compensation when users click through them. We clearly label these widgets so you can tell at a glance which rates come from our independent MonitorBankRates.com tables and which come from our advertising partners.
Direct-Sourced & Verified Personal Loan Rate Data: We aggregate personal loan rates for Elkton, Florida directly from the official websites of banks, credit unions, and online lenders using our proprietary rate aggregation technology and a dedicated team of rate updaters. By sourcing data from the institutions’ own digital properties and verifying APRs regularly, every rate on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available personal loan products in Elkton, Florida. We feature a comprehensive mix of lenders — from neighborhood credit unions and competitive regional banks to large national lenders available to borrowers in FL.
Regularly Updated APRs: Our rate updaters verify and update personal loan rates regularly. Because APRs can change based on market conditions and lender policies, every product features its own “last updated” date for full transparency. Personal loan APRs shown typically represent “as low as” rates for borrowers with excellent credit; your actual rate will depend on your credit history, credit score, income, and loan amount.
Frequently Asked Questions
What credit score do I need for a personal loan in Florida?
What is the difference between secured and unsecured personal loans?
Can I use a personal loan for debt consolidation in Florida?
Are credit unions or banks better for personal loans in Elkton, Florida?
What are the best personal loan rates in Elkton, Florida?
- TrustCo Bank: 4.00% (Passbook Loan)
- Baxter Credit Union: 4.50% (Credit Builder Loan)
- City County Employees Credit Union: 4.70% (New* & Used** (2025-2026) Loan)
- South Atlantic Federal Credit Union: 4.85% (Collateralized Loan)
- Credit Union 1 Credit Union Rantoul, IL: 5.00% (Credit Saver Loan)
Personal Loan Calculators
