Best Personal Loan Rates in Eustis, Florida (FL) - April 2026
Brian McKay
Brian McKay
Founder & Data Architect- Automated Online Rate Data Aggregation
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Current personal loan options available to borrowers in Eustis, Florida include: Addition Financial Credit UnionAddition Financial Credit Union15830 US Highway 441, Eustis, FL, 32726 6500A+5.0 ★Texas Ratio: 4.12% offering 5 Year Lot Loan at 7.75% APR, TD BankTD Bank2601 S Bay St, Eustis, FL, 32726A5.0 ★Texas Ratio: 6.30% offering Personal Loan at 7.99% APR, Climate First BankClimate First Bank2755 E Orange Ave, Eustis, FL, 32726A+5.0 ★Texas Ratio: 0.00% offering Solar Loan at 8.41% APR, Insight Credit UnionInsight Credit Union15120 US HIGHWAY 441, Eustis, FL, 32726A+5.0 ★Texas Ratio: 5.93% offering Any Season Any Reason Loan at 10.00% APR, and TrustCo BankTrustCo BankA+5.0 ★Texas Ratio: 3.16% offering Passbook Loan at 4.00% APR. Personal loan rates as of April 9, 2026 according to verified data from MonitorBankRates.
Eustis has 4 local institutions in our database, with personal loan rates as low as 7.75% APR from Addition Financial Credit Union at 15830 US Highway 441, Eustis, FL, 32726 6500. Use the tabs below to compare all available personal loan types. Rates are continually updated — we recommend checking back frequently.
We empower borrowers with transparent, proprietary financial health metrics—including A-F Safety Grades, verified Star Ratings, and Texas Ratios—so you can confidently borrow from a stable, highly-rated institution in Eustis, Florida.
Personal loan rates reflect recent market quotes and representative offers available to borrowers in Eustis, Florida. Rates shown are typically “as low as” APRs for borrowers with excellent credit. Your final approved rate will depend on your credit history, credit score, income, and loan amount. Personal Loan Rates Last Updated and Verified: April 9, 2026
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Loan amount: $2,000 to $50,000; Terms: 36 to 60 months; No origination or application fees, and no prepayment penalty
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Interest rate of 7.72% with Auto-Pay
Interest rate of 8.00% with Auto-Pay
Refinance
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Available for Battery-Only loans!; Interest rate of 7.47% with Auto-Pay
Receive up to $8,000 at 10.0% APR for up to 48 months with payments of $25.36 per each $1,000 borrowed.
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This APR will vary with the market based on the dividend rate.
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Fixed at 5.00% up to 5 years
Fixed rates
up to 180 months
up to 240 months
Variable rates
Your interest rate and monthly payments can fluctuate during the repayment period.
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Fixed at 5.99% up to 5 years
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As Low As; Rates as low as 5.625% (6.508% APR)
As Low As; Loan available for up to and including $500,000, fixed interest rate for up to 60 months, fully amortizing with principal payments. Customer is responsible for closing costs. First Federal Bank business checking account and auto debit required. Limited time offer. Updated October 2025.
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up to 84 months
As Low As; Maximum loan amount $3,000 with a maximum term of 12 months. Payment sample: 12 monthly payments of $86.63/$1,000 borrowed.
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36 months at 8.500% (7.250% APR) for a $10,000 loan would result in a monthly payment of $309.92.
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As Low As; The minimum promotional loan rate is 7.30% with a 36-month term
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Loan to Value %: 70%
As Low As; Up to 240 Months
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As Low As; Variable Introductory APR
48 months at 8.800% (7.750% APR) for a $10,000 loan would result in a monthly payment of $242.96.
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Borrow between $500 - $5,000 to rebuild credit - see loan page for details.
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As Low As; The "as low as" rates are based on 0.25% payroll deduction discount, 0.25% direct deposit discount.
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As Low As; The "as low as" rates are based on 0.25% payroll deduction discount, 0.25% direct deposit discount.
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As Low As; The "as low as" rates are based on 0.25% payroll deduction discount, 0.25% direct deposit discount.
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As Low As; The "as low as" rates are based on 0.25% payroll deduction discount, 0.25% direct deposit discount.
up to 12 months
up to 24 months
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As Low As; Loan Amount $500-$40,000
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As Low As; Maximum Loan amount is $20,000.00, term is based on amount borrowed.
As Low As; Terms from 6 to 60 months
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up to $7.500.00
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As Low As; The "as low as" rates are based on 0.25% payroll deduction discount, 0.25% direct deposit discount.
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As Low As; Simplify your finances by consolidating your loans into one easy monthly payment.
As Low As; The "as low as" rates are based on 0.25% payroll deduction discount, 0.25% direct deposit discount.
Highest APR* is 18.00%
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As Low As; *APR = Annual Percentage Rate. All loans subject to credit approval. Rates subject to change without notice.
As Low As; *APR = Annual Percentage Rate. All loans subject to credit approval. Rates displayed are the lowest rates available including a discount for automatic payment. Rates subject to change without notice. Rates and term subject to credit qualification.
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As Low As; The "as low as" rates are based on 0.25% payroll deduction discount, 0.25% direct deposit discount.
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As Low As; *Annual Percentage Rate based on creditworthiness
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60 months at 9.500% (9.750% APR) for a $10,000 loan would result in a monthly payment of $211.24.
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As Low As; Agreement available here. Addendum available here.
(Perfect for enhancing your lifestyle)
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Fixed rates
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Loan amount: $2,000 to $50,000; Terms: 36 to 60 months; No origination or application fees, and no prepayment penalty
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As Low As; The "as low as" rates are based on 0.25% payroll deduction discount, 0.25% direct deposit discount.
As Low As; The "as low as" rates are based on 0.25% payroll deduction discount, 0.25% direct deposit discount.
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As Low As; The "as low as" rates are based on 0.25% payroll deduction discount, 0.25% direct deposit discount.
As Low As; The "as low as" rates are based on 0.25% payroll deduction discount, 0.25% direct deposit discount.
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As Low As; Loan Amount $500-$40,000
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As Low As; Terms from 6 to 60 months
As Low As; Maximum Loan amount is $20,000.00, term is based on amount borrowed.
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As Low As; The "as low as" rates are based on 0.25% payroll deduction discount, 0.25% direct deposit discount.
up to $7.500.00
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As Low As; The "as low as" rates are based on 0.25% payroll deduction discount, 0.25% direct deposit discount.
As Low As; Simplify your finances by consolidating your loans into one easy monthly payment.
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As Low As; *Annual Percentage Rate based on creditworthiness
As Low As; The "as low as" rates are based on 0.25% payroll deduction discount, 0.25% direct deposit discount.
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Qualifications Required: direct deposit of net pay; a checking account; As Low As; Applicants who are not approved at these rates or terms may be offered credit at a higher rate and/or different terms.
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Highest APR* is 18.00%
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As Low As; *APR = Annual Percentage Rate. All loans subject to credit approval. Rates displayed are the lowest rates available including a discount for automatic payment. Rates subject to change without notice. Rates and term subject to credit qualification.
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Eustis, FL Personal Loan Rate Trends
Compare local Eustis, FL personal loan rates against the statewide average
Daily personal loan rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
Florida personal loan rates rose 0.459 points over the past 7 days to 10.614% APR.
Florida signature loan rates fell 0.079 points over the past 7 days to 11.028% APR.
Frequently Asked Questions
What credit score do I need for a personal loan in Florida?
What is the difference between secured and unsecured personal loans?
Can I use a personal loan for debt consolidation in Florida?
Are credit unions or banks better for personal loans in Eustis, Florida?
What are the best personal loan rates in Eustis, Florida?
- Addition Financial Credit Union: 7.75% (5 Year Lot Loan)
- TD Bank: 7.99% (Personal Loan)
- Climate First Bank: 8.41% (Solar Loan)
- Insight Credit Union: 10.00% (Any Season Any Reason Loan)
- TrustCo Bank: 4.00% (Passbook Loan)
Personal Loan Calculators
