Best Personal Loan Rates in Fort Lauderdale, Florida (FL) - April 2026
Brian McKay
Brian McKay
Founder & Data Architect- Automated Online Rate Data Aggregation
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Current personal loan options available to borrowers in Fort Lauderdale, Florida include: Connect Credit UnionConnect Credit Union3400 W Commercial Blvd, Fort lauderdale, FL, 33309A+5.0 ★Texas Ratio: 2.61% offering Personal Loans at 9.99% APR, BROWARD HEALTHCAREBROWARD HEALTHCARE2350 W COMMERCIAL BLVD, FORT LAUDERDALE, FL, 33309A5.0 ★Texas Ratio: 7.57% offering Personal Loans at 10.24% APR, We Florida Financial Credit UnionWe Florida Financial Credit Union634 NE 3rd Ave, Fort Lauderdale, FL, 33304A+5.0 ★Texas Ratio: 4.62% offering Personal Loan at 11.25% APR, Brightstar Credit UnionBrightstar Credit Union600 SE 3rd Ave, Fort Lauderdale, FL, 33301A+5.0 ★Texas Ratio: 5.30% offering Personal Loan at 11.99% APR, and TrustCo BankTrustCo BankA+5.0 ★Texas Ratio: 3.16% offering Passbook Loan at 4.00% APR. Personal loan rates as of April 19, 2026 according to verified data from MonitorBankRates.
Fort Lauderdale has 4 local institutions in our database, with personal loan rates as low as 9.99% APR from Connect Credit Union at 3400 W Commercial Blvd, Fort lauderdale, FL, 33309. Use the tabs below to compare all available personal loan types. Rates are continually updated — we recommend checking back frequently.
We empower borrowers with transparent, proprietary financial health metrics—including A-F Safety Grades, verified Star Ratings, and Texas Ratios—so you can confidently borrow from a stable, highly-rated institution in Fort Lauderdale, Florida.
Personal loan rates reflect recent market quotes and representative offers available to borrowers in Fort Lauderdale, Florida. Rates shown are typically “as low as” APRs for borrowers with excellent credit. Your final approved rate will depend on your credit history, credit score, income, and loan amount. Personal Loan Rates Last Updated and Verified: April 19, 2026
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As Low As; with auto-pay
No additional details available.
Fixed at 5.00% up to 5 years
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This APR will vary with the market based on the dividend rate.
As Low As; without auto payment/transfer
up to 180 months
up to 240 months
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Fixed at 5.99% up to 5 years
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up to 84 months
As Low As; Maximum loan amount $3,000 with a maximum term of 12 months. Payment sample: 12 monthly payments of $86.63/$1,000 borrowed.
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As Low As; Variable Introductory APR as low as
36 months at 8.500% (7.250% APR) for a $10,000 loan would result in a monthly payment of $309.92.
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As Low As; Variable Introductory APR as low as
48 months at 8.800% (7.750% APR) for a $10,000 loan would result in a monthly payment of $242.96.
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Refinance
As Low As; The "as low as" rates are based on 0.25% payroll deduction discount, 0.25% direct deposit discount.
No additional details available.
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Purchase
As Low As; The "as low as" rates are based on 0.25% payroll deduction discount, 0.25% direct deposit discount.
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As Low As; The "as low as" rates are based on 0.25% payroll deduction discount, 0.25% direct deposit discount.
No additional details available.
As Low As; The "as low as" rates are based on 0.25% payroll deduction discount, 0.25% direct deposit discount.
up to 12 months
up to 24 months
No additional details available.
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As Low As; Loan Amount $500-$40,000
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As Low As; Terms from 6 to 60 months
As Low As; The "as low as" rates are based on 0.25% payroll deduction discount, 0.25% direct deposit discount.
As Low As; Maximum Loan amount is $20,000.00, term is based on amount borrowed.
No additional details available.
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As Low As; Rates are subject to change and are based on term and individual's creditworthiness.
up to $7.500.00
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No additional details available.
As Low As; Simplify your finances by consolidating your loans into one easy monthly payment.
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As Low As; The "as low as" rates are based on 0.25% payroll deduction discount, 0.25% direct deposit discount.
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As Low As; *Annual Percentage Rate based on creditworthiness
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As Low As; The "as low as" rates are based on 0.25% payroll deduction discount, 0.25% direct deposit discount.
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60 months at 9.500% (9.750% APR) for a $10,000 loan would result in a monthly payment of $211.24.
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As Low As; Agreement available here. Addendum available here.
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(Perfect for enhancing your lifestyle)
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As Low As; Up to $15,000
As Low As; Borrow up to $15,000
As Low As; *The above annual percentage rates (APR) are the lowest rates offered to applicants with direct deposit of net pay and a checking account. Applicants who are not approved at these rates or terms may be offered credit at a higher rate and/or different terms. All loan requests and rates are subject to credit approval.
No additional details available.
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up to $15,000.00
As Low As; based on credit score
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(Available April - September)
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As Low As; Maximum Loan Amount: $100,000
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As Low As; Unsecured
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As Low As; APR* up to 36 months. Max 60 months*.
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Loan Amount Up to $1,000
(Feb 1st - Apr 30th)
(Jan 1st - Dec 31st)
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As Low As; The "as low as" rates are based on 0.25% payroll deduction discount, 0.25% direct deposit discount.
As Low As; The "as low as" rates are based on 0.25% payroll deduction discount, 0.25% direct deposit discount.
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As Low As; The "as low as" rates are based on 0.25% payroll deduction discount, 0.25% direct deposit discount.
As Low As; The "as low as" rates are based on 0.25% payroll deduction discount, 0.25% direct deposit discount.
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As Low As; Loan Amount $500-$40,000
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No additional details available.
As Low As; Rates are subject to change and are based on term and individual's creditworthiness.
up to $7.500.00
No additional details available.
As Low As; Terms from 6 to 60 months
As Low As; Maximum Loan amount is $20,000.00, term is based on amount borrowed.
As Low As; The "as low as" rates are based on 0.25% payroll deduction discount, 0.25% direct deposit discount.
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As Low As; The "as low as" rates are based on 0.25% payroll deduction discount, 0.25% direct deposit discount.
As Low As; Simplify your finances by consolidating your loans into one easy monthly payment.
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As Low As; *Annual Percentage Rate based on creditworthiness
As Low As; The "as low as" rates are based on 0.25% payroll deduction discount, 0.25% direct deposit discount.
No additional details available.
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As Low As; Up to $15,000
As Low As; Borrow up to $15,000
up to $15,000.00
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As Low As; Maximum Loan Amount: $100,000
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As Low As; Unsecured
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No additional details available.
No additional details available.
Loan Amount Up to $1,000
As Low As
As Low As; *The above annual percentage rates (APR) are the lowest rates offered to applicants with direct deposit of net pay and a checking account. Applicants who are not approved at these rates or terms may be offered credit at a higher rate and/or different terms. All loan requests and rates are subject to credit approval.
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As Low As; Up to 60 months
As Low As; APR* up to 36 months. Max 60 months*.
Fort Lauderdale, FL Personal Loan Rate Trends
Compare local Fort Lauderdale, FL personal loan rates against the statewide average
Daily personal loan rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
Florida personal loan rates rose 0.051 points over the past 7 days to 11.387% APR.
Florida signature loan rates fell 0.014 points over the past 7 days to 10.750% APR.
Frequently Asked Questions
What credit score do I need for a personal loan in Florida?
What is the difference between secured and unsecured personal loans?
Can I use a personal loan for debt consolidation in Florida?
Are credit unions or banks better for personal loans in Fort Lauderdale, Florida?
What are the best personal loan rates in Fort Lauderdale, Florida?
- Connect Credit Union: 9.99% (Personal Loans)
- BROWARD HEALTHCARE: 10.24% (Personal Loans)
- We Florida Financial Credit Union: 11.25% (Personal Loan)
- Brightstar Credit Union: 11.99% (Personal Loan)
- TrustCo Bank: 4.00% (Passbook Loan)
Personal Loan Calculators
