Best Personal Loan Rates in Fort Myers, Florida (FL) - April 2026
Brian McKay
Brian McKay
Founder & Data Architect- Automated Online Rate Data Aggregation
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Current personal loan options available to borrowers in Fort Myers, Florida include: Achieva Credit UnionAchieva Credit Union4379 Colonial Blvd Ste 100, Fort Myers, FL, 33966A+5.0 ★Texas Ratio: 1.90% offering Up to 90% Loan To Value (LTV) at 7.25% APR, Tampa Postal Federal Credit UnionTampa Postal Federal Credit Union4125 Cleveland Ave Ste 1855, Fort Myers, FL, 33901 9188A+5.0 ★Texas Ratio: 2.00% offering Personal Loan at 10.50% APR, TrustCo BankTrustCo BankA+5.0 ★Texas Ratio: 3.16% offering Passbook Loan at 4.00% APR, Baxter Credit UnionBaxter Credit UnionA5.0 ★Texas Ratio: 7.73% offering Credit Builder Loan at 4.50% APR, and Firefighters First Federal Credit UnionFirefighters First Federal Credit UnionA+5.0 ★Texas Ratio: 1.58% offering Fire Station Loan at 4.99% APR. Personal loan rates as of April 11, 2026 according to verified data from MonitorBankRates.
Fort Myers has 2 local institutions in our database, with personal loan rates as low as 7.25% APR from Achieva Credit Union at 4379 Colonial Blvd Ste 100, Fort Myers, FL, 33966. Use the tabs below to compare all available personal loan types. Rates are continually updated — we recommend checking back frequently.
We empower borrowers with transparent, proprietary financial health metrics—including A-F Safety Grades, verified Star Ratings, and Texas Ratios—so you can confidently borrow from a stable, highly-rated institution in Fort Myers, Florida.
Personal loan rates reflect recent market quotes and representative offers available to borrowers in Fort Myers, Florida. Rates shown are typically “as low as” APRs for borrowers with excellent credit. Your final approved rate will depend on your credit history, credit score, income, and loan amount. Personal Loan Rates Last Updated and Verified: April 11, 2026
As Low As; Variable Introductory APR as low as
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As Low As; Variable Introductory APR
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Fixed at 5.00% up to 5 years
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This APR will vary with the market based on the dividend rate.
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up to 180 months
up to 240 months
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Fixed at 5.99% up to 5 years
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up to 84 months
As Low As; Maximum loan amount $3,000 with a maximum term of 12 months. Payment sample: 12 monthly payments of $86.63/$1,000 borrowed.
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36 months at 8.500% (7.250% APR) for a $10,000 loan would result in a monthly payment of $309.92.
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As Low As; The minimum promotional loan rate is 7.30% with a 36-month term
No additional details available.
Loan to Value %: 70%
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48 months at 8.800% (7.750% APR) for a $10,000 loan would result in a monthly payment of $242.96.
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As Low As; The "as low as" rates are based on 0.25% payroll deduction discount, 0.25% direct deposit discount.
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As Low As; The "as low as" rates are based on 0.25% payroll deduction discount, 0.25% direct deposit discount.
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As Low As; The "as low as" rates are based on 0.25% payroll deduction discount, 0.25% direct deposit discount.
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Refinance
As Low As; The "as low as" rates are based on 0.25% payroll deduction discount, 0.25% direct deposit discount.
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up to 24 months
up to 12 months
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As Low As; Loan Amount: $500-$40,000
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up to $7.500.00
As Low As; Terms from 6 to 60 months
As Low As; Rates are subject to change and are based on term and individual's creditworthiness.
As Low As; Maximum Loan amount is $20,000.00, term is based on amount borrowed.
No additional details available.
As Low As; The "as low as" rates are based on 0.25% payroll deduction discount, 0.25% direct deposit discount.
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As Low As; Simplify your finances by consolidating your loans into one easy monthly payment.
No additional details available.
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As Low As; The "as low as" rates are based on 0.25% payroll deduction discount, 0.25% direct deposit discount.
Highest APR* is 18.00%
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As Low As; *APR = Annual Percentage Rate. All loans subject to credit approval. Rates displayed are the lowest rates available including a discount for automatic payment. Rates subject to change without notice. Rates and term subject to credit qualification.
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As Low As; *APR = Annual Percentage Rate. All loans subject to credit approval. Rates subject to change without notice.
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No additional details available.
As Low As; The "as low as" rates are based on 0.25% payroll deduction discount, 0.25% direct deposit discount.
No additional details available.
As Low As; *Annual Percentage Rate based on creditworthiness
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60 months at 9.500% (9.750% APR) for a $10,000 loan would result in a monthly payment of $211.24.
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As Low As; Agreement available here. Addendum available here.
(Perfect for enhancing your lifestyle)
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As Low As; Borrow up to $15,000
As Low As; *The above annual percentage rates (APR) are the lowest rates offered to applicants with direct deposit of net pay and a checking account. Applicants who are not approved at these rates or terms may be offered credit at a higher rate and/or different terms. All loan requests and rates are subject to credit approval.
No additional details available.
As Low As; Up to $15,000
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(Available April - September)
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As Low As; based on credit score
Receive up to $8,000 at 10.0% APR for up to 48 months with payments of $25.36 per each $1,000 borrowed.
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up to $15,000.00
As Low As; minimum amount $3,001
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As Low As; The "as low as" rates are based on 0.25% payroll deduction discount, 0.25% direct deposit discount.
As Low As; The "as low as" rates are based on 0.25% payroll deduction discount, 0.25% direct deposit discount.
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As Low As; The "as low as" rates are based on 0.25% payroll deduction discount, 0.25% direct deposit discount.
As Low As; The "as low as" rates are based on 0.25% payroll deduction discount, 0.25% direct deposit discount.
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As Low As; Loan Amount: $500-$40,000
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As Low As; Rates are subject to change and are based on term and individual's creditworthiness.
No additional details available.
up to $7.500.00
As Low As; Maximum Loan amount is $20,000.00, term is based on amount borrowed.
As Low As; Terms from 6 to 60 months
No additional details available.
As Low As; The "as low as" rates are based on 0.25% payroll deduction discount, 0.25% direct deposit discount.
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As Low As; The "as low as" rates are based on 0.25% payroll deduction discount, 0.25% direct deposit discount.
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As Low As; Simplify your finances by consolidating your loans into one easy monthly payment.
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As Low As; The "as low as" rates are based on 0.25% payroll deduction discount, 0.25% direct deposit discount.
No additional details available.
As Low As; *Annual Percentage Rate based on creditworthiness
No additional details available.
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As Low As; Up to $15,000
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As Low As; Borrow up to $15,000
up to $15,000.00
As Low As; minimum amount $3,001
As Low As
As Low As; *The above annual percentage rates (APR) are the lowest rates offered to applicants with direct deposit of net pay and a checking account. Applicants who are not approved at these rates or terms may be offered credit at a higher rate and/or different terms. All loan requests and rates are subject to credit approval.
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Highest APR* is 18.00%
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As Low As; *APR = Annual Percentage Rate. All loans subject to credit approval. Rates displayed are the lowest rates available including a discount for automatic payment. Rates subject to change without notice. Rates and term subject to credit qualification.
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Fort Myers, FL Personal Loan Rate Trends
Compare local Fort Myers, FL personal loan rates against the statewide average
Daily personal loan rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
Florida personal loan rates rose 0.766 points over the past 7 days to 11.283% APR.
Florida signature loan rates fell 0.423 points over the past 7 days to 10.764% APR.
Frequently Asked Questions
What credit score do I need for a personal loan in Florida?
What is the difference between secured and unsecured personal loans?
Can I use a personal loan for debt consolidation in Florida?
Are credit unions or banks better for personal loans in Fort Myers, Florida?
What are the best personal loan rates in Fort Myers, Florida?
- Achieva Credit Union: 7.25% (Up to 90% Loan To Value (LTV))
- Tampa Postal Federal Credit Union: 10.50% (Personal Loan)
- TrustCo Bank: 4.00% (Passbook Loan)
- Baxter Credit Union: 4.50% (Credit Builder Loan)
- Firefighters First Federal Credit Union: 4.99% (Fire Station Loan)
Personal Loan Calculators
