Best Personal Loan Rates in Jacksonville, Florida (FL) - April 2026
Brian McKay
Brian McKay
Founder & Data Architect- Automated Online Rate Data Aggregation
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Current personal loan options available to borrowers in Jacksonville, Florida include: Alive Credit UnionAlive Credit Union9790 Touchton Rd, Jacksonville, FL, 32246A+5.0 ★Texas Ratio: 4.30% offering Tactical Loan at 5.00% APR, Self-Help Credit UnionSelf-Help Credit Union9580 Hutchinson Park Dr, Jacksonville, FL, 32225 7201A5.0 ★Texas Ratio: 7.18% offering Energy Saver Loans at 5.75% APR, Mayo Employees Federal Credit UnionMayo Employees Federal Credit Union4500 San Pablo Rd S, Jacksonville, FL, 32224 1865A+5.0 ★Texas Ratio: 0.10% offering Solar Loan at 7.99% APR, Publix Employees Federal Credit UnionPublix Employees Federal Credit Union9730 Hutchinson Park Dr, Jacksonville, FL, 32225A+5.0 ★Texas Ratio: 1.34% offering Emergency Disaster Loan at 8.00% APR, and Metro North Federal Credit UnionMetro North Federal Credit Union310 Dundas Dr, jacksonville, FL, 32218 5588A+5.0 ★Texas Ratio: 0.19% offering Personal Loan / Signature Loan at 9.00% APR. Personal loan rates as of April 19, 2026 according to verified data from MonitorBankRates.
Jacksonville has 12 local institutions in our database, with personal loan rates as low as 5.00% APR from Alive Credit Union at 9790 Touchton Rd, Jacksonville, FL, 32246. Use the tabs below to compare all available personal loan types. Rates are continually updated — we recommend checking back frequently.
We empower borrowers with transparent, proprietary financial health metrics—including A-F Safety Grades, verified Star Ratings, and Texas Ratios—so you can confidently borrow from a stable, highly-rated institution in Jacksonville, Florida.
Personal loan rates reflect recent market quotes and representative offers available to borrowers in Jacksonville, Florida. Rates shown are typically “as low as” APRs for borrowers with excellent credit. Your final approved rate will depend on your credit history, credit score, income, and loan amount. Personal Loan Rates Last Updated and Verified: April 19, 2026
As Low As
up to 180 months
up to 240 months
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As Low As
No additional details available.
No additional details available.
As Low As; Simplify your finances by consolidating your loans into one easy monthly payment.
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As Low As; *Annual Percentage Rate based on creditworthiness
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As Low As; Up to $15,000
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As Low As; Maximum Loan Amount: $100,000
As Low As
No additional details available.
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No additional details available.
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As Low As; $15,000 -$25,000
No additional details available.
No additional details available.
up to 48 months
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As Low As; $25,000 or more
No additional details available.
up to 48 months
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No additional details available.
No additional details available.
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No additional details available.
As Low As; with auto-pay
Fixed at 5.00% up to 5 years
This APR will vary with the market based on the dividend rate.
As Low As; without auto payment/transfer
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Fixed at 5.99% up to 5 years
No additional details available.
No additional details available.
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No additional details available.
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No additional details available.
up to 84 months
As Low As; Maximum loan amount $3,000 with a maximum term of 12 months. Payment sample: 12 monthly payments of $86.63/$1,000 borrowed.
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As Low As; Variable Introductory APR as low as
36 months at 8.500% (7.250% APR) for a $10,000 loan would result in a monthly payment of $309.92.
No additional details available.
No additional details available.
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No additional details available.
As Low As; Variable Introductory APR as low as
48 months at 8.800% (7.750% APR) for a $10,000 loan would result in a monthly payment of $242.96.
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As Low As
No additional details available.
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No additional details available.
No additional details available.
Refinance
As Low As; The "as low as" rates are based on 0.25% payroll deduction discount, 0.25% direct deposit discount.
No additional details available.
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Purchase
As Low As; The "as low as" rates are based on 0.25% payroll deduction discount, 0.25% direct deposit discount.
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As Low As
As Low As; The "as low as" rates are based on 0.25% payroll deduction discount, 0.25% direct deposit discount.
No additional details available.
As Low As; The "as low as" rates are based on 0.25% payroll deduction discount, 0.25% direct deposit discount.
up to 24 months
up to 12 months
No additional details available.
As Low As
As Low As; Loan Amount $500-$40,000
As Low As
As Low As
No additional details available.
As Low As; The "as low as" rates are based on 0.25% payroll deduction discount, 0.25% direct deposit discount.
As Low As; Maximum Loan amount is $20,000.00, term is based on amount borrowed.
up to $7.500.00
As Low As; Rates are subject to change and are based on term and individual's creditworthiness.
As Low As; Terms from 6 to 60 months
As Low As
As Low As
No additional details available.
As Low As; The "as low as" rates are based on 0.25% payroll deduction discount, 0.25% direct deposit discount.
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No additional details available.
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No additional details available.
As Low As; The "as low as" rates are based on 0.25% payroll deduction discount, 0.25% direct deposit discount.
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No additional details available.
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As Low As
60 months at 9.500% (9.750% APR) for a $10,000 loan would result in a monthly payment of $211.24.
As Low As
As Low As
No additional details available.
No additional details available.
As Low As
As Low As; Agreement available here. Addendum available here.
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As Low As
(Perfect for enhancing your lifestyle)
As Low As
As Low As
No additional details available.
No additional details available.
No additional details available.
As Low As
As Low As
As Low As; Borrow up to $15,000
As Low As; *The above annual percentage rates (APR) are the lowest rates offered to applicants with direct deposit of net pay and a checking account. Applicants who are not approved at these rates or terms may be offered credit at a higher rate and/or different terms. All loan requests and rates are subject to credit approval.
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(Available April - September)
As Low As
No additional details available.
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As Low As; based on credit score
up to $15,000.00
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As Low As; Unsecured
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As Low As; Up to 60 months
No additional details available.
As Low As; APR* up to 36 months. Max 60 months*.
No additional details available.
Loan Amount Up to $1,000
(Feb 1st - Apr 30th)
(Jan 1st - Dec 31st)
No additional details available.
As Low As; Simplify your finances by consolidating your loans into one easy monthly payment.
As Low As
As Low As
As Low As; *Annual Percentage Rate based on creditworthiness
As Low As
As Low As; Up to $15,000
As Low As; Maximum Loan Amount: $100,000
As Low As
No additional details available.
No additional details available.
As Low As
As Low As; $15,000 -$25,000
No additional details available.
No additional details available.
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As Low As; $25,000 or more
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As Low As; The "as low as" rates are based on 0.25% payroll deduction discount, 0.25% direct deposit discount.
As Low As; The "as low as" rates are based on 0.25% payroll deduction discount, 0.25% direct deposit discount.
As Low As
As Low As; The "as low as" rates are based on 0.25% payroll deduction discount, 0.25% direct deposit discount.
As Low As; The "as low as" rates are based on 0.25% payroll deduction discount, 0.25% direct deposit discount.
As Low As
As Low As; Loan Amount $500-$40,000
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As Low As; Rates are subject to change and are based on term and individual's creditworthiness.
up to $7.500.00
No additional details available.
As Low As; Terms from 6 to 60 months
As Low As; Maximum Loan amount is $20,000.00, term is based on amount borrowed.
As Low As; The "as low as" rates are based on 0.25% payroll deduction discount, 0.25% direct deposit discount.
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As Low As; The "as low as" rates are based on 0.25% payroll deduction discount, 0.25% direct deposit discount.
As Low As
As Low As
As Low As; The "as low as" rates are based on 0.25% payroll deduction discount, 0.25% direct deposit discount.
No additional details available.
No additional details available.
As Low As
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As Low As; Borrow up to $15,000
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No additional details available.
As Low As
up to $15,000.00
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As Low As; Unsecured
As Low As
No additional details available.
Loan Amount Up to $1,000
As Low As
As Low As; *The above annual percentage rates (APR) are the lowest rates offered to applicants with direct deposit of net pay and a checking account. Applicants who are not approved at these rates or terms may be offered credit at a higher rate and/or different terms. All loan requests and rates are subject to credit approval.
No additional details available.
As Low As
No additional details available.
No additional details available.
As Low As
up to 48 months
up to 48 months
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No additional details available.
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No additional details available.
No additional details available.
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As Low As; Up to 60 months
As Low As; APR* up to 36 months. Max 60 months*.
Jacksonville, FL Personal Loan Rate Trends
Compare local Jacksonville, FL personal loan rates against the statewide average
Daily personal loan rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
Florida personal loan rates fell 0.047 points over the past 7 days to 11.295% APR.
Florida signature loan rates rose 0.028 points over the past 7 days to 10.778% APR.
Frequently Asked Questions
What credit score do I need for a personal loan in Florida?
What is the difference between secured and unsecured personal loans?
Can I use a personal loan for debt consolidation in Florida?
Are credit unions or banks better for personal loans in Jacksonville, Florida?
What are the best personal loan rates in Jacksonville, Florida?
- Alive Credit Union: 5.00% (Tactical Loan)
- Self-Help Credit Union: 5.75% (Energy Saver Loans)
- Mayo Employees Federal Credit Union: 7.99% (Solar Loan)
- Publix Employees Federal Credit Union: 8.00% (Emergency Disaster Loan)
- Metro North Federal Credit Union: 9.00% (Personal Loan / Signature Loan)
Personal Loan Calculators
