Best Personal Loan Rates in Maitland, Florida (FL) - April 2026
Brian McKay
Brian McKay
Founder & Data Architect- Automated Online Rate Data Aggregation
- Location-Based Rate Tables
- Bank & Credit Union Health Safety Ratings
- Bank & Credit Union Star Ratings
- Finance Calculators
Current personal loan options available to borrowers in Maitland, Florida include: TrustCo BankTrustCo Bank9400 S Us Highway 17 92, Maitland, FL, 32751A+5.0 ★Texas Ratio: 3.16% offering Passbook Loan at 4.00% APR, Midflorida Credit UnionMidflorida Credit Union450 S Orlando Ave, Maitland, FL, 32751A+5.0 ★Texas Ratio: 2.45% offering Cash-out Refinance Loan at 6.17% APR, McCoy Federal Credit UnionMcCoy Federal Credit Union9405 S US Highway 17 92, Maitland, FL, 32751A+5.0 ★Texas Ratio: 2.64% offering Personal Unsecured at 11.50% APR, UNIFY Financial Federal Credit UnionUNIFY Financial Federal Credit Union2405 Lucien Way, Maitland, FL, 32751B4.4 ★Texas Ratio: 21.76% offering Personal Loan at 13.74% APR, and Baxter Credit UnionBaxter Credit UnionA5.0 ★Texas Ratio: 7.73% offering Credit Builder Loan at 4.50% APR. Personal loan rates as of April 9, 2026 according to verified data from MonitorBankRates.
Maitland has 4 local institutions in our database, with personal loan rates as low as 4.00% APR from TrustCo Bank at 9400 S Us Highway 17 92, Maitland, FL, 32751. Use the tabs below to compare all available personal loan types. Rates are continually updated — we recommend checking back frequently.
We empower borrowers with transparent, proprietary financial health metrics—including A-F Safety Grades, verified Star Ratings, and Texas Ratios—so you can confidently borrow from a stable, highly-rated institution in Maitland, Florida.
Personal loan rates reflect recent market quotes and representative offers available to borrowers in Maitland, Florida. Rates shown are typically “as low as” APRs for borrowers with excellent credit. Your final approved rate will depend on your credit history, credit score, income, and loan amount. Personal Loan Rates Last Updated and Verified: April 9, 2026
No additional details available.
No additional details available.
No additional details available.
As Low As
No additional details available.
As Low As
No additional details available.
No additional details available.
As Low As
No additional details available.
As Low As
No additional details available.
No additional details available.
As Low As
As Low As
No additional details available.
This APR will vary with the market based on the dividend rate.
As Low As
Fixed at 5.00% up to 5 years
Fixed rates
up to 180 months
up to 240 months
Variable rates
Your interest rate and monthly payments can fluctuate during the repayment period.
No additional details available.
As Low As
As Low As
As Low As
No additional details available.
As Low As
Fixed at 5.99% up to 5 years
No additional details available.
As Low As
No additional details available.
No additional details available.
No additional details available.
No additional details available.
As Low As; Up to 60 Months
As Low As; Rates as low as 5.625% (6.508% APR)
As Low As; Loan available for up to and including $500,000, fixed interest rate for up to 60 months, fully amortizing with principal payments. Customer is responsible for closing costs. First Federal Bank business checking account and auto debit required. Limited time offer. Updated October 2025.
No additional details available.
up to 84 months
As Low As; Maximum loan amount $3,000 with a maximum term of 12 months. Payment sample: 12 monthly payments of $86.63/$1,000 borrowed.
As Low As
As Low As
As Low As
As Low As
As Low As; Up to 120 Months
No additional details available.
As Low As
No additional details available.
As Low As; Up to 180 Months
As Low As; Variable Introductory APR as low as
36 months at 8.500% (7.250% APR) for a $10,000 loan would result in a monthly payment of $309.92.
As Low As
As Low As; The minimum promotional loan rate is 7.30% with a 36-month term
No additional details available.
Loan to Value %: 70%
As Low As; Up to 240 Months
As Low As
No additional details available.
No additional details available.
No additional details available.
No additional details available.
No additional details available.
As Low As
48 months at 8.800% (7.750% APR) for a $10,000 loan would result in a monthly payment of $242.96.
No additional details available.
As Low As; Variable Introductory APR
As Low As
As Low As
As Low As
No additional details available.
As Low As
As Low As
As Low As
As Low As
Borrow between $500 - $5,000 to rebuild credit - see loan page for details.
As Low As
As Low As
Loan amount: $2,000 to $50,000; Terms: 36 to 60 months; No origination or application fees, and no prepayment penalty
No additional details available.
No additional details available.
No additional details available.
As Low As
No additional details available.
No additional details available.
As Low As; The "as low as" rates are based on 0.25% payroll deduction discount, 0.25% direct deposit discount.
No additional details available.
No additional details available.
As Low As
Interest rate of 7.72% with Auto-Pay
As Low As; The "as low as" rates are based on 0.25% payroll deduction discount, 0.25% direct deposit discount.
Interest rate of 8.00% with Auto-Pay
As Low As
As Low As
As Low As; The "as low as" rates are based on 0.25% payroll deduction discount, 0.25% direct deposit discount.
No additional details available.
Refinance
As Low As; The "as low as" rates are based on 0.25% payroll deduction discount, 0.25% direct deposit discount.
No additional details available.
up to 24 months
up to 12 months
No additional details available.
As Low As
As Low As
As Low As; Loan Amount $500-$40,000
As Low As
As Low As; The "as low as" rates are based on 0.25% payroll deduction discount, 0.25% direct deposit discount.
No additional details available.
As Low As
up to $7.500.00
No additional details available.
As Low As; Terms from 6 to 60 months
As Low As; Maximum Loan amount is $20,000.00, term is based on amount borrowed.
Available for Battery-Only loans!; Interest rate of 7.47% with Auto-Pay
No additional details available.
As Low As
As Low As; The "as low as" rates are based on 0.25% payroll deduction discount, 0.25% direct deposit discount.
As Low As; Simplify your finances by consolidating your loans into one easy monthly payment.
No additional details available.
As Low As
Highest APR* is 18.00%
As Low As
As Low As
As Low As; *APR = Annual Percentage Rate. All loans subject to credit approval. Rates displayed are the lowest rates available including a discount for automatic payment. Rates subject to change without notice. Rates and term subject to credit qualification.
As Low As; *APR = Annual Percentage Rate. All loans subject to credit approval. Rates subject to change without notice.
As Low As
No additional details available.
As Low As
As Low As; The "as low as" rates are based on 0.25% payroll deduction discount, 0.25% direct deposit discount.
No additional details available.
As Low As; *Annual Percentage Rate based on creditworthiness
As Low As
As Low As
As Low As
As Low As
As Low As
No additional details available.
No additional details available.
As Low As
No additional details available.
As Low As
As Low As
As Low As
No additional details available.
60 months at 9.500% (9.750% APR) for a $10,000 loan would result in a monthly payment of $211.24.
As Low As
No additional details available.
No additional details available.
As Low As
As Low As
As Low As; Agreement available here. Addendum available here.
(Perfect for enhancing your lifestyle)
As Low As
As Low As
As Low As
As Low As
Fixed rates
As Low As
No additional details available.
No additional details available.
No additional details available.
As Low As
As Low As
As Low As
No additional details available.
As Low As
As Low As
As Low As
As Low As
As Low As
As Low As
Loan amount: $2,000 to $50,000; Terms: 36 to 60 months; No origination or application fees, and no prepayment penalty
As Low As
As Low As; The "as low as" rates are based on 0.25% payroll deduction discount, 0.25% direct deposit discount.
As Low As; The "as low as" rates are based on 0.25% payroll deduction discount, 0.25% direct deposit discount.
As Low As
As Low As; The "as low as" rates are based on 0.25% payroll deduction discount, 0.25% direct deposit discount.
As Low As; The "as low as" rates are based on 0.25% payroll deduction discount, 0.25% direct deposit discount.
As Low As
As Low As; Loan Amount $500-$40,000
As Low As
As Low As
As Low As; The "as low as" rates are based on 0.25% payroll deduction discount, 0.25% direct deposit discount.
No additional details available.
up to $7.500.00
No additional details available.
As Low As; Terms from 6 to 60 months
As Low As; Maximum Loan amount is $20,000.00, term is based on amount borrowed.
As Low As
As Low As; The "as low as" rates are based on 0.25% payroll deduction discount, 0.25% direct deposit discount.
As Low As; Simplify your finances by consolidating your loans into one easy monthly payment.
As Low As
As Low As
As Low As
As Low As
As Low As; The "as low as" rates are based on 0.25% payroll deduction discount, 0.25% direct deposit discount.
No additional details available.
As Low As; *Annual Percentage Rate based on creditworthiness
No additional details available.
As Low As
No additional details available.
As Low As
No additional details available.
As Low As
As Low As
No additional details available.
As Low As
No additional details available.
As Low As
As Low As
Qualifications Required: direct deposit of net pay; a checking account; As Low As; Applicants who are not approved at these rates or terms may be offered credit at a higher rate and/or different terms.
As Low As
No additional details available.
No additional details available.
As Low As
As Low As
As Low As
No additional details available.
No additional details available.
No additional details available.
No additional details available.
Highest APR* is 18.00%
As Low As
As Low As; *APR = Annual Percentage Rate. All loans subject to credit approval. Rates displayed are the lowest rates available including a discount for automatic payment. Rates subject to change without notice. Rates and term subject to credit qualification.
As Low As
As Low As
As Low As
As Low As
As Low As
As Low As
As Low As
As Low As
As Low As
Maitland, FL Personal Loan Rate Trends
Compare local Maitland, FL personal loan rates against the statewide average
Daily personal loan rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
Florida personal loan rates rose 0.459 points over the past 7 days to 10.614% APR.
Florida signature loan rates fell 0.079 points over the past 7 days to 11.028% APR.
Frequently Asked Questions
What credit score do I need for a personal loan in Florida?
What is the difference between secured and unsecured personal loans?
Can I use a personal loan for debt consolidation in Florida?
Are credit unions or banks better for personal loans in Maitland, Florida?
What are the best personal loan rates in Maitland, Florida?
- TrustCo Bank: 4.00% (Passbook Loan)
- Midflorida Credit Union: 6.17% (Cash-out Refinance Loan)
- McCoy Federal Credit Union: 11.50% (Personal Unsecured)
- UNIFY Financial Federal Credit Union: 13.74% (Personal Loan)
- Baxter Credit Union: 4.50% (Credit Builder Loan)
Personal Loan Calculators
