Best Personal Loan Rates in Ocala, Florida - June 2026
Brian McKay
Brian McKay
Founder & Data Architect- Automated Online Rate Data Aggregation
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Current personal loan options available to borrowers in Ocala, Florida include: TruistTruist111 Sw 17th St, Ocala, FL, 34471A+5.0 ★Texas Ratio: 3.63% offering Variable Rate Loan at 7.50% APR, Radiant Credit UnionRadiant Credit Union3510 NE 14th St, Ocala, FL, 34470 4868A+5.0 ★Texas Ratio: 4.88% offering Unsecured Personal at 9.99% APR, Insight Credit UnionInsight Credit Union2510 SE Maricamp RD, Ocala, FL, 34471 5538A+5.0 ★Texas Ratio: 5.55% offering Any Season Any Reason Loan at 10.00% APR, Florida Credit UnionFlorida Credit Union2424 SW 17th Rd, Ocala, FL, 34471 2006A+5.0 ★Texas Ratio: 4.06% offering Personal Loan at 10.09% APR, and GTE Federal Credit UnionGTE Federal Credit Union3033 SW College Rd, Ocala, FL, 34474A5.0 ★Texas Ratio: 5.76% offering Go To Loan at 10.99% APR. Personal loan rates as of June 11, 2026 according to verified data from MonitorBankRates.
Ocala has 6 local institutions in our database, with personal loan rates as low as 7.50% APR from Truist at 111 Sw 17th St, Ocala, FL, 34471. Use the tabs below to compare all available personal loan types. Rates are continually updated — we recommend checking back frequently.
We empower borrowers with transparent, proprietary financial health metrics—including A-F Safety Grades, verified Star Ratings, and Texas Ratios—so you can confidently borrow from a stable, highly-rated institution in Ocala, Florida.
Personal loan rates reflect recent market quotes and representative offers available to borrowers in Ocala, Florida. Rates shown are typically “as low as” APRs for borrowers with excellent credit. Your final approved rate will depend on your credit history, credit score, income, and loan amount. Personal Loan Rates Last Updated and Verified: June 11, 2026
Ocala Personal Loan Rates
Special introductory variable rate as low as Prime minus 1.51% for 9 months from the date of account opening. Currently 5.99% APR. After the 9 months, the rate will be the standard approved variable rate, currently ranging between 7.50% to 14.85% APR. Rates will fluctuate based on changes to the index rate. Excellent credit is required to qualify for the lowest rates.
No additional details available.
Receive up to $8,000
As Low As; (minimum amount $3,001)
As Low As
As Low As
As Low As; Annual Percentage Rate (APR) effective 04/22/26. Rates, terms and conditions are subject to change without notice. The APR range is 12.24% to 17.99% and will be determined by your credit worthiness. All loans are subject to approval.
As Low As
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As Low As
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As Low As
As Low As; up to 100% financed
As Low As
As Low As; (new/used vehicles)
5.24% without auto-pay. Minimum loan amount of $500. Loan amount of $2,500 at 5.24% APR with a 9-month term will have a monthly payment amount of $283.87.
This APR will vary with the market based on the dividend rate.
As Low As
As Low As; up to 100% financed
As Low As; up to 100% financed
As Low As
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GA; As Low As
Bay; As Low As
Bay; As Low As
Bay; As Low As
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As Low As
As Low As; up to 100%
As Low As
GA; As Low As
Motorcycles, Boats, Motors & Trailers, Recreational Vehicles, Tractors, Cranes, Equipment, Golf Carts, Motorhomes, 5th Wheels, and Travel Trailers. Collateral older than 8 years will increase the interest rate. Rate listed is for a 36-month term. For longer term rates contact Credit Union.
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As Low As; up to 90% financed
As Low As; up to 90% financed
Up to 90% of market value
GA; As Low As
No additional details available.
As Low As; Borrow up to $3,000 with rates as low as 6.25% APR*
up to 12 months**
No additional details available.
No additional details available.
Motorcycles, Boats, Motors & Trailers, Recreational Vehicles, Tractors, Cranes, Equipment, Golf Carts, Motorhomes, 5th Wheels, and Travel Trailers. Collateral older than 8 years will increase the interest rate. Rate listed is for a 36-month term. For longer term rates contact Credit Union.
As Low As; Loan Amount: $500 - $25,000
As Low As; Borrow up to $25,000
No additional details available.
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GA; As Low As
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As Low As
As Low As; Minimum Loan Amount: $5,000.00
No additional details available.
As Low As
As Low As
As Low As; Rate applies to new purchase and refinances from other financial institutions only.
No additional details available.
No additional details available.
As Low As; up to 100%
Up to 90% of market value
GA; As Low As
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As Low As
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Purchase Rate: 7.750%; Refinance Rate: 7.750%
As Low As; Minimum Loan Amount: $5,000.00
No additional details available.
As Low As
As Low As
As Low As
Bay; As Low As
As Low As
As Low As
No additional details available.
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As Low As
As Low As
Purchase Rate: 8.250%; Refinance Rate: 8.250%
No additional details available.
As Low As; The "as low as" rates are based on 0.25% payroll deduction discount, 0.25% direct deposit discount.
As Low As
As Low As
No additional details available.
As Low As; The "as low as" rates are based on 0.25% payroll deduction discount, 0.25% direct deposit discount.
As Low As
As Low As
As Low As; The "as low as" rates are based on 0.25% payroll deduction discount, 0.25% direct deposit discount.
As Low As; The "as low as" rates are based on 0.25% payroll deduction discount, 0.25% direct deposit discount.
No additional details available.
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As Low As
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Refinance Rate/APR: 8.754% / 8.625%
As Low As
As Low As; Loan Amount: $500-$40,000
Regular APR: 8.90% - 16.90%
As Low As
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No additional details available.
As Low As; Maximum Loan amount is $20,000.00, term is based on amount borrowed.
As Low As; The "as low as" rates are based on 0.25% payroll deduction discount, 0.25% direct deposit discount.
up to $7.500.00
As Low As; Terms from 6 to 60 months
No additional details available.
As Low As; up to 90% Financing
As Low As; up to 90% Financing
No additional details available.
As Low As
As Low As; The "as low as" rates are based on 0.25% payroll deduction discount, 0.25% direct deposit discount.
No additional details available.
As Low As
As Low As
No additional details available.
As Low As
As Low As
As Low As
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As Low As; *Annual Percentage Rate based on creditworthiness
As Low As
As Low As
As Low As; The "as low as" rates are based on 0.25% payroll deduction discount, 0.25% direct deposit discount.
No additional details available.
As Low As
As Low As
As Low As; up to 90% Financing
As Low As; up to 90% Financing
No additional details available.
No additional details available.
As Low As
As Low As
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Agreement available here. Addendum available here.
No additional details available.
Regular APR: 9.90% - 17.90%
As Low As
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As Low As
As Low As
As Low As
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As Low As
As Low As
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As Low As; *The above annual percentage rates (APR) are the lowest rates offered to applicants with direct deposit of net pay and a checking account. Applicants who are not approved at these rates or terms may be offered credit at a higher rate and/or different terms. All loan requests and rates are subject to credit approval.
As Low As; Up to $15,000
As Low As; Borrow up to $15,000
No additional details available.
As Low As; Max. Limit: Up to $20K***
APR* as low as
Ocala Personal Loan Rates
As Low As; (minimum amount $3,001)
As Low As
As Low As; Annual Percentage Rate (APR) effective 04/22/26. Rates, terms and conditions are subject to change without notice. The APR range is 12.24% to 17.99% and will be determined by your credit worthiness. All loans are subject to approval.
No additional details available.
As Low As; Loan Amount: $500 - $25,000
As Low As
As Low As
As Low As
As Low As
As Low As
As Low As; The "as low as" rates are based on 0.25% payroll deduction discount, 0.25% direct deposit discount.
As Low As; The "as low as" rates are based on 0.25% payroll deduction discount, 0.25% direct deposit discount.
As Low As
As Low As; The "as low as" rates are based on 0.25% payroll deduction discount, 0.25% direct deposit discount.
As Low As; The "as low as" rates are based on 0.25% payroll deduction discount, 0.25% direct deposit discount.
As Low As
As Low As
As Low As; Loan Amount: $500-$40,000
As Low As
up to $7.500.00
No additional details available.
As Low As; Terms from 6 to 60 months
As Low As; Maximum Loan amount is $20,000.00, term is based on amount borrowed.
As Low As; The "as low as" rates are based on 0.25% payroll deduction discount, 0.25% direct deposit discount.
As Low As; up to 90% Financing
As Low As; up to 90% Financing
As Low As; The "as low as" rates are based on 0.25% payroll deduction discount, 0.25% direct deposit discount.
As Low As
As Low As
As Low As
As Low As
No additional details available.
As Low As; *Annual Percentage Rate based on creditworthiness
As Low As; The "as low as" rates are based on 0.25% payroll deduction discount, 0.25% direct deposit discount.
As Low As; up to 90% Financing
No additional details available.
As Low As; up to 90% Financing
As Low As
As Low As
No additional details available.
As Low As
As Low As
As Low As
As Low As
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As Low As; Up to $15,000
As Low As; Borrow up to $15,000
As Low As; Max. Limit: Up to $20K***
APR* as low as
Ocala Debt Consolidation Loan Rates
As Low As
As Low As; *The above annual percentage rates (APR) are the lowest rates offered to applicants with direct deposit of net pay and a checking account. Applicants who are not approved at these rates or terms may be offered credit at a higher rate and/or different terms. All loan requests and rates are subject to credit approval.
No additional details available.
As Low As
No additional details available.
Ocala Signature Loan Rates
No additional details available.
As Low As
As Low As
No additional details available.
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As Low As
As Low As
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Ocala, FL Personal Loan Rate Trends
Compare local Ocala, FL personal loan rates against the statewide average
Daily personal loan rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
Florida personal loan rates fell 0.044 points over the past 7 days to 11.193% APR.
Florida signature loan rates rose 0.027 points over the past 7 days to 10.866% APR.
Methodology & Data Sources
Independent, Free, and Unbiased Rate Comparisons: MonitorBankRates.com is an independent rate comparison service. Our Ocala, Florida personal loan rate tables are free for consumers to use, and we do not receive payment from any lender to be included or to be ranked in any particular order. Listings are based solely on the rates each lender publicly advertises on its own website.
A Note on Third-Party Rate Tools: Some pages on our site also feature rate comparison widgets and tools provided by third-party partners. These tools may include sponsored listings or affiliate links, and we may receive compensation when users click through them. We clearly label these widgets so you can tell at a glance which rates come from our independent MonitorBankRates.com tables and which come from our advertising partners.
Direct-Sourced & Verified Personal Loan Rate Data: We aggregate personal loan rates for Ocala, Florida directly from the official websites of banks, credit unions, and online lenders using our proprietary rate aggregation technology and a dedicated team of rate updaters. By sourcing data from the institutions’ own digital properties and verifying APRs regularly, every rate on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available personal loan products in Ocala, Florida. We feature a comprehensive mix of lenders — from neighborhood credit unions and competitive regional banks to large national lenders available to borrowers in FL.
Regularly Updated APRs: Our rate updaters verify and update personal loan rates regularly. Because APRs can change based on market conditions and lender policies, every product features its own “last updated” date for full transparency. Personal loan APRs shown typically represent “as low as” rates for borrowers with excellent credit; your actual rate will depend on your credit history, credit score, income, and loan amount.
Frequently Asked Questions
What credit score do I need for a personal loan in Florida?
What is the difference between secured and unsecured personal loans?
Can I use a personal loan for debt consolidation in Florida?
Are credit unions or banks better for personal loans in Ocala, Florida?
What are the best personal loan rates in Ocala, Florida?
- Truist: 7.50% (Variable Rate Loan)
- Radiant Credit Union: 9.99% (Unsecured Personal)
- Insight Credit Union: 10.00% (Any Season Any Reason Loan)
- Florida Credit Union: 10.09% (Personal Loan)
- GTE Federal Credit Union: 10.99% (Go To Loan)
Personal Loan Calculators
