Best Personal Loan Rates in Orange City, Florida (FL) - April 2026
Brian McKay
Brian McKay
Founder & Data Architect- Automated Online Rate Data Aggregation
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Current personal loan options available to borrowers in Orange City, Florida include: TrustCo BankTrustCo Bank902 Saxon Blvd, Orange City, FL, 32763A+5.0 ★Texas Ratio: 3.16% offering Passbook Loan at 4.00% APR, Fairwinds Credit UnionFairwinds Credit Union2487 Enterprise Rd, Orange City, FL, 32763 7959A+5.0 ★Texas Ratio: 1.48% offering 5-Year Loan at 5.80% APR, Launch Credit UnionLaunch Credit Union2277 Veterans Memorial Pkwy, Orange City, FL, 32763A+5.0 ★Texas Ratio: 2.80% offering No Down Payment 100% LTV Loan at 5.90% APR, Addition Financial Credit UnionAddition Financial Credit Union920 Saxon Blvd, Orange City, FL, 32763A+5.0 ★Texas Ratio: 4.12% offering 5 Year Lot Loan at 7.75% APR, and Baxter Credit UnionBaxter Credit UnionA5.0 ★Texas Ratio: 7.73% offering Credit Builder Loan at 4.50% APR. Personal loan rates as of April 27, 2026 according to verified data from MonitorBankRates.
Orange City has 4 local institutions in our database, with personal loan rates as low as 4.00% APR from TrustCo Bank at 902 Saxon Blvd, Orange City, FL, 32763. Use the tabs below to compare all available personal loan types. Rates are continually updated — we recommend checking back frequently.
We empower borrowers with transparent, proprietary financial health metrics—including A-F Safety Grades, verified Star Ratings, and Texas Ratios—so you can confidently borrow from a stable, highly-rated institution in Orange City, Florida.
Personal loan rates reflect recent market quotes and representative offers available to borrowers in Orange City, Florida. Rates shown are typically “as low as” APRs for borrowers with excellent credit. Your final approved rate will depend on your credit history, credit score, income, and loan amount. Personal Loan Rates Last Updated and Verified: April 27, 2026
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36 months at 8.500% (7.250% APR) for a $10,000 loan would result in a monthly payment of $309.92.
48 months at 8.800% (7.750% APR) for a $10,000 loan would result in a monthly payment of $242.96.
Purchase Interest Rate / APR*
Purchase Interest Rate / APR*
Purchase Interest Rate / APR*
60 months at 9.500% (9.750% APR) for a $10,000 loan would result in a monthly payment of $211.24.
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As Low As; APR* up to 36 months. Max 60 months*.
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As Low As; with auto-pay
Fixed at 5.00% up to 5 years
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This APR will vary with the market based on the dividend rate.
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Fixed at 5.99% up to 5 years
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As Low As; 6.75%
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As Low As; Variable Introductory APR as low as
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As Low As; 7.75%
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As Low As; The "as low as" rates are based on 0.25% payroll deduction discount, 0.25% direct deposit discount.
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As Low As; The "as low as" rates are based on 0.25% payroll deduction discount, 0.25% direct deposit discount.
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As Low As; The "as low as" rates are based on 0.25% payroll deduction discount, 0.25% direct deposit discount.
As Low As; The "as low as" rates are based on 0.25% payroll deduction discount, 0.25% direct deposit discount.
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As Low As; Loan Amount $500-$40,000
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As Low As; Rates are subject to change and are based on term and individual's creditworthiness.
As Low As; Terms from 6 to 60 months
As Low As; Maximum Loan amount is $20,000.00, term is based on amount borrowed.
As Low As; The "as low as" rates are based on 0.25% payroll deduction discount, 0.25% direct deposit discount.
up to $7.500.00
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As Low As; The "as low as" rates are based on 0.25% payroll deduction discount, 0.25% direct deposit discount.
As Low As; Simplify your finances by consolidating your loans into one easy monthly payment.
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As Low As; The "as low as" rates are based on 0.25% payroll deduction discount, 0.25% direct deposit discount.
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As Low As; Agreement available here. Addendum available here.
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(Perfect for enhancing your lifestyle)
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Borrow up to $15,000
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As Low As; *The above annual percentage rates (APR) are the lowest rates offered to applicants with direct deposit of net pay and a checking account. Applicants who are not approved at these rates or terms may be offered credit at a higher rate and/or different terms. All loan requests and rates are subject to credit approval.
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up to $15,000.00
(Available April - September)
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Loan Amount Up to $1,000
(Feb 1st - Apr 30th)
(Jan 1st - Dec 31st)
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Up to 36 Months
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As Low As; The "as low as" rates are based on 0.25% payroll deduction discount, 0.25% direct deposit discount.
As Low As; The "as low as" rates are based on 0.25% payroll deduction discount, 0.25% direct deposit discount.
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As Low As; The "as low as" rates are based on 0.25% payroll deduction discount, 0.25% direct deposit discount.
As Low As; The "as low as" rates are based on 0.25% payroll deduction discount, 0.25% direct deposit discount.
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As Low As; Loan Amount $500-$40,000
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As Low As; Rates are subject to change and are based on term and individual's creditworthiness.
As Low As; Terms from 6 to 60 months
As Low As; Maximum Loan amount is $20,000.00, term is based on amount borrowed.
As Low As; The "as low as" rates are based on 0.25% payroll deduction discount, 0.25% direct deposit discount.
up to $7.500.00
As Low As; Simplify your finances by consolidating your loans into one easy monthly payment.
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As Low As; The "as low as" rates are based on 0.25% payroll deduction discount, 0.25% direct deposit discount.
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As Low As; The "as low as" rates are based on 0.25% payroll deduction discount, 0.25% direct deposit discount.
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As Low As; Annual Percentage Rate based on creditworthiness
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Borrow up to $15,000
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up to $15,000.00
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As Low As; Maximum Loan Amount: $100,000
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Loan Amount Up to $1,000
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Up to 36 Months
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As Low As; *The above annual percentage rates (APR) are the lowest rates offered to applicants with direct deposit of net pay and a checking account. Applicants who are not approved at these rates or terms may be offered credit at a higher rate and/or different terms. All loan requests and rates are subject to credit approval.
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As Low As; APR* up to 36 months. Max 60 months*.
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Orange City, FL Personal Loan Rate Trends
Compare local Orange City, FL personal loan rates against the statewide average
Daily personal loan rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
Florida personal loan rates rose 0.036 points over the past 7 days to 11.335% APR.
Florida signature loan rates rose 0.043 points over the past 7 days to 11.007% APR.
Frequently Asked Questions
What credit score do I need for a personal loan in Florida?
What is the difference between secured and unsecured personal loans?
Can I use a personal loan for debt consolidation in Florida?
Are credit unions or banks better for personal loans in Orange City, Florida?
What are the best personal loan rates in Orange City, Florida?
- TrustCo Bank: 4.00% (Passbook Loan)
- Fairwinds Credit Union: 5.80% (5-Year Loan)
- Launch Credit Union: 5.90% (No Down Payment 100% LTV Loan)
- Addition Financial Credit Union: 7.75% (5 Year Lot Loan)
- Baxter Credit Union: 4.50% (Credit Builder Loan)
Personal Loan Calculators
