Best Personal Loan Rates in Tallahassee, Florida (FL) - April 2026
Brian McKay
Brian McKay
Founder & Data Architect- Automated Online Rate Data Aggregation
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Current personal loan options available to borrowers in Tallahassee, Florida include: First Commerce Credit UnionFirst Commerce Credit Union2330 Mahan Dr, Tallahassee, FL, 32308A+5.0 ★Texas Ratio: 4.91% offering Summer Camp Loan at 4.99% APR, TMH Federal Credit UnionTMH Federal Credit Union345 S Magnolia Dr, Tallahassee, FL, 32301A+5.0 ★Texas Ratio: 5.81% offering Personal / Personal LOC at 9.49% APR, First Florida Credit UnionFirst Florida Credit Union2521 S Blair Stone Rd, Tallahassee, FL, 32301 5903A+5.0 ★Texas Ratio: 3.26% offering Personal Loan at 10.24% APR, Central Credit Union of FloridaCentral Credit Union of Florida580 Appleyard Dr, Tallahassee, FL, 32304A+5.0 ★Texas Ratio: 3.55% offering Flex Loan/LOC at 11.97% APR, and TrustCo BankTrustCo BankA+5.0 ★Texas Ratio: 3.16% offering Passbook Loan at 4.00% APR. Personal loan rates as of April 27, 2026 according to verified data from MonitorBankRates.
Tallahassee has 4 local institutions in our database, with personal loan rates as low as 4.99% APR from First Commerce Credit Union at 2330 Mahan Dr, Tallahassee, FL, 32308. Use the tabs below to compare all available personal loan types. Rates are continually updated — we recommend checking back frequently.
We empower borrowers with transparent, proprietary financial health metrics—including A-F Safety Grades, verified Star Ratings, and Texas Ratios—so you can confidently borrow from a stable, highly-rated institution in Tallahassee, Florida.
Personal loan rates reflect recent market quotes and representative offers available to borrowers in Tallahassee, Florida. Rates shown are typically “as low as” APRs for borrowers with excellent credit. Your final approved rate will depend on your credit history, credit score, income, and loan amount. Personal Loan Rates Last Updated and Verified: April 27, 2026
As Low As; with auto-pay
As Low As; without auto payment/transfer
No additional details available.
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As Low As; Maximum Loan Amount: $100,000
No additional details available.
Up to $1,000
No additional details available.
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No additional details available.
Fixed at 5.00% up to 5 years
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This APR will vary with the market based on the dividend rate.
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Fixed at 5.99% up to 5 years
No additional details available.
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As Low As; 6.75%
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As Low As; Variable Introductory APR as low as
36 months at 8.500% (7.250% APR) for a $10,000 loan would result in a monthly payment of $309.92.
No additional details available.
No additional details available.
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As Low As; 7.75%
As Low As; Variable Introductory APR as low as
Purchase Interest Rate / APR*
48 months at 8.800% (7.750% APR) for a $10,000 loan would result in a monthly payment of $242.96.
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No additional details available.
No additional details available.
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Purchase Interest Rate / APR*
Purchase Interest Rate / APR*
No additional details available.
As Low As; The "as low as" rates are based on 0.25% payroll deduction discount, 0.25% direct deposit discount.
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As Low As; The "as low as" rates are based on 0.25% payroll deduction discount, 0.25% direct deposit discount.
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As Low As; The "as low as" rates are based on 0.25% payroll deduction discount, 0.25% direct deposit discount.
As Low As; The "as low as" rates are based on 0.25% payroll deduction discount, 0.25% direct deposit discount.
No additional details available.
No additional details available.
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As Low As
As Low As; Loan Amount $500-$40,000
As Low As
As Low As
As Low As; Rates are subject to change and are based on term and individual's creditworthiness.
As Low As; Terms from 6 to 60 months
As Low As; Maximum Loan amount is $20,000.00, term is based on amount borrowed.
As Low As; The "as low as" rates are based on 0.25% payroll deduction discount, 0.25% direct deposit discount.
up to $7.500.00
No additional details available.
As Low As; The "as low as" rates are based on 0.25% payroll deduction discount, 0.25% direct deposit discount.
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As Low As; Simplify your finances by consolidating your loans into one easy monthly payment.
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No additional details available.
As Low As; The "as low as" rates are based on 0.25% payroll deduction discount, 0.25% direct deposit discount.
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As Low As; Annual Percentage Rate based on creditworthiness
As Low As
No additional details available.
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As Low As
60 months at 9.500% (9.750% APR) for a $10,000 loan would result in a monthly payment of $211.24.
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No additional details available.
As Low As; Agreement available here. Addendum available here.
No additional details available.
As Low As
As Low As
(Perfect for enhancing your lifestyle)
Borrow up to $15,000
No additional details available.
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No additional details available.
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As Low As
As Low As; *The above annual percentage rates (APR) are the lowest rates offered to applicants with direct deposit of net pay and a checking account. Applicants who are not approved at these rates or terms may be offered credit at a higher rate and/or different terms. All loan requests and rates are subject to credit approval.
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up to $15,000.00
(Available April - September)
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As Low As; based on credit score
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As Low As; Unsecured
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No additional details available.
As Low As; APR* up to 36 months. Max 60 months*.
No additional details available.
No additional details available.
Loan Amount Up to $1,000
(Feb 1st - Apr 30th)
(Jan 1st - Dec 31st)
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As Low As; based on credit score
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Up to 36 Months
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No additional details available.
As Low As; Unsecured
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As Low As; Maximum Loan Amount: $100,000
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As Low As; The "as low as" rates are based on 0.25% payroll deduction discount, 0.25% direct deposit discount.
As Low As; The "as low as" rates are based on 0.25% payroll deduction discount, 0.25% direct deposit discount.
As Low As
As Low As; The "as low as" rates are based on 0.25% payroll deduction discount, 0.25% direct deposit discount.
As Low As; The "as low as" rates are based on 0.25% payroll deduction discount, 0.25% direct deposit discount.
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As Low As; Loan Amount $500-$40,000
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As Low As
As Low As; Rates are subject to change and are based on term and individual's creditworthiness.
As Low As; Terms from 6 to 60 months
As Low As; Maximum Loan amount is $20,000.00, term is based on amount borrowed.
As Low As; The "as low as" rates are based on 0.25% payroll deduction discount, 0.25% direct deposit discount.
up to $7.500.00
As Low As; Simplify your finances by consolidating your loans into one easy monthly payment.
As Low As
As Low As; The "as low as" rates are based on 0.25% payroll deduction discount, 0.25% direct deposit discount.
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As Low As; The "as low as" rates are based on 0.25% payroll deduction discount, 0.25% direct deposit discount.
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As Low As; Annual Percentage Rate based on creditworthiness
No additional details available.
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No additional details available.
Borrow up to $15,000
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up to $15,000.00
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As Low As; Unsecured
As Low As
As Low As
No additional details available.
No additional details available.
Loan Amount Up to $1,000
No additional details available.
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As Low As
No additional details available.
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No additional details available.
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Up to 36 Months
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No additional details available.
As Low As; Unsecured
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As Low As; *The above annual percentage rates (APR) are the lowest rates offered to applicants with direct deposit of net pay and a checking account. Applicants who are not approved at these rates or terms may be offered credit at a higher rate and/or different terms. All loan requests and rates are subject to credit approval.
No additional details available.
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As Low As; APR* up to 36 months. Max 60 months*.
No additional details available.
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Tallahassee, FL Personal Loan Rate Trends
Compare local Tallahassee, FL personal loan rates against the statewide average
Daily personal loan rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
Florida personal loan rates rose 0.036 points over the past 7 days to 11.335% APR.
Florida signature loan rates rose 0.043 points over the past 7 days to 11.007% APR.
Frequently Asked Questions
What credit score do I need for a personal loan in Florida?
What is the difference between secured and unsecured personal loans?
Can I use a personal loan for debt consolidation in Florida?
Are credit unions or banks better for personal loans in Tallahassee, Florida?
What are the best personal loan rates in Tallahassee, Florida?
- First Commerce Credit Union: 4.99% (Summer Camp Loan)
- TMH Federal Credit Union: 9.49% (Personal / Personal LOC)
- First Florida Credit Union: 10.24% (Personal Loan)
- Central Credit Union of Florida: 11.97% (Flex Loan/LOC)
- TrustCo Bank: 4.00% (Passbook Loan)
Personal Loan Calculators
