Best Personal Loan Rates in Screven, Georgia (GA) - April 2026
Content reviewed by
Brian McKay
i
Editorial Disclosure
Brian McKay
Brian McKay
Founder & Data ArchitectExpertise
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- Location-Based Rate Tables
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Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
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Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of local and national lenders actively lending to Georgia borrowers. Note that your final approved personal loan rate will depend on your specific credit profile, loan amount, and loan term.
Current personal loan options available to borrowers in Screven, Georgia include: Georgia Power Valdosta Federal Credit UnionGeorgia Power Valdosta Federal Credit UnionA+5.0 ★Texas Ratio: 3.67% offering Land Loans at 4.00% APR, Coca Cola Federal Credit UnionCoca Cola Federal Credit UnionA+5.0 ★Texas Ratio: 4.05% offering CERTIFICATE LOANS at 4.25% APR, Baxter Credit UnionBaxter Credit UnionA5.0 ★Texas Ratio: 7.73% offering Credit Builder Loan at 4.50% APR, First Commerce Credit UnionFirst Commerce Credit UnionA+5.0 ★Texas Ratio: 4.91% offering Summer Camp Loan at 4.99% APR, and Platinum Federal Credit UnionPlatinum Federal Credit UnionA+5.0 ★Texas Ratio: 1.95% offering 555 Loan at 5.00% APR. Personal loan rates as of April 19, 2026 according to verified data from MonitorBankRates.
Screven borrowers have access to 41 lenders serving the Georgia area, with personal loan rates as low as 4.00% APR from Georgia Power Valdosta Federal Credit Union. Use the tabs below to compare all available personal loan types. Rates are continually updated — we recommend checking back frequently.
We empower borrowers with transparent, proprietary financial health metrics—including A-F Safety Grades, verified Star Ratings, and Texas Ratios—so you can confidently borrow from a stable, highly-rated institution in Screven, Georgia.
Personal loan rates reflect recent market quotes and representative offers available to borrowers in Screven, Georgia. Rates shown are typically “as low as” APRs for borrowers with excellent credit. Your final approved rate will depend on your credit history, credit score, income, and loan amount. Personal Loan Rates Last Updated and Verified: April 19, 2026
Source: Verified Personal Loan Rate Data provided by MonitorBankRates
Institution
Loan Product
APR
Profile
Georgia Power Valdosta Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.67%
Land Loans
4.00%
▼
APR4.00%
Last UpdatedApril 19, 2026
Details
As Low As
Coca Cola Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.05%
CERTIFICATE LOANS
4.25%
▼
APR4.25%
Last UpdatedApril 19, 2026
Details
As Low As
APR4.50%
Last UpdatedApril 19, 2026
Details
No additional details available.
APR4.64%
Last UpdatedApril 19, 2026
Details
As Low As
Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.73%
Medical Degree Refinance Loan
4.80%
▼
APR4.80%
Last UpdatedApril 19, 2026
Details
As Low As
First Commerce Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.91%
Summer Camp Loan
4.99%
▼
APR4.99%
Last UpdatedApril 19, 2026
Details
As Low As; with auto-pay
APR5.00%
Last UpdatedApril 19, 2026
Details
Fixed at 5.00% up to 5 years
Credit Union 1 Credit Union Rantoul, IL
Institution Rating:
A5.0 ★Texas Ratio: 8.23%
Credit Saver Loan
5.00%
▼
APR5.00%
Last UpdatedApril 19, 2026
Details
This APR will vary with the market based on the dividend rate.
First Commerce Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.91%
Summer Camp Loan
5.24%
▼
APR5.24%
Last UpdatedApril 19, 2026
Details
As Low As; without auto payment/transfer
APR5.75%
Last UpdatedApril 19, 2026
Details
up to 180 months
APR5.75%
Last UpdatedApril 19, 2026
Details
up to 240 months
Platinum Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.95%
Emergency Loan
5.99%
▼
APR5.99%
Last UpdatedApril 19, 2026
Details
As Low As
Platinum Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.95%
Vocational Income Program Loan
5.99%
▼
APR5.99%
Last UpdatedApril 19, 2026
Details
Fixed at 5.99% up to 5 years
Interstate Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.37%
Construction Loan
6.75%
▼
APR6.75%
Last UpdatedApril 19, 2026
Details
No additional details available.
Southern Pine Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.05%
Lawn & Garden Equipment Loan
6.75%
▼
APR6.75%
Last UpdatedApril 19, 2026
Details
No additional details available.
Southern Pine Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.05%
Furniture & Appliances Loan
6.75%
▼
APR6.75%
Last UpdatedApril 19, 2026
Details
No additional details available.
Family Savings Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.34%
Construction Loans
6.75%
▼
APR6.75%
Last UpdatedApril 19, 2026
Details
No additional details available.
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
Personal Loan
6.84%
▼
APR6.84%
Last UpdatedApril 19, 2026
Details
As Low As
APR6.99%
Last UpdatedApril 19, 2026
Details
As Low As
Credit Union of Georgia Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.89%
Land Loans
6.99%
▼
APR6.99%
Last UpdatedApril 19, 2026
Details
As Low As
APR6.99%
Last UpdatedApril 19, 2026
Details
Qualifications Required: approved credit; enrollment in direct deposit; Rates expressed as APR - Annual Percentage Rate. "As Low As" rates are based on approved credit and enrollment in direct deposit. Actual annual percentage rate may be higher depending on applicant's creditworthiness and other factors.
Coosa Valley Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.64%
Personal Loan - 36 - 60 month term
6.99%
▼
APR6.99%
Last UpdatedApril 19, 2026
Details
As Low As
APR7.00%
Last UpdatedApril 19, 2026
Details
($500 - $30,000 Max)
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
Personal Loan
7.09%
▼
APR7.09%
Last UpdatedApril 19, 2026
Details
As Low As
LOCOGA Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
Signature Loans
7.50%
▼
APR7.50%
Last UpdatedApril 19, 2026
Details
As Low As; *Percentage rate depends on your Beacon Score and can increase depending on this score.
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
Personal Loan
7.74%
▼
APR7.74%
Last UpdatedApril 19, 2026
Details
As Low As
Tennessee Valley Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.06%
Personal Term Loan
7.90%
▼
APR7.90%
Last UpdatedApril 19, 2026
Details
No additional details available.
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
Personal Loan
7.94%
▼
APR7.94%
Last UpdatedApril 19, 2026
Details
As Low As
Platinum Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.95%
Signature Loan
7.99%
▼
APR7.99%
Last UpdatedApril 19, 2026
Details
As Low As
Savannah Postal Credit Union
Institution Rating:
A-5.0 ★Texas Ratio: 15.46%
Personal Loan
7.99%
▼
APR7.99%
Last UpdatedApril 19, 2026
Details
As Low As
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
Personal Loans
7.99%
▼
APR7.99%
Last UpdatedApril 19, 2026
Details
As Low As
Platinum Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.95%
Personal Loan
7.99%
▼
APR7.99%
Last UpdatedApril 19, 2026
Details
As Low As
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
Personal Loan
7.99%
▼
APR7.99%
Last UpdatedApril 19, 2026
Details
As Low As
APR8.00%
Last UpdatedApril 19, 2026
Details
As Low As
Artesian Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.12%
Personal Loans
8.00%
▼
APR8.00%
Last UpdatedApril 19, 2026
Details
As Low As
Savannah Schools Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.72%
UNSECURED
8.00%
▼
APR8.00%
Last UpdatedApril 19, 2026
Details
As Low As
Publix Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.34%
Emergency Disaster Loan
8.00%
▼
APR8.00%
Last UpdatedApril 19, 2026
Details
No additional details available.
APR8.00%
Last UpdatedApril 19, 2026
Details
No additional details available.
Southern Pine Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.05%
Signature Unsecured Loan
8.00%
▼
APR8.00%
Last UpdatedApril 19, 2026
Details
No additional details available.
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
Personal Loans
8.24%
▼
APR8.24%
Last UpdatedApril 19, 2026
Details
As Low As
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
Personal Loans
8.49%
▼
APR8.49%
Last UpdatedApril 19, 2026
Details
As Low As
The Southern Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.35%
Personal Loans**
8.75%
▼
APR8.75%
Last UpdatedApril 19, 2026
Details
No additional details available.
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
Personal Loan
8.90%
▼
APR8.90%
Last UpdatedApril 19, 2026
Details
As Low As; Loan Amount $500-$40,000
APR8.95%
Last UpdatedApril 19, 2026
Details
No additional details available.
Georgia Heritage Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.47%
Personal Loans
8.95%
▼
APR8.95%
Last UpdatedApril 19, 2026
Details
As Low As; Up to 60 months
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
Personal Loans
8.99%
▼
APR8.99%
Last UpdatedApril 19, 2026
Details
As Low As
Tennessee Valley Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.06%
Personal Term Loan
8.99%
▼
APR8.99%
Last UpdatedApril 19, 2026
Details
No additional details available.
Family Savings Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.34%
Personal Loans
8.99%
▼
APR8.99%
Last UpdatedApril 19, 2026
Details
Rates subject to credit score and term
Valdosta Teachers Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.80%
Personal
9.00%
▼
APR9.00%
Last UpdatedApril 19, 2026
Details
No additional details available.
Excel Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.67%
Signature Loans
9.00%
▼
APR9.00%
Last UpdatedApril 19, 2026
Details
No additional details available.
Northside Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.37%
Unsecured Personal
9.00%
▼
APR9.00%
Last UpdatedApril 19, 2026
Details
As Low As
Macon Bibb Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.24%
Signature/Unsecured Loan
9.00%
▼
APR9.00%
Last UpdatedApril 19, 2026
Details
A+ (720 and Up)
The Southern Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.35%
Personal Loans**
9.00%
▼
APR9.00%
Last UpdatedApril 19, 2026
Details
No additional details available.
Walker County Educators Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.19%
Debt Consolidation Loans
9.24%
▼
APR9.24%
Last UpdatedApril 19, 2026
Details
As Low As
Walker County Educators Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.19%
Signature Loans
9.24%
▼
APR9.24%
Last UpdatedApril 19, 2026
Details
As Low As
The Southern Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.35%
Personal Loans**
9.25%
▼
APR9.25%
Last UpdatedApril 19, 2026
Details
No additional details available.
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
Personal Loans
9.49%
▼
APR9.49%
Last UpdatedApril 19, 2026
Details
As Low As
The Southern Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.35%
Personal Loans**
9.50%
▼
APR9.50%
Last UpdatedApril 19, 2026
Details
No additional details available.
Publix Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.34%
Personal Loan
9.50%
▼
APR9.50%
Last UpdatedApril 19, 2026
Details
As Low As
Publix Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.34%
Personal Loans
9.50%
▼
APR9.50%
Last UpdatedApril 19, 2026
Details
As Low As; *Annual Percentage Rate based on creditworthiness
Northside Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.37%
Unsecured Personal
9.50%
▼
APR9.50%
Last UpdatedApril 19, 2026
Details
As Low As
APR9.90%
Last UpdatedApril 19, 2026
Details
As Low As
APR9.95%
Last UpdatedApril 19, 2026
Details
No additional details available.
Tennessee Valley Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.06%
Personal Term Loan
9.99%
▼
APR9.99%
Last UpdatedApril 19, 2026
Details
No additional details available.
Credit Union of Georgia Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.89%
Personal Loans
9.99%
▼
APR9.99%
Last UpdatedApril 19, 2026
Details
As Low As
Autotruck Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.26%
Signature/Unsecured
9.99%
▼
APR9.99%
Last UpdatedApril 19, 2026
Details
As Low As
Northside Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.37%
Unsecured Personal
10.00%
▼
APR10.00%
Last UpdatedApril 19, 2026
Details
As Low As
Macon Bibb Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.24%
Signature/Unsecured Loan
10.00%
▼
APR10.00%
Last UpdatedApril 19, 2026
Details
A (685 - 719)
Credit Union of Georgia Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.89%
Personal Loans
10.24%
▼
APR10.24%
Last UpdatedApril 19, 2026
Details
As Low As
Kinetic Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.93%
Personal Loan
10.39%
▼
APR10.39%
Last UpdatedApril 19, 2026
Details
As Low As; Rates as low as 10.39% APR* with a maximum APR* of 18%
Credit Union of Georgia Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.89%
Personal Loans
10.49%
▼
APR10.49%
Last UpdatedApril 19, 2026
Details
As Low As
Georgia United Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.22%
Personal Loan
10.50%
▼
APR10.50%
Last UpdatedApril 19, 2026
Details
As Low As
Georgia United Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.22%
New Teacher Loan
10.50%
▼
APR10.50%
Last UpdatedApril 19, 2026
Details
As Low As
Georgia Power Valdosta Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.67%
Personal Loans
10.50%
▼
APR10.50%
Last UpdatedApril 19, 2026
Details
As Low As
Coca Cola Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.05%
Personal Loan
10.75%
▼
APR10.75%
Last UpdatedApril 19, 2026
Details
As Low As
Coca Cola Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.05%
PERSONAL LOANS
10.75%
▼
APR10.75%
Last UpdatedApril 19, 2026
Details
As Low As
The Wright Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.60%
Personal/Signature
10.90%
▼
APR10.90%
Last UpdatedApril 19, 2026
Details
As Low As
APR10.90%
Last UpdatedApril 19, 2026
Details
No additional details available.
Family First Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.38%
Holiday Unsecured Loan
10.90%
▼
APR10.90%
Last UpdatedApril 19, 2026
Details
As Low As
Family First Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.38%
Personal Loans
10.90%
▼
APR10.90%
Last UpdatedApril 19, 2026
Details
As Low As; all rates based on creditworthiness
Family First Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.38%
Personal Unsecured Loan
10.90%
▼
APR10.90%
Last UpdatedApril 19, 2026
Details
As Low As
Family First Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.38%
Vacation Unsecured Loan
10.90%
▼
APR10.90%
Last UpdatedApril 19, 2026
Details
As Low As
Tennessee Valley Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.06%
Personal Term Loan
10.99%
▼
APR10.99%
Last UpdatedApril 19, 2026
Details
No additional details available.
APR10.99%
Last UpdatedApril 19, 2026
Details
No additional details available.
Artesian Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.12%
Other Collateral Loan
11.25%
▼
APR11.25%
Last UpdatedApril 19, 2026
Details
Loan Amount Up to $1,000.00
Coca Cola Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.05%
Personal Loan
11.25%
▼
APR11.25%
Last UpdatedApril 19, 2026
Details
As Low As
Coca Cola Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.05%
PERSONAL LOANS
11.25%
▼
APR11.25%
Last UpdatedApril 19, 2026
Details
As Low As
Self-Help Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.18%
Signature Loans with Collateral
11.50%
▼
APR11.50%
Last UpdatedApril 19, 2026
Details
up to 48 months
Coca Cola Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.05%
Personal Loan
11.75%
▼
APR11.75%
Last UpdatedApril 19, 2026
Details
As Low As
Coca Cola Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.05%
PERSONAL LOANS
11.75%
▼
APR11.75%
Last UpdatedApril 19, 2026
Details
As Low As
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
Personal Loan
11.99%
▼
APR11.99%
Last UpdatedApril 19, 2026
Details
As Low As; 84 month Annual Percentage Rate as low as 11.99% as of March 1, 2026. Example of repayment terms: 84 monthly payments of $17.80 per $1,000 borrowed.
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
Personal Loans
11.99%
▼
APR11.99%
Last UpdatedApril 19, 2026
Details
As Low As
Tennessee Valley Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.06%
Personal Term Loan
11.99%
▼
APR11.99%
Last UpdatedApril 19, 2026
Details
No additional details available.
Georgia Heritage Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.47%
12-12-12 Quick Cash Loan
12.00%
▼
APR12.00%
Last UpdatedApril 19, 2026
Details
A loan of $1,200 for 12 months at 12% APR has an estimated monthly payment of $107.00. The Quick Cash Loan program includes Holiday, Emergency, and Strike Loans. Only one Quick Cash Loan may be granted per member at a time.
Macon Bibb Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.24%
Signature/Unsecured Loan
12.00%
▼
APR12.00%
Last UpdatedApril 19, 2026
Details
B (655 - 684)
Coca Cola Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.05%
Personal Loan
12.25%
▼
APR12.25%
Last UpdatedApril 19, 2026
Details
As Low As; DEBT CONSOLIDATION ONLY
Coca Cola Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.05%
PERSONAL LOANS
12.25%
▼
APR12.25%
Last UpdatedApril 19, 2026
Details
As Low As
APR12.45%
Last UpdatedApril 19, 2026
Details
No additional details available.
Self-Help Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.18%
Signature- Unsecured
12.50%
▼
APR12.50%
Last UpdatedApril 19, 2026
Details
up to 48 months
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
Personal Loan
13.00%
▼
APR13.00%
Last UpdatedApril 19, 2026
Details
As Low As; Loan Amount $250-$40,000
Bond Community Federal Credit Union
Institution Rating:
B-4.3 ★Texas Ratio: 23.01%
Personal Loan
13.00%
▼
APR13.00%
Last UpdatedApril 19, 2026
Details
No additional details available.
Northside Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.37%
STAT Loan
13.25%
▼
APR13.25%
Last UpdatedApril 19, 2026
Details
No additional details available.
UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 21.76%
Personal Loan
13.74%
▼
APR13.74%
Last UpdatedApril 19, 2026
Details
No additional details available.
UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 21.76%
Personal Loans
13.74%
▼
APR13.74%
Last UpdatedApril 19, 2026
Details
As Low As
Regional Members Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.48%
Personal Loans
13.99%
▼
APR13.99%
Last UpdatedApril 19, 2026
Details
As Low As
Credit Union 1 Credit Union Rantoul, IL
Institution Rating:
A5.0 ★Texas Ratio: 8.23%
Signature Loan
14.48%
▼
APR14.48%
Last UpdatedApril 19, 2026
Details
As Low As; As low as 12.99% APR
UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 21.76%
Debt Consolidation Loan
14.49%
▼
APR14.49%
Last UpdatedApril 19, 2026
Details
No additional details available.
UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 21.76%
Debt Consolidation Loans
14.49%
▼
APR14.49%
Last UpdatedApril 19, 2026
Details
As Low As
Macon Bibb Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.24%
Signature/Unsecured Loan
15.00%
▼
APR15.00%
Last UpdatedApril 19, 2026
Details
C (620 - 654)
Credit Union 1 Credit Union Rantoul, IL
Institution Rating:
A5.0 ★Texas Ratio: 8.23%
Signature Loan
16.20%
▼
APR16.20%
Last UpdatedApril 19, 2026
Details
As Low As; As low as 15.74% APR
Credit Union 1 Credit Union Rantoul, IL
Institution Rating:
A5.0 ★Texas Ratio: 8.23%
Signature Loan
16.65%
▼
APR16.65%
Last UpdatedApril 19, 2026
Details
As Low As; As low as 15.49% APR
Macon Bibb Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.24%
Signature/Unsecured Loan
17.00%
▼
APR17.00%
Last UpdatedApril 19, 2026
Details
D (585 - 619)
Savannah Schools Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.72%
WILDFIRE same day loan
17.95%
▼
APR17.95%
Last UpdatedApril 19, 2026
Details
No additional details available.
Macon Bibb Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.24%
Signature/Unsecured Loan
18.00%
▼
APR18.00%
Last UpdatedApril 19, 2026
Details
E (584 or Less)
LOCOGA Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
Short Term Loans
28.00%
▼
APR28.00%
Last UpdatedApril 19, 2026
Details
As Low As
Ware County School Employees FCU
Institution Rating:
A+5.0 ★
Short Term Small Amount Loans
28.00%
▼
APR28.00%
Last UpdatedApril 19, 2026
Details
Principal Amount: $200-$1,000; Term: 6 Months Maximum; Loan Fee: $20; Eligibility: Member for at least 1 Month; Loan must be paid within term; Only allowed one unsecured/signature loan type at a time; with payroll deduction
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Source: Verified Personal Loan Rate Data provided by MonitorBankRates
Institution
Loan Product
APR
Profile
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
Personal Loan
6.84%
▼
APR6.84%
Last UpdatedApril 19, 2026
Details
As Low As
APR6.99%
Last UpdatedApril 19, 2026
Details
As Low As
APR6.99%
Last UpdatedApril 19, 2026
Details
Qualifications Required: approved credit; enrollment in direct deposit; Rates expressed as APR - Annual Percentage Rate. "As Low As" rates are based on approved credit and enrollment in direct deposit. Actual annual percentage rate may be higher depending on applicant's creditworthiness and other factors.
Coosa Valley Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.64%
Personal Loan - 36 - 60 month term
6.99%
▼
APR6.99%
Last UpdatedApril 19, 2026
Details
As Low As
APR7.00%
Last UpdatedApril 19, 2026
Details
($500 - $30,000 Max)
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
Personal Loan
7.09%
▼
APR7.09%
Last UpdatedApril 19, 2026
Details
As Low As
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
Personal Loan
7.74%
▼
APR7.74%
Last UpdatedApril 19, 2026
Details
As Low As
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
Personal Loan
7.94%
▼
APR7.94%
Last UpdatedApril 19, 2026
Details
As Low As
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
Personal Loan
7.99%
▼
APR7.99%
Last UpdatedApril 19, 2026
Details
As Low As
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
Personal Loans
7.99%
▼
APR7.99%
Last UpdatedApril 19, 2026
Details
As Low As
Platinum Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.95%
Personal Loan
7.99%
▼
APR7.99%
Last UpdatedApril 19, 2026
Details
As Low As
Savannah Postal Credit Union
Institution Rating:
A-5.0 ★Texas Ratio: 15.46%
Personal Loan
7.99%
▼
APR7.99%
Last UpdatedApril 19, 2026
Details
As Low As
APR8.00%
Last UpdatedApril 19, 2026
Details
No additional details available.
Artesian Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.12%
Personal Loans
8.00%
▼
APR8.00%
Last UpdatedApril 19, 2026
Details
As Low As
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
Personal Loans
8.24%
▼
APR8.24%
Last UpdatedApril 19, 2026
Details
As Low As
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
Personal Loans
8.49%
▼
APR8.49%
Last UpdatedApril 19, 2026
Details
As Low As
The Southern Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.35%
Personal Loans**
8.75%
▼
APR8.75%
Last UpdatedApril 19, 2026
Details
No additional details available.
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
Personal Loan
8.90%
▼
APR8.90%
Last UpdatedApril 19, 2026
Details
As Low As; Loan Amount $500-$40,000
Georgia Heritage Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.47%
Personal Loans
8.95%
▼
APR8.95%
Last UpdatedApril 19, 2026
Details
As Low As; Up to 60 months
APR8.95%
Last UpdatedApril 19, 2026
Details
No additional details available.
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
Personal Loans
8.99%
▼
APR8.99%
Last UpdatedApril 19, 2026
Details
As Low As
Family Savings Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.34%
Personal Loans
8.99%
▼
APR8.99%
Last UpdatedApril 19, 2026
Details
Rates subject to credit score and term
The Southern Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.35%
Personal Loans**
9.00%
▼
APR9.00%
Last UpdatedApril 19, 2026
Details
No additional details available.
The Southern Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.35%
Personal Loans**
9.25%
▼
APR9.25%
Last UpdatedApril 19, 2026
Details
No additional details available.
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
Personal Loans
9.49%
▼
APR9.49%
Last UpdatedApril 19, 2026
Details
As Low As
The Southern Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.35%
Personal Loans**
9.50%
▼
APR9.50%
Last UpdatedApril 19, 2026
Details
No additional details available.
Publix Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.34%
Personal Loans
9.50%
▼
APR9.50%
Last UpdatedApril 19, 2026
Details
As Low As; *Annual Percentage Rate based on creditworthiness
Publix Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.34%
Personal Loan
9.50%
▼
APR9.50%
Last UpdatedApril 19, 2026
Details
As Low As
APR9.95%
Last UpdatedApril 19, 2026
Details
No additional details available.
Credit Union of Georgia Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.89%
Personal Loans
9.99%
▼
APR9.99%
Last UpdatedApril 19, 2026
Details
As Low As
Credit Union of Georgia Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.89%
Personal Loans
10.24%
▼
APR10.24%
Last UpdatedApril 19, 2026
Details
As Low As
Kinetic Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.93%
Personal Loan
10.39%
▼
APR10.39%
Last UpdatedApril 19, 2026
Details
As Low As; Rates as low as 10.39% APR* with a maximum APR* of 18%
Credit Union of Georgia Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.89%
Personal Loans
10.49%
▼
APR10.49%
Last UpdatedApril 19, 2026
Details
As Low As
Georgia Power Valdosta Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.67%
Personal Loans
10.50%
▼
APR10.50%
Last UpdatedApril 19, 2026
Details
As Low As
Georgia United Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.22%
Personal Loan
10.50%
▼
APR10.50%
Last UpdatedApril 19, 2026
Details
As Low As
Coca Cola Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.05%
Personal Loan
10.75%
▼
APR10.75%
Last UpdatedApril 19, 2026
Details
As Low As
Coca Cola Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.05%
PERSONAL LOANS
10.75%
▼
APR10.75%
Last UpdatedApril 19, 2026
Details
As Low As
Family First Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.38%
Personal Loans
10.90%
▼
APR10.90%
Last UpdatedApril 19, 2026
Details
As Low As; all rates based on creditworthiness
Coca Cola Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.05%
PERSONAL LOANS
11.25%
▼
APR11.25%
Last UpdatedApril 19, 2026
Details
As Low As
Coca Cola Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.05%
Personal Loan
11.25%
▼
APR11.25%
Last UpdatedApril 19, 2026
Details
As Low As
Coca Cola Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.05%
Personal Loan
11.75%
▼
APR11.75%
Last UpdatedApril 19, 2026
Details
As Low As
Coca Cola Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.05%
PERSONAL LOANS
11.75%
▼
APR11.75%
Last UpdatedApril 19, 2026
Details
As Low As
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
Personal Loan
11.99%
▼
APR11.99%
Last UpdatedApril 19, 2026
Details
As Low As; 84 month Annual Percentage Rate as low as 11.99% as of March 1, 2026. Example of repayment terms: 84 monthly payments of $17.80 per $1,000 borrowed.
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
Personal Loans
11.99%
▼
APR11.99%
Last UpdatedApril 19, 2026
Details
As Low As
Coca Cola Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.05%
Personal Loan
12.25%
▼
APR12.25%
Last UpdatedApril 19, 2026
Details
As Low As; DEBT CONSOLIDATION ONLY
Coca Cola Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.05%
PERSONAL LOANS
12.25%
▼
APR12.25%
Last UpdatedApril 19, 2026
Details
As Low As
APR12.45%
Last UpdatedApril 19, 2026
Details
No additional details available.
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
Personal Loan
13.00%
▼
APR13.00%
Last UpdatedApril 19, 2026
Details
As Low As; Loan Amount $250-$40,000
Bond Community Federal Credit Union
Institution Rating:
B-4.3 ★Texas Ratio: 23.01%
Personal Loan
13.00%
▼
APR13.00%
Last UpdatedApril 19, 2026
Details
No additional details available.
UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 21.76%
Personal Loan
13.74%
▼
APR13.74%
Last UpdatedApril 19, 2026
Details
No additional details available.
UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 21.76%
Personal Loans
13.74%
▼
APR13.74%
Last UpdatedApril 19, 2026
Details
As Low As
Regional Members Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.48%
Personal Loans
13.99%
▼
APR13.99%
Last UpdatedApril 19, 2026
Details
As Low As
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Source: Verified Personal Loan Rate Data provided by MonitorBankRates
Institution
Loan Product
APR
Profile
Walker County Educators Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.19%
Debt Consolidation Loans
9.24%
▼
APR9.24%
Last UpdatedApril 19, 2026
Details
As Low As
UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 21.76%
Debt Consolidation Loan
14.49%
▼
APR14.49%
Last UpdatedApril 19, 2026
Details
No additional details available.
UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 21.76%
Debt Consolidation Loans
14.49%
▼
APR14.49%
Last UpdatedApril 19, 2026
Details
As Low As
Powered by
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Source: Verified Personal Loan Rate Data provided by MonitorBankRates
Institution
Loan Product
APR
Profile
LOCOGA Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
Signature Loans
7.50%
▼
APR7.50%
Last UpdatedApril 19, 2026
Details
As Low As; *Percentage rate depends on your Beacon Score and can increase depending on this score.
Platinum Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.95%
Signature Loan
7.99%
▼
APR7.99%
Last UpdatedApril 19, 2026
Details
As Low As
Southern Pine Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.05%
Signature Unsecured Loan
8.00%
▼
APR8.00%
Last UpdatedApril 19, 2026
Details
No additional details available.
Excel Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.67%
Signature Loans
9.00%
▼
APR9.00%
Last UpdatedApril 19, 2026
Details
No additional details available.
Macon Bibb Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.24%
Signature/Unsecured Loan
9.00%
▼
APR9.00%
Last UpdatedApril 19, 2026
Details
A+ (720 and Up)
Walker County Educators Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.19%
Signature Loans
9.24%
▼
APR9.24%
Last UpdatedApril 19, 2026
Details
As Low As
Autotruck Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.26%
Signature/Unsecured
9.99%
▼
APR9.99%
Last UpdatedApril 19, 2026
Details
As Low As
Macon Bibb Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.24%
Signature/Unsecured Loan
10.00%
▼
APR10.00%
Last UpdatedApril 19, 2026
Details
A (685 - 719)
The Wright Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.60%
Personal/Signature
10.90%
▼
APR10.90%
Last UpdatedApril 19, 2026
Details
As Low As
APR10.99%
Last UpdatedApril 19, 2026
Details
No additional details available.
Self-Help Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.18%
Signature Loans with Collateral
11.50%
▼
APR11.50%
Last UpdatedApril 19, 2026
Details
up to 48 months
Macon Bibb Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.24%
Signature/Unsecured Loan
12.00%
▼
APR12.00%
Last UpdatedApril 19, 2026
Details
B (655 - 684)
Self-Help Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.18%
Signature- Unsecured
12.50%
▼
APR12.50%
Last UpdatedApril 19, 2026
Details
up to 48 months
Credit Union 1 Credit Union Rantoul, IL
Institution Rating:
A5.0 ★Texas Ratio: 8.23%
Signature Loan
14.48%
▼
APR14.48%
Last UpdatedApril 19, 2026
Details
As Low As; As low as 12.99% APR
Macon Bibb Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.24%
Signature/Unsecured Loan
15.00%
▼
APR15.00%
Last UpdatedApril 19, 2026
Details
C (620 - 654)
Credit Union 1 Credit Union Rantoul, IL
Institution Rating:
A5.0 ★Texas Ratio: 8.23%
Signature Loan
16.20%
▼
APR16.20%
Last UpdatedApril 19, 2026
Details
As Low As; As low as 15.74% APR
Credit Union 1 Credit Union Rantoul, IL
Institution Rating:
A5.0 ★Texas Ratio: 8.23%
Signature Loan
16.65%
▼
APR16.65%
Last UpdatedApril 19, 2026
Details
As Low As; As low as 15.49% APR
Macon Bibb Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.24%
Signature/Unsecured Loan
17.00%
▼
APR17.00%
Last UpdatedApril 19, 2026
Details
D (585 - 619)
Macon Bibb Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.24%
Signature/Unsecured Loan
18.00%
▼
APR18.00%
Last UpdatedApril 19, 2026
Details
E (584 or Less)
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No home improvement personal loan rates found in Screven, GA currently.
Screven, GA Personal Loan Rate Trends
Compare local Screven, GA personal loan rates against the statewide average
Daily personal loan rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
Personal Loan — GA Avg
9.633%
▲ 0.055 vs 7 days ago
Georgia personal loan rates rose 0.055 points over the past 7 days to 9.633% APR.
Signature Loan — GA Avg
11.164%
▼ 0.068 vs 7 days ago
Georgia signature loan rates fell 0.068 points over the past 7 days to 11.164% APR.
As of Apr 19, 2026 • Rate data sourced from 8,500+ monitored institutions
Powered by MonitorBankRates
Frequently Asked Questions
What credit score do I need for a personal loan in Georgia?
Most lenders in Screven, Georgia require a minimum credit score of 620 for approval, but borrowers with scores of 720 or higher will qualify for the most competitive APRs. Credit unions in Georgia often have more flexible requirements than traditional banks.
What is the difference between secured and unsecured personal loans?
Unsecured personal loans in Screven, Georgia require no collateral and are approved based on your creditworthiness alone. Secured loans are backed by an asset (such as savings or a vehicle) and typically offer lower interest rates. If you default on a secured loan, the lender may seize the collateral.
Can I use a personal loan for debt consolidation in Georgia?
Yes. Debt consolidation is one of the most common uses of personal loans in Screven, Georgia. By rolling multiple high-interest debts (credit cards, medical bills) into a single personal loan with a lower APR, you can reduce your total interest costs and simplify repayment.
Are credit unions or banks better for personal loans in Screven, Georgia?
Credit unions in Screven, Georgia often offer lower APRs and more flexible underwriting than traditional banks because they are member-owned and not-for-profit. However, you must meet membership eligibility requirements. Banks may offer faster approvals and larger loan amounts.
What are the best personal loan rates in Screven, Georgia?
- Georgia Power Valdosta Federal Credit Union: 4.00% (Land Loans)
- Coca Cola Federal Credit Union: 4.25% (CERTIFICATE LOANS)
- Baxter Credit Union: 4.50% (Credit Builder Loan)
- First Commerce Credit Union: 4.99% (Summer Camp Loan)
- Platinum Federal Credit Union: 5.00% (555 Loan)
Personal Loan Rates reflect actual verified offers from banks and credit unions actively lending in Screven, Georgia. Your final approved rate will depend on your credit profile and loan term. Last Updated and Verified: April 19, 2026.
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