Best Personal Loan Rates in Alexandria, Louisiana (LA) - April 2026
Brian McKay
Brian McKay
Founder & Data Architect- Automated Online Rate Data Aggregation
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Current personal loan options available to borrowers in Alexandria, Louisiana include: Valex Federal Credit UnionValex Federal Credit Union1767 Jackson St, Alexandria, LA, 71301 6433A-4.9 ★Texas Ratio: 16.45% offering Loan at 6.00% APR, Rapides General Hospital Employees FCURapides General Hospital Employees FCU211 4TH ST, ALEXANDRIA, LA, 71301 8421A+5.0 ★Texas Ratio: 2.31% offering Computer Loans at 7.25% APR, La Capitol Federal Credit UnionLa Capitol Federal Credit Union1930 Gus Kaplan Dr, Alexandria, LA, 71301A5.0 ★Texas Ratio: 7.23% offering Personal Loan at 9.99% APR, CenLA Federal Credit UnionCenLA Federal Credit Union708 Jackson St, Alexandria, LA, 71301A+5.0 ★Texas Ratio: 0.15% offering Unsecured Loans / Personal Loans at 10.00% APR, and Barksdale Federal Credit UnionBarksdale Federal Credit Union3500 Jackson St, Alexandria, LA, 71303 3126A5.0 ★Texas Ratio: 10.16% offering Signature Loan at 11.90% APR. Personal loan rates as of April 11, 2026 according to verified data from MonitorBankRates.
Alexandria has 6 local institutions in our database, with personal loan rates as low as 6.00% APR from Valex Federal Credit Union at 1767 Jackson St, Alexandria, LA, 71301 6433. Use the tabs below to compare all available personal loan types. Rates are continually updated — we recommend checking back frequently.
We empower borrowers with transparent, proprietary financial health metrics—including A-F Safety Grades, verified Star Ratings, and Texas Ratios—so you can confidently borrow from a stable, highly-rated institution in Alexandria, Louisiana.
Personal loan rates reflect recent market quotes and representative offers available to borrowers in Alexandria, Louisiana. Rates shown are typically “as low as” APRs for borrowers with excellent credit. Your final approved rate will depend on your credit history, credit score, income, and loan amount. Personal Loan Rates Last Updated and Verified: April 11, 2026
Maximum Loan Amount: Less than $15,000
Maximum Loan Amount: $15,000 - $19,999.99
Maximum Loan Amount: $20,000 - $29,999.99
Amount $500 - $3,000
Maximum Loan Amount: $30,000 - $39,999.99
Maximum Loan Amount: $50,000 - $59,999.99
Maximum Loan Amount: $60,000 or more
As Low As
As Low As; Need extra cash? Get a Personal Loan from La Cap!
As Low As
As Low As; Loans of $500 to $13,000; Low variable rates based on credit worthiness; Local decision-making; No collateral necessary; NO application fee; Flexible repayment terms; NO pre-payment penalty; Personalized service at every step; Use for tax payment, holiday expenses, back to school, bill consolidation, and more
No additional details available.
Amount up to $2,500
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No additional details available.
Maximum Loan Amount: $70,000 or more (Motor Homes Only)
Maximum APR
2.5% above rate earned on share/cd with a minimum rate of 4.5%
As Low As; Loan Loyalty Discounts Apply, which can lower your APR* by as much as 1.25%
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As Low As; Purchase acreage or raw land. Up to 100% Loan to Value
As Low As; Purchase acreage or raw land. Up to 100% Loan to Value
As Low As; Regular APR: 5.75-17.95%
As Low As; APR varies by term. Terms up to 10 years.
As Low As; APR varies by term. Terms up to 10 years.
As Low As; Members are eligible after 6 months of employment; Member can qualify for 2 times their gross monthly income not to exceed $10,000.00.
No additional details available.
As Low As; APR varies by term. Terms up to 10 years.
As Low As
Loan amounts available from $500 to $5,000 with repayment terms ranging from 12 to 24 months. A $20 loan application fee applies. Example Payment: A loan of $1,000 at 6.70% APR for 24 months will result in 24 monthly payments of approximately $44.76, with a total repayment amount of $1,074.24. This does not include the $20 application fee. All loans are subject to credit approval and other underwriting criteria. Membership is required to obtain a loan.
As Low As; Purchase acreage or raw land. Up to 100% Loan to Value
As Low As; Maximum loan amount $3,000 with a maximum term of 12 months. Payment sample: 12 monthly payments of $86.63/$1,000 borrowed.
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As Low As; Parishes approved for Property Loans are: Lafayette, St Landry, Vermillion, Acadia and St. Martin; Credit Rating: A+; Finance Amount: Maximum 90% of Appraised Value; Type of Property: Personal/Owner Occupied
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As Low As; Get up to $5000
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As Low As; Spring Flowers (AND SPRING LOANS!) Take advantage of our SPRING LOAN SPECIAL March 1, 2022- June 30, 2022
No additional details available.
As Low As; Contact credit union for more details.
As Low As; Limited time only New Year Special: January - April Summer Special: May - August Holiday Special: September - December
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As Low As; Up to $20,000. Terms based on loan amount. Exclusions and conditions apply.
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No additional details available.
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No additional details available.
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As Low As; Depending on Your Credit Score, you could be eligible for up to $15,000.00
No additional details available.
No additional details available.
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No additional details available.
No additional details available.
As Low As; Terms up to 2 years.
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As Low As; Rate based on creditworthiness and term of loan.
No additional details available.
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max. 60 mo.
Regular APR: 9-18%
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Rate plus a 2.00% Loan Origination Fee will be assessed on each loan
No additional details available.
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As Low As; Catch up on bills, home repairs, etc.
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No additional details available.
As Low As; Competitive rates as low as 9.25% A.P.R.
As Low As; *APR = Annual Percentage Rate. All loans subject to credit approval. Rates subject to change without notice.
As Low As; *APR = Annual Percentage Rate. All loans subject to credit approval. Rates displayed are the lowest rates available including a discount for automatic payment. Rates subject to change without notice. Rates and term subject to credit qualification.
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As Low As; 90 day no pay
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No additional details available.
As Low As; Rates as low as 9.90%
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As Low As; Terms based on loan amount
As Low As; 12 months
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As Low As; APR varies by term. Terms up to 5 years.
As Low As; 36 months financing on all loans; 48 months financing on loans over $6,000
No additional details available.
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No additional details available.
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No additional details available.
As Low As; Loan Amount: $10,000 or more
As Low As; Loan Amount: $10,000 or more
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No additional details available.
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Up to $1,000.00
As Low As; Terms available up to 48 months; No collateral required; Simple application process; Fast local decision-making
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Rating: A (700+); Financing Limits: $12,000
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Paper Grade A, Credit Score Range 720+
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Debt Ratio < or = 29.99%; No Public Records; No Past Due Accounts; Bankruptcy Over 10 Years Old (From Date of Discharge)
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As Low As; Loan Amount: $10,000 or more
As Low As; Loan Amount: $10,000 or more
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No additional details available.
Paper Grade A, Credit Score Range 720+
Paper Grade A, Credit Score Range 720+
No additional details available.
No additional details available.
As Low As; Up to $25,000**
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Up to 60 months financing
Borrow up to $1,200; 12-month repayment term; Perfect for gifts, travel, and holiday expenses; Quick and easy application process
No additional details available.
Special loan for disasters
$2,000; As Low As; Great for after Christmas, Easter, Back-to-school and many other benefits
No additional details available.
As Low As; Loan Amount: $25,000 or more
As Low As; Loan Amount: $25,000 or more
No additional details available.
Up To $20,000.00; Up to 60 months - 5 years
Up To $20,000.00; Up to 60 months - 5 years
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Up To $20,000.00; Up to 60 months - 5 years
Up To $20,000.00; Up to 60 months - 5 years
No additional details available.
No additional details available.
As Low As
No additional details available.
Debt Ratio 30% to 39.99%; No Public Records; Some (1 or 2) 30 Day Past Due; Bankruptcy 7 to 10 Years Old (From Date of Discharge)
As Low As; Need extra cash? Get a Personal Loan from La Cap!
As Low As
As Low As; Loans of $500 to $13,000; Low variable rates based on credit worthiness; Local decision-making; No collateral necessary; NO application fee; Flexible repayment terms; NO pre-payment penalty; Personalized service at every step; Use for tax payment, holiday expenses, back to school, bill consolidation, and more
As Low As
As Low As
As Low As
As Low As; Loan Loyalty Discounts Apply, which can lower your APR* by as much as 1.25%
As Low As
Loan amounts available from $500 to $5,000 with repayment terms ranging from 12 to 24 months. A $20 loan application fee applies. Example Payment: A loan of $1,000 at 6.70% APR for 24 months will result in 24 monthly payments of approximately $44.76, with a total repayment amount of $1,074.24. This does not include the $20 application fee. All loans are subject to credit approval and other underwriting criteria. Membership is required to obtain a loan.
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No additional details available.
As Low As; Rate based on creditworthiness and term of loan.
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No additional details available.
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As Low As; 12 months
As Low As; Terms based on loan amount
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No additional details available.
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No additional details available.
As Low As; Terms available up to 48 months; No collateral required; Simple application process; Fast local decision-making
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No additional details available.
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Up To $20,000.00; Up to 60 months - 5 years
Up To $20,000.00; Up to 60 months - 5 years
Up To $20,000.00; Up to 60 months - 5 years
Up To $20,000.00; Up to 60 months - 5 years
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As Low As
As Low As; Up to $20,000. Terms based on loan amount. Exclusions and conditions apply.
Rate plus a 2.00% Loan Origination Fee will be assessed on each loan
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Amount up to $2,500
No additional details available.
No additional details available.
As Low As; Loan Loyalty Discounts Apply, which can lower your APR* by as much as 1.25%
As Low As; Members are eligible after 6 months of employment; Member can qualify for 2 times their gross monthly income not to exceed $10,000.00.
As Low As
No additional details available.
As Low As; Contact credit union for more details.
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As Low As; Depending on Your Credit Score, you could be eligible for up to $15,000.00
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As Low As
No additional details available.
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Regular APR: 9-18%
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No additional details available.
As Low As; *APR = Annual Percentage Rate. All loans subject to credit approval. Rates displayed are the lowest rates available including a discount for automatic payment. Rates subject to change without notice. Rates and term subject to credit qualification.
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No additional details available.
As Low As; Rates as low as 9.90%
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As Low As; APR varies by term. Terms up to 5 years.
As Low As; 36 months financing on all loans; 48 months financing on loans over $6,000
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As Low As; Loan Amount: $10,000 or more
As Low As; Loan Amount: $10,000 or more
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Rating: A (700+); Financing Limits: $12,000
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Debt Ratio < or = 29.99%; No Public Records; No Past Due Accounts; Bankruptcy Over 10 Years Old (From Date of Discharge)
As Low As
As Low As; Loan Amount: $10,000 or more
As Low As; Loan Amount: $10,000 or more
As Low As; Up to $25,000**
As Low As; Loan Amount: $25,000 or more
As Low As; Loan Amount: $25,000 or more
No additional details available.
Debt Ratio 30% to 39.99%; No Public Records; Some (1 or 2) 30 Day Past Due; Bankruptcy 7 to 10 Years Old (From Date of Discharge)
Alexandria, LA Personal Loan Rate Trends
Compare local Alexandria, LA personal loan rates against the statewide average
Daily personal loan rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
Louisiana personal loan rates fell 0.843 points over the past 7 days to 11.366% APR.
Louisiana signature loan rates rose 1.333 points over the past 7 days to 12.140% APR.
Frequently Asked Questions
What credit score do I need for a personal loan in Louisiana?
What is the difference between secured and unsecured personal loans?
Can I use a personal loan for debt consolidation in Louisiana?
Are credit unions or banks better for personal loans in Alexandria, Louisiana?
What are the best personal loan rates in Alexandria, Louisiana?
- Valex Federal Credit Union: 6.00% (Loan)
- Rapides General Hospital Employees FCU: 7.25% (Computer Loans)
- La Capitol Federal Credit Union: 9.99% (Personal Loan)
- CenLA Federal Credit Union: 10.00% (Unsecured Loans / Personal Loans)
- Barksdale Federal Credit Union: 11.90% (Signature Loan)
Personal Loan Calculators
