Best Personal Loan Rates in Baton Rouge, Louisiana (LA) - April 2026
Brian McKay
Brian McKay
Founder & Data Architect- Automated Online Rate Data Aggregation
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Current personal loan options available to borrowers in Baton Rouge, Louisiana include: BRECO Federal Credit UnionBRECO Federal Credit Union3029 S Sherwood Forest Blvd, Baton Rouge, LA, 70816A-5.0 ★Texas Ratio: 14.60% offering Land Loans at 5.20% APR, Keesler Federal Credit UnionKeesler Federal Credit Union1201 Capitol Access Rd, Baton Rouge, LA, 70802 4438A+5.0 ★Texas Ratio: 4.31% offering New Tractor Loans at 6.99% APR, LESLES950 N 22nd St Ste C, Baton Rouge, LA, 70802A+5.0 ★Texas Ratio: 0.00% offering Spring Loan Special at 7.50% APR, Campus Federal Credit UnionCampus Federal Credit Union6230 Perkins Rd, Baton Rouge, LA, 70808A+5.0 ★Texas Ratio: 1.73% offering Lot Loan at 7.75% APR, and Baton Rouge Telco Federal Credit UnionBaton Rouge Telco Federal Credit Union13404 Airline Hwy, Baton Rouge, LA, 70817 5917A+5.0 ★Texas Ratio: 3.53% offering Land Loan at 8.64% APR. Personal loan rates as of April 9, 2026 according to verified data from MonitorBankRates.
Baton Rouge has 13 local institutions in our database, with personal loan rates as low as 5.20% APR from BRECO Federal Credit Union at 3029 S Sherwood Forest Blvd, Baton Rouge, LA, 70816. Use the tabs below to compare all available personal loan types. Rates are continually updated — we recommend checking back frequently.
We empower borrowers with transparent, proprietary financial health metrics—including A-F Safety Grades, verified Star Ratings, and Texas Ratios—so you can confidently borrow from a stable, highly-rated institution in Baton Rouge, Louisiana.
Personal loan rates reflect recent market quotes and representative offers available to borrowers in Baton Rouge, Louisiana. Rates shown are typically “as low as” APRs for borrowers with excellent credit. Your final approved rate will depend on your credit history, credit score, income, and loan amount. Personal Loan Rates Last Updated and Verified: April 9, 2026
As Low As; Purchase acreage or raw land. Up to 100% Loan to Value
As Low As; Purchase acreage or raw land. Up to 100% Loan to Value
As Low As; Purchase acreage or raw land. Up to 100% Loan to Value
As Low As
As Low As
As Low As; Spring Flowers (AND SPRING LOANS!) Take advantage of our SPRING LOAN SPECIAL March 1, 2022- June 30, 2022
As Low As
As Low As
No additional details available.
As Low As; Rate based on creditworthiness and term of loan.
As Low As
As Low As; Minimum and Maximum Period for Repayment: 12 to 36 Months; Minimum and Maximum Annual Percentage Rate (APR): 9% to 18%; Associated Fees: Document Fee - $20.00 and Origination Fee - $45.00
As Low As
As Low As; Competitive rates as low as 9.25% A.P.R.
As Low As
As Low As
As Low As; 90 day no pay
As Low As
As Low As; 12 months
As Low As; Loan Amount: $10,000 or more
As Low As; Loan Amount: $10,000 or more
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As Low As; Loan Amount: $10,000 or more
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As Low As; Loan Amount: $10,000 or more
As Low As
As Low As; Loan Amount: $25,000 or more
As Low As; Loan Amount: $25,000 or more
As Low As
No additional details available.
As Low As; Loan Amount: $25,000 or more
As Low As; Loan Amount: $25,000 or more
As Low As; Loan Amount: $3,000 - $9,999
As Low As; Loan Amount: $3,000 - $9,999
No additional details available.
As Low As; Minimum and Maximum Period for Repayment: 12 to 36 Months; Minimum and Maximum Annual Percentage Rate (APR): 9% to 18%; Associated Fees: Document Fee - $20.00 and Origination Fee - $45.00
As Low As; Loan Amount: Less than $3,000
As Low As; Loan Amount: Less than $3,000
As Low As
As Low As
2.5% above rate earned on share/cd with a minimum rate of 4.5%
As Low As; Loan Loyalty Discounts Apply, which can lower your APR* by as much as 1.25%
As Low As
As Low As
As Low As
As Low As
As Low As; Regular APR: 5.75-17.95%
As Low As; Members are eligible after 6 months of employment; Member can qualify for 2 times their gross monthly income not to exceed $10,000.00.
As Low As; APR varies by term. Terms up to 10 years.
As Low As; APR varies by term. Terms up to 10 years.
No additional details available.
Maximum Loan Amount: Less than $15,000
No additional details available.
As Low As
Maximum Loan Amount: $15,000 - $19,999.99
As Low As; APR varies by term. Terms up to 10 years.
As Low As
As Low As
As Low As; Maximum loan amount $3,000 with a maximum term of 12 months. Payment sample: 12 monthly payments of $86.63/$1,000 borrowed.
As Low As
As Low As; Parishes approved for Property Loans are: Lafayette, St Landry, Vermillion, Acadia and St. Martin; Credit Rating: A+; Finance Amount: Maximum 90% of Appraised Value; Type of Property: Personal/Owner Occupied
As Low As
As Low As; Get up to $5000
Loan Amounts less than $10,000
No additional details available.
Maximum Loan Amount: $20,000 - $29,999.99
As Low As
Maximum Loan Amount: $30,000 - $39,999.99
As Low As
As Low As
As Low As
Amount $500 - $3,000
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As Low As
As Low As
As Low As; Contact credit union for more details.
As Low As; Limited time only New Year Special: January - April Summer Special: May - August Holiday Special: September - December
As Low As
As Low As
As Low As; Up to $20,000. Terms based on loan amount. Exclusions and conditions apply.
Loan Amounts $10,000.00-$19,999.99
Loan Amounts less than $10,000
As Low As
Loan Amounts $20,000.00-$29,999.99
As Low As
As Low As
As Low As
As Low As; Depending on Your Credit Score, you could be eligible for up to $15,000.00
No additional details available.
As Low As
No additional details available.
As Low As
As Low As; Terms up to 2 years.
As Low As
max. 60 mo.
Regular APR: 9-18%
up to 60 months
Loan Amounts $10,000.00-$19,999.99
As Low As
Maximum Loan Amount: $50,000 - $59,999.99
Rate plus a 2.00% Loan Origination Fee will be assessed on each loan
No additional details available.
As Low As
As Low As; Catch up on bills, home repairs, etc.
As Low As
Loan Amounts $20,000.00-$29,999.99
No additional details available.
Loan Amounts $30,000.00-$39,999.99
Maximum Loan Amount: $60,000 or more
As Low As; *APR = Annual Percentage Rate. All loans subject to credit approval. Rates subject to change without notice.
As Low As; *APR = Annual Percentage Rate. All loans subject to credit approval. Rates displayed are the lowest rates available including a discount for automatic payment. Rates subject to change without notice. Rates and term subject to credit qualification.
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As Low As
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As Low As
As Low As; Rates as low as 9.90%
No additional details available.
As Low As
As Low As; Terms based on loan amount
No additional details available.
As Low As; 36 months financing on all loans; 48 months financing on loans over $6,000
As Low As
As Low As
As Low As; APR varies by term. Terms up to 5 years.
As Low As
Amount up to $2,500
No additional details available.
As Low As
As Low As; Loans of $500 to $13,000; Low variable rates based on credit worthiness; Local decision-making; No collateral necessary; NO application fee; Flexible repayment terms; NO pre-payment penalty; Personalized service at every step; Use for tax payment, holiday expenses, back to school, bill consolidation, and more
No additional details available.
As Low As
As Low As
Loan Amounts $40,000.00-$49,999.99
Loan Amounts $30,000.00-$39,999.99
As Low As
No additional details available.
As Low As
Up to $1,000.00
As Low As; Terms available up to 48 months; No collateral required; Simple application process; Fast local decision-making
Rating: A (700+); Financing Limits: $12,000
As Low As
Debt Ratio < or = 29.99%; No Public Records; No Past Due Accounts; Bankruptcy Over 10 Years Old (From Date of Discharge)
As Low As
Paper Grade A, Credit Score Range 720+
As Low As
Loan Amounts $40,000.00-$49,999.99
As Low As
No additional details available.
Loan Amounts $50,000.00-Greater
Paper Grade A, Credit Score Range 720+
Paper Grade A, Credit Score Range 720+
No additional details available.
Up to $25,000**
No additional details available.
No additional details available.
As Low As; Rate based on creditworthiness and term of loan.
As Low As; Minimum and Maximum Period for Repayment: 12 to 36 Months; Minimum and Maximum Annual Percentage Rate (APR): 9% to 18%; Associated Fees: Document Fee - $20.00 and Origination Fee - $45.00
As Low As; 12 months
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As Low As; Minimum and Maximum Period for Repayment: 12 to 36 Months; Minimum and Maximum Annual Percentage Rate (APR): 9% to 18%; Associated Fees: Document Fee - $20.00 and Origination Fee - $45.00
As Low As
As Low As; Loan Loyalty Discounts Apply, which can lower your APR* by as much as 1.25%
As Low As
As Low As
As Low As
As Low As
No additional details available.
As Low As
As Low As; Terms based on loan amount
As Low As
As Low As
As Low As; Loans of $500 to $13,000; Low variable rates based on credit worthiness; Local decision-making; No collateral necessary; NO application fee; Flexible repayment terms; NO pre-payment penalty; Personalized service at every step; Use for tax payment, holiday expenses, back to school, bill consolidation, and more
As Low As; Terms available up to 48 months; No collateral required; Simple application process; Fast local decision-making
As Low As
As Low As
No additional details available.
As Low As
As Low As; Up to $20,000. Terms based on loan amount. Exclusions and conditions apply.
Rate plus a 2.00% Loan Origination Fee will be assessed on each loan
As Low As
As Low As
As Low As
As Low As; Loan Amount: $10,000 or more
As Low As; Loan Amount: $10,000 or more
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As Low As
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As Low As; Loan Amount: $10,000 or more
As Low As; Loan Amount: $10,000 or more
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As Low As; Loan Amount: $25,000 or more
As Low As; Loan Amount: $25,000 or more
No additional details available.
As Low As; Loan Amount: $25,000 or more
As Low As; Loan Amount: $25,000 or more
As Low As; Loan Amount: $3,000 - $9,999
As Low As; Loan Amount: $3,000 - $9,999
No additional details available.
As Low As; Loan Amount: Less than $3,000
As Low As; Loan Amount: Less than $3,000
As Low As; Loan Loyalty Discounts Apply, which can lower your APR* by as much as 1.25%
As Low As; Members are eligible after 6 months of employment; Member can qualify for 2 times their gross monthly income not to exceed $10,000.00.
As Low As; Contact credit union for more details.
As Low As
As Low As; Depending on Your Credit Score, you could be eligible for up to $15,000.00
As Low As
As Low As
No additional details available.
As Low As
Regular APR: 9-18%
No additional details available.
As Low As; *APR = Annual Percentage Rate. All loans subject to credit approval. Rates displayed are the lowest rates available including a discount for automatic payment. Rates subject to change without notice. Rates and term subject to credit qualification.
As Low As
As Low As
No additional details available.
As Low As; Rates as low as 9.90%
As Low As
As Low As; APR varies by term. Terms up to 5 years.
As Low As; 36 months financing on all loans; 48 months financing on loans over $6,000
As Low As
As Low As
No additional details available.
As Low As
Amount up to $2,500
Rating: A (700+); Financing Limits: $12,000
As Low As
As Low As
Debt Ratio < or = 29.99%; No Public Records; No Past Due Accounts; Bankruptcy Over 10 Years Old (From Date of Discharge)
Up to $25,000**
No additional details available.
Baton Rouge, LA Personal Loan Rate Trends
Compare local Baton Rouge, LA personal loan rates against the statewide average
Daily personal loan rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
Louisiana personal loan rates rose 0.452 points over the past 7 days to 11.716% APR.
Louisiana signature loan rates fell 0.459 points over the past 7 days to 12.170% APR.
Frequently Asked Questions
What credit score do I need for a personal loan in Louisiana?
What is the difference between secured and unsecured personal loans?
Can I use a personal loan for debt consolidation in Louisiana?
Are credit unions or banks better for personal loans in Baton Rouge, Louisiana?
What are the best personal loan rates in Baton Rouge, Louisiana?
- BRECO Federal Credit Union: 5.20% (Land Loans)
- Keesler Federal Credit Union: 6.99% (New Tractor Loans)
- LES: 7.50% (Spring Loan Special)
- Campus Federal Credit Union: 7.75% (Lot Loan)
- Baton Rouge Telco Federal Credit Union: 8.64% (Land Loan)
Personal Loan Calculators
