Best Personal Loan Rates in Baton Rouge, Louisiana (LA) - May 2026
Brian McKay
Brian McKay
Founder & Data Architect- Automated Online Rate Data Aggregation
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Current personal loan options available to borrowers in Baton Rouge, Louisiana include: BRECO Federal Credit UnionBRECO Federal Credit Union3029 S Sherwood Forest Blvd, Baton Rouge, LA, 70816A-5.0 ★Texas Ratio: 14.60% offering Land Loans at 5.20% APR, Keesler Federal Credit UnionKeesler Federal Credit Union1201 Capitol Access Rd, Baton Rouge, LA, 70802 4438A+5.0 ★Texas Ratio: 4.31% offering New Tractor Loans at 6.99% APR, Jefferson Financial Federal Credit UnionJefferson Financial Federal Credit Union1201 Capitol Access rd, Baton Rouge, LA, 70802B4.5 ★Texas Ratio: 20.76% offering New Tractor Loans at 6.99% APR, Campus Federal Credit UnionCampus Federal Credit Union6230 Perkins Rd, Baton Rouge, LA, 70808A+5.0 ★Texas Ratio: 1.73% offering Lot Loan at 7.75% APR, and Baton Rouge Telco Federal Credit UnionBaton Rouge Telco Federal Credit Union13404 Airline Hwy, Baton Rouge, LA, 70817 5917A+5.0 ★Texas Ratio: 3.53% offering Land Loan at 8.64% APR. Personal loan rates as of May 2, 2026 according to verified data from MonitorBankRates.
Baton Rouge has 12 local institutions in our database, with personal loan rates as low as 5.20% APR from BRECO Federal Credit Union at 3029 S Sherwood Forest Blvd, Baton Rouge, LA, 70816. Use the tabs below to compare all available personal loan types. Rates are continually updated — we recommend checking back frequently.
We empower borrowers with transparent, proprietary financial health metrics—including A-F Safety Grades, verified Star Ratings, and Texas Ratios—so you can confidently borrow from a stable, highly-rated institution in Baton Rouge, Louisiana.
Personal loan rates reflect recent market quotes and representative offers available to borrowers in Baton Rouge, Louisiana. Rates shown are typically “as low as” APRs for borrowers with excellent credit. Your final approved rate will depend on your credit history, credit score, income, and loan amount. Personal Loan Rates Last Updated and Verified: May 2, 2026
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As Low As
As Low As; 6.99%
As Low As
As Low As; 7.49%
As Low As
As Low As
As Low As; 7.99%
No additional details available.
Fixed-rate as low as 8.99% APR*; Maximum amount $20,000
As Low As
As Low As
No additional details available.
As Low As; 12 months
$1,001 - $2,500
As Low As; Loan Amount: $10,000 or more
As Low As; Loan Amount: $10,000 or more
As Low As
$10,000 - $14,999
No additional details available.
No additional details available.
As Low As
As Low As; APR* as low as 10.50%
As Low As
$15,000
As Low As; Loan Amount: $10,000 or more
As Low As; Loan Amount: $10,000 or more
As Low As
No additional details available.
As Low As; Loan Amount: $25,000 or more
As Low As; Loan Amount: $25,000 or more
No additional details available.
As Low As; Loan Amount: $25,000 or more
As Low As; Loan Amount: $25,000 or more
As Low As; Loan Amount: $3,000 - $9,999
As Low As; Loan Amount: $3,000 - $9,999
No additional details available.
As Low As; Loan Amount: Less than $3,000
As Low As; Loan Amount: Less than $3,000
As Low As
As Low As
Annual Percentage Rate (APR) as low as 4.75%; your rate may vary.
As Low As
Rates as low as 4.75%* APR; Loan Loyalty Discounts Apply, which can lower your APR* by as much as 1.25%
As Low As
Qualifications Required: Members are eligible after 6 months of employment; As Low As; Rates as Low as 5.99% APR*
As Low As; APR varies by term. Terms up to 10 years.
As Low As; APR varies by term. Terms up to 10 years.
As Low As; APR varies by term. Terms up to 10 years.
As Low As
Credit Rating: A+; Finance Amount: Maximum 90% of Appraised Value; Type of Property: Personal/Owner Occupied
As Low As
As Low As
As Low As; Apply Now
No additional details available.
No additional details available.
As Low As; Limited time only New Year Special: January - April Summer Special: May - August Holiday Special: September - December
As Low As; Contact credit union for more details.
As Low As
As Low As; Up to $20,000. Terms based on loan amount. Exclusions and conditions apply.
No additional details available.
As Low As; Pay for your fun - or future - with an affordable loan.
As Low As
As Low As
No additional details available.
As Low As; Terms up to 2 years.
As Low As
No additional details available.
max. 60 mo.
No additional details available.
No additional details available.
As Low As
As Low As; Catch up on bills, home repairs, etc.
No additional details available.
As Low As
As Low As
No Collateral Required
As Low As
As Low As; We offer rates as low as* 9.95% APR
As Low As; Terms based on loan amount
As Low As
As Low As; APR varies by term. Terms up to 5 years.
As Low As
As Low As; financing
As Low As
No additional details available.
No additional details available.
No additional details available.
As Low As; Low variable rates based on credit worthiness; No collateral necessary; NO application fee; Flexible repayment terms; NO pre-payment penalty; Personalized service at every step; Use for tax payment, holiday expenses, back to school, bill consolidation, and more
No additional details available.
As Low As
As Low As
As Low As; Terms available up to 48 months; No collateral required; Simple application process; Fast local decision-making
As Low As
Paper Grade A, Credit Score Range 720+
As Low As
Debt Ratio < or = 29.99%; No Public Records; No Past Due Accounts; Bankruptcy Over 10 Years Old (From Date of Discharge)
As Low As; ...
Paper Grade A, Credit Score Range 720+
Paper Grade A, Credit Score Range 720+
No additional details available.
Up to $25,000**
Up to 60 months financing
Borrow up to $1,200; 12-month repayment term; Perfect for gifts, travel, and holiday expenses; Quick and easy application process
No additional details available.
Special loan for disasters
$2,000; As Low As; Great for after Christmas, Easter, Back-to-school and many other benefits
Up To $20,000.00; Up to 60 months - 5 years
Up To $20,000.00; Up to 60 months - 5 years
Debt Ratio 30% to 39.99%; No Public Records; Some (1 or 2) 30 Day Past Due; Bankruptcy 7 to 10 Years Old (From Date of Discharge)
As Low As
As Low As
Paper Grade B, Credit Score Range 670-719
Up To $20,000.00; Up to 60 months - 5 years
Paper Grade B, Credit Score Range 670-719
Paper Grade B, Credit Score Range 670-719
Paper Grade C, Credit Score Range 620 - 669
Debt Ratio 40% to 49.99%; Public Records; Some (3 or 4) 30 Day Past Due; Some (1 or 2) 60 Day Past Due; Bankruptcy 3 to 6.00 Years Old (From Date of Discharge)
Paper Grade C, Credit Score Range 620 - 669
Up To $20,000.00; Up to 60 months - 5 years
Up To $20,000.00; Up to 60 months - 5 years
Up To $20,000.00; Up to 60 months - 5 years
Paper Grade D, Credit Score Range 580 - 619
Debt Ratio 50% to 59.99%; Bankruptcy 2 to 2.99 Years Old (From Date of Discharge)
Paper Grade D, Credit Score Range 580 - 619
As Low As
No Credit Check Loan
Up to $25,000**
Paper Grade E, Credit Score Range 579 or less
No additional details available.
Debt Ratio > or = 60%; Bankruptcy 0 to 1.99 Years Old (From Date of Discharge); Need Board Approval
No additional details available.
As Low As; Short term, Small amount loans - Contact credit union for details.
Credit Builder and Payday Loan Alternative; No Credit Check
No Credit Check Loan Plus
Fixed-rate as low as 8.99% APR*; Maximum amount $20,000
As Low As; 12 months
$1,001 - $2,500
$10,000 - $14,999
As Low As
$15,000
As Low As
Rates as low as 4.75%* APR; Loan Loyalty Discounts Apply, which can lower your APR* by as much as 1.25%
As Low As
As Low As; Pay for your fun - or future - with an affordable loan.
No additional details available.
No additional details available.
As Low As
As Low As; Terms based on loan amount
As Low As
As Low As
As Low As; Low variable rates based on credit worthiness; No collateral necessary; NO application fee; Flexible repayment terms; NO pre-payment penalty; Personalized service at every step; Use for tax payment, holiday expenses, back to school, bill consolidation, and more
No additional details available.
As Low As; Terms available up to 48 months; No collateral required; Simple application process; Fast local decision-making
As Low As
As Low As
Paper Grade A, Credit Score Range 720+
Paper Grade A, Credit Score Range 720+
Paper Grade A, Credit Score Range 720+
Up To $20,000.00; Up to 60 months - 5 years
Up To $20,000.00; Up to 60 months - 5 years
As Low As
Paper Grade B, Credit Score Range 670-719
Up To $20,000.00; Up to 60 months - 5 years
Paper Grade B, Credit Score Range 670-719
Paper Grade B, Credit Score Range 670-719
Paper Grade C, Credit Score Range 620 - 669
Paper Grade C, Credit Score Range 620 - 669
Up To $20,000.00; Up to 60 months - 5 years
Up To $20,000.00; Up to 60 months - 5 years
Up To $20,000.00; Up to 60 months - 5 years
Paper Grade D, Credit Score Range 580 - 619
Paper Grade D, Credit Score Range 580 - 619
Paper Grade E, Credit Score Range 579 or less
As Low As; Up to $20,000. Terms based on loan amount. Exclusions and conditions apply.
As Low As
No additional details available.
As Low As; Loan Amount: $10,000 or more
As Low As; Loan Amount: $10,000 or more
As Low As
No additional details available.
No additional details available.
As Low As; Loan Amount: $10,000 or more
As Low As; Loan Amount: $10,000 or more
No additional details available.
As Low As; Loan Amount: $25,000 or more
As Low As; Loan Amount: $25,000 or more
No additional details available.
As Low As; Loan Amount: $25,000 or more
As Low As; Loan Amount: $25,000 or more
As Low As; Loan Amount: $3,000 - $9,999
As Low As; Loan Amount: $3,000 - $9,999
No additional details available.
As Low As; Loan Amount: Less than $3,000
As Low As; Loan Amount: Less than $3,000
Rates as low as 4.75%* APR; Loan Loyalty Discounts Apply, which can lower your APR* by as much as 1.25%
Qualifications Required: Members are eligible after 6 months of employment; As Low As; Rates as Low as 5.99% APR*
No additional details available.
As Low As; Contact credit union for more details.
As Low As
As Low As
As Low As
No additional details available.
As Low As
No Collateral Required
As Low As
As Low As; We offer rates as low as* 9.95% APR
As Low As; financing
As Low As
As Low As; APR varies by term. Terms up to 5 years.
No additional details available.
No additional details available.
As Low As
As Low As
Debt Ratio < or = 29.99%; No Public Records; No Past Due Accounts; Bankruptcy Over 10 Years Old (From Date of Discharge)
As Low As; ...
Up to $25,000**
Debt Ratio 30% to 39.99%; No Public Records; Some (1 or 2) 30 Day Past Due; Bankruptcy 7 to 10 Years Old (From Date of Discharge)
Debt Ratio 40% to 49.99%; Public Records; Some (3 or 4) 30 Day Past Due; Some (1 or 2) 60 Day Past Due; Bankruptcy 3 to 6.00 Years Old (From Date of Discharge)
Debt Ratio 50% to 59.99%; Bankruptcy 2 to 2.99 Years Old (From Date of Discharge)
Up to $25,000**
No additional details available.
Debt Ratio > or = 60%; Bankruptcy 0 to 1.99 Years Old (From Date of Discharge); Need Board Approval
Baton Rouge, LA Personal Loan Rate Trends
Compare local Baton Rouge, LA personal loan rates against the statewide average
Daily personal loan rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
Louisiana personal loan rates fell 0.025 points over the past 7 days to 11.283% APR.
Louisiana signature loan rates fell 0.105 points over the past 7 days to 12.116% APR.
Frequently Asked Questions
What credit score do I need for a personal loan in Louisiana?
What is the difference between secured and unsecured personal loans?
Can I use a personal loan for debt consolidation in Louisiana?
Are credit unions or banks better for personal loans in Baton Rouge, Louisiana?
What are the best personal loan rates in Baton Rouge, Louisiana?
- BRECO Federal Credit Union: 5.20% (Land Loans)
- Keesler Federal Credit Union: 6.99% (New Tractor Loans)
- Jefferson Financial Federal Credit Union: 6.99% (New Tractor Loans)
- Campus Federal Credit Union: 7.75% (Lot Loan)
- Baton Rouge Telco Federal Credit Union: 8.64% (Land Loan)
Personal Loan Calculators
