Best Personal Loan Rates in Chatham, Massachusetts (MA) - April 2026
Brian McKay
Brian McKay
Founder & Data Architect- Automated Online Rate Data Aggregation
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Current personal loan options available to borrowers in Chatham, Massachusetts include: Cape Cod Five Cents Savings BankCape Cod Five Cents Savings Bank548 Main St, Chatham, MA, 02633A+5.0 ★Texas Ratio: 1.90% offering Unsecured Solar Loan at 9.50% APR, TrustCo BankTrustCo BankA+5.0 ★Texas Ratio: 3.16% offering Passbook Loan at 4.00% APR, Somerville School Employees Federal Credit UnionSomerville School Employees Federal Credit UnionA+5.0 ★Texas Ratio: 0.27% offering Any Good Purpose Loan at 4.50% APR, Baxter Credit UnionBaxter Credit UnionA5.0 ★Texas Ratio: 7.73% offering Credit Builder Loan at 4.50% APR, and Southcoast Federal Credit UnionSouthcoast Federal Credit UnionA+5.0 ★Texas Ratio: 1.60% offering Debt Consolidation Program at 4.99% APR. Personal loan rates as of April 19, 2026 according to verified data from MonitorBankRates.
Chatham has 1 local institution in our database, with personal loan rates as low as 9.50% APR from Cape Cod Five Cents Savings Bank at 548 Main St, Chatham, MA, 02633. Use the tabs below to compare all available personal loan types. Rates are continually updated — we recommend checking back frequently.
We empower borrowers with transparent, proprietary financial health metrics—including A-F Safety Grades, verified Star Ratings, and Texas Ratios—so you can confidently borrow from a stable, highly-rated institution in Chatham, Massachusetts.
Personal loan rates reflect recent market quotes and representative offers available to borrowers in Chatham, Massachusetts. Rates shown are typically “as low as” APRs for borrowers with excellent credit. Your final approved rate will depend on your credit history, credit score, income, and loan amount. Personal Loan Rates Last Updated and Verified: April 19, 2026
All closings will be in person at a Cape Cod 5 Banking Center
No additional details available.
All closings will be in person at a Cape Cod 5 Banking Center
No additional details available.
No additional details available.
No additional details available.
As Low As
As Low As
Maximum Amount: 10,000; Platinum 740+
No additional details available.
No additional details available.
No additional details available.
No additional details available.
As Low As; Maximum of $1,500.00 up to 12 months
No additional details available.
or 3.00% above the APY of the account securing the loan, whichever is greater
No additional details available.
As Low As; Annual Percentage Rate is with automatic payment from an FRMCU checking account. Payment per $1,000 is $19.18. Rate quoted is for a 5 year term and for applicants with best credit score, based on individual credit worthiness and subject to change without notice. FRMCU must be in first lien position on property. Other rates and terms available. Cannot be combined with any other offer. Other restrictions may apply.
Auto Pay
As Low As
$2,000 Maximum
As Low As
No additional details available.
No additional details available.
Up to $5,000
Auto Pay
30-Year Rates As Low As; Primary Residence
As Low As
No additional details available.
Rates starting at 6.53% APR1
As Low As
As Low As
As Low As; Terms from 36 to 84 months with Direct Deposit
As Low As
As Low As
As Low As
No additional details available.
As Low As
No additional details available.
As Low As
Amount: One Signature - $5,000.00; Two Signatures - $10,000.00
No additional details available.
Vacation Loans up to $2500 @ 7% from June 1 to August 31. Must be paid in full by the following June.
As Low As
Up to $5,000
As Low As
As Low As
As Low As
As Low As
As Low As
As Low As
As Low As
FIXED APR WITH AUTO PAY
As Low As
No additional details available.
No additional details available.
As Low As
Amount: One Signature - $5,000.00; Two Signatures - $10,000.00
Up to $15,000
No additional details available.
As Low As; Starting at
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No additional details available.
Up to $5,000
As Low As
No additional details available.
As Low as; Maximum $3,000
As Low As
No additional details available.
As Low As; Annual Percentage Rate (APR) quoted include a 1.00% discount for automatic monthly payment, and are the lowest available based on credit worthiness and ability to repay.; Individual borrower limits subject to approval.; Longer terms available for qualified borrowers.; $10,000 Maximum Loan Limit for qualified borrowers.; All rates are subject to change without notice.
As low as; Maximum $2,400
No additional details available.
No additional details available.
As Low As
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As Low As
As Low As
Up to $15,000
As Low As
No additional details available.
No additional details available.
Advertised APR is the lowest available. Not all borrowers will qualify for the lowest rate.
No additional details available.
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As Low As
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As Low As
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$5,001.00 to $10,000.00
As Low As
As Low As
No additional details available.
No additional details available.
As Low As
As Low As
As Low As; Annual Percentage Rate (APR) quoted include a 1.00% discount for automatic monthly payment, and are the lowest available based on credit worthiness and ability to repay.; Individual borrower limits subject to approval.; Longer terms available for qualified borrowers.; $10,000 Maximum Loan Limit for qualified borrowers.; All rates are subject to change without notice.
No additional details available.
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As Low As
As Low As
As Low As
No additional details available.
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$5,000 Maximum
As Low As
As Low As
Advertised APR is the lowest available. Not all borrowers will qualify for the lowest rate.
No additional details available.
No additional details available.
As Low As
As Low As
up to $2500
As Low As; Maximum term of 60 months up to $15,000
Max loan $10,000.
As Low As; Up to $7,500.00 / 60 months; Over $7,500.00 can be taken for 72 months
No additional details available.
As Low As
As Low As
As Low As
As Low As; Maximum Loan Amount: $12,500
$15,000; As Low As
No additional details available.
No additional details available.
No additional details available.
As Low As
Rate subject to credit approval
No additional details available.
As Low As
One Signature - $5,000.00 Two Signatures - $10,000.00
No additional details available.
As Low As
Up to $15,000
As Low As
$5,001.00 to $10,000.00
One Signature - $5,000.00 Two Signatures - $10,000.00
No additional details available.
As Low As
As Low As
No additional details available.
As Low As; Annual Percentage Rate (APR) quoted include a 1.00% discount for automatic monthly payment, and are the lowest available based on credit worthiness and ability to repay.; Individual borrower limits subject to approval.; Longer terms available for qualified borrowers.; $10,000 Maximum Loan Limit for qualified borrowers.; All rates are subject to change without notice.
As Low As; Maximum term to 36 months
No additional details available.
No additional details available.
As Low As; *Maximum Term = 48 months.
All closings will be in person at a Cape Cod 5 Banking Center
No additional details available.
or 3.00% above the APY of the account securing the loan, whichever is greater
As Low As
As Low As
As Low As
As Low As
As Low As
As Low As
FIXED APR WITH AUTO PAY
Up to $15,000
As Low As
No additional details available.
As Low As; Starting at
As Low As
No additional details available.
As Low As
No additional details available.
As Low As
Up to $15,000
Advertised APR is the lowest available. Not all borrowers will qualify for the lowest rate.
No additional details available.
No additional details available.
No additional details available.
No additional details available.
No additional details available.
As Low As
As Low As
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As Low As
No additional details available.
$5,000 Maximum
As Low As
As Low As
As Low As
Advertised APR is the lowest available. Not all borrowers will qualify for the lowest rate.
up to $2500
As Low As; Up to $7,500.00 / 60 months; Over $7,500.00 can be taken for 72 months
As Low As
As Low As
As Low As
As Low As; Maximum term of 60 months up to $15,000
As Low As; Maximum Loan Amount: $12,500
Up to $15,000
No additional details available.
No additional details available.
No additional details available.
As Low As
As Low As
No additional details available.
As Low As; Maximum term to 36 months
Maximum Amount: 10,000; Platinum 740+
Rates starting at 6.53% APR1
As Low As
As Low As
$15,000; As Low As
No additional details available.
As Low As
No additional details available.
No additional details available.
No additional details available.
$15,000 Maximum
No additional details available.
No additional details available.
No additional details available.
No additional details available.
As Low As; Annual Percentage Rate (APR) quoted include a 1.00% discount for automatic monthly payment, and are the lowest available based on credit worthiness and ability to repay.; Individual borrower limits subject to approval.; Longer terms available for qualified borrowers.; $10,000 Maximum Loan Limit for qualified borrowers.; All rates are subject to change without notice.
As Low As; Annual Percentage Rate (APR) quoted include a 1.00% discount for automatic monthly payment, and are the lowest available based on credit worthiness and ability to repay.; Individual borrower limits subject to approval.; Longer terms available for qualified borrowers.; $10,000 Maximum Loan Limit for qualified borrowers.; All rates are subject to change without notice.
As Low As; Annual Percentage Rate (APR) quoted include a 1.00% discount for automatic monthly payment, and are the lowest available based on credit worthiness and ability to repay.; Individual borrower limits subject to approval.; Longer terms available for qualified borrowers.; $10,000 Maximum Loan Limit for qualified borrowers.; All rates are subject to change without notice.
Chatham, MA Personal Loan Rate Trends
Compare local Chatham, MA personal loan rates against the statewide average
Daily personal loan rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
Massachusetts personal loan rates rose 0.004 points over the past 7 days to 11.864% APR.
Massachusetts signature loan rates fell 0.029 points over the past 7 days to 11.078% APR.
Frequently Asked Questions
What credit score do I need for a personal loan in Massachusetts?
What is the difference between secured and unsecured personal loans?
Can I use a personal loan for debt consolidation in Massachusetts?
Are credit unions or banks better for personal loans in Chatham, Massachusetts?
What are the best personal loan rates in Chatham, Massachusetts?
- Cape Cod Five Cents Savings Bank: 9.50% (Unsecured Solar Loan)
- TrustCo Bank: 4.00% (Passbook Loan)
- Somerville School Employees Federal Credit Union: 4.50% (Any Good Purpose Loan)
- Baxter Credit Union: 4.50% (Credit Builder Loan)
- Southcoast Federal Credit Union: 4.99% (Debt Consolidation Program)
Personal Loan Calculators
