Best Personal Loan Rates in New Bedford, Massachusetts (MA) - April 2026
Brian McKay
Brian McKay
Founder & Data Architect- Automated Online Rate Data Aggregation
- Location-Based Rate Tables
- Bank & Credit Union Health Safety Ratings
- Bank & Credit Union Star Ratings
- Finance Calculators
Current personal loan options available to borrowers in New Bedford, Massachusetts include: Southcoast Federal Credit UnionSouthcoast Federal Credit Union101 Page St, New Bedford, MA, 02740A+5.0 ★Texas Ratio: 1.60% offering Debt Consolidation Program at 4.99% APR, First Citizens Federal Credit UnionFirst Citizens Federal Credit Union468 COUNTY ST, NEW BEDFORD, MA, 02740A+5.0 ★Texas Ratio: 2.23% offering Personal Loan at 5.00% APR, New Bedford Credit UnionNew Bedford Credit Union1150 Purchase St, New Bedford, MA, 02740 6635A5.0 ★Texas Ratio: 6.29% offering No Fuss Loan Special at 7.50% APR, Alltrust Credit UnionAlltrust Credit Union2926 Acushnet Ave, New Bedford, MA, 02745D3.5 ★Texas Ratio: 33.38% offering Personal Loan - Unsecured at 7.99% APR, and St Annes Credit UnionSt Annes Credit Union3087 Acushnet Ave, New Bedford, MA, 02745A+5.0 ★Texas Ratio: 3.11% offering Personal Loans/Unsecured at 13.99% APR. Personal loan rates as of April 14, 2026 according to verified data from MonitorBankRates.
New Bedford has 5 local institutions in our database, with personal loan rates as low as 4.99% APR from Southcoast Federal Credit Union at 101 Page St, New Bedford, MA, 02740. Use the tabs below to compare all available personal loan types. Rates are continually updated — we recommend checking back frequently.
We empower borrowers with transparent, proprietary financial health metrics—including A-F Safety Grades, verified Star Ratings, and Texas Ratios—so you can confidently borrow from a stable, highly-rated institution in New Bedford, Massachusetts.
Personal loan rates reflect recent market quotes and representative offers available to borrowers in New Bedford, Massachusetts. Rates shown are typically “as low as” APRs for borrowers with excellent credit. Your final approved rate will depend on your credit history, credit score, income, and loan amount. Personal Loan Rates Last Updated and Verified: April 14, 2026
Maximum Amount: 10,000; Platinum 740+
No additional details available.
No additional details available.
As Low As; Maximum $5,000
No additional details available.
Up to $15,000
As Low As; Maximum $10,000
No additional details available.
Up to $15,000
No additional details available.
Up to $15,000
No additional details available.
Up to $15,000
No additional details available.
Up to $15,000
No additional details available.
No additional details available.
As Low As
As Low As
No additional details available.
No additional details available.
No additional details available.
As Low As
As Low As
$5,000
No additional details available.
No additional details available.
No additional details available.
As Low As; Maximum of $1,500.00 up to 12 months
No additional details available.
No additional details available.
3.00% above the APY of the account securing the loan, whichever is greater
No additional details available.
As Low As; Annual Percentage Rate is with automatic payment from an FRMCU checking account.
No additional details available.
As Low As
No additional details available.
$5,000
$2,000 Maximum
As Low As
No additional details available.
Up to $5,000
As Low As; Primary Residence
As Low As
No additional details available.
As Low As
As Low As
No additional details available.
As Low As; Member must qualify for the rate. Featured rate includes 0.25% for payroll deducted payment. Borrow $10,000 for 1 Year, Pay $86.41 per $1,000 borrowed. Cannot be used to pay off existing Alpha CU debt. Special available for a limited time.
As Low As
As Low As
As Low As
As Low As
Amount: One Signature - $5,000.00; Two Signatures - $10,000.00
As Low As
No additional details available.
As Low As
No additional details available.
No additional details available.
As Low As
Vacation Loans up to $2500 @ 7% from June 1 to August 31. Must be paid in full by the following June.
$5,000
No additional details available.
No additional details available.
No additional details available.
As Low As
No additional details available.
Up to $5,000
No additional details available.
As Low As
No additional details available.
No additional details available.
As Low As
As Low As
As Low As
As Low As; Number of Signatures: 1
As Low As
As Low As
No additional details available.
No additional details available.
As Low As; Available until May 31, 2026
No additional details available.
FIXED APR WITH AUTO PAY
As Low As; Rates determined by credit history. The rate will never be higher than the maximum allowed by the Federal Credit Union Act, which is currently 18%. All applications are subject to credit approval. Minimum loan amount of $500. Maximum loan amount of $9,500.00. Minimum repayment term of 6 months. Maximum repayment term of 48 months. Payment Example: $1,000 Personal Loan at 7.90% for 48 months equals a monthly payment of $24.36. Applications may take up to one (1) business day to process. Approved applicants must become members prior to or at loan disbursement. Membership eligibility required. For further details, please contact Luso American Credit Union at 978-531-5767 or at 37 Tremont Street, Peabody, MA 01960.
As Low As
No additional details available.
Amount: One Signature - $5,000.00; Two Signatures - $10,000.00
As Low As
As Low As
No additional details available.
No additional details available.
No additional details available.
No additional details available.
No additional details available.
No additional details available.
Up to $5,000
As Low As
No additional details available.
No additional details available.
As Low As
As Low as; Maximum $3,000
Savings Secured
No additional details available.
As Low As; Annual Percentage Rate (APR) quoted include a 1.00% discount for automatic monthly payment, and are the lowest available based on credit worthiness and ability to repay.; Individual borrower limits subject to approval.; Longer terms available for qualified borrowers.; $10,000 Maximum Loan Limit for qualified borrowers.; All rates are subject to change without notice.
No additional details available.
No additional details available.
As low as; Maximum $2,400
No additional details available.
As Low As
No additional details available.
No additional details available.
As Low As
As Low As
As Low As
As Low As
As Low As
No additional details available.
No additional details available.
No additional details available.
No additional details available.
As Low As; Your rate, term, and approved loan amount may vary based on your creditworthiness. Advertised APR is the lowest available. Not all borrowers will qualify for the lowest rate. Rates are effective as of today's date and are subject to change without notice. Membership eligibility is required.
As Low As
No additional details available.
No additional details available.
As Low As
As Low As; From April 1 to May 31
No additional details available.
As Low As
No additional details available.
No additional details available.
No additional details available.
$5,001.00 to $10,000.00
As Low As
As Low As
No additional details available.
No additional details available.
No additional details available.
As Low As
No additional details available.
No additional details available.
No additional details available.
As Low As; Annual Percentage Rate (APR) quoted include a 1.00% discount for automatic monthly payment, and are the lowest available based on credit worthiness and ability to repay.; Individual borrower limits subject to approval.; Longer terms available for qualified borrowers.; $10,000 Maximum Loan Limit for qualified borrowers.; All rates are subject to change without notice.
All closings will be in person at a Cape Cod 5 Banking Center
As Low As
As Low As
As Low As
No additional details available.
No additional details available.
No additional details available.
As Low As
As Low As
As Low As
No additional details available.
No additional details available.
$5,000 Maximum
$15,000; As Low As
As Low As; Maximum Loan Amount: $12,500
As Low As; Up to $7,500.00 / 60 months; Over $7,500.00 can be taken for 72 months
As Low As; From February 1 to April 15
No additional details available.
Up to $15,000
As Low As; Maximum $10,000
Up to $15,000
Up to $15,000
Up to $15,000
Up to $15,000
As Low As
As Low As
3.00% above the APY of the account securing the loan, whichever is greater
As Low As
As Low As
As Low As
No additional details available.
No additional details available.
As Low As
As Low As; Number of Signatures: 1
No additional details available.
FIXED APR WITH AUTO PAY
As Low As; Rates determined by credit history. The rate will never be higher than the maximum allowed by the Federal Credit Union Act, which is currently 18%. All applications are subject to credit approval. Minimum loan amount of $500. Maximum loan amount of $9,500.00. Minimum repayment term of 6 months. Maximum repayment term of 48 months. Payment Example: $1,000 Personal Loan at 7.90% for 48 months equals a monthly payment of $24.36. Applications may take up to one (1) business day to process. Approved applicants must become members prior to or at loan disbursement. Membership eligibility required. For further details, please contact Luso American Credit Union at 978-531-5767 or at 37 Tremont Street, Peabody, MA 01960.
As Low As
No additional details available.
No additional details available.
As Low As
As Low As
No additional details available.
As Low As
As Low As
As Low As
As Low As
No additional details available.
As Low As
As Low As; Your rate, term, and approved loan amount may vary based on your creditworthiness. Advertised APR is the lowest available. Not all borrowers will qualify for the lowest rate. Rates are effective as of today's date and are subject to change without notice. Membership eligibility is required.
No additional details available.
No additional details available.
No additional details available.
No additional details available.
No additional details available.
No additional details available.
As Low As
As Low As
No additional details available.
As Low As
No additional details available.
As Low As
As Low As
No additional details available.
$5,000 Maximum
As Low As; Maximum Loan Amount: $12,500
As Low As; Up to $7,500.00 / 60 months; Over $7,500.00 can be taken for 72 months
Maximum Amount: 10,000; Platinum 740+
As Low As
No additional details available.
As Low As
$15,000; As Low As
No additional details available.
No additional details available.
No additional details available.
No additional details available.
As Low As
No additional details available.
No additional details available.
No additional details available.
No additional details available.
$15,000 Maximum
No additional details available.
No additional details available.
No additional details available.
No additional details available.
As Low As; Annual Percentage Rate (APR) quoted include a 1.00% discount for automatic monthly payment, and are the lowest available based on credit worthiness and ability to repay.; Individual borrower limits subject to approval.; Longer terms available for qualified borrowers.; $10,000 Maximum Loan Limit for qualified borrowers.; All rates are subject to change without notice.
As Low As; Annual Percentage Rate (APR) quoted include a 1.00% discount for automatic monthly payment, and are the lowest available based on credit worthiness and ability to repay.; Individual borrower limits subject to approval.; Longer terms available for qualified borrowers.; $10,000 Maximum Loan Limit for qualified borrowers.; All rates are subject to change without notice.
New Bedford, MA Personal Loan Rate Trends
Compare local New Bedford, MA personal loan rates against the statewide average
Daily personal loan rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
Massachusetts personal loan rates fell 0.020 points over the past 7 days to 11.840% APR.
Massachusetts signature loan rates rose 0.019 points over the past 7 days to 11.090% APR.
Frequently Asked Questions
What credit score do I need for a personal loan in Massachusetts?
What is the difference between secured and unsecured personal loans?
Can I use a personal loan for debt consolidation in Massachusetts?
Are credit unions or banks better for personal loans in New Bedford, Massachusetts?
What are the best personal loan rates in New Bedford, Massachusetts?
- Southcoast Federal Credit Union: 4.99% (Debt Consolidation Program)
- First Citizens Federal Credit Union: 5.00% (Personal Loan)
- New Bedford Credit Union: 7.50% (No Fuss Loan Special)
- Alltrust Credit Union: 7.99% (Personal Loan - Unsecured)
- St Annes Credit Union: 13.99% (Personal Loans/Unsecured)
Personal Loan Calculators
