Best Personal Loan Rates in Vineyard Haven, Massachusetts (MA) - April 2026
Brian McKay
Brian McKay
Founder & Data Architect- Automated Online Rate Data Aggregation
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Current personal loan options available to borrowers in Vineyard Haven, Massachusetts include: Cape Cod Five Cents Savings BankCape Cod Five Cents Savings Bank412 State Rd, Vineyard Haven, MA, 02568A+5.0 ★Texas Ratio: 1.90% offering Unsecured Solar Loan at 9.50% APR, TrustCo BankTrustCo BankA+5.0 ★Texas Ratio: 3.16% offering Passbook Loan at 4.00% APR, Baxter Credit UnionBaxter Credit UnionA5.0 ★Texas Ratio: 7.73% offering Credit Builder Loan at 4.50% APR, Somerville School Employees Federal Credit UnionSomerville School Employees Federal Credit UnionA+5.0 ★Texas Ratio: 0.27% offering Any Good Purpose Loan at 4.50% APR, and Southcoast Federal Credit UnionSouthcoast Federal Credit UnionA+5.0 ★Texas Ratio: 1.60% offering Debt Consolidation Program at 4.99% APR. Personal loan rates as of April 11, 2026 according to verified data from MonitorBankRates.
Vineyard Haven has 1 local institution in our database, with personal loan rates as low as 9.50% APR from Cape Cod Five Cents Savings Bank at 412 State Rd, Vineyard Haven, MA, 02568. Use the tabs below to compare all available personal loan types. Rates are continually updated — we recommend checking back frequently.
We empower borrowers with transparent, proprietary financial health metrics—including A-F Safety Grades, verified Star Ratings, and Texas Ratios—so you can confidently borrow from a stable, highly-rated institution in Vineyard Haven, Massachusetts.
Personal loan rates reflect recent market quotes and representative offers available to borrowers in Vineyard Haven, Massachusetts. Rates shown are typically “as low as” APRs for borrowers with excellent credit. Your final approved rate will depend on your credit history, credit score, income, and loan amount. Personal Loan Rates Last Updated and Verified: April 11, 2026
All closings will be in person at a Cape Cod 5 Banking Center
No additional details available.
All closings will be in person at a Cape Cod 5 Banking Center
No additional details available.
No additional details available.
No additional details available.
As Low As
As Low As
Maximum Amount: 10,000; Platinum 740+
No additional details available.
No additional details available.
No additional details available.
$5,000
As Low As; Maximum of $1,500.00 up to 12 months
No additional details available.
No additional details available.
No additional details available.
3.00% above the APY of the account securing the loan, whichever is greater
No additional details available.
As Low As; Annual Percentage Rate is with automatic payment from an FRMCU checking account.
No additional details available.
As Low As
$2,000 Maximum
As Low As
No additional details available.
$5,000
No additional details available.
Up to $5,000
As Low As; Primary Residence
As Low As
No additional details available.
As Low As
As Low As
No additional details available.
As Low As; Member must qualify for the rate. Featured rate includes 0.25% for payroll deducted payment. Borrow $10,000 for 1 Year, Pay $86.41 per $1,000 borrowed. Cannot be used to pay off existing Alpha CU debt. Special available for a limited time.
As Low As; Terms from 36 to 84 months with Direct Deposit
As Low As
As Low As
As Low As; Term: 24 months
No additional details available.
No additional details available.
As Low As
No additional details available.
No additional details available.
As Low As
Amount: One Signature - $5,000.00; Two Signatures - $10,000.00
No additional details available.
Vacation Loans up to $2500 @ 7% from June 1 to August 31. Must be paid in full by the following June.
$5,000
As Low As
No additional details available.
No additional details available.
As Low As
No additional details available.
Up to $5,000
No additional details available.
As Low As
No additional details available.
No additional details available.
As Low As
As Low As
As Low As; Maximum $5,000
As Low As
As Low As; Number of Signatures: 1
As Low As
As Low As
No additional details available.
No additional details available.
As Low As; Available until May 31, 2026
No additional details available.
FIXED APR WITH AUTO PAY
As Low As; Rates determined by credit history. The rate will never be higher than the maximum allowed by the Federal Credit Union Act, which is currently 18%. All applications are subject to credit approval. Minimum loan amount of $500. Maximum loan amount of $9,500.00. Minimum repayment term of 6 months. Maximum repayment term of 48 months. Payment Example: $1,000 Personal Loan at 7.90% for 48 months equals a monthly payment of $24.36. Applications may take up to one (1) business day to process. Approved applicants must become members prior to or at loan disbursement. Membership eligibility required. For further details, please contact Luso American Credit Union at 978-531-5767 or at 37 Tremont Street, Peabody, MA 01960.
As Low As
As Low As
Amount: One Signature - $5,000.00; Two Signatures - $10,000.00
Up to $15,000
No additional details available.
No additional details available.
As Low As; Maximum $10,000
As Low As
No additional details available.
No additional details available.
No additional details available.
No additional details available.
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No additional details available.
Up to $5,000
No additional details available.
As Low As
No additional details available.
As Low As; Terms from 24 to 72 months with Direct Deposit
As Low as; Maximum $3,000
Savings Secured
No additional details available.
As Low As; Annual Percentage Rate (APR) quoted include a 1.00% discount for automatic monthly payment, and are the lowest available based on credit worthiness and ability to repay.; Individual borrower limits subject to approval.; Longer terms available for qualified borrowers.; $10,000 Maximum Loan Limit for qualified borrowers.; All rates are subject to change without notice.
No additional details available.
As low as; Maximum $2,400
No additional details available.
No additional details available.
As Low As
No additional details available.
No additional details available.
As Low As
As Low As
As Low As
As Low As
As Low As
No additional details available.
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No additional details available.
As Low As; Your rate, term, and approved loan amount may vary based on your creditworthiness. Advertised APR is the lowest available. Not all borrowers will qualify for the lowest rate. Rates are effective as of today's date and are subject to change without notice. Membership eligibility is required.
As Low As
Up to $15,000
No additional details available.
No additional details available.
As Low As
No additional details available.
As Low As; From April 1 to May 31
As Low As
No additional details available.
No additional details available.
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$5,001.00 to $10,000.00
As Low As
As Low As
No additional details available.
No additional details available.
As Low As
No additional details available.
As Low As
No additional details available.
As Low As; Annual Percentage Rate (APR) quoted include a 1.00% discount for automatic monthly payment, and are the lowest available based on credit worthiness and ability to repay.; Individual borrower limits subject to approval.; Longer terms available for qualified borrowers.; $10,000 Maximum Loan Limit for qualified borrowers.; All rates are subject to change without notice.
No additional details available.
As Low As
As Low As
As Low As
No additional details available.
No additional details available.
As Low As
As Low As
No additional details available.
No additional details available.
$5,000 Maximum
$15,000; As Low As
As Low As; Maximum Loan Amount: $12,500
As Low As; Up to $7,500.00 / 60 months; Over $7,500.00 can be taken for 72 months
As Low As; From February 1 to April 15
All closings will be in person at a Cape Cod 5 Banking Center
No additional details available.
3.00% above the APY of the account securing the loan, whichever is greater
As Low As
As Low As
As Low As
No additional details available.
No additional details available.
As Low As
As Low As; Number of Signatures: 1
No additional details available.
FIXED APR WITH AUTO PAY
As Low As; Rates determined by credit history. The rate will never be higher than the maximum allowed by the Federal Credit Union Act, which is currently 18%. All applications are subject to credit approval. Minimum loan amount of $500. Maximum loan amount of $9,500.00. Minimum repayment term of 6 months. Maximum repayment term of 48 months. Payment Example: $1,000 Personal Loan at 7.90% for 48 months equals a monthly payment of $24.36. Applications may take up to one (1) business day to process. Approved applicants must become members prior to or at loan disbursement. Membership eligibility required. For further details, please contact Luso American Credit Union at 978-531-5767 or at 37 Tremont Street, Peabody, MA 01960.
Up to $15,000
As Low As
As Low As; Maximum $10,000
No additional details available.
No additional details available.
As Low As
As Low As; Terms from 24 to 72 months with Direct Deposit
No additional details available.
As Low As
As Low As
As Low As
As Low As
No additional details available.
As Low As
Up to $15,000
As Low As; Your rate, term, and approved loan amount may vary based on your creditworthiness. Advertised APR is the lowest available. Not all borrowers will qualify for the lowest rate. Rates are effective as of today's date and are subject to change without notice. Membership eligibility is required.
No additional details available.
No additional details available.
No additional details available.
No additional details available.
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As Low As
No additional details available.
As Low As
As Low As
No additional details available.
As Low As
As Low As
No additional details available.
$5,000 Maximum
As Low As; Maximum Loan Amount: $12,500
As Low As; Up to $7,500.00 / 60 months; Over $7,500.00 can be taken for 72 months
Maximum Amount: 10,000; Platinum 740+
As Low As
No additional details available.
As Low As
$15,000; As Low As
No additional details available.
No additional details available.
No additional details available.
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As Low As
No additional details available.
No additional details available.
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$15,000 Maximum
No additional details available.
No additional details available.
No additional details available.
No additional details available.
As Low As; Annual Percentage Rate (APR) quoted include a 1.00% discount for automatic monthly payment, and are the lowest available based on credit worthiness and ability to repay.; Individual borrower limits subject to approval.; Longer terms available for qualified borrowers.; $10,000 Maximum Loan Limit for qualified borrowers.; All rates are subject to change without notice.
As Low As; Annual Percentage Rate (APR) quoted include a 1.00% discount for automatic monthly payment, and are the lowest available based on credit worthiness and ability to repay.; Individual borrower limits subject to approval.; Longer terms available for qualified borrowers.; $10,000 Maximum Loan Limit for qualified borrowers.; All rates are subject to change without notice.
Vineyard Haven, MA Personal Loan Rate Trends
Compare local Vineyard Haven, MA personal loan rates against the statewide average
Daily personal loan rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
Massachusetts personal loan rates rose 0.777 points over the past 7 days to 11.859% APR.
Massachusetts signature loan rates rose 0.133 points over the past 7 days to 11.071% APR.
Frequently Asked Questions
What credit score do I need for a personal loan in Massachusetts?
What is the difference between secured and unsecured personal loans?
Can I use a personal loan for debt consolidation in Massachusetts?
Are credit unions or banks better for personal loans in Vineyard Haven, Massachusetts?
What are the best personal loan rates in Vineyard Haven, Massachusetts?
- Cape Cod Five Cents Savings Bank: 9.50% (Unsecured Solar Loan)
- TrustCo Bank: 4.00% (Passbook Loan)
- Baxter Credit Union: 4.50% (Credit Builder Loan)
- Somerville School Employees Federal Credit Union: 4.50% (Any Good Purpose Loan)
- Southcoast Federal Credit Union: 4.99% (Debt Consolidation Program)
Vineyard Haven, Massachusetts Rates & Resources
Personal Loan Calculators
