Best Personal Loan Rates in West Groton, Massachusetts (MA) - April 2026
Brian McKay
Brian McKay
Founder & Data Architect- Automated Online Rate Data Aggregation
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Current personal loan options available to borrowers in West Groton, Massachusetts include: TrustCo BankTrustCo BankA+5.0 ★Texas Ratio: 3.16% offering Passbook Loan at 4.00% APR, Somerville School Employees Federal Credit UnionSomerville School Employees Federal Credit UnionA+5.0 ★Texas Ratio: 0.27% offering Any Good Purpose Loan at 4.50% APR, Baxter Credit UnionBaxter Credit UnionA5.0 ★Texas Ratio: 7.73% offering Credit Builder Loan at 4.50% APR, Southcoast Federal Credit UnionSouthcoast Federal Credit UnionA+5.0 ★Texas Ratio: 1.60% offering Debt Consolidation Program at 4.99% APR, and First Citizens Federal Credit UnionFirst Citizens Federal Credit UnionA+5.0 ★Texas Ratio: 2.23% offering Personal Loan at 5.00% APR. Personal loan rates as of April 19, 2026 according to verified data from MonitorBankRates.
West Groton borrowers have access to 68 lenders serving the Massachusetts area, with personal loan rates as low as 4.00% APR from TrustCo Bank. Use the tabs below to compare all available personal loan types. Rates are continually updated — we recommend checking back frequently.
We empower borrowers with transparent, proprietary financial health metrics—including A-F Safety Grades, verified Star Ratings, and Texas Ratios—so you can confidently borrow from a stable, highly-rated institution in West Groton, Massachusetts.
Personal loan rates reflect recent market quotes and representative offers available to borrowers in West Groton, Massachusetts. Rates shown are typically “as low as” APRs for borrowers with excellent credit. Your final approved rate will depend on your credit history, credit score, income, and loan amount. Personal Loan Rates Last Updated and Verified: April 19, 2026
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Maximum Amount: 10,000; Platinum 740+
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As Low As; Maximum of $1,500.00 up to 12 months
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or 3.00% above the APY of the account securing the loan, whichever is greater
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As Low As; Annual Percentage Rate is with automatic payment from an FRMCU checking account. Payment per $1,000 is $19.18. Rate quoted is for a 5 year term and for applicants with best credit score, based on individual credit worthiness and subject to change without notice. FRMCU must be in first lien position on property. Other rates and terms available. Cannot be combined with any other offer. Other restrictions may apply.
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$2,000 Maximum
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Up to $5,000
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30-Year Rates As Low As; Primary Residence
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Rates starting at 6.53% APR1
As Low As; Terms from 36 to 84 months with Direct Deposit
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Amount: One Signature - $5,000.00; Two Signatures - $10,000.00
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Vacation Loans up to $2500 @ 7% from June 1 to August 31. Must be paid in full by the following June.
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Up to $5,000
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FIXED APR WITH AUTO PAY
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Up to $15,000
Amount: One Signature - $5,000.00; Two Signatures - $10,000.00
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Up to $5,000
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As Low as; Maximum $3,000
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As low as; Maximum $2,400
As Low As; Annual Percentage Rate (APR) quoted include a 1.00% discount for automatic monthly payment, and are the lowest available based on credit worthiness and ability to repay.; Individual borrower limits subject to approval.; Longer terms available for qualified borrowers.; $10,000 Maximum Loan Limit for qualified borrowers.; All rates are subject to change without notice.
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Up to $15,000
Advertised APR is the lowest available. Not all borrowers will qualify for the lowest rate.
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$5,001.00 to $10,000.00
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As Low As; Annual Percentage Rate (APR) quoted include a 1.00% discount for automatic monthly payment, and are the lowest available based on credit worthiness and ability to repay.; Individual borrower limits subject to approval.; Longer terms available for qualified borrowers.; $10,000 Maximum Loan Limit for qualified borrowers.; All rates are subject to change without notice.
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All closings will be in person at a Cape Cod 5 Banking Center
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$5,000 Maximum
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Advertised APR is the lowest available. Not all borrowers will qualify for the lowest rate.
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up to $2500
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Max loan $10,000.
As Low As; Up to $7,500.00 / 60 months; Over $7,500.00 can be taken for 72 months
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As Low As; Maximum term of 60 months up to $15,000
As Low As; Maximum Loan Amount: $12,500
$15,000; As Low As
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Rate subject to credit approval
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One Signature - $5,000.00 Two Signatures - $10,000.00
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Up to $15,000
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$5,001.00 to $10,000.00
One Signature - $5,000.00 Two Signatures - $10,000.00
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As Low As; Annual Percentage Rate (APR) quoted include a 1.00% discount for automatic monthly payment, and are the lowest available based on credit worthiness and ability to repay.; Individual borrower limits subject to approval.; Longer terms available for qualified borrowers.; $10,000 Maximum Loan Limit for qualified borrowers.; All rates are subject to change without notice.
As Low As; Maximum term to 36 months
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As Low As; *Maximum Term = 48 months.
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or 3.00% above the APY of the account securing the loan, whichever is greater
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FIXED APR WITH AUTO PAY
Up to $15,000
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As Low As; Starting at
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Up to $15,000
Advertised APR is the lowest available. Not all borrowers will qualify for the lowest rate.
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$5,000 Maximum
up to $2500
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Advertised APR is the lowest available. Not all borrowers will qualify for the lowest rate.
As Low As; Up to $7,500.00 / 60 months; Over $7,500.00 can be taken for 72 months
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As Low As; Maximum term of 60 months up to $15,000
As Low As; Maximum Loan Amount: $12,500
Up to $15,000
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As Low As; Maximum term to 36 months
Maximum Amount: 10,000; Platinum 740+
Rates starting at 6.53% APR1
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$15,000; As Low As
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$15,000 Maximum
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As Low As; Annual Percentage Rate (APR) quoted include a 1.00% discount for automatic monthly payment, and are the lowest available based on credit worthiness and ability to repay.; Individual borrower limits subject to approval.; Longer terms available for qualified borrowers.; $10,000 Maximum Loan Limit for qualified borrowers.; All rates are subject to change without notice.
As Low As; Annual Percentage Rate (APR) quoted include a 1.00% discount for automatic monthly payment, and are the lowest available based on credit worthiness and ability to repay.; Individual borrower limits subject to approval.; Longer terms available for qualified borrowers.; $10,000 Maximum Loan Limit for qualified borrowers.; All rates are subject to change without notice.
As Low As; Annual Percentage Rate (APR) quoted include a 1.00% discount for automatic monthly payment, and are the lowest available based on credit worthiness and ability to repay.; Individual borrower limits subject to approval.; Longer terms available for qualified borrowers.; $10,000 Maximum Loan Limit for qualified borrowers.; All rates are subject to change without notice.
West Groton, MA Personal Loan Rate Trends
Compare local West Groton, MA personal loan rates against the statewide average
Daily personal loan rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
Massachusetts personal loan rates fell 0.018 points over the past 7 days to 11.841% APR.
Massachusetts signature loan rates rose 0.110 points over the past 7 days to 11.214% APR.
Frequently Asked Questions
What credit score do I need for a personal loan in Massachusetts?
What is the difference between secured and unsecured personal loans?
Can I use a personal loan for debt consolidation in Massachusetts?
Are credit unions or banks better for personal loans in West Groton, Massachusetts?
What are the best personal loan rates in West Groton, Massachusetts?
- TrustCo Bank: 4.00% (Passbook Loan)
- Somerville School Employees Federal Credit Union: 4.50% (Any Good Purpose Loan)
- Baxter Credit Union: 4.50% (Credit Builder Loan)
- Southcoast Federal Credit Union: 4.99% (Debt Consolidation Program)
- First Citizens Federal Credit Union: 5.00% (Personal Loan)
Personal Loan Calculators
