Best Personal Loan Rates in Westwood, Massachusetts (MA) - April 2026
Brian McKay
Brian McKay
Founder & Data Architect- Automated Online Rate Data Aggregation
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Current personal loan options available to borrowers in Westwood, Massachusetts include: Ukrainian Federal Credit UnionUkrainian Federal Credit Union282 Providence Hwy, Westwood, MA, 02090A5.0 ★Texas Ratio: 10.45% offering Personal Loan at 7.99% APR, TrustCo BankTrustCo BankA+5.0 ★Texas Ratio: 3.16% offering Passbook Loan at 4.00% APR, Somerville School Employees Federal Credit UnionSomerville School Employees Federal Credit UnionA+5.0 ★Texas Ratio: 0.27% offering Any Good Purpose Loan at 4.50% APR, Baxter Credit UnionBaxter Credit UnionA5.0 ★Texas Ratio: 7.73% offering Credit Builder Loan at 4.50% APR, and Pentucket BankPentucket BankA+5.0 ★Texas Ratio: 0.68% offering Credit Builder Loan at 5.00% APR. Personal loan rates as of April 27, 2026 according to verified data from MonitorBankRates.
Westwood has 1 local institution in our database, with personal loan rates as low as 7.99% APR from Ukrainian Federal Credit Union at 282 Providence Hwy, Westwood, MA, 02090. Use the tabs below to compare all available personal loan types. Rates are continually updated — we recommend checking back frequently.
We empower borrowers with transparent, proprietary financial health metrics—including A-F Safety Grades, verified Star Ratings, and Texas Ratios—so you can confidently borrow from a stable, highly-rated institution in Westwood, Massachusetts.
Personal loan rates reflect recent market quotes and representative offers available to borrowers in Westwood, Massachusetts. Rates shown are typically “as low as” APRs for borrowers with excellent credit. Your final approved rate will depend on your credit history, credit score, income, and loan amount. Personal Loan Rates Last Updated and Verified: April 27, 2026
As Low As; Working on a project? Need to make a purchase? We can help!
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As Low As
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Apply Now
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As Low As; Maximum of $1,500.00 up to 12 months
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or 3.00% above the APY of the account securing the loan, whichever is greater
No additional details available.
As Low As; Annual Percentage Rate is with automatic payment from an FRMCU checking account. Payment per $1,000 is $19.18. Rate quoted is for a 5 year term and for applicants with best credit score, based on individual credit worthiness and subject to change without notice. FRMCU must be in first lien position on property. Other rates and terms available. Cannot be combined with any other offer. Other restrictions may apply.
As Low As; Maximum Amount of $3,000.00
$2,000 Maximum
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Up to $5,000
30-Year Rates As Low As
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Rates starting at 6.53% APR1
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As Low As; Terms from 36 to 84 months with Direct Deposit
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Amount: One Signature - $5,000.00; Two Signatures - $10,000.00
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As Low As
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Up to $5,000
As Low As
As Low As; $10,000
As Low As; Hang up on Credit Card debt once and for all with help from Norfolk Credit Union! -Call the credit union for details at 508-528-3360
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FIXED APR WITH AUTO PAY
As Low As
Up to $15,000
Amount: One Signature - $5,000.00; Two Signatures - $10,000.00
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Starting at
Up to $5,000
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As Low as; Maximum $3,000
As Low As
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As low as; Maximum $2,400
As Low As; Annual Percentage Rate (APR) quoted include a 1.00% discount for automatic monthly payment, and are the lowest available based on credit worthiness and ability to repay.; Individual borrower limits subject to approval.; Longer terms available for qualified borrowers.; $10,000 Maximum Loan Limit for qualified borrowers.; All rates are subject to change without notice.
As Low As
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Up to $15,000
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Advertised APR is the lowest available. Not all borrowers will qualify for the lowest rate.
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$5,001.00 to $10,000.00
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As Low As
As Low As; Annual Percentage Rate (APR) quoted include a 1.00% discount for automatic monthly payment, and are the lowest available based on credit worthiness and ability to repay.; Individual borrower limits subject to approval.; Longer terms available for qualified borrowers.; $10,000 Maximum Loan Limit for qualified borrowers.; All rates are subject to change without notice.
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Apply Online; 12 monthly payments of interest only. Followed by 108 payments of $13.81 per thousand advanced at 9.50% APR
As Low As
As Low As
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Apply in person at a Cape Cod 5 Banking Center; 84 monthly payments of $16.47 per $1,000 advanced at 9.75% APR
No additional details available.
$5,000 Maximum
As Low As
up to $2500; Subject to credit approval.
No additional details available.
Max loan $10,000.
No additional details available.
As Low As
As Low As
No additional details available.
As Low As
Advertised APR is the lowest available. Not all borrowers will qualify for the lowest rate.
As Low As
As Low As; Up to $7,500.00 / 60 months; Over $7,500.00 can be taken for 72 months
As Low As
As Low As
No additional details available.
Estimated Payment Per $1,000: $25.36
Rate subject to credit approval
No additional details available.
As Low As
No additional details available.
One Signature - $5,000.00 Two Signatures - $10,000.00
No additional details available.
As Low As
Up to $15,000
As Low As
$5,001.00 to $10,000.00
One Signature - $5,000.00 Two Signatures - $10,000.00
No additional details available.
As Low As
No additional details available.
As Low As; Annual Percentage Rate (APR) quoted include a 1.00% discount for automatic monthly payment, and are the lowest available based on credit worthiness and ability to repay.; Individual borrower limits subject to approval.; Longer terms available for qualified borrowers.; $10,000 Maximum Loan Limit for qualified borrowers.; All rates are subject to change without notice.
No additional details available.
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As Low As; Various Terms Available
As Low As; 10.50
As Low As; Apply for a Personal Loan today!
No additional details available.
No additional details available.
As Low As
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As Low As
As Low As
$2501; Subject to credit approval.
As Low As
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Starting At; ‡
As Low As
As Low As
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Up to $15,000
No additional details available.
As Low As
Risk > 700; Maximum Amount: $10,000
No additional details available.
As Low As
No additional details available.
No additional details available.
As Low As; Working on a project? Need to make a purchase? We can help!
or 3.00% above the APY of the account securing the loan, whichever is greater
As Low As; Maximum Amount of $3,000.00
As Low As
As Low As
As Low As
As Low As
As Low As
As Low As; $10,000
FIXED APR WITH AUTO PAY
Up to $15,000
No additional details available.
Starting at
As Low As
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As Low As
As Low As
Up to $15,000
Advertised APR is the lowest available. Not all borrowers will qualify for the lowest rate.
No additional details available.
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As Low As
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As Low As
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$5,000 Maximum
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As Low As
up to $2500; Subject to credit approval.
As Low As
As Low As
Advertised APR is the lowest available. Not all borrowers will qualify for the lowest rate.
As Low As; Up to $7,500.00 / 60 months; Over $7,500.00 can be taken for 72 months
As Low As
As Low As
Up to $15,000
No additional details available.
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Estimated Payment Per $1,000: $25.36
As Low As
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As Low As; Apply for a Personal Loan today!
As Low As; Various Terms Available
No additional details available.
As Low As
As Low As
As Low As
As Low As
As Low As
Starting At; ‡
As Low As
As Low As
$2501; Subject to credit approval.
Up to $15,000
No additional details available.
As Low As
No additional details available.
Rates starting at 6.53% APR1
As Low As
As Low As; Hang up on Credit Card debt once and for all with help from Norfolk Credit Union! -Call the credit union for details at 508-528-3360
No additional details available.
As Low As
No additional details available.
No additional details available.
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$15,000 Maximum
No additional details available.
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As Low As; Annual Percentage Rate (APR) quoted include a 1.00% discount for automatic monthly payment, and are the lowest available based on credit worthiness and ability to repay.; Individual borrower limits subject to approval.; Longer terms available for qualified borrowers.; $10,000 Maximum Loan Limit for qualified borrowers.; All rates are subject to change without notice.
As Low As; Annual Percentage Rate (APR) quoted include a 1.00% discount for automatic monthly payment, and are the lowest available based on credit worthiness and ability to repay.; Individual borrower limits subject to approval.; Longer terms available for qualified borrowers.; $10,000 Maximum Loan Limit for qualified borrowers.; All rates are subject to change without notice.
As Low As; Annual Percentage Rate (APR) quoted include a 1.00% discount for automatic monthly payment, and are the lowest available based on credit worthiness and ability to repay.; Individual borrower limits subject to approval.; Longer terms available for qualified borrowers.; $10,000 Maximum Loan Limit for qualified borrowers.; All rates are subject to change without notice.
Westwood, MA Personal Loan Rate Trends
Compare local Westwood, MA personal loan rates against the statewide average
Daily personal loan rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
Massachusetts personal loan rates fell 0.009 points over the past 7 days to 11.811% APR.
Massachusetts signature loan rates fell 0.052 points over the past 7 days to 11.168% APR.
Frequently Asked Questions
What credit score do I need for a personal loan in Massachusetts?
What is the difference between secured and unsecured personal loans?
Can I use a personal loan for debt consolidation in Massachusetts?
Are credit unions or banks better for personal loans in Westwood, Massachusetts?
What are the best personal loan rates in Westwood, Massachusetts?
- Ukrainian Federal Credit Union: 7.99% (Personal Loan)
- TrustCo Bank: 4.00% (Passbook Loan)
- Somerville School Employees Federal Credit Union: 4.50% (Any Good Purpose Loan)
- Baxter Credit Union: 4.50% (Credit Builder Loan)
- Pentucket Bank: 5.00% (Credit Builder Loan)
Personal Loan Calculators
