Best Personal Loan Rates in Garden City, Missouri (MO) - April 2026
Brian McKay
Brian McKay
Founder & Data Architect- Automated Online Rate Data Aggregation
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Current personal loan options available to borrowers in Garden City, Missouri include: Baxter Credit UnionBaxter Credit UnionA5.0 ★Texas Ratio: 7.73% offering Credit Builder Loan at 4.50% APR, Public Safety Credit UnionPublic Safety Credit UnionA+5.0 ★Texas Ratio: 1.02% offering Gun Loans at 4.99% APR, County Credit UnionCounty Credit UnionA+5.0 ★Texas Ratio: 3.78% offering Signature (Personal) at 4.99% APR, Foundation Credit UnionFoundation Credit UnionA+5.0 ★Texas Ratio: 3.69% offering Consumer Loans on New & Used Equipment at 5.24% APR, and MECE Credit UnionMECE Credit UnionA+5.0 ★Texas Ratio: 0.48% offering Short-term Personal at 5.75% APR. Personal loan rates as of April 19, 2026 according to verified data from MonitorBankRates.
Garden City borrowers have access to 46 lenders serving the Missouri area, with personal loan rates as low as 4.50% APR from Baxter Credit Union. Use the tabs below to compare all available personal loan types. Rates are continually updated — we recommend checking back frequently.
We empower borrowers with transparent, proprietary financial health metrics—including A-F Safety Grades, verified Star Ratings, and Texas Ratios—so you can confidently borrow from a stable, highly-rated institution in Garden City, Missouri.
Personal loan rates reflect recent market quotes and representative offers available to borrowers in Garden City, Missouri. Rates shown are typically “as low as” APRs for borrowers with excellent credit. Your final approved rate will depend on your credit history, credit score, income, and loan amount. Personal Loan Rates Last Updated and Verified: April 19, 2026
No additional details available.
As Low As
As Low As
As Low As; Rate, terms and conditions are subject to change and may vary based on credit worthiness, qualifications and collateral conditions. All loans are subject to approval.
No additional details available.
As Low As
with credit score 650 or >
with credit score 650 or >
Rate with Maximum Discount*: 5.75%
No additional details available.
As Low As
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As Low As
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over $250,000; As Low As; 5 year adjustable - 30 year term, due in 15 years
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up to $250,000; As Low As; 10 year fixed
As Low As
$500
$1,001
$3,001
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As Low As
No additional details available.
As Low As
As Low As; Competitive interest rates starting at 8.90% (APRs starting at 9.05%)*
As Low As
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As Low As; Including Debt Consolidation
As Low As
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As Low As
As Low As
As Low As; VISA Platinum and Lifestyle Loan
As Low As; Up to $15,000
As Low As
No additional details available.
As Low As
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As Low As
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As Low As; Max. loan $20,000
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5-year payback
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As Low As
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As Low As
As Low As
As Low As; Max. loan $5,000
As Low As
As Low As; Up to 36 months
with credit score of less than 650
As Low As
As Low As
No additional details available.
As Low As; Maximum $15,000 - Up to 60 months
As Low As; $15,000 -$25,000
As Low As
As Low As
As Low As
with credit score of less than 650
Rate with Maximum Discount*: 10.75%
As Low As
As Low As; Up to 48 months
No additional details available.
No additional details available.
As Low As; VISA Platinum and Lifestyle Loan
No additional details available.
As Low As; Up to 60 months
As Low As; Up to 36 mo.
As Low As
As Low As; $25,000 or more
As Low As; Borrow Up To $5000, Up to 36 months
As Low As
As Low As; Rate, terms and conditions are subject to change and may vary based on credit worthiness, qualifications and collateral conditions. All loans are subject to approval.
As Low As
No additional details available.
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As Low As
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Up to $5,000
Up to $5,000
As Low As; UP TO 5 YR REPAY, UP TO $12,000 MAX - NEW LOANS ONLY - REFINANCED LOANS 12.75%
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As Low As
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As Low As
As Low As
As Low As; VISA Platinum and Lifestyle Loan
No additional details available.
As Low As
As Low As; Up to $1,500.00
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As Low As
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As Low As
As Low As
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$10,000 max* Credit Score of 651 &above $ 5,000 max* Credit Score of 650 & below
As Low As; VISA Platinum and Lifestyle Loan
As Low As
No additional details available.
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As Low As; VISA Platinum and Lifestyle Loan
As Low As; VISA Platinum and Lifestyle Loan
No additional details available.
As Low As
As Low As
As Low As
As Low As; Up to $15,000
As Low As
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As Low As
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As Low As
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As Low As
As Low As; Up to 36 months
As Low As; $15,000 -$25,000
No additional details available.
As Low As
As Low As
As Low As; Up to 48 months
No additional details available.
As Low As; Up to 60 months
As Low As; $25,000 or more
As Low As; Borrow Up To $5000, Up to 36 months
As Low As
As Low As
No additional details available.
As Low As
No additional details available.
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As Low As; UP TO 5 YR REPAY, UP TO $12,000 MAX - NEW LOANS ONLY - REFINANCED LOANS 12.75%
No additional details available.
As Low As
As Low As
5-year payback
No additional details available.
As Low As
No additional details available.
No additional details available.
As Low As
As Low As
As Low As
As Low As; Including Debt Consolidation
No additional details available.
As Low As
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As Low As
As Low As
As Low As
As Low As
As Low As; Up to 36 months
As Low As; Maximum $15,000 - Up to 60 months
As Low As
As Low As
As Low As
No additional details available.
As Low As; Up to 48 months
As Low As; Up to 60 months
No additional details available.
As Low As; Up to 36 mo.
As Low As
No additional details available.
Up to $5,000
Up to $5,000
No additional details available.
As Low As
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As Low As
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As Low As; Up to $1,500.00
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Garden City, MO Personal Loan Rate Trends
Compare local Garden City, MO personal loan rates against the statewide average
Daily personal loan rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
Missouri personal loan rates rose 0.866 points over the past 7 days to 13.760% APR.
Missouri signature loan rates fell 0.143 points over the past 7 days to 10.254% APR.
Frequently Asked Questions
What credit score do I need for a personal loan in Missouri?
What is the difference between secured and unsecured personal loans?
Can I use a personal loan for debt consolidation in Missouri?
Are credit unions or banks better for personal loans in Garden City, Missouri?
What are the best personal loan rates in Garden City, Missouri?
- Baxter Credit Union: 4.50% (Credit Builder Loan)
- Public Safety Credit Union: 4.99% (Gun Loans)
- County Credit Union: 4.99% (Signature (Personal))
- Foundation Credit Union: 5.24% (Consumer Loans on New & Used Equipment)
- MECE Credit Union: 5.75% (Short-term Personal)
Personal Loan Calculators
