Best Personal Loan Rates in Lake Saint Louis, Missouri (MO) - April 2026
Brian McKay
Brian McKay
Founder & Data Architect- Automated Online Rate Data Aggregation
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Current personal loan options available to borrowers in Lake Saint Louis, Missouri include: First Community Credit UnionFirst Community Credit Union6100 Ronald Reagan Dr, Lake Saint Louis, MO, 63367 2660A+5.0 ★Texas Ratio: 3.72% offering The Wedding Loan (Signature Loan) at 8.25% APR, Baxter Credit UnionBaxter Credit UnionA5.0 ★Texas Ratio: 7.73% offering Credit Builder Loan at 4.50% APR, Public Safety Credit UnionPublic Safety Credit UnionA+5.0 ★Texas Ratio: 1.02% offering Gun Loans at 4.99% APR, County Credit UnionCounty Credit UnionA+5.0 ★Texas Ratio: 3.78% offering Signature (Personal) at 4.99% APR, and Foundation Credit UnionFoundation Credit UnionA+5.0 ★Texas Ratio: 3.69% offering Consumer Loans on New & Used Equipment at 5.24% APR. Personal loan rates as of April 19, 2026 according to verified data from MonitorBankRates.
Lake Saint Louis has 1 local institution in our database, with personal loan rates as low as 8.25% APR from First Community Credit Union at 6100 Ronald Reagan Dr, Lake Saint Louis, MO, 63367 2660. Use the tabs below to compare all available personal loan types. Rates are continually updated — we recommend checking back frequently.
We empower borrowers with transparent, proprietary financial health metrics—including A-F Safety Grades, verified Star Ratings, and Texas Ratios—so you can confidently borrow from a stable, highly-rated institution in Lake Saint Louis, Missouri.
Personal loan rates reflect recent market quotes and representative offers available to borrowers in Lake Saint Louis, Missouri. Rates shown are typically “as low as” APRs for borrowers with excellent credit. Your final approved rate will depend on your credit history, credit score, income, and loan amount. Personal Loan Rates Last Updated and Verified: April 19, 2026
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As Low As; Rate, terms and conditions are subject to change and may vary based on credit worthiness, qualifications and collateral conditions. All loans are subject to approval.
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with credit score 650 or >
with credit score 650 or >
Rate with Maximum Discount*: 5.75%
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over $250,000; As Low As; 5 year adjustable - 30 year term, due in 15 years
up to $250,000; As Low As; 10 year fixed
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$500
$1,001
$3,001
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As Low As; Competitive interest rates starting at 8.90% (APRs starting at 9.05%)*
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As Low As; VISA Platinum and Lifestyle Loan
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5-year payback
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with credit score of less than 650
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with credit score of less than 650
Rate with Maximum Discount*: 10.75%
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As Low As; VISA Platinum and Lifestyle Loan
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As Low As; Rate, terms and conditions are subject to change and may vary based on credit worthiness, qualifications and collateral conditions. All loans are subject to approval.
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Up to $5,000
Up to $5,000
As Low As; UP TO 5 YR REPAY, UP TO $12,000 MAX - NEW LOANS ONLY - REFINANCED LOANS 12.75%
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As Low As; VISA Platinum and Lifestyle Loan
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$10,000 max* Credit Score of 651 &above $ 5,000 max* Credit Score of 650 & below
As Low As; VISA Platinum and Lifestyle Loan
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As Low As; VISA Platinum and Lifestyle Loan
As Low As; VISA Platinum and Lifestyle Loan
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As Low As; UP TO 5 YR REPAY, UP TO $12,000 MAX - NEW LOANS ONLY - REFINANCED LOANS 12.75%
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5-year payback
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Up to $5,000
Up to $5,000
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Lake Saint Louis, MO Personal Loan Rate Trends
Compare local Lake Saint Louis, MO personal loan rates against the statewide average
Daily personal loan rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
Missouri personal loan rates rose 0.866 points over the past 7 days to 13.760% APR.
Missouri signature loan rates fell 0.143 points over the past 7 days to 10.254% APR.
Frequently Asked Questions
What credit score do I need for a personal loan in Missouri?
What is the difference between secured and unsecured personal loans?
Can I use a personal loan for debt consolidation in Missouri?
Are credit unions or banks better for personal loans in Lake Saint Louis, Missouri?
What are the best personal loan rates in Lake Saint Louis, Missouri?
- First Community Credit Union: 8.25% (The Wedding Loan (Signature Loan))
- Baxter Credit Union: 4.50% (Credit Builder Loan)
- Public Safety Credit Union: 4.99% (Gun Loans)
- County Credit Union: 4.99% (Signature (Personal))
- Foundation Credit Union: 5.24% (Consumer Loans on New & Used Equipment)
Personal Loan Calculators
