Best Personal Loan Rates in Milan, Missouri (MO) - April 2026
Brian McKay
Brian McKay
Founder & Data Architect- Automated Online Rate Data Aggregation
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Current personal loan options available to borrowers in Milan, Missouri include: Legacy Credit UnionLegacy Credit UnionA+5.0 ★Texas Ratio: 2.90% offering Storm Shelter Loans at 4.25% APR, Baxter Credit UnionBaxter Credit UnionA5.0 ★Texas Ratio: 7.73% offering Credit Builder Loan at 4.50% APR, Conservation Employees Credit UnionConservation Employees Credit UnionA+5.0 ★Texas Ratio: 0.38% offering New and Used (loan or more) at 4.75% APR, Public Safety Credit UnionPublic Safety Credit UnionA+5.0 ★Texas Ratio: 1.02% offering Gun Loans at 4.99% APR, and County Credit UnionCounty Credit UnionA+5.0 ★Texas Ratio: 3.78% offering Signature (Personal) at 4.99% APR. Personal loan rates as of April 9, 2026 according to verified data from MonitorBankRates.
Milan borrowers have access to 59 lenders serving the Missouri area, with personal loan rates as low as 4.25% APR from Legacy Credit Union. Use the tabs below to compare all available personal loan types. Rates are continually updated — we recommend checking back frequently.
We empower borrowers with transparent, proprietary financial health metrics—including A-F Safety Grades, verified Star Ratings, and Texas Ratios—so you can confidently borrow from a stable, highly-rated institution in Milan, Missouri.
Personal loan rates reflect recent market quotes and representative offers available to borrowers in Milan, Missouri. Rates shown are typically “as low as” APRs for borrowers with excellent credit. Your final approved rate will depend on your credit history, credit score, income, and loan amount. Personal Loan Rates Last Updated and Verified: April 9, 2026
As Low As; 36 months max term
No additional details available.
As Low As
balance $20,000
As Low As
As Low As; Terms up to 36 months; Only sworn or certified first responders are eligible; Maximum loan amount - $5,000
No additional details available.
interest rate determined by Equifax credit score; tax loan promotion runs Feb. 16,2026-Apr 30,2026
As Low As
balance $75,000
As Low As; 48 months max term
balance $75,000
No additional details available.
balance $75,000
with credit score 650 or >
No additional details available.
$5,000 for Individuals / $10,000 for Churches
with credit score 650 or >
As Low As; 60 months max term
Other terms and restrictions apply
No additional details available.
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As Low As; Down Payment as low as: 10%
No additional details available.
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As Low As
No additional details available.
No additional details available.
No additional details available.
As Low As; Rate based on creditworthiness and term of loan. Rates are subject to change at any time and are not guaranteed.
As Low As
over $250,000; As Low As; 5 year adjustable - starting at
No additional details available.
$3,001
$1,001
As Low As
up to $250,000; As Low As; 10 year fixed
$500
As Low As
As Low As; Loan funds disbursed directly to creditors; There is a one-time $100 loan origination fee. Loan example: $25,00 0 at 7.50 for 60 monthly payments of approximately $500.95 each with a corresponding APR of 7.66%. All loans are subject to approval. Additional terms and conditions may apply. Rates are subject to change.
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As Low As
No additional details available.
Payable directly to the IRS
No additional details available.
You can borrow up to $500 for 10 months for in-class or virtual teaching needs.
As Low As
As Low As; $4k Maximum or 20% Gross Salary $15K Limit
As Low As
Rate with Maximum Discount*: 5.00%
Rate with Maximum Discount*: 5.00%
No additional details available.
As Low As
As Low As; APRs starting at 9.05%
Designed to recognize eligible heroes who serve, offering a special 8.99% APR*. Borrow $200 - $50,000 with flexible terms and affordable monthly payments.
As Low As
As Low As
No additional details available.
As Low As
As Low As
As Low As; Including Debt Consolidation
As Low As; Minimum and Maximum Period for Repayment: 12 to 36 Months; Minimum and Maximum Annual Percentage Rate (APR): 9% to 18%; Associated Fees: Document Fee - $20.00 and Origination Fee - $45.00
No additional details available.
As Low As
No additional details available.
No additional details available.
As Low As; Low rates starting at 9.14% APR*, fast approval, and flexibility with borrowing starting $200. Apply online in minutes for quick access to funds.
As Low As
As Low As; *Depending on Credit Score; please see [rate sheet](https://www.mycommunityfirstcu.com/assets/Loan_Rates.pdf) for details
Rate with Maximum Discount*: 5.50%
Loan Amounts: $1,000 to $300,000; Maximum LTV: 75%
As Low As
As Low As; $4k Maximum or 20% Gross Salary $15K Limit
Rate with Maximum Discount*: 6.00%
As Low As
Rate with Maximum Discount*: 6.00%
As Low As
As Low As; Up to $15,000
As Low As
No additional details available.
As Low As
Fixed rates starting at
No additional details available.
No additional details available.
No additional details available.
Rate with Maximum Discount*: 6.25%
As Low As; Max. loan $20,000
As Low As
As Low As
No additional details available.
No additional details available.
As Low As; $4k Maximum or 20% Gross Salary $15K Limit
5-year payback
As Low As
Rate with Maximum Discount*: 6.50%
As Low As
As Low As
As Low As
As Low As; $500 minimum Rates may vary based on creditworthiness of applicant. Rate includes 0.20% discount for payroll deducted payments & active checking account.
No additional details available.
As Low As
As Low As; Max. loan $5,000
As Low As; APR=Annual Percentage Rate. Best rate quoted. Rates subject to change. Your rate may vary based on your credit qualifications.
Up to 60 months
As Low As
As Low As; Up to 36 months
with credit score of less than 650
As Low As
As Low As; APR=Annual Percentage Rate. Best rate quoted. Rates subject to change. Your rate may vary based on your credit qualifications.
As Low As
As Low As
As Low As
As Low As; Maximum $15,000 - Up to 60 months
No additional details available.
As Low As; $15,000 -$25,000
As Low As
As Low As
As Low As
As Low As
with credit score of less than 650
No additional details available.
As Low As; $500 minimum Rates may vary based on creditworthiness of applicant. Rate includes 0.20% discount for payroll deducted payments & active checking account.
As Low As; Up to 48 months
No additional details available.
As Low As
No additional details available.
As Low As; Up to 36 mo.
As Low As; Up to 60 months
No additional details available.
As Low As
As Low As
As Low As; $25,000 or more
As Low As; Borrow Up To $5000, Up to 36 months
As Low As; 60 months max term; $12,000 limit per household
No additional details available.
Available November 1, 2024 - December 31, 2024; $500
Credit Score 750+; You can borrow up to: $5,000.00
As Low As
As Low As
As Low As
As Low As; Rate, terms and conditions are subject to change and may vary based on credit worthiness, qualifications and collateral conditions. All loans are subject to approval.
As Low As
As Low As
No additional details available.
No additional details available.
No additional details available.
As Low As
As Low As
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As Low As
As Low As
As Low As; Minimum and Maximum Period for Repayment: 12 to 36 Months; Minimum and Maximum Annual Percentage Rate (APR): 9% to 18%; Associated Fees: Document Fee - $20.00 and Origination Fee - $45.00
As Low As; Low rates starting at 9.14% APR*, fast approval, and flexibility with borrowing starting $200. Apply online in minutes for quick access to funds.
As Low As
Fixed rates starting at
No additional details available.
As Low As
As Low As
No additional details available.
As Low As; Up to $15,000
As Low As
No additional details available.
As Low As
As Low As; Up to 36 months
As Low As
As Low As; $15,000 -$25,000
No additional details available.
As Low As
As Low As; APR=Annual Percentage Rate. Best rate quoted. Rates subject to change. Your rate may vary based on your credit qualifications.
As Low As
As Low As; Up to 48 months
As Low As
No additional details available.
As Low As; Up to 60 months
As Low As
As Low As; $25,000 or more
As Low As; Borrow Up To $5000, Up to 36 months
As Low As
As Low As
As Low As
No additional details available.
As Low As
As Low As
No additional details available.
5-year payback
No additional details available.
As Low As
No additional details available.
No additional details available.
As Low As
As Low As
As Low As
No additional details available.
As Low As
As Low As; $4k Maximum or 20% Gross Salary $15K Limit
No additional details available.
As Low As
As Low As
As Low As; Including Debt Consolidation
No additional details available.
As Low As; *Depending on Credit Score; please see [rate sheet](https://www.mycommunityfirstcu.com/assets/Loan_Rates.pdf) for details
As Low As; $4k Maximum or 20% Gross Salary $15K Limit
As Low As
As Low As
No additional details available.
As Low As
As Low As; $4k Maximum or 20% Gross Salary $15K Limit
No additional details available.
No additional details available.
As Low As
As Low As
As Low As; $500 minimum Rates may vary based on creditworthiness of applicant. Rate includes 0.20% discount for payroll deducted payments & active checking account.
As Low As
Up to 60 months
As Low As
As Low As; Up to 36 months
As Low As; Maximum $15,000 - Up to 60 months
As Low As
As Low As
As Low As
As Low As
No additional details available.
As Low As; $500 minimum Rates may vary based on creditworthiness of applicant. Rate includes 0.20% discount for payroll deducted payments & active checking account.
As Low As; Up to 48 months
No additional details available.
As Low As; Up to 36 mo.
As Low As; Up to 60 months
No additional details available.
As Low As
As Low As
Credit Score 750+; You can borrow up to: $5,000.00
As Low As; 60 months max term; $12,000 limit per household
No additional details available.
No additional details available.
Milan, MO Personal Loan Rate Trends
Compare local Milan, MO personal loan rates against the statewide average
Daily personal loan rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
Missouri personal loan rates rose 1.127 points over the past 7 days to 12.898% APR.
Missouri signature loan rates fell 1.452 points over the past 7 days to 10.293% APR.
Frequently Asked Questions
What credit score do I need for a personal loan in Missouri?
What is the difference between secured and unsecured personal loans?
Can I use a personal loan for debt consolidation in Missouri?
Are credit unions or banks better for personal loans in Milan, Missouri?
What are the best personal loan rates in Milan, Missouri?
- Legacy Credit Union: 4.25% (Storm Shelter Loans)
- Baxter Credit Union: 4.50% (Credit Builder Loan)
- Conservation Employees Credit Union: 4.75% (New and Used (loan or more))
- Public Safety Credit Union: 4.99% (Gun Loans)
- County Credit Union: 4.99% (Signature (Personal))
Personal Loan Calculators
