Best Personal Loan Rates in Monett, Missouri (MO) - April 2026
Brian McKay
Brian McKay
Founder & Data Architect- Automated Online Rate Data Aggregation
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Current personal loan options available to borrowers in Monett, Missouri include: Conservation Employees Credit UnionConservation Employees Credit Union663 W Highway 60, Monett, MO, 65708A+5.0 ★Texas Ratio: 0.38% offering New and Used (loan or more) at 4.75% APR, Members Choice Credit Union Ashland, KYMembers Choice Credit Union Ashland, KY663 W Highway 60, Monett, MO, 65708 8215A5.0 ★Texas Ratio: 7.39% offering Adventure Loans at 7.24% APR, Lewis Clark Credit UnionLewis Clark Credit Union663 W Highway 60, Monett, MO, 65708A+5.0 ★Texas Ratio: 4.10% offering Signature at 10.00% APR, North Jersey Federal Credit UnionNorth Jersey Federal Credit Union663 Highway 60, Monett, MO, 65708A+5.0 ★Texas Ratio: 4.21% offering Personal Loans at 12.24% APR, and Legacy Credit UnionLegacy Credit UnionA+5.0 ★Texas Ratio: 2.90% offering Storm Shelter Loans at 4.25% APR. Personal loan rates as of April 9, 2026 according to verified data from MonitorBankRates.
Monett has 4 local institutions in our database, with personal loan rates as low as 4.75% APR from Conservation Employees Credit Union at 663 W Highway 60, Monett, MO, 65708. Use the tabs below to compare all available personal loan types. Rates are continually updated — we recommend checking back frequently.
We empower borrowers with transparent, proprietary financial health metrics—including A-F Safety Grades, verified Star Ratings, and Texas Ratios—so you can confidently borrow from a stable, highly-rated institution in Monett, Missouri.
Personal loan rates reflect recent market quotes and representative offers available to borrowers in Monett, Missouri. Rates shown are typically “as low as” APRs for borrowers with excellent credit. Your final approved rate will depend on your credit history, credit score, income, and loan amount. Personal Loan Rates Last Updated and Verified: April 9, 2026
balance $20,000
balance $75,000
balance $75,000
balance $75,000
As Low As; Rate based on creditworthiness and term of loan. Rates are subject to change at any time and are not guaranteed.
No additional details available.
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No additional details available.
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As Low As; 36 months max term
No additional details available.
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As Low As; Terms up to 36 months; Only sworn or certified first responders are eligible; Maximum loan amount - $5,000
No additional details available.
interest rate determined by Equifax credit score; tax loan promotion runs Feb. 16,2026-Apr 30,2026
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As Low As; 48 months max term
No additional details available.
with credit score 650 or >
No additional details available.
$5,000 for Individuals / $10,000 for Churches
with credit score 650 or >
As Low As; 60 months max term
Other terms and restrictions apply
No additional details available.
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As Low As; Down Payment as low as: 10%
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No additional details available.
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over $250,000; As Low As; 5 year adjustable - starting at
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up to $250,000; As Low As; 10 year fixed
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$500
$1,001
$3,001
As Low As; Loan funds disbursed directly to creditors; There is a one-time $100 loan origination fee. Loan example: $25,00 0 at 7.50 for 60 monthly payments of approximately $500.95 each with a corresponding APR of 7.66%. All loans are subject to approval. Additional terms and conditions may apply. Rates are subject to change.
As Low As
Payable directly to the IRS
No additional details available.
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You can borrow up to $500 for 10 months for in-class or virtual teaching needs.
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As Low As; $4k Maximum or 20% Gross Salary $15K Limit
Rate with Maximum Discount*: 5.00%
Rate with Maximum Discount*: 5.00%
No additional details available.
As Low As
As Low As; APRs starting at 9.05%
As Low As; Including Debt Consolidation
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No additional details available.
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Designed to recognize eligible heroes who serve, offering a special 8.99% APR*. Borrow $200 - $50,000 with flexible terms and affordable monthly payments.
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No additional details available.
No additional details available.
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As Low As; Minimum and Maximum Period for Repayment: 12 to 36 Months; Minimum and Maximum Annual Percentage Rate (APR): 9% to 18%; Associated Fees: Document Fee - $20.00 and Origination Fee - $45.00
No additional details available.
As Low As; Low rates starting at 9.14% APR*, fast approval, and flexibility with borrowing starting $200. Apply online in minutes for quick access to funds.
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As Low As; *Depending on Credit Score; please see [rate sheet](https://www.mycommunityfirstcu.com/assets/Loan_Rates.pdf) for details
Rate with Maximum Discount*: 5.50%
Loan Amounts: $1,000 to $300,000; Maximum LTV: 75%
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As Low As; $4k Maximum or 20% Gross Salary $15K Limit
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Rate with Maximum Discount*: 6.00%
Rate with Maximum Discount*: 6.00%
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Fixed rates starting at
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As Low As; Up to $15,000
As Low As
No additional details available.
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As Low As; Max. loan $20,000
Rate with Maximum Discount*: 6.25%
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No additional details available.
As Low As; $4k Maximum or 20% Gross Salary $15K Limit
5-year payback
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Rate with Maximum Discount*: 6.50%
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As Low As
No additional details available.
As Low As; $500 minimum Rates may vary based on creditworthiness of applicant. Rate includes 0.20% discount for payroll deducted payments & active checking account.
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As Low As; Max. loan $5,000
As Low As; APR=Annual Percentage Rate. Best rate quoted. Rates subject to change. Your rate may vary based on your credit qualifications.
Up to 60 months
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As Low As; Up to 36 months
with credit score of less than 650
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As Low As; APR=Annual Percentage Rate. Best rate quoted. Rates subject to change. Your rate may vary based on your credit qualifications.
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As Low As; Maximum $15,000 - Up to 60 months
No additional details available.
As Low As; $15,000 -$25,000
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with credit score of less than 650
No additional details available.
As Low As; $500 minimum Rates may vary based on creditworthiness of applicant. Rate includes 0.20% discount for payroll deducted payments & active checking account.
As Low As; Up to 48 months
No additional details available.
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No additional details available.
As Low As; Up to 60 months
No additional details available.
As Low As; Up to 36 mo.
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As Low As; $25,000 or more
As Low As; Borrow Up To $5000, Up to 36 months
As Low As; 60 months max term; $12,000 limit per household
Available November 1, 2024 - December 31, 2024; $500
No additional details available.
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Credit Score 750+; You can borrow up to: $5,000.00
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As Low As; Rate, terms and conditions are subject to change and may vary based on credit worthiness, qualifications and collateral conditions. All loans are subject to approval.
No additional details available.
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As Low As; Minimum and Maximum Period for Repayment: 12 to 36 Months; Minimum and Maximum Annual Percentage Rate (APR): 9% to 18%; Associated Fees: Document Fee - $20.00 and Origination Fee - $45.00
As Low As; Low rates starting at 9.14% APR*, fast approval, and flexibility with borrowing starting $200. Apply online in minutes for quick access to funds.
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As Low As; Up to $15,000
As Low As
No additional details available.
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Fixed rates starting at
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As Low As; Up to 36 months
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As Low As; $15,000 -$25,000
No additional details available.
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As Low As; APR=Annual Percentage Rate. Best rate quoted. Rates subject to change. Your rate may vary based on your credit qualifications.
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As Low As; Up to 48 months
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No additional details available.
As Low As; Up to 60 months
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As Low As; $25,000 or more
As Low As; Borrow Up To $5000, Up to 36 months
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No additional details available.
5-year payback
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As Low As; $4k Maximum or 20% Gross Salary $15K Limit
As Low As; Including Debt Consolidation
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No additional details available.
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No additional details available.
As Low As; *Depending on Credit Score; please see [rate sheet](https://www.mycommunityfirstcu.com/assets/Loan_Rates.pdf) for details
As Low As; $4k Maximum or 20% Gross Salary $15K Limit
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As Low As
No additional details available.
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As Low As; $4k Maximum or 20% Gross Salary $15K Limit
No additional details available.
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As Low As; $500 minimum Rates may vary based on creditworthiness of applicant. Rate includes 0.20% discount for payroll deducted payments & active checking account.
Up to 60 months
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As Low As; Up to 36 months
As Low As; Maximum $15,000 - Up to 60 months
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No additional details available.
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As Low As; $500 minimum Rates may vary based on creditworthiness of applicant. Rate includes 0.20% discount for payroll deducted payments & active checking account.
As Low As; Up to 48 months
No additional details available.
As Low As; Up to 36 mo.
As Low As; Up to 60 months
No additional details available.
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Credit Score 750+; You can borrow up to: $5,000.00
As Low As; 60 months max term; $12,000 limit per household
No additional details available.
Monett, MO Personal Loan Rate Trends
Compare local Monett, MO personal loan rates against the statewide average
Daily personal loan rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
Missouri personal loan rates rose 1.127 points over the past 7 days to 12.898% APR.
Missouri signature loan rates fell 1.452 points over the past 7 days to 10.293% APR.
Frequently Asked Questions
What credit score do I need for a personal loan in Missouri?
What is the difference between secured and unsecured personal loans?
Can I use a personal loan for debt consolidation in Missouri?
Are credit unions or banks better for personal loans in Monett, Missouri?
What are the best personal loan rates in Monett, Missouri?
- Conservation Employees Credit Union: 4.75% (New and Used (loan or more))
- Members Choice Credit Union Ashland, KY: 7.24% (Adventure Loans)
- Lewis Clark Credit Union: 10.00% (Signature)
- North Jersey Federal Credit Union: 12.24% (Personal Loans)
- Legacy Credit Union: 4.25% (Storm Shelter Loans)
Personal Loan Calculators
