Best Personal Loan Rates in Cincinnati, Ohio (OH) - April 2026
Content reviewed by
Brian McKay
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Editorial Disclosure
Brian McKay
Brian McKay
Founder & Data ArchitectExpertise
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Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of local and national lenders actively lending to Ohio borrowers. Note that your final approved personal loan rate will depend on your specific credit profile, loan amount, and loan term.
Current personal loan options available to borrowers in Cincinnati, Ohio include: TruPartner Credit UnionTruPartner Credit Union1800 Vine St, Cincinnati, OH, 45202A5.0 ★Texas Ratio: 7.65% offering Signature Loan at 6.70% APR, Cincinnati Interagency Federal Credit UnionCincinnati Interagency Federal Credit Union26 Martin Luther King Dr W, Cincinnati, OH, 45220 2242A+5.0 ★Texas Ratio: 1.34% offering Medical Loan (Unsecured) at 7.49% APR, Greater Cincinnati School Credit UnionGreater Cincinnati School Credit Union7221 Montgomery Rd, Cincinnati, OH, 45236A+5.0 ★Texas Ratio: 3.80% offering SHORT TERM PERSONAL LOAN A+ at 7.50% APR, Superior Credit UnionSuperior Credit Union49 WILLIAM HOWARD TAFT RD, CINCINNATI, OH, 45219A+5.0 ★Texas Ratio: 0.36% offering Recreational Loan at 7.99% APR, and General Electric Credit UnionGeneral Electric Credit Union10485 Reading Rd, Cincinnati, OH, 45241 2523A5.0 ★Texas Ratio: 7.74% offering Fixed Equity Rich Loan at 8.02% APR. Personal loan rates as of April 9, 2026 according to verified data from MonitorBankRates.
Cincinnati has 14 local institutions in our database, with personal loan rates as low as 6.70% APR from TruPartner Credit Union at 1800 Vine St, Cincinnati, OH, 45202. Use the tabs below to compare all available personal loan types. Rates are continually updated — we recommend checking back frequently.
We empower borrowers with transparent, proprietary financial health metrics—including A-F Safety Grades, verified Star Ratings, and Texas Ratios—so you can confidently borrow from a stable, highly-rated institution in Cincinnati, Ohio.
Personal loan rates reflect recent market quotes and representative offers available to borrowers in Cincinnati, Ohio. Rates shown are typically “as low as” APRs for borrowers with excellent credit. Your final approved rate will depend on your credit history, credit score, income, and loan amount. Personal Loan Rates Last Updated and Verified: April 9, 2026
Source: Verified Personal Loan Rate Data provided by MonitorBankRates
Institution
Loan Product
APR
Profile
TruPartner Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.65%
1800 Vine St, Cincinnati, OH, 45202
Signature Loan
6.70%
▼
APR6.70%
Last UpdatedApril 10, 2026
Details
As Low As
Cincinnati Interagency Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.34%
26 Martin Luther King Dr W, Cincinnati, OH, 45220 2242
Medical Loan (Unsecured)
7.49%
▼
APR7.49%
Last UpdatedApril 10, 2026
Details
$1000 minimum -Proof of expenses required, may be used for pet care and funeral expenses as well
Greater Cincinnati School Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.80%
7221 Montgomery Rd, Cincinnati, OH, 45236
SHORT TERM PERSONAL LOAN A+
7.50%
▼
APR7.50%
Last UpdatedApril 10, 2026
Details
Minimum Loan Amount $500; Terms up to 18 Mos.; Diamond Club*
Greater Cincinnati School Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.80%
7221 Montgomery Rd, Cincinnati, OH, 45236
SHORT TERM PERSONAL LOAN A
7.65%
▼
APR7.65%
Last UpdatedApril 10, 2026
Details
Minimum Loan Amount $500; Terms up to 18 Mos.; Diamond Club*
Greater Cincinnati School Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.80%
7221 Montgomery Rd, Cincinnati, OH, 45236
SHORT TERM PERSONAL LOAN B
7.80%
▼
APR7.80%
Last UpdatedApril 10, 2026
Details
Minimum Loan Amount $500; Terms up to 18 Mos.; Diamond Club*
Superior Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.36%
49 WILLIAM HOWARD TAFT RD, CINCINNATI, OH, 45219
Recreational Loan
7.99%
▼
APR7.99%
Last UpdatedApril 10, 2026
Details
No additional details available.
General Electric Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.74%
10485 Reading Rd, Cincinnati, OH, 45241 2523
Fixed Equity Rich Loan
8.02%
▼
APR8.02%
Last UpdatedApril 10, 2026
Details
No additional details available.
Cincinnati Interagency Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.34%
26 Martin Luther King Dr W, Cincinnati, OH, 45220 2242
Signature Loan
8.49%
▼
APR8.49%
Last UpdatedApril 10, 2026
Details
For general purpose loans of $1000 and greater
Greater Cincinnati School Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.80%
7221 Montgomery Rd, Cincinnati, OH, 45236
SHORT TERM PERSONAL LOAN A+
8.50%
▼
APR8.50%
Last UpdatedApril 10, 2026
Details
Minimum Loan Amount $500; Terms up to 18 Mos.
Greater Cincinnati School Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.80%
7221 Montgomery Rd, Cincinnati, OH, 45236
SHORT TERM PERSONAL LOAN A
8.65%
▼
APR8.65%
Last UpdatedApril 10, 2026
Details
Minimum Loan Amount $500; Terms up to 18 Mos.
Sharefax Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.21%
10590 READING RD, CINCINNATI, OH, 45241
Signature Loan
8.75%
▼
APR8.75%
Last UpdatedApril 10, 2026
Details
As Low As
Greater Cincinnati School Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.80%
7221 Montgomery Rd, Cincinnati, OH, 45236
SHORT TERM PERSONAL LOAN B
8.80%
▼
APR8.80%
Last UpdatedApril 10, 2026
Details
Minimum Loan Amount $500; Terms up to 18 Mos.
First Financial Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.48%
255 E 5th St, Cincinnati, OH, 45202
f1RST® Quick Loan
8.99%
▼
APR8.99%
Last UpdatedApril 10, 2026
Details
As Low As
Cincinnati Interagency Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.34%
26 Martin Luther King Dr W, Cincinnati, OH, 45220 2242
Signature Loan
8.99%
▼
APR8.99%
Last UpdatedApril 10, 2026
Details
For general purpose loans of $1000 and greater
Greater Cincinnati School Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.80%
7221 Montgomery Rd, Cincinnati, OH, 45236
SHORT TERM PERSONAL LOAN C
9.00%
▼
APR9.00%
Last UpdatedApril 10, 2026
Details
Minimum Loan Amount $500; Terms up to 18 Mos.; Diamond Club*
General Electric Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.74%
10485 Reading Rd, Cincinnati, OH, 45241 2523
Signature Loans
9.75%
▼
APR9.75%
Last UpdatedApril 10, 2026
Details
As Low As
Cincinnati Interagency Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.34%
26 Martin Luther King Dr W, Cincinnati, OH, 45220 2242
Signature Loan
9.99%
▼
APR9.99%
Last UpdatedApril 10, 2026
Details
For general purpose loans of $1000 and greater
Greater Cincinnati School Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.80%
7221 Montgomery Rd, Cincinnati, OH, 45236
SHORT TERM PERSONAL LOAN C
10.00%
▼
APR10.00%
Last UpdatedApril 10, 2026
Details
Minimum Loan Amount $500; Terms up to 18 Mos.
Greater Cincinnati School Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.80%
7221 Montgomery Rd, Cincinnati, OH, 45236
SHORT TERM PERSONAL LOAN D
10.25%
▼
APR10.25%
Last UpdatedApril 10, 2026
Details
Minimum Loan Amount $500; Terms up to 18 Mos.; Diamond Club*
Childrens Medical Center Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.57%
3333 Burnet Ave, Cincinnati, OH, 45229 3026
Unsecured loans
10.25%
▼
APR10.25%
Last UpdatedApril 10, 2026
Details
over $1,000.00
Local Union 392 Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.65%
1228 Central Pkwy Ste 302, Cincinnati, OH, 45202
Signature (Unsecured)
10.75%
▼
APR10.75%
Last UpdatedApril 10, 2026
Details
No additional details available.
General Electric Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.74%
10485 Reading Rd, Cincinnati, OH, 45241 2523
Signature Loans
10.75%
▼
APR10.75%
Last UpdatedApril 10, 2026
Details
As Low As
Greater Cincinnati School Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.80%
7221 Montgomery Rd, Cincinnati, OH, 45236
SHORT TERM PERSONAL LOAN E
10.95%
▼
APR10.95%
Last UpdatedApril 10, 2026
Details
Minimum Loan Amount $500; Terms up to 18 Mos.; Diamond Club*
Cincinnati Healthcare Associates Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.97%
2139 Auburn Ave, Cincinnati, OH, 45219 2906
Unsecured Loan A+
10.95%
▼
APR10.95%
Last UpdatedApril 10, 2026
Details
No additional details available.
CINCINNATI OHIO POLICE
Institution Rating:
A5.0 ★Texas Ratio: 7.25%
959 W 8th St, Cincinnati, OH, 45203
Personal Loans
10.99%
▼
APR10.99%
Last UpdatedApril 10, 2026
Details
As Low As
First Financial Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.48%
255 E 5th St, Cincinnati, OH, 45202
Personal Loan
11.09%
▼
APR11.09%
Last UpdatedApril 10, 2026
Details
As Low As
Greater Cincinnati School Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.80%
7221 Montgomery Rd, Cincinnati, OH, 45236
SHORT TERM PERSONAL LOAN D
11.25%
▼
APR11.25%
Last UpdatedApril 10, 2026
Details
Minimum Loan Amount $500; Terms up to 18 Mos.
Local Union 392 Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.65%
1228 Central Pkwy Ste 302, Cincinnati, OH, 45202
Signature (Unsecured)
11.25%
▼
APR11.25%
Last UpdatedApril 10, 2026
Details
No additional details available.
Greater Cincinnati School Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.80%
7221 Montgomery Rd, Cincinnati, OH, 45236
SHORT TERM PERSONAL LOAN Second Chance
11.75%
▼
APR11.75%
Last UpdatedApril 10, 2026
Details
Minimum Loan Amount $500; Terms up to 18 Mos.; Diamond Club*
Local Union 392 Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.65%
1228 Central Pkwy Ste 302, Cincinnati, OH, 45202
Signature (Unsecured)
11.75%
▼
APR11.75%
Last UpdatedApril 10, 2026
Details
No additional details available.
Greater Cincinnati School Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.80%
7221 Montgomery Rd, Cincinnati, OH, 45236
SHORT TERM PERSONAL LOAN E
11.95%
▼
APR11.95%
Last UpdatedApril 10, 2026
Details
Minimum Loan Amount $500; Terms up to 18 Mos.
Cincinnati Healthcare Associates Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.97%
2139 Auburn Ave, Cincinnati, OH, 45219 2906
Unsecured Loan A
11.95%
▼
APR11.95%
Last UpdatedApril 10, 2026
Details
No additional details available.
Superior Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.36%
49 WILLIAM HOWARD TAFT RD, CINCINNATI, OH, 45219
Signature Loans
11.99%
▼
APR11.99%
Last UpdatedApril 10, 2026
Details
As Low As
USB Union Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.66%
8805 Governors Hill Dr, Cincinnati, OH, 45249
Personal Loan (with Credit Score >740)
11.99%
▼
APR11.99%
Last UpdatedApril 10, 2026
Details
No additional details available.
Wright-Patt Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.66%
3 Enfield St, Cincinnati, OH, 45218 1402
Signature Loan
11.99%
▼
APR11.99%
Last UpdatedApril 10, 2026
Details
No additional details available.
USB Union Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.66%
8805 Governors Hill Dr, Cincinnati, OH, 45249
Personal Loan (with Credit Score <740)
11.99%
▼
APR11.99%
Last UpdatedApril 10, 2026
Details
No additional details available.
Greater Cincinnati School Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.80%
7221 Montgomery Rd, Cincinnati, OH, 45236
SHORT TERM PERSONAL LOAN Second Chance
12.75%
▼
APR12.75%
Last UpdatedApril 10, 2026
Details
Minimum Loan Amount $500; Terms up to 18 Mos.
Kemba Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.17%
211 Northland Blvd, Cincinnati, OH, 45246
Personal Loan
13.12%
▼
APR13.12%
Last UpdatedApril 10, 2026
Details
As Low As
Local Union 392 Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.65%
1228 Central Pkwy Ste 302, Cincinnati, OH, 45202
Signature (Unsecured)
13.75%
▼
APR13.75%
Last UpdatedApril 10, 2026
Details
No additional details available.
Cincinnati Healthcare Associates Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.97%
2139 Auburn Ave, Cincinnati, OH, 45219 2906
Unsecured Loan B
13.95%
▼
APR13.95%
Last UpdatedApril 10, 2026
Details
No additional details available.
Childrens Medical Center Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.57%
3333 Burnet Ave, Cincinnati, OH, 45229 3026
Unsecured loans
14.50%
▼
APR14.50%
Last UpdatedApril 10, 2026
Details
$500.00 - $1,000.00
Local Union 392 Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.65%
1228 Central Pkwy Ste 302, Cincinnati, OH, 45202
Signature (Unsecured)
16.25%
▼
APR16.25%
Last UpdatedApril 10, 2026
Details
No additional details available.
Cincinnati Healthcare Associates Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.97%
2139 Auburn Ave, Cincinnati, OH, 45219 2906
Unsecured Loan C
16.95%
▼
APR16.95%
Last UpdatedApril 10, 2026
Details
No additional details available.
Cincinnati Healthcare Associates Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.97%
2139 Auburn Ave, Cincinnati, OH, 45219 2906
Unsecured Loan D
17.95%
▼
APR17.95%
Last UpdatedApril 10, 2026
Details
No additional details available.
General Electric Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.74%
10485 Reading Rd, Cincinnati, OH, 45241 2523
Hardship Emergency Loan Program (HELP)
18.00%
▼
APR18.00%
Last UpdatedApril 10, 2026
Details
No additional details available.
Wright-Patt Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.66%
3 Enfield St, Cincinnati, OH, 45218 1402
StretchPay Loan
25.00%
▼
APR25.00%
Last UpdatedApril 10, 2026
Details
No additional details available.
USX
Institution Rating:
A+5.0 ★Texas Ratio: 5.49%
Second Lien Position Loans to $49,999
4.00%
▼
APR4.00%
Last UpdatedApril 10, 2026
Details
$10,000
USX
Institution Rating:
A+5.0 ★Texas Ratio: 5.49%
Second Lien Position Loans to $300,000
4.10%
▼
APR4.10%
Last UpdatedApril 10, 2026
Details
$50,000
USX
Institution Rating:
A+5.0 ★Texas Ratio: 5.49%
Second Lien Position Loans to $49,999
4.20%
▼
APR4.20%
Last UpdatedApril 10, 2026
Details
$10,000
USX
Institution Rating:
A+5.0 ★Texas Ratio: 5.49%
Second Lien Position Loans to $300,000
4.30%
▼
APR4.30%
Last UpdatedApril 10, 2026
Details
$50,000
USX
Institution Rating:
A+5.0 ★Texas Ratio: 5.49%
Second Lien Position Loans to $49,999
4.40%
▼
APR4.40%
Last UpdatedApril 10, 2026
Details
$10,000
APR4.50%
Last UpdatedApril 10, 2026
Details
No additional details available.
USX
Institution Rating:
A+5.0 ★Texas Ratio: 5.49%
Second Lien Position Loans to $49,999
4.60%
▼
APR4.60%
Last UpdatedApril 10, 2026
Details
$10,000
APR4.64%
Last UpdatedApril 10, 2026
Details
As Low As
Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.73%
Medical Degree Refinance Loan
4.80%
▼
APR4.80%
Last UpdatedApril 10, 2026
Details
As Low As
APR4.99%
Last UpdatedApril 10, 2026
Details
As Low As; APR - Annual Percentage Rate. Rates Subject To Change Without Notice.
AurGroup Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.28%
Credit Builder Loan
5.02%
▼
APR5.02%
Last UpdatedApril 10, 2026
Details
Based on the rate of 5.02% APR, the total interest paid would be $13.70 with a year term.
USX
Institution Rating:
A+5.0 ★Texas Ratio: 5.49%
Second Lien Position Loan to $300,000
5.24%
▼
APR5.24%
Last UpdatedApril 10, 2026
Details
$50,000
ERIE COMMUNITY
Institution Rating:
A+5.0 ★Texas Ratio: 2.05%
Share Loan/Certificate Loan
5.25%
▼
APR5.25%
Last UpdatedApril 10, 2026
Details
As Low As; 2.00% over CD
Noteworthy Federal Credit Union
Institution Rating:
B-4.3 ★Texas Ratio: 23.16%
Musical Instrument Loans
5.25%
▼
APR5.25%
Last UpdatedApril 10, 2026
Details
As Low As
Citizens Bank
Institution Rating:
A5.0 ★Texas Ratio: 8.28%
Medical Residency Refinance Loan
5.45%
▼
APR5.45%
Last UpdatedApril 10, 2026
Details
Fixed rates
APR5.50%
Last UpdatedApril 10, 2026
Details
As Low As
Citizens Bank
Institution Rating:
A5.0 ★Texas Ratio: 8.28%
Medical Residency Refinance Loan
5.51%
▼
APR5.51%
Last UpdatedApril 10, 2026
Details
Variable rates
APR5.51%
Last UpdatedApril 10, 2026
Details
Your interest rate and monthly payments can fluctuate during the repayment period.
APR5.54%
Last UpdatedApril 10, 2026
Details
$10,000
USX
Institution Rating:
A+5.0 ★Texas Ratio: 5.49%
Second Lien Position Loan to $300,000
5.64%
▼
APR5.64%
Last UpdatedApril 10, 2026
Details
$50,000
APR5.94%
Last UpdatedApril 10, 2026
Details
$10,000
APR5.95%
Last UpdatedApril 10, 2026
Details
As Low As; November 1 - December 31; Open to all credit scores
Northwest Bank Warren, PA
Institution Rating:
A+5.0 ★Texas Ratio: 5.33%
Equipment Term Loans
5.99%
▼
APR5.99%
Last UpdatedApril 10, 2026
Details
Offer valid on equipment term loans only. No lines of credit. Offer expires 4/15/2026. No refinancing of Northwest exisiting debt. SBA Loans and business credit cards are not eligible for promotional offer. All standard rates and terms apply. See bank for detials.
Code Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.18%
Closed End Equity Loan Special
5.99%
▼
APR5.99%
Last UpdatedApril 10, 2026
Details
No additional details available.
Chivaho Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.28%
Here for you loan
5.99%
▼
APR5.99%
Last UpdatedApril 10, 2026
Details
As Low As
APR6.00%
Last UpdatedApril 10, 2026
Details
No additional details available.
Canton School Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.60%
Recreational Loan
6.24%
▼
APR6.24%
Last UpdatedApril 10, 2026
Details
As Low As
APR6.25%
Last UpdatedApril 10, 2026
Details
Over $100,000
APR6.50%
Last UpdatedApril 10, 2026
Details
Up to $100,000
APR6.50%
Last UpdatedApril 10, 2026
Details
Up to 75 % approved stocks
TrueCore Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.61%
Vacant Land Loans
6.50%
▼
APR6.50%
Last UpdatedApril 10, 2026
Details
As Low As
Osgood Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.74%
Traditional Construction Loan
6.68%
▼
APR6.68%
Last UpdatedApril 10, 2026
Details
No additional details available.
APR6.74%
Last UpdatedApril 10, 2026
Details
No additional details available.
APR6.74%
Last UpdatedApril 10, 2026
Details
As Low As; Up to 84 months
CAREY POVERELLO
Institution Rating:
A+5.0 ★Texas Ratio: 1.33%
Pre-Owned Recreational Loan
6.74%
▼
APR6.74%
Last UpdatedApril 10, 2026
Details
As Low As; Up to 84 months
TrueCore Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.61%
Vacant Land Loans
6.75%
▼
APR6.75%
Last UpdatedApril 10, 2026
Details
As Low As
Education First Credit Union Inc
Institution Rating:
A5.0 ★Texas Ratio: 11.85%
Credit Builder Loan
6.75%
▼
APR6.75%
Last UpdatedApril 10, 2026
Details
Maximum $2000
Education Personnel Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.81%
Signature Loans
6.89%
▼
APR6.89%
Last UpdatedApril 10, 2026
Details
As Low As
Northwestern Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.72%
Unsecured Signature
6.99%
▼
APR6.99%
Last UpdatedApril 10, 2026
Details
As low as:
APR6.99%
Last UpdatedApril 10, 2026
Details
As Low As
Firestone Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.02%
Signature 30
6.99%
▼
APR6.99%
Last UpdatedApril 10, 2026
Details
Up to 30 Months $5,000 limit
APR6.99%
Last UpdatedApril 10, 2026
Details
As Low As
TrueCore Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.61%
Vacant Land Loans
7.00%
▼
APR7.00%
Last UpdatedApril 10, 2026
Details
As Low As
APR7.24%
Last UpdatedApril 10, 2026
Details
No additional details available.
APR7.24%
Last UpdatedApril 10, 2026
Details
As Low As
Partners 1st Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.82%
Unsecured Loan
7.25%
▼
APR7.25%
Last UpdatedApril 10, 2026
Details
As Low As
Materion Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.28%
Personal Loan
7.45%
▼
APR7.45%
Last UpdatedApril 10, 2026
Details
As Low As; Monthly installments of $120.78 based on $5,000.00 loan amount over 48 months.
GenFed Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.29%
Signature Loan
7.49%
▼
APR7.49%
Last UpdatedApril 10, 2026
Details
As Low As
Sun Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.22%
Professional Musician Instrument Loans
7.49%
▼
APR7.49%
Last UpdatedApril 10, 2026
Details
As Low As
APR7.49%
Last UpdatedApril 10, 2026
Details
As Low As
APR7.50%
Last UpdatedApril 10, 2026
Details
As Low As
Partners 1st Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.82%
Unsecured Loan
7.50%
▼
APR7.50%
Last UpdatedApril 10, 2026
Details
As Low As
APR7.74%
Last UpdatedApril 10, 2026
Details
No additional details available.
APR7.74%
Last UpdatedApril 10, 2026
Details
As Low As
Sun Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.22%
Professional Musician Instrument Loans
7.74%
▼
APR7.74%
Last UpdatedApril 10, 2026
Details
As Low As
Eight Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.02%
Recreational Loans - New A+ 740+
7.75%
▼
APR7.75%
Last UpdatedApril 10, 2026
Details
No additional details available.
First Federal Community Bank N.A.
Institution Rating:
A+5.0 ★Texas Ratio: 1.04%
Loan of
7.98%
▼
APR7.98%
Last UpdatedApril 10, 2026
Details
$8,000-$14,999; Based on a 5-year fixed rate loan of $10,000 and a credit score of 700
Integrity Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.77%
Personal/Signature Loan
7.99%
▼
APR7.99%
Last UpdatedApril 10, 2026
Details
As Low As
Sun Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.22%
Professional Musician Instrument Loans
7.99%
▼
APR7.99%
Last UpdatedApril 10, 2026
Details
As Low As
Ukrainian Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.45%
Personal Loan
7.99%
▼
APR7.99%
Last UpdatedApril 10, 2026
Details
As Low As
APR7.99%
Last UpdatedApril 10, 2026
Details
$4,000 max
Ohio Healthcare Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.11%
Holiday Loan
7.99%
▼
APR7.99%
Last UpdatedApril 10, 2026
Details
No additional details available.
LorMet Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.08%
Signature Loan
7.99%
▼
APR7.99%
Last UpdatedApril 10, 2026
Details
As Low As; $10,000 maximum
APR7.99%
Last UpdatedApril 10, 2026
Details
No additional details available.
Ohio Teamsters Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.47%
Unsecured Loan
8.00%
▼
APR8.00%
Last UpdatedApril 10, 2026
Details
As Low As
Partners 1st Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.82%
Unsecured Loan
8.00%
▼
APR8.00%
Last UpdatedApril 10, 2026
Details
As Low As
Christian Family Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.20%
G.O.O.D Loans (Get Out Of Debt)
8.00%
▼
APR8.00%
Last UpdatedApril 10, 2026
Details
As Low As
Christian Family Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.20%
G.O.O.D Loans
8.00%
▼
APR8.00%
Last UpdatedApril 10, 2026
Details
As Low As; Credit score of 630 and above required
Sun Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.22%
Professional Musician Instrument Loans
8.24%
▼
APR8.24%
Last UpdatedApril 10, 2026
Details
As Low As
APR8.24%
Last UpdatedApril 10, 2026
Details
$4,000 max
APR8.25%
Last UpdatedApril 10, 2026
Details
As Low As; up to 84 months
Mahoning Valley Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.56%
Unsecured Loans
8.25%
▼
APR8.25%
Last UpdatedApril 10, 2026
Details
As Low As
Sun Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.22%
Professional Musician Instrument Loans
8.37%
▼
APR8.37%
Last UpdatedApril 10, 2026
Details
As Low As
TrueCore Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.61%
Signature (Personal) Loans
8.42%
▼
APR8.42%
Last UpdatedApril 10, 2026
Details
As Low As
APR8.45%
Last UpdatedApril 10, 2026
Details
As Low As
TrueCore Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.61%
Signature (Personal) Loans
8.48%
▼
APR8.48%
Last UpdatedApril 10, 2026
Details
As Low As
APR8.49%
Last UpdatedApril 10, 2026
Details
No additional details available.
APR8.49%
Last UpdatedApril 10, 2026
Details
$4,000 max
Sun Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.22%
Professional Musician Instrument Loans
8.49%
▼
APR8.49%
Last UpdatedApril 10, 2026
Details
As Low As
Scott Associates Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.31%
Personal Loans
8.50%
▼
APR8.50%
Last UpdatedApril 10, 2026
Details
As Low As
TrueCore Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.61%
Signature (Personal) Loans
8.51%
▼
APR8.51%
Last UpdatedApril 10, 2026
Details
As Low As
TrueCore Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.61%
Signature (Personal) Loans
8.61%
▼
APR8.61%
Last UpdatedApril 10, 2026
Details
As Low As
APR8.74%
Last UpdatedApril 10, 2026
Details
As Low As; Up to 60 months and $20,000
Century Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.21%
Signature/Personal Loan
8.74%
▼
APR8.74%
Last UpdatedApril 10, 2026
Details
As Low As; up to $35,000
APR8.74%
Last UpdatedApril 10, 2026
Details
second mortgage only
CLEVELAND SELFRELIANCE
Institution Rating:
A5.0 ★Texas Ratio: 6.34%
PERSONAL LOAN LIMIT)
8.75%
▼
APR8.75%
Last UpdatedApril 10, 2026
Details
$5,000
Firestone Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.02%
Other Unsecured Loans
8.75%
▼
APR8.75%
Last UpdatedApril 10, 2026
Details
Up to 40 Months $10,000 limit
Eight Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.02%
Recreational Loans - Used
8.75%
▼
APR8.75%
Last UpdatedApril 10, 2026
Details
No additional details available.
Falls Catholic Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.73%
Unsecured Loans
8.95%
▼
APR8.95%
Last UpdatedApril 10, 2026
Details
As Low As; APR - 9.392%
Achieve Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.26%
Personal / Vacation / Holiday Loan
8.95%
▼
APR8.95%
Last UpdatedApril 10, 2026
Details
As Low As
APR8.95%
Last UpdatedApril 10, 2026
Details
As Low As
APR8.99%
Last UpdatedApril 10, 2026
Details
No additional details available.
Ohio Healthcare Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.11%
Holiday Loan
8.99%
▼
APR8.99%
Last UpdatedApril 10, 2026
Details
No additional details available.
Golden Circle Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.30%
Unsecured Loans
8.99%
▼
APR8.99%
Last UpdatedApril 10, 2026
Details
As Low As; *
BMI Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.43%
Debt Consolidation
8.99%
▼
APR8.99%
Last UpdatedApril 10, 2026
Details
As Low As
Eight Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.02%
Recreational Loans - Used
9.00%
▼
APR9.00%
Last UpdatedApril 10, 2026
Details
No additional details available.
DN Community Federal Credit Union
Institution Rating:
A-5.0 ★Texas Ratio: 14.63%
Personal Loans
9.00%
▼
APR9.00%
Last UpdatedApril 10, 2026
Details
As low as
Toledo Urban Federal Credit Union
Institution Rating:
B4.6 ★Texas Ratio: 19.87%
Holiday Loan
9.00%
▼
APR9.00%
Last UpdatedApril 10, 2026
Details
No additional details available.
Eight Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.02%
Recreational Loans - New A+ 740+
9.00%
▼
APR9.00%
Last UpdatedApril 10, 2026
Details
No additional details available.
University of Toledo Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.83%
Signature (Personal) Loan
9.00%
▼
APR9.00%
Last UpdatedApril 10, 2026
Details
As Low As; Borrow up to $25,000; Terms up to 60 months; Credit Life/Disability Insurance available; Debt consolidation
University of Toledo Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.83%
Signature
9.00%
▼
APR9.00%
Last UpdatedApril 10, 2026
Details
As Low As
All Saints Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.27%
12 month Holiday Loan
9.00%
▼
APR9.00%
Last UpdatedApril 10, 2026
Details
As Low As
APR9.15%
Last UpdatedApril 10, 2026
Details
No additional details available.
Toledo Fire Fighters Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.20%
Signature
9.15%
▼
APR9.15%
Last UpdatedApril 10, 2026
Details
As Low As
Friends And Family Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.11%
Bill Consolidation & Signature Loans
9.19%
▼
APR9.19%
Last UpdatedApril 10, 2026
Details
As Low As
Ohio Educational Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.95%
Personal Term Loan
9.20%
▼
APR9.20%
Last UpdatedApril 10, 2026
Details
No additional details available.
ASHLAND COMMUNITY
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
Debt Consolidation Loan Promo!
9.22%
▼
APR9.22%
Last UpdatedApril 10, 2026
Details
As Low As
APR9.24%
Last UpdatedApril 10, 2026
Details
As Low As; Offer expires May 31, 2026.
Eight Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.02%
Recreational Loans - Used
9.25%
▼
APR9.25%
Last UpdatedApril 10, 2026
Details
No additional details available.
Friends And Family Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.11%
Bill Consolidation & Signature Loans
9.39%
▼
APR9.39%
Last UpdatedApril 10, 2026
Details
As Low As
Community Star Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.07%
Signature Loans
9.39%
▼
APR9.39%
Last UpdatedApril 10, 2026
Details
As Low As
TrueCore Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.61%
Signature (Personal) Loans
9.42%
▼
APR9.42%
Last UpdatedApril 10, 2026
Details
As Low As
APR9.49%
Last UpdatedApril 10, 2026
Details
Up to $15,000
Cornerstone Community Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.88%
Personal/Unsecured
9.49%
▼
APR9.49%
Last UpdatedApril 10, 2026
Details
As Low As
Canton School Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.60%
Unsecured Loans
9.50%
▼
APR9.50%
Last UpdatedApril 10, 2026
Details
As Low As
Friends And Family Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.11%
Bill Consolidation & Signature Loans
9.69%
▼
APR9.69%
Last UpdatedApril 10, 2026
Details
As Low As
APR9.70%
Last UpdatedApril 10, 2026
Details
No additional details available.
APR9.74%
Last UpdatedApril 10, 2026
Details
No additional details available.
Sylvania Area Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.84%
Personal Loan
9.74%
▼
APR9.74%
Last UpdatedApril 10, 2026
Details
No additional details available.
Champion Credit Union Toledo, OH
Institution Rating:
A+5.0 ★Texas Ratio: 2.40%
Personal
9.74%
▼
APR9.74%
Last UpdatedApril 10, 2026
Details
As Low As
Champion Credit Union Toledo, OH
Institution Rating:
A+5.0 ★Texas Ratio: 2.40%
Personal Loan
9.74%
▼
APR9.74%
Last UpdatedApril 10, 2026
Details
As Low As; Personal*
Riverview Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.99%
Signature Loans to $7,500
9.75%
▼
APR9.75%
Last UpdatedApril 10, 2026
Details
$5,001
Riverview Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.99%
Signature Loans to $5,000
9.75%
▼
APR9.75%
Last UpdatedApril 10, 2026
Details
$2,501
Riverview Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.99%
Signature Loans to $15,000
9.75%
▼
APR9.75%
Last UpdatedApril 10, 2026
Details
$7,501
Riverview Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.99%
Signature Loans
9.75%
▼
APR9.75%
Last UpdatedApril 10, 2026
Details
Up to $2,500
Campbell Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.21%
Personal Loan
9.75%
▼
APR9.75%
Last UpdatedApril 10, 2026
Details
No additional details available.
Whitewater Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.34%
Unsecured (personal loan)
9.85%
▼
APR9.85%
Last UpdatedApril 10, 2026
Details
up to $10,000; As Low As; Up to 36 Months
APR9.90%
Last UpdatedApril 10, 2026
Details
As Low As; 36 months, 2 year draw
APR9.90%
Last UpdatedApril 10, 2026
Details
As Low As; up to 36 months
Firefighters And Company Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.99%
Personal Loans maximum term 60 months
9.90%
▼
APR9.90%
Last UpdatedApril 10, 2026
Details
up to $25,000,; As Low As
Millstream Area Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.56%
Signature Loan
9.95%
▼
APR9.95%
Last UpdatedApril 10, 2026
Details
As Low As
Falls Catholic Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.73%
Unsecured Loans
9.95%
▼
APR9.95%
Last UpdatedApril 10, 2026
Details
As Low As; APR - 10.311%
Citizens Bank
Institution Rating:
A5.0 ★Texas Ratio: 8.28%
Medical Residency Refinance Loan
9.99%
▼
APR9.99%
Last UpdatedApril 10, 2026
Details
Fixed rates
MyUSA Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.93%
Unsecured, Signature (Lifestyle Loan
9.99%
▼
APR9.99%
Last UpdatedApril 10, 2026
Details
Regular APR: 9.99% - 20.50%
Powered by
MonitorBankRates
Source: Verified Personal Loan Rate Data provided by MonitorBankRates
Institution
Loan Product
APR
Profile
Greater Cincinnati School Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.80%
7221 Montgomery Rd, Cincinnati, OH, 45236
SHORT TERM PERSONAL LOAN A+
7.50%
▼
APR7.50%
Last UpdatedApril 10, 2026
Details
Minimum Loan Amount $500; Terms up to 18 Mos.; Diamond Club*
Greater Cincinnati School Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.80%
7221 Montgomery Rd, Cincinnati, OH, 45236
SHORT TERM PERSONAL LOAN A
7.65%
▼
APR7.65%
Last UpdatedApril 10, 2026
Details
Minimum Loan Amount $500; Terms up to 18 Mos.; Diamond Club*
Greater Cincinnati School Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.80%
7221 Montgomery Rd, Cincinnati, OH, 45236
SHORT TERM PERSONAL LOAN B
7.80%
▼
APR7.80%
Last UpdatedApril 10, 2026
Details
Minimum Loan Amount $500; Terms up to 18 Mos.; Diamond Club*
Greater Cincinnati School Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.80%
7221 Montgomery Rd, Cincinnati, OH, 45236
SHORT TERM PERSONAL LOAN A+
8.50%
▼
APR8.50%
Last UpdatedApril 10, 2026
Details
Minimum Loan Amount $500; Terms up to 18 Mos.
Greater Cincinnati School Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.80%
7221 Montgomery Rd, Cincinnati, OH, 45236
SHORT TERM PERSONAL LOAN A
8.65%
▼
APR8.65%
Last UpdatedApril 10, 2026
Details
Minimum Loan Amount $500; Terms up to 18 Mos.
Greater Cincinnati School Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.80%
7221 Montgomery Rd, Cincinnati, OH, 45236
SHORT TERM PERSONAL LOAN B
8.80%
▼
APR8.80%
Last UpdatedApril 10, 2026
Details
Minimum Loan Amount $500; Terms up to 18 Mos.
Greater Cincinnati School Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.80%
7221 Montgomery Rd, Cincinnati, OH, 45236
SHORT TERM PERSONAL LOAN C
9.00%
▼
APR9.00%
Last UpdatedApril 10, 2026
Details
Minimum Loan Amount $500; Terms up to 18 Mos.; Diamond Club*
Greater Cincinnati School Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.80%
7221 Montgomery Rd, Cincinnati, OH, 45236
SHORT TERM PERSONAL LOAN C
10.00%
▼
APR10.00%
Last UpdatedApril 10, 2026
Details
Minimum Loan Amount $500; Terms up to 18 Mos.
Greater Cincinnati School Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.80%
7221 Montgomery Rd, Cincinnati, OH, 45236
SHORT TERM PERSONAL LOAN D
10.25%
▼
APR10.25%
Last UpdatedApril 10, 2026
Details
Minimum Loan Amount $500; Terms up to 18 Mos.; Diamond Club*
Greater Cincinnati School Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.80%
7221 Montgomery Rd, Cincinnati, OH, 45236
SHORT TERM PERSONAL LOAN E
10.95%
▼
APR10.95%
Last UpdatedApril 10, 2026
Details
Minimum Loan Amount $500; Terms up to 18 Mos.; Diamond Club*
CINCINNATI OHIO POLICE
Institution Rating:
A5.0 ★Texas Ratio: 7.25%
959 W 8th St, Cincinnati, OH, 45203
Personal Loans
10.99%
▼
APR10.99%
Last UpdatedApril 10, 2026
Details
As Low As
First Financial Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.48%
255 E 5th St, Cincinnati, OH, 45202
Personal Loan
11.09%
▼
APR11.09%
Last UpdatedApril 10, 2026
Details
As Low As
Greater Cincinnati School Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.80%
7221 Montgomery Rd, Cincinnati, OH, 45236
SHORT TERM PERSONAL LOAN D
11.25%
▼
APR11.25%
Last UpdatedApril 10, 2026
Details
Minimum Loan Amount $500; Terms up to 18 Mos.
Greater Cincinnati School Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.80%
7221 Montgomery Rd, Cincinnati, OH, 45236
SHORT TERM PERSONAL LOAN Second Chance
11.75%
▼
APR11.75%
Last UpdatedApril 10, 2026
Details
Minimum Loan Amount $500; Terms up to 18 Mos.; Diamond Club*
Greater Cincinnati School Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.80%
7221 Montgomery Rd, Cincinnati, OH, 45236
SHORT TERM PERSONAL LOAN E
11.95%
▼
APR11.95%
Last UpdatedApril 10, 2026
Details
Minimum Loan Amount $500; Terms up to 18 Mos.
USB Union Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.66%
8805 Governors Hill Dr, Cincinnati, OH, 45249
Personal Loan (with Credit Score <740)
11.99%
▼
APR11.99%
Last UpdatedApril 10, 2026
Details
No additional details available.
USB Union Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.66%
8805 Governors Hill Dr, Cincinnati, OH, 45249
Personal Loan (with Credit Score >740)
11.99%
▼
APR11.99%
Last UpdatedApril 10, 2026
Details
No additional details available.
Greater Cincinnati School Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.80%
7221 Montgomery Rd, Cincinnati, OH, 45236
SHORT TERM PERSONAL LOAN Second Chance
12.75%
▼
APR12.75%
Last UpdatedApril 10, 2026
Details
Minimum Loan Amount $500; Terms up to 18 Mos.
Kemba Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.17%
211 Northland Blvd, Cincinnati, OH, 45246
Personal Loan
13.12%
▼
APR13.12%
Last UpdatedApril 10, 2026
Details
As Low As
APR6.99%
Last UpdatedApril 10, 2026
Details
As Low As
Materion Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.28%
Personal Loan
7.45%
▼
APR7.45%
Last UpdatedApril 10, 2026
Details
As Low As; Monthly installments of $120.78 based on $5,000.00 loan amount over 48 months.
Ukrainian Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.45%
Personal Loan
7.99%
▼
APR7.99%
Last UpdatedApril 10, 2026
Details
As Low As
Scott Associates Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.31%
Personal Loans
8.50%
▼
APR8.50%
Last UpdatedApril 10, 2026
Details
As Low As
Century Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.21%
Signature/Personal Loan
8.74%
▼
APR8.74%
Last UpdatedApril 10, 2026
Details
As Low As; up to $35,000
CLEVELAND SELFRELIANCE
Institution Rating:
A5.0 ★Texas Ratio: 6.34%
PERSONAL LOAN LIMIT)
8.75%
▼
APR8.75%
Last UpdatedApril 10, 2026
Details
$5,000
APR8.99%
Last UpdatedApril 10, 2026
Details
No additional details available.
DN Community Federal Credit Union
Institution Rating:
A-5.0 ★Texas Ratio: 14.63%
Personal Loans
9.00%
▼
APR9.00%
Last UpdatedApril 10, 2026
Details
As low as
APR9.15%
Last UpdatedApril 10, 2026
Details
No additional details available.
APR9.70%
Last UpdatedApril 10, 2026
Details
No additional details available.
Sylvania Area Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.84%
Personal Loan
9.74%
▼
APR9.74%
Last UpdatedApril 10, 2026
Details
No additional details available.
Champion Credit Union Toledo, OH
Institution Rating:
A+5.0 ★Texas Ratio: 2.40%
Personal Loan
9.74%
▼
APR9.74%
Last UpdatedApril 10, 2026
Details
As Low As; Personal*
Campbell Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.21%
Personal Loan
9.75%
▼
APR9.75%
Last UpdatedApril 10, 2026
Details
No additional details available.
Whitewater Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.34%
Unsecured (personal loan)
9.85%
▼
APR9.85%
Last UpdatedApril 10, 2026
Details
up to $10,000; As Low As; Up to 36 Months
Firefighters And Company Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.99%
Personal Loans maximum term 60 months
9.90%
▼
APR9.90%
Last UpdatedApril 10, 2026
Details
up to $25,000,; As Low As
Powered by
MonitorBankRates
Source: Verified Personal Loan Rate Data provided by MonitorBankRates
Institution
Loan Product
APR
Profile
Christian Family Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.20%
G.O.O.D Loans (Get Out Of Debt)
8.00%
▼
APR8.00%
Last UpdatedApril 10, 2026
Details
As Low As
BMI Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.43%
Debt Consolidation
8.99%
▼
APR8.99%
Last UpdatedApril 10, 2026
Details
As Low As
ASHLAND COMMUNITY
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
Debt Consolidation Loan Promo!
9.22%
▼
APR9.22%
Last UpdatedApril 10, 2026
Details
As Low As
Education First Credit Union Inc
Institution Rating:
A5.0 ★Texas Ratio: 11.85%
Debt Consolidation
9.99%
▼
APR9.99%
Last UpdatedApril 10, 2026
Details
$1,000-$2,499; As Low As
Education First Credit Union Inc
Institution Rating:
A5.0 ★Texas Ratio: 11.85%
Debt Consolidation and over
9.99%
▼
APR9.99%
Last UpdatedApril 10, 2026
Details
$7,500; As Low As
Pathways Financial Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.58%
Debt Consolidation Loan
10.44%
▼
APR10.44%
Last UpdatedApril 10, 2026
Details
As Low As; Pay Off Those High Interest Credit Cards!
State Highway Patrol Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.39%
Debt Restructure Loan
11.59%
▼
APR11.59%
Last UpdatedApril 10, 2026
Details
As Low As
Eight Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.02%
Debt Consolidation Loan
14.50%
▼
APR14.50%
Last UpdatedApril 10, 2026
Details
$10,000 max
Eight Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.02%
Debt Consolidation Loan
14.75%
▼
APR14.75%
Last UpdatedApril 10, 2026
Details
$10,000 max
Eight Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.02%
Debt Consolidation Loan
15.00%
▼
APR15.00%
Last UpdatedApril 10, 2026
Details
$10,000 max
Eight Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.02%
Debt Consolidation Loan
17.00%
▼
APR17.00%
Last UpdatedApril 10, 2026
Details
$10,000 max
Eight Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.02%
Debt Consolidation Loan
19.00%
▼
APR19.00%
Last UpdatedApril 10, 2026
Details
$10,000 max
Eight Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.02%
Debt Consolidation Loan
21.00%
▼
APR21.00%
Last UpdatedApril 10, 2026
Details
$10,000 max
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MonitorBankRates
Source: Verified Personal Loan Rate Data provided by MonitorBankRates
Institution
Loan Product
APR
Profile
TruPartner Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.65%
1800 Vine St, Cincinnati, OH, 45202
Signature Loan
6.70%
▼
APR6.70%
Last UpdatedApril 10, 2026
Details
As Low As
Cincinnati Interagency Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.34%
26 Martin Luther King Dr W, Cincinnati, OH, 45220 2242
Signature Loan
8.49%
▼
APR8.49%
Last UpdatedApril 10, 2026
Details
For general purpose loans of $1000 and greater
Sharefax Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.21%
10590 READING RD, CINCINNATI, OH, 45241
Signature Loan
8.75%
▼
APR8.75%
Last UpdatedApril 10, 2026
Details
As Low As
Cincinnati Interagency Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.34%
26 Martin Luther King Dr W, Cincinnati, OH, 45220 2242
Signature Loan
8.99%
▼
APR8.99%
Last UpdatedApril 10, 2026
Details
For general purpose loans of $1000 and greater
General Electric Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.74%
10485 Reading Rd, Cincinnati, OH, 45241 2523
Signature Loans
9.75%
▼
APR9.75%
Last UpdatedApril 10, 2026
Details
As Low As
Cincinnati Interagency Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.34%
26 Martin Luther King Dr W, Cincinnati, OH, 45220 2242
Signature Loan
9.99%
▼
APR9.99%
Last UpdatedApril 10, 2026
Details
For general purpose loans of $1000 and greater
Local Union 392 Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.65%
1228 Central Pkwy Ste 302, Cincinnati, OH, 45202
Signature (Unsecured)
10.75%
▼
APR10.75%
Last UpdatedApril 10, 2026
Details
No additional details available.
General Electric Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.74%
10485 Reading Rd, Cincinnati, OH, 45241 2523
Signature Loans
10.75%
▼
APR10.75%
Last UpdatedApril 10, 2026
Details
As Low As
Local Union 392 Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.65%
1228 Central Pkwy Ste 302, Cincinnati, OH, 45202
Signature (Unsecured)
11.25%
▼
APR11.25%
Last UpdatedApril 10, 2026
Details
No additional details available.
Local Union 392 Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.65%
1228 Central Pkwy Ste 302, Cincinnati, OH, 45202
Signature (Unsecured)
11.75%
▼
APR11.75%
Last UpdatedApril 10, 2026
Details
No additional details available.
Superior Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.36%
49 WILLIAM HOWARD TAFT RD, CINCINNATI, OH, 45219
Signature Loans
11.99%
▼
APR11.99%
Last UpdatedApril 10, 2026
Details
As Low As
Wright-Patt Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.66%
3 Enfield St, Cincinnati, OH, 45218 1402
Signature Loan
11.99%
▼
APR11.99%
Last UpdatedApril 10, 2026
Details
No additional details available.
Local Union 392 Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.65%
1228 Central Pkwy Ste 302, Cincinnati, OH, 45202
Signature (Unsecured)
13.75%
▼
APR13.75%
Last UpdatedApril 10, 2026
Details
No additional details available.
Local Union 392 Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.65%
1228 Central Pkwy Ste 302, Cincinnati, OH, 45202
Signature (Unsecured)
16.25%
▼
APR16.25%
Last UpdatedApril 10, 2026
Details
No additional details available.
Education Personnel Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.81%
Signature Loans
6.89%
▼
APR6.89%
Last UpdatedApril 10, 2026
Details
As Low As
Northwestern Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.72%
Unsecured Signature
6.99%
▼
APR6.99%
Last UpdatedApril 10, 2026
Details
As low as:
Firestone Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.02%
Signature 30
6.99%
▼
APR6.99%
Last UpdatedApril 10, 2026
Details
Up to 30 Months $5,000 limit
GenFed Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.29%
Signature Loan
7.49%
▼
APR7.49%
Last UpdatedApril 10, 2026
Details
As Low As
Integrity Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.77%
Personal/Signature Loan
7.99%
▼
APR7.99%
Last UpdatedApril 10, 2026
Details
As Low As
LorMet Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.08%
Signature Loan
7.99%
▼
APR7.99%
Last UpdatedApril 10, 2026
Details
As Low As; $10,000 maximum
TrueCore Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.61%
Signature (Personal) Loans
8.42%
▼
APR8.42%
Last UpdatedApril 10, 2026
Details
As Low As
APR8.45%
Last UpdatedApril 10, 2026
Details
As Low As
TrueCore Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.61%
Signature (Personal) Loans
8.48%
▼
APR8.48%
Last UpdatedApril 10, 2026
Details
As Low As
TrueCore Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.61%
Signature (Personal) Loans
8.51%
▼
APR8.51%
Last UpdatedApril 10, 2026
Details
As Low As
TrueCore Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.61%
Signature (Personal) Loans
8.61%
▼
APR8.61%
Last UpdatedApril 10, 2026
Details
As Low As
APR8.74%
Last UpdatedApril 10, 2026
Details
As Low As; Up to 60 months and $20,000
Century Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.21%
Signature/Personal Loan
8.74%
▼
APR8.74%
Last UpdatedApril 10, 2026
Details
As Low As; up to $35,000
University of Toledo Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.83%
Signature
9.00%
▼
APR9.00%
Last UpdatedApril 10, 2026
Details
As Low As
University of Toledo Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.83%
Signature (Personal) Loan
9.00%
▼
APR9.00%
Last UpdatedApril 10, 2026
Details
As Low As; Borrow up to $25,000; Terms up to 60 months; Credit Life/Disability Insurance available; Debt consolidation
Toledo Fire Fighters Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.20%
Signature
9.15%
▼
APR9.15%
Last UpdatedApril 10, 2026
Details
As Low As
Friends And Family Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.11%
Bill Consolidation & Signature Loans
9.19%
▼
APR9.19%
Last UpdatedApril 10, 2026
Details
As Low As
Friends And Family Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.11%
Bill Consolidation & Signature Loans
9.39%
▼
APR9.39%
Last UpdatedApril 10, 2026
Details
As Low As
Community Star Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.07%
Signature Loans
9.39%
▼
APR9.39%
Last UpdatedApril 10, 2026
Details
As Low As
TrueCore Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.61%
Signature (Personal) Loans
9.42%
▼
APR9.42%
Last UpdatedApril 10, 2026
Details
As Low As
APR9.49%
Last UpdatedApril 10, 2026
Details
Up to $15,000
Friends And Family Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.11%
Bill Consolidation & Signature Loans
9.69%
▼
APR9.69%
Last UpdatedApril 10, 2026
Details
As Low As
APR9.74%
Last UpdatedApril 10, 2026
Details
No additional details available.
Riverview Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.99%
Signature Loans
9.75%
▼
APR9.75%
Last UpdatedApril 10, 2026
Details
Up to $2,500
Riverview Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.99%
Signature Loans to $15,000
9.75%
▼
APR9.75%
Last UpdatedApril 10, 2026
Details
$7,501
Riverview Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.99%
Signature Loans to $5,000
9.75%
▼
APR9.75%
Last UpdatedApril 10, 2026
Details
$2,501
Riverview Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.99%
Signature Loans to $7,500
9.75%
▼
APR9.75%
Last UpdatedApril 10, 2026
Details
$5,001
APR9.90%
Last UpdatedApril 10, 2026
Details
As Low As; up to 36 months
Millstream Area Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.56%
Signature Loan
9.95%
▼
APR9.95%
Last UpdatedApril 10, 2026
Details
As Low As
MyUSA Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.93%
Unsecured, Signature (Lifestyle Loan
9.99%
▼
APR9.99%
Last UpdatedApril 10, 2026
Details
Regular APR: 9.99% - 20.50%
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MonitorBankRates
No home improvement personal loan rates found in Cincinnati, OH currently.
Cincinnati, OH Personal Loan Rate Trends
Compare local Cincinnati, OH personal loan rates against the statewide average
Daily personal loan rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
Personal Loan — OH Avg
11.158%
▼ 0.524 vs 7 days ago
Ohio personal loan rates fell 0.524 points over the past 7 days to 11.158% APR.
Signature Loan — OH Avg
11.279%
▼ 0.584 vs 7 days ago
Ohio signature loan rates fell 0.584 points over the past 7 days to 11.279% APR.
As of Apr 10, 2026 • Rate data sourced from 8,500+ monitored institutions
Powered by MonitorBankRates
Frequently Asked Questions
What credit score do I need for a personal loan in Ohio?
Most lenders in Cincinnati, Ohio require a minimum credit score of 620 for approval, but borrowers with scores of 720 or higher will qualify for the most competitive APRs. Credit unions in Ohio often have more flexible requirements than traditional banks.
What is the difference between secured and unsecured personal loans?
Unsecured personal loans in Cincinnati, Ohio require no collateral and are approved based on your creditworthiness alone. Secured loans are backed by an asset (such as savings or a vehicle) and typically offer lower interest rates. If you default on a secured loan, the lender may seize the collateral.
Can I use a personal loan for debt consolidation in Ohio?
Yes. Debt consolidation is one of the most common uses of personal loans in Cincinnati, Ohio. By rolling multiple high-interest debts (credit cards, medical bills) into a single personal loan with a lower APR, you can reduce your total interest costs and simplify repayment.
Are credit unions or banks better for personal loans in Cincinnati, Ohio?
Credit unions in Cincinnati, Ohio often offer lower APRs and more flexible underwriting than traditional banks because they are member-owned and not-for-profit. However, you must meet membership eligibility requirements. Banks may offer faster approvals and larger loan amounts.
What are the best personal loan rates in Cincinnati, Ohio?
- TruPartner Credit Union: 6.70% (Signature Loan)
- Cincinnati Interagency Federal Credit Union: 7.49% (Medical Loan (Unsecured))
- Greater Cincinnati School Credit Union: 7.50% (SHORT TERM PERSONAL LOAN A+)
- Superior Credit Union: 7.99% (Recreational Loan)
- General Electric Credit Union: 8.02% (Fixed Equity Rich Loan)
Personal Loan Rates reflect actual verified offers from banks and credit unions actively lending in Cincinnati, Ohio. Your final approved rate will depend on your credit profile and loan term. Last Updated and Verified: April 9, 2026.
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